Chicago, Illinois Best Auto Loan Rates - August 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Chicago, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Chicago, Illinois include CTA 74th Street Depot Federal Credit UnionCTA 74th Street Depot Federal Credit Union10057 S Western Ave, Chicago, IL, 60643 1925B+4.7 ★Texas Ratio: 16.30% offering New Auto Loan at 2.50%, Chicago Firefighters Credit UnionChicago Firefighters Credit Union6230 S Central Ave, Chicago, IL, 60638A+5.0 ★Texas Ratio: 0.51% offering New Vehicle Loan at 3.00%, South Side Community Federal Credit UnionSouth Side Community Federal Credit Union5401 S Wentworth Ave, Chicago, IL, 60609 6349A+5.0 ★Texas Ratio: 0.72% offering New and Used Auto Loans at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionOHare International Airport, Chicago, IL, 60666A+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, Chicagos Bravest Credit UnionChicagos Bravest Credit Union10231 S Western Ave, Chicago, IL, 60643 1917A+5.0 ★Texas Ratio: 1.03% offering New Vehicle Loan at 3.50%. Auto loan rates as of August 28, 2026 according to verified data from MonitorBankRates.
Chicago has 21 local institutions in our database, with auto loan rates as low as 2.50% APR from CTA 74th Street Depot Federal Credit Union at 10057 S Western Ave, Chicago, IL, 60643 1925. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chicago, Illinois. Auto Loan Rates Last Updated and Verified: August 28, 2026
Compare Auto Loan Rates Today in Chicago, Illinois & Surrounding Area
Chicago Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36-Month Term
▼
APR2.50%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36-Month Term
▼
APR2.75%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48-Month Term
▼
APR3.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
3.00%
36 mos.
▼
APR3.00%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60-Month Term
▼
APR3.25%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48-Month Term
▼
APR3.25%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $50,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle.
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle.
Last UpdatedAug 28, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72-Month Term
▼
APR3.45%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60-Month Term
▼
APR3.50%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
3.50%
48 mos.
▼
APR3.50%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 36 mos. Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Auto Loan
3.74%
Up To 2-Year
▼
APR3.74%
TermUp To 2-Year
Last UpdatedAug 28, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
600 W MADISON ST, Chicago, IL, 60661 2406
New car Loan
3.99%
up to 7 years
▼
APR3.99%
Termup to 7 years
Last UpdatedAug 28, 2026
Details
Special Rates
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Auto Loans
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedAug 28, 2026
Details
For new and used car loans.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
As low as
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48-Month Term
▼
APR4.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72-Month Term
▼
APR4.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.00%
60 mos.
▼
APR4.00%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 36 mos. Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 48 mos. Loan
4.00%
48 mos.
▼
APR4.00%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
4.18%
48 Months
▼
APR4.18%
Term48 Months
Last UpdatedAug 28, 2026
Details
As low as
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
4.20%
24 Months
▼
APR4.20%
Term24 Months
Last UpdatedAug 28, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
4.25%
Max 84 months
▼
APR4.25%
TermMax 84 months
Last UpdatedAug 28, 2026
Details
New Never Titled
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
4.25%
Max 72 months
▼
APR4.25%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
2022 & Newer
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.25%
36 mos.
▼
APR4.25%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedAug 28, 2026
Details
As low as
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
3040 S Halsted St, Chicago, IL, 60608
New & Used Vehicle Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
Model Year: 2026 - 2025
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
233 N Michigan Ave Lbby C010, Chicago, IL, 60601 5946
New Auto
4.49%
60 months or less
▼
APR4.49%
Term60 months or less
Last UpdatedAug 28, 2026
Details
Rate assumes loan to value of 100% or less. Not all borrowers will qualify for the lowest interest rate.
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.50%
72 mos.
▼
APR4.50%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 48 mos. Loan
4.50%
48 mos.
▼
APR4.50%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 60 mos. Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
4.60%
Max 72 months
▼
APR4.60%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
2020 - 2021
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $43.81
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $2,500+
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedAug 28, 2026
Details
Model Year: 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.75%
48 mos.
