Best Personal Loan Rates in Chapin, Illinois (IL) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Chapin, Illinois include: Oak Lawn Municipal Employees Credit UnionOak Lawn Municipal Employees Credit Union9446 RAYMOND AVE, OAK LAWN, IL, 60453A+5.0 ★Texas Ratio: 2.50% offering Signature Loan at 3.99% APR, MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 2.78% offering Loan Consolidation (5 year) at 4.00% APR, Baxter Credit UnionBaxter Credit Union415 S Main St, Crystal Lake, IL, 60014A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Northwest Community Credit UnionNorthwest Community Credit Union8930 Waukegan Rd, Morton Grove, IL, 60053A+5.0 ★Texas Ratio: 4.74% offering Share Loan at 5.00% APR, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL450 E 22nd St Ste 250, Lombard, IL, 60148 6176A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Chapin, Illinois can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Chapin, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Chapin, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 22, 2026
Details
up to $3000.00
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
Last UpdatedMarch 22, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year) Variable Rate
4.00%
▼
APR4.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 22, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
Last UpdatedMarch 22, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year) Variable Rate
4.75%
▼
APR4.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 22, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.74%
8930 Waukegan Rd, Morton Grove, IL, 60053
Share Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
+ current earning rate
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL, 60148 6176
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
This APR will vary with the market based on the dividend rate.
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Loan Special
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
up to $5,000 over 24 months for only 5%! Subject to approval, new money only. Apply by 3/30/26.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Pledge Share Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
$80K max.
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
Borrow up to $5,000 at only 5.0% interest for a limited time!
First Eagle Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 W Madison St, Chicago, IL, 60607
Credit Builder Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Other Collateralized Loans New & Used
5.29%
▼
APR5.29%
Last UpdatedMarch 22, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedMarch 22, 2026
Details
$50,000; As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
MyChoice Special Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details
As Low As; up to 36 Months
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
UCB United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
21 E Market St, Winchester, IL, 62694
Construction Loan Special
5.54%
▼
APR5.54%
Last UpdatedMarch 22, 2026
Details
This Construction Loan offer is subject to credit approval and valid for applications received on or before March 31, 2026.
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL, 62526
Credit Builder Loan
5.70%
▼
APR5.70%
Last UpdatedMarch 22, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
Last UpdatedMarch 22, 2026
Details
As Low As
PNB of Kewanee
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
207 N Tremont St, Kewanee, IL, 61443
FHA Loans
5.79%
▼
APR5.79%
Last UpdatedMarch 22, 2026
Details
As Low As
PNB of Kewanee
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
207 N Tremont St, Kewanee, IL, 61443
USDA Rural Development Loans
5.79%
▼
APR5.79%
Last UpdatedMarch 22, 2026
Details
As Low As
PNB of Kewanee
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
207 N Tremont St, Kewanee, IL, 61443
VA Loans
5.79%
▼
APR5.79%
Last UpdatedMarch 22, 2026
Details
As Low As
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
242 Wall St, East Dubuque, IL, 61025
Construction Loan*
5.80%
▼
APR5.80%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
12 months
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan to $6000.00
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
$3001.00
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
4435 ALBY ST, ALTON, IL, 62002 5916
Vacation Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
10231 S Western Ave, Chicago, IL, 60643 1917
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
$100.00 application fee for one year. No credit check.
