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PB Peoples Bank Mendenhall, MS

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PB Peoples Bank Mendenhall, MS Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PB Peoples Bank Mendenhall, MS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 16, 2026

PB Peoples Bank Mendenhall, MS rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.91%, 6-month CD rates at 2.74% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.20%. Mortgage rates on 30-year fixed loans are around 7.39%. These rates come from our rate database, not PB Peoples Bank Mendenhall, MS, and you can see how they compare in the PB Peoples Bank Mendenhall, MS rate tables below. MonitorBankRates evaluates the financial stability of PB Peoples Bank Mendenhall, MS with a 4.4 Star Rating, an B Overall Health Grade, and a Texas Ratio of 21.68%. Database rates last updated and verified on 10/16/2026.

PB Peoples Bank Mendenhall, MS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PB Peoples Bank Mendenhall, MS? Share your experience about PB Peoples Bank Mendenhall, MS by leaving a review below, or read customer reviews before you decide to use PB Peoples Bank Mendenhall, MS.

Overall Health & Safety Grade

Solid Health Score: 84/100

MonitorBankRates Rating

4.4

Excellent Out of 5.0 Stars

Texas Ratio

21.68%

Good Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Peoples Bank

160 E Maud Ave
Mendenhall, MS 39114

https://www.peoplesbank-ms.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Current Rate Availability

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Financial Health History

PB Peoples Bank Mendenhall, MS’s Texas Ratio fell from 25.94% in Q3 2023 to 21.68% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.1 to 4.4 and its Health Grade from C+ to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$503M	21.68%	4.4	B
March 31, 2026	$503M	16.52%	4.9	A-
December 31, 2025	$485M	12.96%	5.0	A
September 30, 2025	$469M	23.04%	4.3	B-
June 30, 2025	$470M	15.70%	4.9	A-
March 31, 2025	$457M	16.12%	4.9	A-
December 31, 2024	$454M	26.93%	4.0	C
September 30, 2024	$458M	27.57%	4.0	C
June 30, 2024	$466M	26.25%	4.1	C+
March 31, 2024	$480M	34.95%	3.3	D
December 31, 2023	$463M	26.30%	4.1	C+
September 30, 2023	$445M	25.94%	4.1	C+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PB Peoples Bank Mendenhall, MS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PB Peoples Bank Mendenhall, MS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PB Peoples Bank Mendenhall, MS's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name PB Peoples Bank Mendenhall, MS

Website https://www.peoplesbank-ms.com

Address 160 E Maud Ave, Mendenhall, MS 39114 · Simpson

Bank Holding Company PEOPLES BANCSHARES INC

FDIC Certificate # 9366

Regulator FDIC

Established November 5, 1908

FDIC Insurance Date January 1, 1934

Domestic Offices 5

Total Branches 5

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.4 / 5.0 ★

Overall Health & Safety Grade

B (84/100)

Texas Ratio

21.68%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

3.9571%

Return on Equity (ROE)

36.1000%

Non-Performing Loans Ratio (NPL)

3.34%

Total Assets

$503,471,000

Total Deposits

$445,004,000

Equity Capital

$56,362,000

Net Income

$9,836,000

Headquarters

Mendenhall

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

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Frequently Asked Questions About PB Peoples Bank Mendenhall, MS

How many branches does PB Peoples Bank Mendenhall, MS operate?

PB Peoples Bank Mendenhall, MS currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, PB Peoples Bank Mendenhall, MS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PB Peoples Bank Mendenhall, MS provides members with tools to manage their accounts and build a solid financial history.

Does PB Peoples Bank Mendenhall, MS offer online and mobile banking?

Most modern institutions like PB Peoples Bank Mendenhall, MS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesbank-ms.com.