▼
APR4.75%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 36 mos. Loan
4.75%
36 mos.
▼
APR4.75%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedAug 28, 2026
Details
As low as
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
4.85%
48 Months
▼
APR4.85%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
4.87%
72 Months
▼
APR4.87%
Term72 Months
Last UpdatedAug 28, 2026
Details
As low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $29.98
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $2,500+
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
4.95%
Max 66 months
▼
APR4.95%
TermMax 66 months
Last UpdatedAug 28, 2026
Details
2017 - 2019
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Auto Loans
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedAug 28, 2026
Details
As Low As; LIMITED TIME ONLY!
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto (2026 -and Newer) Up to 36 Months
4.95%
Up to 36 Months
▼
APR4.95%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 or Less
▼
APR4.99%
Term63 or Less
Last UpdatedAug 28, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New Auto Loan
4.99%
63 months
▼
APR4.99%
Term63 months
Last UpdatedAug 28, 2026
Details
Actual rate based on credit history, income, vehicle model year, mileage and other factors. Includes discount of 0.25% APR when you set up an automatic payment to pay your loan each month. Payment example: 63 month new auto loan of $20,000 with an APR of 4.99% will result in a monthly payment of $361.56.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Model Year: 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
Model Year: 2022 - 2025
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2023 - 2024)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
As low as
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60-Month Term
▼
APR5.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48-Month Term
▼
APR5.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $45,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.00%
84 mos.
▼
APR5.00%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 60 mos. Loan
5.00%
60 mos.
▼
APR5.00%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 72 mos. Loan
5.00%
72 mos.
▼
APR5.00%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedAug 28, 2026
Details
As low as
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2023 - 2024)
5.18%
48 Months
▼
APR5.18%
Term48 Months
Last UpdatedAug 28, 2026
Details
As low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $23.16
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $2,500+
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
5.20%
60 Months
▼
APR5.20%
Term60 Months
Last UpdatedAug 28, 2026
Details
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedAug 28, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedAug 28, 2026
Details
Model Year: 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedAug 28, 2026
Details
Model Year: 2022 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 36 Months
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.25%
60 mos.
▼
APR5.25%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 36 mos. Loan
5.25%
36 mos.
▼
APR5.25%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 48 mos. Loan
5.25%
48 mos.
▼
APR5.25%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedAug 28, 2026
Details
As low as
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
5.35%
84 Months
▼
APR5.35%
Term84 Months
Last UpdatedAug 28, 2026
Details
As low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $19.09
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $5,000+
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2023 - 2024)
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedAug 28, 2026
Details
As low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
1
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
1?
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $2,500+
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.49%
63 or Less
▼
APR5.49%
Term63 or Less
Last UpdatedAug 28, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Model Year: 2022 - 2025
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto (2026 -and Newer) Up to 48 Months
5.50%
Up to 48 Months
▼
APR5.50%
TermUp to 48 Months
Last UpdatedAug 28, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.50%
84 mos.
▼
APR5.50%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 72 mos. Loan
5.50%
72 mos.
▼
APR5.50%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 84 mos. Loan
5.50%
84 mos.
▼
APR5.50%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedAug 28, 2026
Details
As low as
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedAug 28, 2026
Details
As low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $16.42
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $15,000+
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.70%
Max 72 months
▼
APR5.70%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
1
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto (2026 -and Newer) Up to 60 Months
5.70%
Up to 60 Months
▼
APR5.70%
TermUp to 60 Months
Last UpdatedAug 28, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedAug 28, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.74%
64-75
▼
APR5.74%
Term64-75
Last UpdatedAug 28, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.74%
Up to 72 months
▼
APR5.74%
TermUp to 72 months
Last UpdatedAug 28, 2026
Details
Model Year: 2022 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.75%
72 mos.
▼
APR5.75%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 48 mos. Loan
5.75%
48 mos.
▼
APR5.75%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 60 mos. Loan
5.75%
60 mos.
