Best Personal Loan Rates in Chicago, Illinois (IL) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Chicago, Illinois include: Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL828 S Wolcott Ave Rm 120N, Chicago, IL, 60612A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, Northwest Community Credit UnionNorthwest Community Credit Union3825 W 103rd St, Chicago, IL, 60655A+5.0 ★Texas Ratio: 4.74% offering Share Loan at 5.00% APR, Actors Federal Credit UnionActors Federal Credit Union557 W Randolph St, Chicago, IL, 60661B+4.8 ★Texas Ratio: 17.91% offering Musical Instruments Loans Tier Two - Loans up to $250,000 at 5.49% APR, MWRD Employees Credit UnionMWRD Employees Credit Union100 E Erie St, Chicago, IL, 60611 2829A+5.0 ★Texas Ratio: 3.45% offering MyChoice Special Loan at 5.49% APR, and Park Manor Christian Church Credit UnionPark Manor Christian Church Credit Union600 E 73rd St, Chicago, IL, 60619 1827F1.6 ★Texas Ratio: 56.28% offering Unsecured Personal Loan at 5.99% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Chicago has 22 local institutions in our database, with personal loan rates as low as 5.00% APR from Credit Union 1 Credit Union Rantoul, IL at 828 S Wolcott Ave Rm 120N, Chicago, IL, 60612. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Chicago, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Chicago, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
This APR will vary with the market based on the dividend rate.
Northwest Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.74%
3825 W 103rd St, Chicago, IL, 60655
Share Loan
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
As Low As; + current earning rate
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedMay 13, 2026
Details
$50,000; As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
MyChoice Special Loan
5.49%
▼
APR5.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
12 months
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
10231 S Western Ave, Chicago, IL, 60643 1917
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedMay 13, 2026
Details
$100.00 application fee for one year. No credit check.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
SUMMER LOAN
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As; Borrow up to $25,000
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
18 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
MAX 72 months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As; Flexible loan amounts available up to $5,000; Terms up to 12 months
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
starting at 7.99%
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
24 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
$10,000; As Low As
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMay 13, 2026
Details
Application fee: $20.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
above 24 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
MAX 48 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Chicago Post Office Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
10025 S Western Ave, Chicago, IL, 60643 1925
Unsecured Loans
9.40%
▼
APR9.40%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Unsecured Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Unsecured Loan
9.74%
▼
APR9.74%
Last UpdatedMay 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
600 W MADISON ST, Chicago, IL, 60661 2406
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Short Term Small Amount (Payday Alternative Loans)
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
10.24%
▼
APR10.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.24%
▼
APR10.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
NuMark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
3040 S Halsted St, Chicago, IL, 60608
Holiday Loans/Vacation Loans
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
NuMark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
3040 S Halsted St, Chicago, IL, 60608
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As; for up to 60 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
First Northern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Vacation Loan
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
As Low As
St Helena Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1425 W 112th St, Chicago, IL, 60643 3629
Unsecured Loans
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Relocation Loan
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
As Low As
Planites Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
300 E Randolph ST, Chicago, IL, 60601 5014
Unsecured Signature Loan
12.75%
▼
APR12.75%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $250-$40,000
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedMay 13, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Short Term Small Amount (Payday Alternative Loans)
13.50%
▼
APR13.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
Signature Cash Back
14.25%
▼
APR14.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 12.99% APR
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
14.74%
▼
APR14.74%
Last UpdatedMay 13, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
16.00%
▼
APR16.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Payroll Advance Loan
16.04%
▼
APR16.04%
Last UpdatedMay 13, 2026
Details
Qualifications Required: Must provide most recent two pay stubs, receive a direct deposit; Application fee: $20.00
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.49% APR
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedMay 13, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Unified Homeowners of Illinois Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4464 N Milwaukee Ave, CHICAGO, IL, 60630
Summer Loan
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Chicago Post Office Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
10025 S Western Ave, Chicago, IL, 60643 1925
5K Loan
19.90%
▼
APR19.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
InstantLoan
25.00%
▼
APR25.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Flex Loan
28.00%
▼
APR28.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Payday Alternative Loan Plus
28.02%
▼
APR28.02%
Last UpdatedMay 13, 2026
Details
Application fee: $20.00
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Payday Alternative Loans
41.67%
▼
APR41.67%
Last UpdatedMay 13, 2026
Details
Qualifications Required: Must be a Maroon Financial member for at least 90 days; If qualifying with employment income applicant must have been employed with current employer(s) for at least six months; Must maintain regular deposits with MFCU of at least $200 a month for the past 90 days; Cannot currently be in bankruptcy; Must have gross monthly income of at least $800 biweekly or $1,733 monthly from a stable income source; Must been in good standing with the MFCU; If you've never had a PAL with Maroon Financial you are only eligible for the $500 PAL and will not be eligible to refinance. You will not be eligible for your next PAL for six months; You must wait at least 90 days before refinancing your PAL and you must have made a minimum number of payments; Borrow $1,000** with a flat $125 origination fee
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Payday Alternative Loans
49.77%
▼
APR49.77%
Last UpdatedMay 13, 2026
Details
Qualifications Required: Must be a Maroon Financial member for at least 90 days; If qualifying with employment income applicant must have been employed with current employer(s) for at least six months; Must maintain regular deposits with MFCU of at least $200 a month for the past 90 days; Cannot currently be in bankruptcy; Must have gross monthly income of at least $800 biweekly or $1,733 monthly from a stable income source; Must been in good standing with the MFCU; If you've never had a PAL with Maroon Financial you are only eligible for the $500 PAL and will not be eligible to refinance. You will not be eligible for your next PAL for six months; You must wait at least 90 days before refinancing your PAL and you must have made a minimum number of payments; Borrow $500* with a flat $75 origination fee
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedMay 13, 2026
Details
Up to $3000.00
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Share/Certificate Loan
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
Up To 60-Mos Term 4; Loan rate is 2% above existing CD rate; however, rate cannot be lower than floor rate.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year) Variable Rate
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR4.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year) Variable Rate
4.75%
▼
APR4.75%
Last UpdatedMay 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 13, 2026
Details
