What are the current interest rates at North American Savings Bank (NASB)?

Current rates for North American Savings Bank (NASB) include: 12-Month CD: 2.25%, 24-Month CD: 2.65%, 36-Month CD: 3.40%, 48-Month CD: 2.85%, 60-Month CD: 2.40%, Savings: 0.10%, MMA: 0.80%

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North American Savings Bank (NASB)

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North American Savings Bank (NASB) Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, North American Savings Bank (NASB) provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

North American Savings Bank (NASB)'s 24-35-Months 24-35-Month Term Share Certificate rates are at 3.60%, 24-35-Months 24-35-Month Term Share Certificate rates are at 3.55%, 24-35-Months 24-35-Month Term Share Certificate rates are at 3.50%, 24-35-Months 24-35-Month Term Share Certificate rates are at 3.40%, 36-47-Months 36-47-Month Term Share Certificate rates are at 3.05%. North American Savings Bank (NASB)'s savings rates are at 0.10%. North American Savings Bank (NASB)'s money market rates are at 0.80%. North American Savings Bank (NASB)'s Personal Loan Rates are at 6.49%. MonitorBankRates evaluates the financial stability of North American Savings Bank (NASB) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.08%. Rates last updated and verified on 08/28/2026.

North American Savings Bank (NASB) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North American Savings Bank (NASB)? Share your experience about North American Savings Bank (NASB) by leaving a review below, or read customer reviews before you decide to use North American Savings Bank (NASB).

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.08%

Excellent Lower than avg

North American Savings Bank (NASB)

12498 S Us Highway 71
Grandview, MO 64030

https://www.nasb.com

North American Savings Bank (NASB) CD Rates

Product	Rate	APY	Term
24-35 month Term Share Certificate	3.54%	3.60%	24-35 Months
Min Deposit $100,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
24-35 month Term Share Certificate	3.49%	3.55%	24-35 Months
Min Deposit $50,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
24-35 month Term Share Certificate	3.44%	3.50%	24-35 Months
Min Deposit $10,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
24-35 month Term Share Certificate	3.34%	3.40%	24-35 Months
Min Deposit $1,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
36-47 month Term Share Certificate	3.01%	3.05%	36-47 Months
Min Deposit $100,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
36-47 month Term Share Certificate	2.96%	3.00%	36-47 Months
Min Deposit $50,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
36-47 month Term Share Certificate	2.91%	2.95%	36-47 Months
Min Deposit $10,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
48-59 month Term Share Certificate	2.86%	2.90%	48-59 Months
Min Deposit $50,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
36-47 month Term Share Certificate	2.81%	2.85%	36-47 Months
Min Deposit $1,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
12-23 month Term Share Certificate	2.76%	2.80%	12-23 Months
Min Deposit $50,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
48-59 month Term Share Certificate	2.71%	2.75%	48-59 Months
Min Deposit $1,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
12-23 month Term Share Certificate	2.62%	2.65%	12-23 Months
Min Deposit $1,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
60 month Term Share Certificate	2.57%	2.60%	60 Months
Min Deposit $100,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
60 month Term Share Certificate	2.52%	2.55%	60 Months
Min Deposit $50,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
60 month Term Share Certificate	2.47%	2.50%	60 Months
Min Deposit $10,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
6-11 month Term Share Certificate	2.42%	2.45%	6-11 Months
Min Deposit $100,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
60 month Term Share Certificate	2.37%	2.40%	60 Months
Min Deposit $1,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
6-11 month Term Share Certificate	2.32%	2.35%	6-11 Months
Min Deposit $10,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
6-11 month Term Share Certificate	2.23%	2.25%	6-11 Months
Min Deposit $1,000 Details Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%

North American Savings Bank (NASB) Savings Rates

Product	Rate	APY
Savings Account	0.10%	0.10%
Min Deposit $100 Min Balance $100 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
Start Young Savings	0.10%	0.10%
Min Deposit $25 Details Variable rate. No minimum balance requirement to obtain the disclosed APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%

North American Savings Bank (NASB) Money Market Rates

Product	Rate	APY
Premium Money Market Account	-	3.50%
Min Deposit $10,000 Min Balance $250,000 Details Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
Premium Money Market Account	-	2.75%
Min Deposit $10,000 Min Balance $100,000 Details Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
Premium Money Market Account	-	2.10%
Min Deposit $10,000 Min Balance $50,000 Details Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
Premium Money Market Account	-	1.25%
Min Deposit $10,000 Min Balance $25,000 Details Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%
Premium Money Market Account	-	0.80%
Min Deposit $10,000 Min Balance $0 Details Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%

North American Savings Bank (NASB) Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	6.49%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.08%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for North American Savings Bank (NASB) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather North American Savings Bank (NASB) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with North American Savings Bank (NASB)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name North American Savings Bank (NASB)

Bank Holding Company NASB FINANCIAL INC

Address 12498 S Us Highway 71, Grandview, MO 64030 · Jackson

Website https://www.nasb.com

FDIC Certificate # 29708

Established 01/01/1923

FDIC Insurance Date 08/09/1989

Domestic Offices 10

Total Branches 10

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.08%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8887%

Return on Equity (ROE) 6.1300%

Non-Performing Loans (NPL) 0.39%

Total Assets $2,966,175,000

Total Deposits $1,895,946,000

Equity Capital $425,633,000

Net Income $29,230,000

Headquarters Grandview

Total Branches and Offices 10

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About North American Savings Bank (NASB)

How many branches does North American Savings Bank (NASB) operate?

North American Savings Bank (NASB) currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, North American Savings Bank (NASB) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, North American Savings Bank (NASB) provides members with tools to manage their accounts and build a solid financial history.

Does North American Savings Bank (NASB) offer online and mobile banking?

Most modern institutions like North American Savings Bank (NASB) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nasb.com.