▼
APR5.75%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto (2026 -and Newer) Up to 72 Months
5.80%
Up to 72 Months
▼
APR5.80%
TermUp to 72 Months
Last UpdatedAug 28, 2026
Details
As Low As
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 48 Months
5.80%
Up to 48 Months
▼
APR5.80%
TermUp to 48 Months
Last UpdatedAug 28, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedAug 28, 2026
Details
As low as
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2023 - 2024)
5.87%
72 Months
▼
APR5.87%
Term72 Months
Last UpdatedAug 28, 2026
Details
As low as
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
605 N Michigan Ave, Chicago, IL, 60611
New car purchase Loan
5.94%
60 months
▼
APR5.94%
Term60 months
Last UpdatedAug 28, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
605 N Michigan Ave, Chicago, IL, 60611
New car rate Loan
5.94%
60 months
▼
APR5.94%
Term60 months
Last UpdatedAug 28, 2026
Details
For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Learn more. Purchase of a new car would have a 5.94% APR for 60 months, monthly payment of $868.72 for $45,000 financing, down payment of $0.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.95%
Max 66 months
▼
APR5.95%
TermMax 66 months
Last UpdatedAug 28, 2026
Details
1
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
605 N Michigan Ave, Chicago, IL, 60611
Used car purchase Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedAug 28, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
605 N Michigan Ave, Chicago, IL, 60611
Used car rate Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedAug 28, 2026
Details
For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Learn more. Purchase of a used 2022 year car would have a 5.99% APR for 60 months, monthly payment of $579.84 for $30,000 financing, down payment of $0.
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
600 W MADISON ST, Chicago, IL, 60661 2406
Used car Loan
5.99%
up to 6 years
▼
APR5.99%
Termup to 6 years
Last UpdatedAug 28, 2026
Details
Special Rates
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2020 - 2022)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
As low as
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
6.00%
72-Month Term
▼
APR6.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
6.00%
60-Month Term
▼
APR6.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $45,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedAug 28, 2026
Details
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 60 Months
6.00%
Up to 60 Months
▼
APR6.00%
TermUp to 60 Months
Last UpdatedAug 28, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 84 mos. Loan
6.00%
84 mos.
▼
APR6.00%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: B 640-699
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedAug 28, 2026
Details
As low as
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedAug 28, 2026
Details
As low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $15,000+
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 72 Months
6.10%
Up to 72 Months
▼
APR6.10%
TermUp to 72 Months
Last UpdatedAug 28, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2020 - 2022)
6.18%
48 Months
▼
APR6.18%
Term48 Months
Last UpdatedAug 28, 2026
Details
As low as
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
6.24%
76-84
▼
APR6.24%
Term76-84
Last UpdatedAug 28, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2015 - 2019)
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedAug 28, 2026
Details
As low as
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedAug 28, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedAug 28, 2026
Details
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto Up (2026-and Newer) Up to 84 Months
6.25%
Up to 84 Months
▼
APR6.25%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
6.25%
84 mos.
▼
APR6.25%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 60 mos. Loan
6.25%
60 mos.
▼
APR6.25%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 72 mos. Loan
6.25%
72 mos.
▼
APR6.25%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2023 - 2024)
6.36%
84 Months
▼
APR6.36%
Term84 Months
Last UpdatedAug 28, 2026
Details
As low as
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2020 - 2022)
6.40%
60 Months
▼
APR6.40%
Term60 Months
Last UpdatedAug 28, 2026
Details
As low as
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2015 - 2019)
6.43%
48 Months
▼
APR6.43%
Term48 Months
Last UpdatedAug 28, 2026
Details
As low as
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
6.45%
36 Months
▼
APR6.45%
Term36 Months
Last UpdatedAug 28, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
3960 W 26th St, Chicago, IL, 60623
New Car Loan
6.50%
up to 84 months
▼
APR6.50%
Termup to 84 months
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-639
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: B 640-699
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedAug 28, 2026
Details
As low as
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedAug 28, 2026
Details
As low as
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 84 Months
6.55%
Up to 84 Months
▼
APR6.55%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2020 - 2022)
6.62%
72 Months
▼
APR6.62%
Term72 Months
Last UpdatedAug 28, 2026
Details
As low as
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2015 - 2019)
6.65%
60 Months
▼
APR6.65%
Term60 Months
Last UpdatedAug 28, 2026
Details
As low as
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
6.75%
84 mos.
