Mortgage Lenders and Brokers in Mount Vernon, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Vernon, Illinois mortgage lenders include Peoples National Bank, N.A.Peoples National Bank, N.A.520 S 42nd St, Mount Vernon, IL 62864A5.0 ★Texas Ratio: 9.39%, US Bank, N.A.US Bank, N.A.4100 Broadway St, Mount Vernon, IL 62864A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2711 Broadway St, Mount Vernon, IL 62864A+5.0 ★Texas Ratio: 3.22%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA400 S 34th St, Mount Vernon, IL 62864A+5.0 ★Texas Ratio: 3.88%, First Financial Bank NAFirst Financial Bank NA900 Main St, Mount Vernon, IL 62864A+5.0 ★Texas Ratio: 3.47%, Banterra BankBanterra Bank3520 Broadway St, Mount Vernon, IL 62864A4.7 ★Texas Ratio: 4.32%, Petefish, Skiles, & Company BankPetefish, Skiles, & Company Bank300 Washington St, Beardstown, IL 62618A+5.0 ★Texas Ratio: 1.02%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA245 N Main St, Canton, IL 61520A+5.0 ★Texas Ratio: 5.36%, and Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Vernon are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Vernon, Illinois
Market share is the lender's share of all home loans closed in Mount Vernon, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Mount Vernon 520 S 42nd St, Mount Vernon, IL 62864 A5.0 ★Texas Ratio: 9.39% |
Conventional, VA | 27 | 11.2% | 93.3% | $138,703 | View |
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1 office in Mount Vernon 4100 Broadway St, Mount Vernon, IL 62864 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 21 +4 HELOCs |
8.7% | 72.4% | $145,952 | View |
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1 office in Mount Vernon 2711 Broadway St, Mount Vernon, IL 62864 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 10 +27 HELOCs |
4.1% | 62.5% | $102,000 | View |
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1 office in Mount Vernon 400 S 34th St, Mount Vernon, IL 62864 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 6 +2 HELOCs |
2.5% | 63.6% | $141,666 | View |
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2 offices in Mount Vernon 900 Main St, Mount Vernon, IL 62864 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $135,000 | View |
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1 office in Mount Vernon 3520 Broadway St, Mount Vernon, IL 62864 A4.7 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.4% | 50% | $245,000 | View |
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300 Washington St, Beardstown, IL 62618 A+5.0 ★Texas Ratio: 1.02% |
Conventional, USDA | 14 | 5.8% | 82.4% | $145,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.8% | 100% | $170,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.8% | 100% | $165,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $105,000 | View |
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550 N 2nd St, Breese, IL 62230 B+4.7 ★Texas Ratio: 18.69% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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128 W 2nd St, Flora, IL 62839 A5.0 ★Texas Ratio: 7.80% |
Conventional | 1 | 0.4% | 33.3% | $25,000 | View |
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1310 E City Route 40, Greenville, IL 62246 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
FHA | 1 | 0.4% | 100% | $205,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $155,000 | View |
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500 W Harrison St, Aviston, IL 62216 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 6 | 2.5% | 100% | $191,666 | |
Community Banc Mortgage Corp
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Zippy Loans, LLC
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Conventional | 25 | 10.3% | 39.7% | $25,800 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 9.1% | 64.7% | $129,545 | |
Endeavor Capital, LLC
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Conventional, FHA, VA, USDA | 15 | 6.2% | 100% | $243,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 13 | 5.4% | 100% | $143,461 | View |
FirstTrust Home Loans
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Conventional, FHA, USDA | 7 | 2.9% | 100% | $92,142 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
2.5% | 50% | $160,000 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 2.1% | 85.7% | $297,000 | |
Flat Branch Mortgage, Inc.
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Conventional, USDA | 5 | 2.1% | 100% | $117,000 | |
Mortgage Research Center
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VA | 5 | 2.1% | 83.3% | $183,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 1.7% | 44.4% | $112,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 1.2% | 75% | $131,666 | |
Das Acquisition Company, LLC
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Conventional, FHA, USDA | 3 | 1.2% | 100% | $168,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.2% | 75% | $208,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.8% | 100% | $120,000 | |
Newrez LLC
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FHA | 2 | 0.8% | 40% | $165,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 100% | $340,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $325,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 50% | $335,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.4% | 100% | $415,000 | |
loanDepot.com LLC
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VA | 1 | 0.4% | 33.3% | $355,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 14.3% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $305,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $245,000 | |
Churchill Mortgage Corporation
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USDA | 1 | 0.4% | 100% | $95,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 50% | $125,000 | |
Nationstar Mortgage
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FHA | 1 | 0.4% | 100% | $95,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $85,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 25% | $65,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.4% | 33.3% | $35,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $145,000 | |
Gershman Investment Corp.
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USDA | 1 | 0.4% | 50% | $145,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 66.7% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Vernon Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Vernon, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Mount Vernon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Vernon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Vernon, IL
Use these to narrow the list above. Each category shows how many Mount Vernon, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Vernon, IL
Independent mortgage companies closed 58.7 percent of home loans in Mount Vernon, Illinois in 2025, banks 40.1 percent and credit unions 1.2 percent. American Portfolio Mortgage Corporation was the largest mortgage company, Peoples National Bank, N.A. the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Illinois, Peoples National Bank, N.A. led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Vernon, IL
By home loans closed in 2025, Peoples National Bank, N.A. was the largest mortgage lender in Mount Vernon, Illinois with 27 loans, about 11.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Mount Vernon, Illinois in 2025, led by Rocket Mortgage with 7. 17 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 2 credit unions closed home loans in Mount Vernon, Illinois in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Vernon, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Vernon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
