What are the current interest rates at Morton Community Bank?

Current rates for Morton Community Bank include: 12-Month CD: 2.60%, 24-Month CD: 2.71%, 36-Month CD: 2.81%, 48-Month CD: 2.96%, 60-Month CD: 3.05%, Savings: 0.05%, MMA: 1.00%

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Morton Community Bank Rates & Review October 2026

Q: How many branches does Morton Community Bank operate?

Morton Community Bank currently maintains approximately 49 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Morton Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Morton Community Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Morton Community Bank's top rates as of October 14, 2026 are 3.79% APY on its 14-Month Certificate Specials, 0.05% APY on savings, 1.00% APY on money market accounts, and 0.04% APY on checking, according to rates verified by MonitorBankRates. Other Morton Community Bank CD rates include Certificate Specials - 14-Month at 3.73%, 9-Month Certificate Specials at 3.63%, and Certificate Specials - 9-Month at 3.57%. MonitorBankRates evaluates the financial stability of Morton Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.85%. Rates last updated and verified on 10/14/2026.

Morton Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Morton Community Bank? Share your experience about Morton Community Bank by leaving a review below, or read customer reviews before you decide to use Morton Community Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.85%

Excellent Equal to avg

Health Trend

Improving 12 quarters

Full history ›

Morton Community Bank

721 W Jackson St
Morton, IL 61550

https://www.hometownbanks.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Morton Community Bank CD Rates

Product	Rate	APY	Term
14 Month Certificate Specials	3.73%	3.79%	14 Month
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000 and over; $10,000 minimum deposit on 9-month and 14-month special; Upon maturity 14 month special will renew at current 12-month rate Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 3.42% → 3.79% ▲ 0.37 pts · high 3.79% / low 3.42% Oct 2, 20263.79%▲ from 3.42% Sep 18, 20263.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
Certificate Specials - 14 Month	3.67%	3.73%	14 Month
Min Deposit $10,000 Details Under $100,000 balance tier; $10,000 minimum deposit on 9-month and 14-month special; upon maturity renews at current 12-month rate; early withdrawal penalty may apply Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 3.42% → 3.73% ▲ 0.31 pts · high 3.73% / low 3.42% Oct 2, 20263.73%▲ from 3.42% Sep 18, 20263.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
9 Month Certificate Specials	3.57%	3.63%	9 Month
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000 and over; $10,000 minimum deposit on 9-month and 14-month special; Upon maturity 9 month special will renew at current 12-month rate Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 3.42% → 3.63% ▲ 0.21 pts · high 3.63% / low 3.42% Oct 2, 20263.63%▲ from 3.42% Sep 18, 20263.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
Certificate Specials - 9 Month	3.51%	3.57%	9 Month
Min Deposit $10,000 Details Under $100,000 balance tier; $10,000 minimum deposit on 9-month and 14-month special; upon maturity renews at current 12-month rate; early withdrawal penalty may apply Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 3.42% → 3.57% ▲ 0.15 pts · high 3.57% / low 3.42% Oct 2, 20263.57%▲ from 3.42% Sep 18, 20263.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
5 Year Certificate of Deposit	3.07%	3.11%	5 Years
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.14% → 3.11% ▲ 0.97 pts · high 3.11% / low 2.14% Oct 2, 20263.11%▲ from 2.14% Sep 18, 20262.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 5 Years	3.07%	3.11%	5 Years
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.14% → 3.11% ▲ 0.97 pts · high 3.11% / low 2.14% Oct 2, 20263.11%▲ from 2.14% Sep 18, 20262.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
5 Year Certificate of Deposit	3.01%	3.05%	5 Years
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.14% → 3.05% ▲ 0.91 pts · high 3.05% / low 2.14% Oct 2, 20263.05%▲ from 2.14% Sep 18, 20262.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 5 Years	3.01%	3.05%	5 Years
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.14% → 3.05% ▲ 0.91 pts · high 3.05% / low 2.14% Oct 2, 20263.05%▲ from 2.14% Sep 18, 20262.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
48 Month Certificate of Deposit	2.98%	3.02%	48 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.17% → 3.02% ▲ 0.85 pts · high 3.02% / low 2.17% Oct 2, 20263.02%▲ from 2.17% Sep 18, 20262.17%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 48 month	2.98%	3.02%	48 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.17% → 3.02% ▲ 0.85 pts · high 3.02% / low 2.17% Oct 2, 20263.02%▲ from 2.17% Sep 18, 20262.17%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
48 Month Certificate of Deposit	2.92%	2.96%	48 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.17% → 2.96% ▲ 0.79 pts · high 2.96% / low 2.17% Oct 2, 20262.96%▲ from 2.17% Sep 18, 20262.17%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 48 month	2.92%	2.96%	48 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.17% → 2.96% ▲ 0.79 pts · high 2.96% / low 2.17% Oct 2, 20262.96%▲ from 2.17% Sep 18, 20262.17%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
36 Month Certificate of Deposit	2.83%	2.87%	36 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.21% → 2.87% ▲ 0.66 pts · high 2.87% / low 2.21% Oct 2, 20262.87%▲ from 2.21% Sep 18, 20262.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 36 month	2.83%	2.87%	36 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.21% → 2.87% ▲ 0.66 pts · high 2.87% / low 2.21% Oct 2, 20262.87%▲ from 2.21% Sep 18, 20262.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
36 Month Certificate of Deposit	2.77%	2.81%	36 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.21% → 2.81% ▲ 0.60 pts · high 2.81% / low 2.21% Oct 2, 20262.81%▲ from 2.21% Sep 18, 20262.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 36 month	2.77%	2.81%	36 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.21% → 2.81% ▲ 0.60 pts · high 2.81% / low 2.21% Oct 2, 20262.81%▲ from 2.21% Sep 18, 20262.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
24 Month Certificate of Deposit	2.74%	2.77%	24 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.41% → 2.77% ▲ 0.36 pts · high 2.77% / low 2.41% Oct 2, 20262.77%▲ from 2.41% Sep 18, 20262.41%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 24 month	2.74%	2.77%	24 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.41% → 2.77% ▲ 0.36 pts · high 2.77% / low 2.41% Oct 2, 20262.77%▲ from 2.41% Sep 18, 20262.41%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
24 Month Certificate of Deposit	2.68%	2.71%	24 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.41% → 2.71% ▲ 0.30 pts · high 2.71% / low 2.41% Oct 2, 20262.71%▲ from 2.41% Sep 18, 20262.41%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 24 month	2.68%	2.71%	24 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.41% → 2.71% ▲ 0.30 pts · high 2.71% / low 2.41% Oct 2, 20262.71%▲ from 2.41% Sep 18, 20262.41%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
12 Month Certificate of Deposit	2.63%	2.66%	12 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.66% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 12 month	2.63%	2.66%	12 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.66% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
12 Month Certificate of Deposit	2.57%	2.60%	12 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
IRA Accounts - 12 month	2.57%	2.60%	12 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000; A penalty may be imposed for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
6 Month Certificate of Deposit	2.49%	2.52%	6 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.52% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
6 Month Certificate of Deposit	2.43%	2.46%	6 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.46% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
3 Month Certificate of Deposit	2.08%	2.10%	3 Months
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
3 Month Certificate of Deposit	2.02%	2.04%	3 Months
Min Deposit $1,000 Details Balance: Under $100,000; Minimum Opening Deposit is $1,000 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 2.04% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%