▼
APR6.75%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 72 mos. Loan
6.75%
72 mos.
▼
APR6.75%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 84 mos. Loan
6.75%
84 mos.
▼
APR6.75%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
6.84%
Up to 36 months
▼
APR6.84%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $30.80
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2020 - 2022)
6.86%
84 Months
▼
APR6.86%
Term84 Months
Last UpdatedAug 28, 2026
Details
As low as
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2015 - 2019)
6.87%
72 Months
▼
APR6.87%
Term72 Months
Last UpdatedAug 28, 2026
Details
As low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $15.08
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $20,000+
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
6.90%
24 Months
▼
APR6.90%
Term24 Months
Last UpdatedAug 28, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
6.95%
MAX 60 months
▼
APR6.95%
TermMAX 60 months
Last UpdatedAug 28, 2026
Details
1
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedAug 28, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedAug 28, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
7.00%
36-Month Term
▼
APR7.00%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
7.00%
72-Month Term
▼
APR7.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $45,000)
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: D 549 - below
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-639
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedAug 28, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
7.09%
60 months
▼
APR7.09%
Term60 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $19.84
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used Auto Loan
7.24%
63 months
▼
APR7.24%
Term63 months
Last UpdatedAug 28, 2026
Details
Actual rate based on credit history, income, vehicle model year, mileage and other factors. Rates are subject to change at any time. Loan subject to credit approval. Rates include discount of 0.25% APR when you set up an automatic payment to pay your loan each month. Payment example: 63-month new auto loan of $20,000 with an APR of 7.24% will result in a monthly payment of $382.57.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2014 & Older)
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedAug 28, 2026
Details
As low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
7.25%
MAX 54 months
▼
APR7.25%
TermMAX 54 months
Last UpdatedAug 28, 2026
Details
2011 & Older
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
3960 W 26th St, Chicago, IL, 60623
Used Car - greater than 100,000 Miles Loan
7.25%
up to 72 months
▼
APR7.25%
Termup to 72 months
Last UpdatedAug 28, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
3960 W 26th St, Chicago, IL, 60623
Used Car - less than 100,000 Miles Loan
7.25%
up to 84 months
▼
APR7.25%
Termup to 84 months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 84 mos. Loan
7.25%
84 mos.
▼
APR7.25%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: D 549 - below
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2014 & Older)
7.69%
48 Months
▼
APR7.69%
Term48 Months
Last UpdatedAug 28, 2026
Details
As low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
7.74%
72 months
▼
APR7.74%
Term72 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $17.41
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $40,000+
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
7.94%
84 months
▼
APR7.94%
Term84 months
Last UpdatedAug 28, 2026
Details
As Low As; Payment Example per $1,000 Borrowed: $15.56
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
8.00%
48-Month Term
▼
APR8.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
8.00%
48-Month Term
▼
APR8.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $35,000)
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedAug 28, 2026
Details
Loan Amount: $40,000+
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Vehicle Loan (2014 & Older)
8.15%
60 Months
▼
APR8.15%
Term60 Months
Last UpdatedAug 28, 2026
Details
As low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
8.50%
MAX 54 months
▼
APR8.50%
TermMAX 54 months
Last UpdatedAug 28, 2026
Details
1
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
9.00%
60-Month Term
▼
APR9.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
9.00%
60-Month Term
▼
APR9.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
10.00%
72-Month Term
▼
APR10.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
10.00%
72-Month Term
▼
APR10.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
11.00%
36-Month Term
▼
APR11.00%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
11.00%
36-Month Term
▼
APR11.00%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $25,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
12.00%
48-Month Term
▼
APR12.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
12.00%
48-Month Term
▼
APR12.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $25,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
13.00%
60-Month Term
▼
APR13.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
13.00%
60-Month Term
▼
APR13.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $25,000)
Powered by
MonitorBankRates
Chicago New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36-Month Term
▼
APR2.50%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48-Month Term
▼
APR3.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
3.00%
36 mos.
