Auto Loan Rates in Chicago, Illinois (IL) for March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Chicago, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Chicago, Illinois include CTA 74th Street Depot Federal Credit UnionCTA 74th Street Depot Federal Credit Union10057 S Western Ave, Chicago, IL, 60643 1925B+4.7 ★Texas Ratio: 19.11% offering New Auto Loan at 2.50%, Chicago Firefighters Credit UnionChicago Firefighters Credit Union6230 S Central Ave, Chicago, IL, 60638A+5.0 ★Texas Ratio: 0.52% offering New Vehicle A 700 & Up at 3.00%, South Side Community Federal Credit UnionSouth Side Community Federal Credit Union5401 S Wentworth Ave, Chicago, IL, 60609 6349A+5.0 ★Texas Ratio: 0.72% offering New and Used Auto Loans at 3.25%, ELCA Federal Credit UnionELCA Federal Credit Union8765 W Higgins Rd, Chicago, IL, 60631A5.0 ★Texas Ratio: 7.56% offering New Auto Loan 2025 & Newer at 3.49%, Maroon Financial Credit UnionMaroon Financial Credit Union5525 S Ellis Ave Ste C, Chicago, IL, 60637A+5.0 ★Texas Ratio: 1.74% offering Auto Loans New Vehicles at 4.49%.
Auto loan rates in Chicago, Illinois are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chicago, Illinois. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Chicago, Illinois & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage; Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 18, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles
4.55%
84 Months
▼
APR4.55%
Term84 Months
Last UpdatedMar 17, 2026
Details
New Never Titled; Max 84 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
4.55%
72 Months
▼
APR4.55%
Term72 Months
Last UpdatedMar 17, 2026
Details
2021 & Newer; Max 72 months
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Conventional Auto Loan Refinancing
4.59%
Up to 29 months
▼
APR4.59%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
4.59%
Up to 29 months
▼
APR4.59%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedMar 17, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 48 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
4.75%
37 - 60 months
▼
APR4.75%
Term37 - 60 months
Last UpdatedMar 15, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedMar 20, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Conventional Auto Loan Refinancing
4.79%
30 - 41 months
▼
APR4.79%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
4.79%
30 - 41 months
▼
APR4.79%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
4.84%
Up to 29
▼
APR4.84%
TermUp to 29
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMar 17, 2026
Details
2019 - 2020; Max 72 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedMar 17, 2026
Details
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 60 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2022 - 2025
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 18, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
5.04%
30 - 41
▼
APR5.04%
Term30 - 41
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Conventional Auto Loan Refinancing
5.09%
42 -53 months
▼
APR5.09%
Term42 -53 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
5.09%
42 -53 months
▼
APR5.09%
Term42 -53 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.15%
66 Months
▼
APR5.15%
Term66 Months
Last UpdatedMar 17, 2026
Details
2016 - 2018; Max 66 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.24%
4-Year
▼
APR5.24%
Term4-Year
Last UpdatedMar 17, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 72 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 48 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2022 - 2025
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 18, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Conventional Auto Loan Refinancing
5.29%
54 - 65 months
▼
APR5.29%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
5.29%
54 - 65 months
▼
APR5.29%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
5.29%
61-66 months
▼
APR5.29%
Term61-66 months
Last UpdatedMar 20, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loan Refinancing
5.29%
Up to 62
▼
APR5.29%
TermUp to 62
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
5.34%
42 - 53
▼
APR5.34%
Term42 - 53
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMar 17, 2026
Details
Max 72 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMar 17, 2026
Details
2020 & Newer; Max 72 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.49%
5-Year
▼
APR5.49%
Term5-Year
Last UpdatedMar 17, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 60 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2022 - 2025
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
2026 - 2024 Vehicle Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
60 to 72 month terms
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
5.50%
1 - 60 months
▼
APR5.50%
Term1 - 60 months
Last UpdatedMar 15, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
5.54%
54 - 65
▼
APR5.54%
Term54 - 65
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Pre-Owned Vehicles (Purchase or Refinance)
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: New Vehicles (Purchase or Refinance)
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: Pre-Owned Vehicles (Purchase or Refinance)
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loan Refinancing
5.59%
63 - 65
▼
APR5.59%
Term63 - 65
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 17, 2026
Details
2018 - 2019; Max 72 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.74%
6-Year
▼
APR5.74%
Term6-Year
Last UpdatedMar 17, 2026
Details
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedMar 20, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.74%
64-75
▼
APR5.74%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 72 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2022 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
5.75%
1 - 60 months
▼
APR5.75%
Term1 - 60 months
Last UpdatedMar 15, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Conventional Auto Loan Refinancing
5.79%
66 - 72 months
▼
APR5.79%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
5.79%
66 - 72 months
▼
APR5.79%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loan Refinancing
5.79%
67 - 72
▼
APR5.79%
Term67 - 72
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Pre-Owned Vehicles (Purchase or Refinance)
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: New Vehicles (Purchase or Refinance)
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: Pre-Owned Vehicles (Purchase or Refinance)
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedMar 17, 2026
Details
2015 - 2017; Max 66 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.99%
7-Year
▼
APR5.99%
Term7-Year
Last UpdatedMar 17, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Auto Loan
5.99%
37 to 48 months
▼
APR5.99%
Term37 to 48 months
Last UpdatedMar 20, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
6.04%
66 - 72
▼
APR6.04%
Term66 - 72
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Pre-Owned Vehicles (Purchase or Refinance)
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: New Vehicles (Purchase or Refinance)
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: Pre-Owned Vehicles (Purchase or Refinance)
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
6.15%
60 Months
▼
APR6.15%
Term60 Months
Last UpdatedMar 17, 2026
Details
2011 - 2015; MAX 60 months
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
6.24%
76-84
▼
APR6.24%
Term76-84
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Older Models