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Stock Loans - Single Pay
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1001 Mannheim Rd, Bellwood, IL, 60104
Loans Less Than
6.05%
▼
APR6.05%
Last UpdatedMarch 22, 2026
Details
$2,000
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Loan
6.25%
▼
APR6.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details
As Low As; 79-84 Months
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
1980 National Blvd, Galesburg, IL, 61401
Recreational Loans
6.59%
▼
APR6.59%
Last UpdatedMarch 22, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Unsecured Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 22, 2026
Details
As Low As
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Personal Loan
6.90%
▼
APR6.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
APR6.90%
Last UpdatedMarch 22, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMarch 22, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
18 months
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1200 E Indian Trl, Aurora, IL, 60505 1896
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Stock Loans - Installment
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1200 E Indian Trl, Aurora, IL, 60505 1896
Unsecured/Consolidation
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
820 McKinley Ave, Bartonville, IL, 61607
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
MAX 72 months
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
A+; Up to 12 Months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 22, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
As Low As; Based on Credit History
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
800 S 42ND ST, Mount Vernon, IL, 62864
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
Used Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Commonwealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
563 William R Latham Sr Dr, Bourbonnais, IL, 60914
Personal loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3153 AVENUE OF THE CITIES, MOLINE, IL, 61265
Lot Loan (75% LTV)
7.51%
▼
APR7.51%
Last UpdatedMarch 22, 2026
Details
$35,000
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 S State St, Westville, IL, 61883
Signature
7.55%
▼
APR7.55%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 22, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
7.89%
▼
APR7.89%
Last UpdatedMarch 22, 2026
Details
As Low As; Year: 2012 - 2018
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2012 - 2018
7.89%
▼
APR7.89%
Last UpdatedMarch 22, 2026
Details
As Low As
APR7.90%
Last UpdatedMarch 22, 2026
Details
Limit of $10,000.00
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
Special Rates with auto loan financing
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
Used Equipment Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
1035 E Main St, Danville, IL, 61832 6037
Express Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
$500 - $2,000
Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
940 N MacArthur Blvd, Springfield, IL, 62702 2308
Unsecured Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
24 months
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan to $10000
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
$6001.00
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
IBEW Local #146 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3390 N Woodford St, Decatur, IL, 62526
Unsecured
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
$10,000; As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
A; Up to 12 Months
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMarch 22, 2026
Details
Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00
DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3153 AVENUE OF THE CITIES, MOLINE, IL, 61265
Lot Loan (80% LTV)
8.02%
▼
APR8.02%
Last UpdatedMarch 22, 2026
Details
$35,000
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
1811 Eastland Dr, Bloomington, IL, 61704
FOR ALL Signature Loans
8.06%
▼
APR8.06%
Last UpdatedMarch 22, 2026
Details
As Low As; Loan Amount Up to $25,000
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
8.09%
▼
APR8.09%
Last UpdatedMarch 22, 2026
Details
As Low As; Year: 2011 & Older
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2011 & Older
8.09%
▼
APR8.09%
Last UpdatedMarch 22, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMarch 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 22, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL, 62208 2216
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Loan
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
8.29%
▼
APR8.29%
Last UpdatedMarch 22, 2026
Details
As Low As; Year: 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2019 & Newer
8.29%
▼
APR8.29%
Last UpdatedMarch 22, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedMarch 22, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
8.49%
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details
Special Rates with auto loan financing
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
1811 Eastland Dr, Bloomington, IL, 61704
FOR ALL Signature Loans
8.56%
▼
APR8.56%
Last UpdatedMarch 22, 2026
Details
As Low As; Loan Amount $1,000.01-$25,000
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
8.59%
▼
APR8.59%
Last UpdatedMarch 22, 2026
Details
As Low As; Year: 2012 - 2018
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2012 - 2018
8.59%
▼
APR8.59%
Last UpdatedMarch 22, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMarch 22, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
8.69%
▼
APR8.69%
Last UpdatedMarch 22, 2026
Details
As Low As; Year: 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2019 & Newer
8.69%
▼
APR8.69%
Last UpdatedMarch 22, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.74%
8930 Waukegan Rd, Morton Grove, IL, 60053
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMarch 22, 2026
Details
As Low As
APR8.74%
Last UpdatedMarch 22, 2026
Details
As of July 21, 2025 the fixed Annual Percentage Rate (APR) ranged from 8.74% APR to 24.99% APR, and varies based on credit score, loan amount, purpose, term and automatic payment selection. The minimum loan amount is $1,000 and loan terms range from 12 to 84 months. The lowest APR in the range is available on loans of $10,000 or more with a term of 12-36 months, a credit score of 800 or greater, purpose of home improvement and includes discount for automatic payments from a U.S. Bank personal checking or savings account.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New Equipment Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 22, 2026
Details
Minimum loan amounts apply to terms exceeding 72 months.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
B; Up to 12 Months
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
103 3rd St, Savanna, IL, 61074
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
8.89%
▼
APR8.89%
Last UpdatedMarch 22, 2026
Details
As Low As; Year: 2011 & Older
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2011 & Older
8.89%
▼
APR8.89%
Last UpdatedMarch 22, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
As Low As
APR8.90%
Last UpdatedMarch 22, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
As Low As
New Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
291 Springfield Ave, Joliet, IL, 60435 6509
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
1035 E Main St, Danville, IL, 61832 6037
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
$2,500
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
As Low As; Loan Amount $500-$40,000
