Best Personal Loan Rates in Mount Vernon, Illinois - June
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Mount Vernon, Illinois include: Kaskaskia Valley Credit UnionKaskaskia Valley Credit Union3100 Broadway St, Mount Vernon, IL, 62864 2339A5.0 ★Texas Ratio: 7.86% offering New & Used Loan at 5.29% APR, GenFed Financial Credit UnionGenFed Financial Credit Union800 S 42ND ST, Mount Vernon, IL, 62864A+5.0 ★Texas Ratio: 4.20% offering Tractor/Mower Loan at 7.74% APR, Streator Onized Credit UnionStreator Onized Credit UnionA+5.0 ★Texas Ratio: 2.06% offering 2024 & Newer Purchase Rate Loan at 3.99% APR, Oak Lawn Municipal Employees Credit UnionOak Lawn Municipal Employees Credit UnionA+5.0 ★Texas Ratio: 2.50% offering SIGNATURE LOANS 12 MONTHS at 3.99% APR, and Maternity BVM Credit UnionMaternity BVM Credit UnionA+5.0 ★Texas Ratio: 4.47% offering New Untitled 2026-2025 Loan at 4.00% APR. Personal loan rates as of June 22, 2026 according to verified data from MonitorBankRates.
Mount Vernon has 2 local institutions in our database, with personal loan rates as low as 5.29% APR from Kaskaskia Valley Credit Union at 3100 Broadway St, Mount Vernon, IL, 62864 2339. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mount Vernon, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mount Vernon, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 22, 2026
Mount Vernon Personal Loan Rates
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Loan amount $1000.
Loan amount $1500.
Max loan $2,000, including title fee. Low $30 loan fee.
Borrow $1,000 for a wide variety of needs.
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$50,000; As Low As
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$10,000.00 for 4 Years
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As Low As; Recreational Loan APR as low as 5.5%
Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
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$3001.00 to $6000.00
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$3001.00 to $6000.00
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Contact the Loan Department for Details
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Members can borrow up to $3,000.00, with a $100.00 application fee.
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$2,000
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Model Year: 2019 - 2021
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Model Year: 2018 - 2020
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Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Renewal: One time renewal up to six months. ALL RATES SUBJECT TO CREDIT APPROVAL. The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.
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As Low As; Loan Amount: $500 - $25,000
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Rates as low as 6.59% APR.
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For $20,000, the monthly payment will be approximately $229.00.
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Mount Vernon Personal Loan Rates
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As Low As; Loan Amount: $500 - $25,000
Mount Vernon Debt Consolidation Loan Rates
Credit Union rates range from ONLY 7.25% to 13.25%; Maximum loan amount $15,000
Credit Union rates range from ONLY 7.25% to 13.25%; Maximum loan amount $15,000
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Mount Vernon Signature Loan Rates
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up to $3000.00
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$3001.00 to $6000.00
$3001.00 to $6000.00
$3001.00 to $6000.00
Mount Vernon, IL Personal Loan Rate Trends
Compare local Mount Vernon, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois personal loan rates fell 0.011 points over the past 7 days to 10.935% APR.
Illinois signature loan rates rose 0.031 points over the past 7 days to 11.121% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mount Vernon, Illinois personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Mount Vernon, Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Mount Vernon, Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IL.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Illinois?
Are credit unions or banks better for personal loans in Mount Vernon, Illinois?
What are the best personal loan rates in Mount Vernon, Illinois?
- Kaskaskia Valley Credit Union: 5.29% (New & Used Loan)
- GenFed Financial Credit Union: 7.74% (Tractor/Mower Loan)
- Streator Onized Credit Union: 3.99% (2024 & Newer Purchase Rate Loan)
- Oak Lawn Municipal Employees Credit Union: 3.99% (SIGNATURE LOANS 12 MONTHS)
- Maternity BVM Credit Union: 4.00% (New Untitled 2026-2025 Loan)
Mount Vernon, Illinois Rates & Resources
Personal Loan Calculators