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2019 - 2021; Term: Up to 36 months
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
Used Auto Loans
6.24%
24-72
▼
APR6.24%
Term24-72
Last UpdatedMar 20, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
6.49%
37 to 48 months
▼
APR6.49%
Term37 to 48 months
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Older Models
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2018 - 2020; Term: Up to 48 months
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
2023, 2022 Vehicle Loan
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
48 to 72 month terms
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedMar 20, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMar 17, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedMar 20, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage; Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 18, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles
4.55%
84 Months
▼
APR4.55%
Term84 Months
Last UpdatedMar 17, 2026
Details
New Never Titled; Max 84 months
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
4.59%
Up to 29 months
▼
APR4.59%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 48 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedMar 20, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
4.79%
30 - 41 months
▼
APR4.79%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
4.84%
Up to 29
▼
APR4.84%
TermUp to 29
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 60 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2026 - 2025
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 18, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
5.04%
30 - 41
▼
APR5.04%
Term30 - 41
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
5.09%
42 -53 months
▼
APR5.09%
Term42 -53 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 72 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2026 - 2025
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 18, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
5.29%
54 - 65 months
▼
APR5.29%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
5.29%
61-66 months
▼
APR5.29%
Term61-66 months
Last UpdatedMar 20, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
5.34%
42 - 53
▼
APR5.34%
Term42 - 53
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMar 17, 2026
Details
Max 72 months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
5.54%
54 - 65
▼
APR5.54%
Term54 - 65
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: New Vehicles (Purchase or Refinance)
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedMar 20, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loan Refinancing
5.79%
66 - 72 months
▼
APR5.79%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: New Vehicles (Purchase or Refinance)
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedMar 20, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Auto Loan
5.99%
37 to 48 months
▼
APR5.99%
Term37 to 48 months
Last UpdatedMar 20, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense New Vehicles (Purchase or Refinance)
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
6.04%
66 - 72
▼
APR6.04%
Term66 - 72
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: New Vehicles (Purchase or Refinance)
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: New Vehicles (Purchase or Refinance)
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
6.49%
37 to 48 months
▼
APR6.49%
Term37 to 48 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedMar 20, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage; Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
4.55%
72 Months
▼
APR4.55%
Term72 Months
Last UpdatedMar 17, 2026
Details
2021 & Newer; Max 72 months
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMar 20, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMar 17, 2026
Details
2019 - 2020; Max 72 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2022 - 2025
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.15%
66 Months
▼
APR5.15%
Term66 Months
Last UpdatedMar 17, 2026
Details
2016 - 2018; Max 66 months
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 48 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2022 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loan Refinancing
5.29%
Up to 62
▼
APR5.29%
TermUp to 62
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMar 17, 2026
Details
2020 & Newer; Max 72 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 60 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2022 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Pre-Owned Vehicles (Purchase or Refinance)
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: Pre-Owned Vehicles (Purchase or Refinance)
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loan Refinancing
5.59%
63 - 65
▼
APR5.59%
Term63 - 65
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 17, 2026
Details
2018 - 2019; Max 72 months
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.74%
64-75
▼
APR5.74%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 72 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Model Year 2022 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loan Refinancing
5.79%
67 - 72
▼
APR5.79%
Term67 - 72
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Pre-Owned Vehicles (Purchase or Refinance)
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: Pre-Owned Vehicles (Purchase or Refinance)
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedMar 17, 2026
Details
2015 - 2017; Max 66 months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Auto Loan
5.99%
37 to 48 months
▼
APR5.99%
Term37 to 48 months
Last UpdatedMar 20, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 18, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving Sense: Pre-Owned Vehicles (Purchase or Refinance)
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Driving SenseTM: Pre-Owned Vehicles (Purchase or Refinance)
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
6.15%
60 Months
▼
APR6.15%
Term60 Months
Last UpdatedMar 17, 2026
Details
2011 - 2015; MAX 60 months
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
6.24%
76-84
▼
APR6.24%
Term76-84
Last UpdatedMar 20, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
Used Auto Loans
6.24%
24-72
▼
APR6.24%
Term24-72
Last UpdatedMar 20, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
6.49%
37 to 48 months
▼
APR6.49%
Term37 to 48 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedMar 20, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedMar 20, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMar 17, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
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Frequently Asked Questions about Auto Loans in Chicago, Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chicago, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Chicago, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Chicago, Illinois?
Based on our current data, some of the lowest auto loan rates available in Chicago, Illinois include:
- CTA 74th Street Depot Federal Credit Union: 2.50% (New Auto Loan)
- Chicago Firefighters Credit Union: 3.00% (New Vehicle A 700 & Up)
- South Side Community Federal Credit Union: 3.25% (New and Used Auto Loans)
- ELCA Federal Credit Union: 3.49% (New Auto Loan 2025 & Newer)
- Maroon Financial Credit Union: 4.49% (Auto Loans New Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chicago, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