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
6301 Fairview Ave, Westmont, IL, 60559
f1RST® Quick Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As; Promotional rate as low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature (Personal)
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
Loan amount $1,000 to $25,000
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
Special Rates with auto loan financing
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
United Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1001 Vermont St, Quincy, IL, 62301
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
Max 60 months repayment, add 1% if term is >36 months
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
1035 E Main St, Danville, IL, 61832 6037
Express Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
$500 - $2,000
Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
940 N MacArthur Blvd, Springfield, IL, 62702 2308
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
above 24 months
Streator Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
302 N Park St, Streator, IL, 61364 2229
Unsecured Loan Special
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As; Borrow up to $5000
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
204 N Jackson St, Morrison, IL, 61270
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
7610 Roosevelt Rd, Forest Park, IL, 60130
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details
As Low As; up to 36 Months
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
12 months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details
As Low As; 79-84 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 22, 2026
Details
As Low As
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Personal Loan
6.90%
▼
APR6.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
APR6.90%
Last UpdatedMarch 22, 2026
Details
Limit of $10,000.00
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details
18 months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 22, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Commonwealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
563 William R Latham Sr Dr, Bourbonnais, IL, 60914
Personal loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 22, 2026
Details
As Low As
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
APR7.90%
Last UpdatedMarch 22, 2026
Details
Limit of $10,000.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 22, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
24 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Northwest Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.74%
8930 Waukegan Rd, Morton Grove, IL, 60053
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMarch 22, 2026
Details
As Low As
APR8.74%
Last UpdatedMarch 22, 2026
Details
As of July 21, 2025 the fixed Annual Percentage Rate (APR) ranged from 8.74% APR to 24.99% APR, and varies based on credit score, loan amount, purpose, term and automatic payment selection. The minimum loan amount is $1,000 and loan terms range from 12 to 84 months. The lowest APR in the range is available on loans of $10,000 or more with a term of 12-36 months, a credit score of 800 or greater, purpose of home improvement and includes discount for automatic payments from a U.S. Bank personal checking or savings account.
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
103 3rd St, Savanna, IL, 61074
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
As Low As; Loan Amount $500-$40,000
APR8.90%
Last UpdatedMarch 22, 2026
Details
Limit of $10,000.00
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
above 24 months
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
7610 Roosevelt Rd, Forest Park, IL, 60130
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedMarch 22, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 22, 2026
Details
up to $3000.00
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan to $6000.00
5.99%
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details
$3001.00
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMarch 22, 2026
Details
As Low As
Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
820 McKinley Ave, Bartonville, IL, 61607
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
As Low As; Based on Credit History
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
800 S 42ND ST, Mount Vernon, IL, 62864
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details
As Low As
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 S State St, Westville, IL, 61883
Signature
7.55%
▼
APR7.55%
Last UpdatedMarch 22, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
Special Rates with auto loan financing
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan to $10000
7.99%
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details
$6001.00
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMarch 22, 2026
Details
Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
1811 Eastland Dr, Bloomington, IL, 61704
FOR ALL Signature Loans
8.06%
▼
APR8.06%
Last UpdatedMarch 22, 2026
Details
As Low As; Loan Amount Up to $25,000
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMarch 22, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
No additional details available.
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL, 62208 2216
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
8.49%
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details
Special Rates with auto loan financing
The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
1811 Eastland Dr, Bloomington, IL, 61704
FOR ALL Signature Loans
8.56%
▼
APR8.56%
Last UpdatedMarch 22, 2026
Details
As Low As; Loan Amount $1,000.01-$25,000
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMarch 22, 2026
Details
As Low As
New Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
291 Springfield Ave, Joliet, IL, 60435 6509
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
1035 E Main St, Danville, IL, 61832 6037
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
$2,500
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature (Personal)
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
Loan amount $1,000 to $25,000
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
Special Rates with auto loan financing
United Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1001 Vermont St, Quincy, IL, 62301
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
Max 60 months repayment, add 1% if term is >36 months
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
204 N Jackson St, Morrison, IL, 61270
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details
As Low As
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No home improvement personal loan rates found in Chapin, IL currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
Most lenders in Chapin, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Chapin, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Illinois?
Yes. Debt consolidation is one of the most common uses of personal loans in Chapin, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Chapin, Illinois?
Credit unions in Chapin, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Chapin, Illinois?
- Oak Lawn Municipal Employees Credit Union: 3.99% (Signature Loan)
- MembersAlliance Credit Union: 4.00% (Loan Consolidation (5 year))
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Northwest Community Credit Union: 5.00% (Share Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chapin, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026.
Personal Loan Calculators
