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First Savings Bank of Hegewisch Rates & Review March 2026

First Savings Bank of Hegewisch's 18-Month Variable Rate Certificate rates are at 3.53%, 6-Month Certificate rates are at 3.50%, 12-Month Certificate rates are at 3.40%, 4-Month Certificate rates are at 3.30%, 18-Month Certificate rates are at 3.00%. First Savings Bank of Hegewisch's savings rates are at 0.02%. First Savings Bank of Hegewisch's money market rates are at 0.20%. First Savings Bank of Hegewisch's Jumbo Single Family Mortgages (Loans - Purchases rates are at 5.25%, Jumbo Single Family Mortgages (Loans - Refinances rates are at 5.25%, Fixed Term Single Family Mortgages - Purchases rates are at 5.25%, Fixed Term Single Family Mortgages - Purchases 15 Years rates are at 5.25%, Fixed Term Single Family Mortgages - Refinances rates are at 5.25%. MonitorBankRates evaluates the financial stability of First Savings Bank of Hegewisch with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.21%. Rates were last updated on 03/20/2026.

First Savings Bank of Hegewisch money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Savings Bank of Hegewisch? Share your experience about First Savings Bank of Hegewisch by leaving a review below, or read customer reviews before you decide to use First Savings Bank of Hegewisch.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.21%
Excellent Lower than avg
First Savings Bank of Hegewisch
13220 S Baltimore Ave
Chicago, IL 60633
https://www.fsbhegewisch.com
Member FDIC

First Savings Bank of Hegewisch CD Rates

Product Rate APY Term View More
18 Month Variable Rate Certificate 3.48% 3.53% 18
Min Deposit $1,000
Min Balance $1,000
Details Rate changes quarterly-Quarterly compounding-
$100.00 minimum additions permitted-IRA fund also permitted
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
6 Month Certificate 3.45% 3.50% 6
Min Deposit $1,000
Min Balance $1,000
Details Quarterly compounding. IRA funds permitted. No business funds permitted.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
12 Month Certificate 3.36% 3.40% 12
Min Deposit $1,000
Min Balance $1,000
Details Quarterly compounding. IRA funds permitted. No business funds permitted.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
4 Month Certificate 3.26% 3.30% 4
Min Deposit $10,000
Min Balance $10,000
Details Quarterly compounding. IRA funds permitted. No business funds permitted.Penalty waived after the first 10 calendar days.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
18 Month Certificate 2.97% 3.00% 18
Min Deposit $5,000
Min Balance $5,000
Details Quarterly compounding. IRA funds permitted. No business funds permitted
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
IRA 12 Month Certificate 2.97% 3.00% 12
Min Deposit $10
Min Balance $10
Details Quarterly compounding ; $10 minimum additions allowed
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
IRA Certificates - Traditional, Roth and Educational 12 Month Certificate 2.97% 3.00% 12
Min Deposit $10
Min Balance $10
Details Quarterly compounding $10 minimum additions allowed
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
24 Month Certificate 2.67% 2.70% 24
Min Deposit $5,000
Min Balance $5,000
Details Daily compounding. IRA funds permitted. No business funds permitted
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
IRA 24 Month Certificate 2.66% 2.70% 24
Min Deposit $10
Min Balance $10
Details Daily compounding; $10 minimum additions allowed
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
IRA Certificates - Traditional, Roth and Educational 24 Month Certificate 2.66% 2.70% 24
Min Deposit $10
Min Balance $10
Details Daily compounding $10 minimum additions allowed
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
IRA 6 Month Certificate 2.48% 2.50% 6
Min Deposit $10
Min Balance $10
Details Quarterly compounding ; $10 minimum additions allowed
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
IRA Certificates - Traditional, Roth and Educational 6 Month Certificate 2.48% 2.50% 6
Min Deposit $10
Min Balance $10
Details Quarterly compounding $10 minimum additions allowed
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
College Savers 3 or 4 Year Certificate 1.79% 1.85% 3
Min Deposit $50
Min Balance $50
Details Quarterly compounding, $10.00 min. additions
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

First Savings Bank of Hegewisch Savings Rates

Product Rate APY View More
IRA Statement Savings 0.03% 0.03%
Min Deposit $10
Min Balance $0
Details Rates can change daily. Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Ultimate Savings 0.02% 0.02%
Min Deposit $1,000
Min Balance $1,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Variable Savings 0.02% 0.02%
Min Deposit $100
Min Balance $0
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