As Low As
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Lifestyle Loans
4.99%
▼
APR4.99%
Last UpdatedMay 13, 2026
Details
As Low As
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Pledge Share Loans
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
Last UpdatedMay 13, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loan
5.50%
▼
APR5.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR5.70%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
Last UpdatedMay 13, 2026
Details
As Low As
Streator Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Unsecured Loans
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
As Low As
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
$3001.00 to $6000.00
APR6.00%
Last UpdatedMay 13, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Loans Less Than
6.05%
▼
APR6.05%
Last UpdatedMay 13, 2026
Details
$2,000
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
Renewal: One time renewal up to six months; *ALL RATES SUBJECT TO CREDIT APPROVAL*The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
Recreational Loans
6.59%
▼
APR6.59%
Last UpdatedMay 13, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
120-month Power Equity Loan
6.72%
▼
APR6.72%
Last UpdatedMay 13, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 13, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
APR6.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 13, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
A+; Up to 12 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.55%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.99%
Last UpdatedMay 13, 2026
Details
$500 - $2,000
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
$6001.00 to $10000
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
A; Up to 12 Months
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.20%
Last UpdatedMay 13, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Unsecured
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
B; Up to 12 Months
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
$2,500
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Bloomington Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Unsecured Loans*
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 13, 2026
Details
$500 - $2,000
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan amount to $25,000
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
$1,000
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
C; Up to 12 Months
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
BILL CONSOLIDATION LOAN
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Tazewell County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
C; Up to 24 Months
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Personal Life Loan
9.29%
▼
APR9.29%
Last UpdatedMay 13, 2026
Details
As Low As
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
$10,001 to $15,000
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan amount to $25,000
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
$1,000
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
PERSONAL (UNSECURED)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
D; Up to 12 Months
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards. Rates as low as 9.50% APR (Annual Percentage Rate)* *Rates and terms available to qualified borrowers.
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
$0-$7499
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Williamson County Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As; Rate includes discounts2
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As; Learn More about Personal Loans
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
B; Up to 48 Months
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Unsecured Loan
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
$2,500
Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
12 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
18 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
starting at 7.99%
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
24 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
above 24 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
NuMark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
3040 S Halsted St, Chicago, IL, 60608
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As; for up to 60 months
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $250-$40,000
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
Renewal: One time renewal up to six months; *ALL RATES SUBJECT TO CREDIT APPROVAL*The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.
APR6.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Tazewell County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
$0-$7499
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As; Learn More about Personal Loans
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedMay 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMay 13, 2026
Details
Application fee: $20.00
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
MAX 48 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
600 W MADISON ST, Chicago, IL, 60661 2406
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.24%
▼
APR10.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
First Northern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedMay 13, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
As Low As
Planites Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
300 E Randolph ST, Chicago, IL, 60601 5014
Unsecured Signature Loan
12.75%
▼
APR12.75%
Last UpdatedMay 13, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedMay 13, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
Signature Cash Back
14.25%
▼
APR14.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 12.99% APR
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
14.74%
▼
APR14.74%
Last UpdatedMay 13, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
16.00%
▼
APR16.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.49% APR
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedMay 13, 2026
Details
Up to $3000.00
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
$3001.00 to $6000.00
APR6.00%
Last UpdatedMay 13, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 13, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 13, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMay 13, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.55%
Last UpdatedMay 13, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
$6001.00 to $10000
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.20%
Last UpdatedMay 13, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMay 13, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
$2,500
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan amount to $25,000
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
$1,000
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan amount to $25,000
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
$1,000
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
$10,001 to $15,000
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards. Rates as low as 9.50% APR (Annual Percentage Rate)* *Rates and terms available to qualified borrowers.
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
$2,500
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MonitorBankRates
No home improvement personal loan rates found in Chicago, IL currently.
Chicago, IL Personal Loan Rate Trends
Compare local Chicago, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IL Avg
10.770%
▲ 0.159 vs 7 days ago
Illinois personal loan rates rose 0.159 points over the past 7 days to 10.770% APR.
Signature Loan — IL Avg
12.823%
▲ 0.118 vs 7 days ago
Illinois signature loan rates rose 0.118 points over the past 7 days to 12.823% APR.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
Most lenders in Chicago, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Chicago, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Illinois?
Yes. Debt consolidation is one of the most common uses of personal loans in Chicago, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Chicago, Illinois?
Credit unions in Chicago, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Chicago, Illinois?
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Northwest Community Credit Union: 5.00% (Share Loan)
- Actors Federal Credit Union: 5.49% (Musical Instruments Loans Tier Two - Loans up to $250,000)
- MWRD Employees Credit Union: 5.49% (MyChoice Special Loan)
- Park Manor Christian Church Credit Union: 5.99% (Unsecured Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chicago, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
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