Survey ResultsWe asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase.See the full results
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
First Savings Bank of Hegewisch Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 11, 2026
First Savings Bank of Hegewisch's top rates as of October 11, 2026 are 4.62% APY on its 18-Month Variable Rate Certificate, 0.03% APY on savings, 2.05% APY on money market accounts, 0.01% APY on checking, and auto loans from 5.45% APR, according to rates verified by MonitorBankRates. Other First Savings Bank of Hegewisch CD rates include 12-Month Certificate at 4.05%, 24-Month Certificate at 3.75%, and 9-Month Certificate at 3.75%. MonitorBankRates evaluates the financial stability of First Savings Bank of Hegewisch with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.18%. Rates last updated and verified on 10/11/2026.
First Savings Bank of Hegewisch money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Savings Bank of Hegewisch? Share your experience about First Savings Bank of Hegewisch by leaving a review below, or read customer reviews before you decide to use First Savings Bank of Hegewisch.
First Savings Bank of Hegewisch has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
First Savings Bank of Hegewisch has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.18%
ExcellentLower than avg
First Savings Bank of Hegewisch Texas Ratio
First Savings Bank of Hegewisch's Texas Ratio is 0.18%, which is considered excellent and is lower than the national average of 5.85%.
First Savings Bank of Hegewisch has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.21% to 0.18% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
First Savings Bank of Hegewisch CD Rates
Product
Rate
APY
Term
View More
18 Month Variable Rate Certificate
4.54%
4.62%
18 Month
Min Deposit$1,000
Min Balance$1,000
DetailsRate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted
Last Updated10/11/2026
Rate History
1 change since Sep 24, 2026 · 4.04% → 4.62% ▲ 0.58 pts · high 4.62% / low 4.04%
Oct 3, 20264.62%▲ from 4.04%
Sep 24, 20264.04%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
12 Month Certificate
3.99%
4.05%
12 Month
Min Deposit$1,000
Min Balance$1,000
DetailsQuarterly compounding. IRA funds permitted. No business funds permitted.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 4.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
24 Month Certificate
3.70%
3.75%
24 Month
Min Deposit$5,000
Min Balance$5,000
DetailsDaily compounding. IRA funds permitted. No business funds permitted
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
9 Month Certificate
3.70%
3.75%
9 Month
Min Deposit$1,000
Min Balance$1,000
DetailsQuarterly compounding. IRA funds permitted. No business funds permitted.
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
1 change since Sep 15, 2026 · 4.50% → 7.00% ▲ 2.50 pts · high 7.00% / low 4.50%
Oct 7, 20267.00%▲ from 4.50%
Sep 15, 20264.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
First Savings Bank of Hegewisch Other Rates
Product
Rate
Points
APY/APR
Term
View More
FSBH E-Account
1.24%
-
1.25%
Min Deposit$250
Min Balance$250
DetailsRates can change daily, Daily compounding
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
Financial Health History
First Savings Bank of Hegewisch’s Texas Ratio stayed near 0.21% in Q3 2023 to 0.18% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$787M
0.18%
5.0
A+
March 31, 2026
$797M
0.18%
5.0
A+
December 31, 2025
$794M
0.44%
5.0
A+
September 30, 2025
$803M
0.17%
5.0
A+
June 30, 2025
$800M
0.12%
5.0
A+
March 31, 2025
$810M
0.25%
5.0
A+
December 31, 2024
$818M
0.22%
5.0
A+
September 30, 2024
$806M
0.39%
5.0
A+
June 30, 2024
$796M
0.18%
5.0
A+
March 31, 2024
$798M
0.14%
5.0
A+
December 31, 2023
$793M
0.20%
5.0
A+
September 30, 2023
$798M
0.21%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for First Savings Bank of Hegewisch is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather First Savings Bank of Hegewisch rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Savings Bank of Hegewisch's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameFirst Savings Bank of Hegewisch
FDIC Certificate #29809
Address
13220 S Baltimore Ave,
Chicago, IL 60633 · Cook
First Savings Bank of Hegewisch earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for First Savings Bank of Hegewisch yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First Savings Bank of Hegewisch
Frequently Asked Questions About First Savings Bank of Hegewisch
How many branches does First Savings Bank of Hegewisch operate?
First Savings Bank of Hegewisch currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, First Savings Bank of Hegewisch does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, First Savings Bank of Hegewisch provides members with tools to manage their accounts and build a solid financial history.
Does First Savings Bank of Hegewisch offer online and mobile banking?
Most modern institutions like First Savings Bank of Hegewisch provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbhegewisch.com.
Current First Savings Bank of Hegewisch Rates
12-Month CD3.25%
18-Month CD4.62%
24-Month CD3.50%
48-Month CD2.00%
Savings0.03%
MMA2.05%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