First Savings Bank of Hegewisch Money Market Rates

Product Rate APY View More
Diamond Money Market 2.03% 2.05%
Min Deposit $50,000
Min Balance $150,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Diamond Money Market 4th Tier 2.03% 2.05%
Min Deposit $50,000
Min Balance $150,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Diamond Money Market 1.78% 1.80%
Min Deposit $50,000
Min Balance $100,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Diamond Money Market 3rd Tier 1.78% 1.80%
Min Deposit $50,000
Min Balance $100,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Diamond Money Market 1.05% 1.05%
Min Deposit $50,000
Min Balance $75,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Diamond Money Market 2nd Tier 1.05% 1.05%
Min Deposit $50,000
Min Balance $75,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Diamond Money Market 0.80% 0.80%
Min Deposit $50,000
Min Balance $50,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Diamond Money Market 1st Tier 0.80% 0.80%
Min Deposit $50,000
Min Balance $50,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Premier Money Market Account 4th Tier 0.40% 0.40%
Min Deposit $1,500
Min Balance $25,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Premier Money Market Account* 0.40% 0.40%
Min Deposit $1,500
Min Balance $25,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Premier Money Market Account 3rd Tier 0.35% 0.35%
Min Deposit $1,500
Min Balance $15,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Premier Money Market Account* 0.35% 0.35%
Min Deposit $1,500
Min Balance $15,000
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Premier Money Market Account 2nd Tier 0.25% 0.25%
Min Deposit $1,500
Min Balance $7,500
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Premier Money Market Account* 0.25% 0.25%
Min Deposit $1,500
Min Balance $7,500
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Premier Money Market Account 1st Tier 0.20% 0.20%
Min Deposit $1,500
Min Balance $1,500
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Premier Money Market Account* 0.20% 0.20%
Min Deposit $1,500
Min Balance $1,500
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

First Savings Bank of Hegewisch Checking Rates

Product Rate APY View More
Free Checking Plus Interest 0.01% 0.01%
Min Deposit $10
Min Balance $500
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Senior Checking 0.01% 0.01%
Min Deposit $10
Min Balance $100
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Student Checking 0.01% 0.01%
Min Deposit $10
Min Balance $100
Details Rates can change daily, Daily compounding
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

First Savings Bank of Hegewisch Mortgage Rates

Product Rate Points APR Term View More
Jumbo Single Family Mortgages (Loans - Purchases 5.25% 0 5.31% 15 Years
Details $832,750+
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Refinances 5.25% 0 5.31% 15 Years
Details $832,750+
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 5.25% 0 5.38% 15
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 15 Years 5.25% 0 5.38% 15
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances 5.25% 0 5.38% 15 Years
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 5.25% 0 5.44% 10
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 10 Years 5.25% 0 5.44% 10
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances 5.25% 0 5.44% 10 Years
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 5.50% 0 5.61% 20
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 20 Years 5.50% 0 5.61% 20
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances 5.50% 0 5.61% 20 Years
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Purchases 5.75% 0 5.79% 30 Years
Details $832,750+
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Refinances 5.75% 0 5.79% 30 Years
Details $832,750+
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
30 year fixed rate - - 5.83%
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
30 year fixed rate loans - - 5.83%
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 5.75% 0 5.83% 30
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 30 Years 5.75% 0 5.83% 30
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances 5.75% 0 5.83% 30 Years
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 5.75% 0 5.84% 25
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 25 Years 5.75% 0 5.84% 25
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances 5.75% 0 5.84% 25 Years
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

First Savings Bank of Hegewisch Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Loans (Maximum Loan of 5.65% - 5.65% 5 Years
Details $200,000.00
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Rate Home Equity Loans (Maximum Loan of 5.90% - 5.90% 7 Years
Details $200,000.00
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Fixed Rate Home Equity Loans (Maximum Loan of 6.15% - 6.15% 10 Years
Details $200,000.00
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Savings Bank of Hegewisch is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Savings Bank of Hegewisch rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Savings Bank of Hegewisch's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Savings Bank of Hegewisch
FDIC Certificate # 29809
Address 13220 S Baltimore Ave, Chicago, IL 60633  ·  Cook
Established 01/01/1914
FDIC Insurance Date 08/09/1989
Domestic Offices 14
Total Branches 14
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.21%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.2712%
Return on Equity (ROE) 1.8600%
Non-Performing Loans (NPL) 0.03%
Total Assets $794,422,000
Total Deposits $674,419,000
Equity Capital $117,496,000
Net Income $174,000
Headquarters Chicago
Total Offices 14
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About First Savings Bank of Hegewisch

Is First Savings Bank of Hegewisch a safe place to deposit money?

Yes, First Savings Bank of Hegewisch is considered a safe financial institution. With a Texas Ratio of 0.20631160693818%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does First Savings Bank of Hegewisch operate?

First Savings Bank of Hegewisch currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Savings Bank of Hegewisch does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Savings Bank of Hegewisch provides members with tools to manage their accounts and build a solid financial history.

Does First Savings Bank of Hegewisch offer online and mobile banking?

Most modern institutions like First Savings Bank of Hegewisch provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbhegewisch.com.

Current First Savings Bank of Hegewisch Rates

  • 12-Month CD3.00%
  • 18-Month CD3.00%
  • 24-Month CD2.70%
  • 48-Month CD1.85%
  • Savings0.02%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.