|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Providence Bank & Trust Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Providence Bank & Trust's 7-Month CD Special rates are at 3.50%, 13-Month CD Special rates are at 3.15%. Providence Bank & Trust's savings rates are at 0.25%. Providence Bank & Trust's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Providence Bank & Trust with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.14%. Rates were last updated on 03/28/2026. Providence Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Providence Bank & Trust? Share your experience about Providence Bank & Trust by leaving a review below, or read customer reviews before you decide to use Providence Bank & Trust. 
Providence Bank & Trust CD Rates
Providence Bank & Trust Savings Rates
Providence Bank & Trust Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Providence Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Providence Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Providence Bank & Trust's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Providence Bank & Trust
Bank Holding Company
PROVIDENCE FINANCIAL CORP
Address
630 E 162nd St,
South Holland, IL 60473 · Cook
Website
https://www.providence.bank
FDIC Certificate #
57754
Established
09/20/2004
FDIC Insurance Date
09/20/2004
Domestic Offices
16
Total Branches
16
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
6.14%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0663%
Return on Equity (ROE)
11.8400%
Non-Performing Loans (NPL)
0.34%
Total Assets
$1,572,778,000
Total Deposits
$1,366,207,000
Equity Capital
$183,334,000
Net Income
$-3,039,000
Headquarters
South Holland
Total Offices
16
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Providence Bank & TrustIs Providence Bank & Trust a safe place to deposit money?Yes, Providence Bank & Trust is considered a safe financial institution. With a Texas Ratio of 6.1434149804757%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Providence Bank & Trust operate?Providence Bank & Trust currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Providence Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Providence Bank & Trust provides members with tools to manage their accounts and build a solid financial history. Does Providence Bank & Trust offer online and mobile banking?Most modern institutions like Providence Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.providence.bank. Current Providence Bank & Trust Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Providence Bank & Trust
The Bank of Denver
Clear Mountain Bank
FNB of Gilbert
Mechanics Bank
WSB Wayland State Bank
FNB of Decatur County
Bank of Camilla
Corn City State Bank
Eastbank, National Association
Covington S&L
Citizens Bank Butler, MO
Tradition Capital Bank
PeoplesSouth Bank
City National Bank Corsicana, TX
CTBC Bank Corp
Wilson State Bank
Evermore Bank
Community Financial Services Bank (CFSB)
MCBank
Pike National Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