Morton Community Bank Savings Rates

Product	Rate	APY
Christmas Club	0.05%	0.05%
Min Deposit $1 Details Balance: Full Balance; See us for specific details on Christmas Club Accounts Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
Classic Savings	0.05%	0.05%
Min Deposit $50 Details Balance: Full Balance; Interest Rate is variable and may change after the account is opened; Fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
Health Savings Accounts	0.05%	0.05%
Details Balance: Full Balance; Interest Rate is variable and may change after the account is opened; Fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%

Morton Community Bank Money Market Rates

Product	Rate	APY
Platinum Money Market	1.00%	1.00%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000 and up; Interest Rate is variable and may change after the account is opened; Fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
Platinum Money Market	0.78%	0.78%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 to $99,999.99; Interest Rate is variable and may change after the account is opened; Fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.78% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
Platinum Money Market	0.44%	0.44%
Min Deposit $25,000 Details Balance: $24,999.99 & below; Interest Rate is variable and may change after the account is opened; Fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.44% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
Money Market IRA	0.10%	0.10%
Min Deposit $100 Details Balance: Full Balance; Interest Rate is variable and may change after the account is opened; Fees may reduce earnings Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%

Morton Community Bank Checking Rates

Product	Rate	APY
Interest Checking	0.04%	0.04%
Min Deposit $50 Min Balance $15,000 Details Balance: $15,000 and up; Minimum opening deposit is $50; Consumer deposits; Interest rate is variable Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.04% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
Interest Checking	0.04%	0.04%
Min Deposit $50 Min Balance $5,000 Details Balance: $5,000 to $14,999.99; Minimum opening deposit is $50; Consumer deposits; Interest rate is variable Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%
Interest Checking	0.04%	0.04%
Min Deposit $50 Min Balance $1,000 Details Balance: $1,000 to $4,999.99; Minimum opening deposit is $50; Consumer deposits; Interest rate is variable Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.85%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Morton Community Bank’s Texas Ratio fell from 13.12% in Q3 2023 to 5.85% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 3.8 to 5.0 and its Health Grade from B- to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5.3B	5.85%	5.0	A+
March 31, 2026	$5.3B	4.41%	5.0	A+
December 31, 2025	$5.4B	4.71%	5.0	A+
September 30, 2025	$5.4B	5.35%	5.0	A+
June 30, 2025	$5.5B	5.84%	5.0	A+
March 31, 2025	$5.4B	6.01%	5.0	A
December 31, 2024	$5.4B	7.04%	5.0	A
September 30, 2024	$5.6B	7.39%	5.0	A
June 30, 2024	$5.5B	7.96%	5.0	A
March 31, 2024	$5.5B	15.48%	5.0	A-
December 31, 2023	$5.6B	12.19%	5.0	A
September 30, 2023	$5.5B	13.12%	3.8	B-

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Morton Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Morton Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Morton Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Morton Community Bank

Website https://www.hometownbanks.com

Address 721 W Jackson St, Morton, IL 61550 · Tazewell

Bank Holding Company HOMETOWN CMTY BCORP EMPLOYEE STK OWNERSHIP PLAN&TR

FDIC Certificate # 18429

Regulator FDIC

Established August 26, 1961

FDIC Insurance Date August 26, 1961

Domestic Offices 49

Total Branches 49

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.85%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.6164%

Return on Equity (ROE)

16.7400%

Non-Performing Loans Ratio (NPL)

0.54%

Total Assets

$5,349,867,000

Total Deposits

$4,722,069,000

Equity Capital

$502,014,000

Net Income

$43,185,000

Headquarters

Morton

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Morton Community Bank earned the Verified Healthy badge

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Frequently Asked Questions About Morton Community Bank

How many branches does Morton Community Bank operate?

Morton Community Bank currently maintains approximately 49 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Morton Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Morton Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does Morton Community Bank offer online and mobile banking?

Most modern institutions like Morton Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hometownbanks.com.