▼
APR3.00%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60-Month Term
▼
APR3.25%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $60,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle.
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle.
Last UpdatedAug 28, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72-Month Term
▼
APR3.45%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
3.50%
48 mos.
▼
APR3.50%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
600 W MADISON ST, Chicago, IL, 60661 2406
New car Loan
3.99%
up to 7 years
▼
APR3.99%
Termup to 7 years
Last UpdatedAug 28, 2026
Details
Special Rates
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
As low as
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48-Month Term
▼
APR4.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $50,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.00%
60 mos.
▼
APR4.00%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
4.18%
48 Months
▼
APR4.18%
Term48 Months
Last UpdatedAug 28, 2026
Details
As low as
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
4.20%
24 Months
▼
APR4.20%
Term24 Months
Last UpdatedAug 28, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
4.25%
Max 84 months
▼
APR4.25%
TermMax 84 months
Last UpdatedAug 28, 2026
Details
New Never Titled
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.25%
36 mos.
▼
APR4.25%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedAug 28, 2026
Details
As low as
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
3040 S Halsted St, Chicago, IL, 60608
New & Used Vehicle Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
Model Year: 2026 - 2025
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
233 N Michigan Ave Lbby C010, Chicago, IL, 60601 5946
New Auto
4.49%
60 months or less
▼
APR4.49%
Term60 months or less
Last UpdatedAug 28, 2026
Details
Rate assumes loan to value of 100% or less. Not all borrowers will qualify for the lowest interest rate.
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.50%
72 mos.
▼
APR4.50%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedAug 28, 2026
Details
Model Year: 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
4.75%
48 mos.
▼
APR4.75%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedAug 28, 2026
Details
As low as
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
4.85%
48 Months
▼
APR4.85%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
4.87%
72 Months
▼
APR4.87%
Term72 Months
Last UpdatedAug 28, 2026
Details
As low as
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto (2026 -and Newer) Up to 36 Months
4.95%
Up to 36 Months
▼
APR4.95%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 or Less
▼
APR4.99%
Term63 or Less
Last UpdatedAug 28, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New Auto Loan
4.99%
63 months
▼
APR4.99%
Term63 months
Last UpdatedAug 28, 2026
Details
Actual rate based on credit history, income, vehicle model year, mileage and other factors. Includes discount of 0.25% APR when you set up an automatic payment to pay your loan each month. Payment example: 63 month new auto loan of $20,000 with an APR of 4.99% will result in a monthly payment of $361.56.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Model Year: 2026 - 2025
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60-Month Term
▼
APR5.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $50,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.00%
84 mos.
▼
APR5.00%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: A 700 & Up
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedAug 28, 2026
Details
As low as
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
5.20%
60 Months
▼
APR5.20%
Term60 Months
Last UpdatedAug 28, 2026
Details
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedAug 28, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedAug 28, 2026
Details
Model Year: 2026 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.25%
60 mos.
▼
APR5.25%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedAug 28, 2026
Details
As low as
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 & Newer
5.35%
84 Months
▼
APR5.35%
Term84 Months
Last UpdatedAug 28, 2026
Details
As low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
1
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto (2026 -and Newer) Up to 48 Months
5.50%
Up to 48 Months
▼
APR5.50%
TermUp to 48 Months
Last UpdatedAug 28, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.50%
84 mos.
▼
APR5.50%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedAug 28, 2026
Details
As low as
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto (2026 -and Newer) Up to 60 Months
5.70%
Up to 60 Months
▼
APR5.70%
TermUp to 60 Months
Last UpdatedAug 28, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedAug 28, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
5.75%
72 mos.
▼
APR5.75%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto (2026 -and Newer) Up to 72 Months
5.80%
Up to 72 Months
▼
APR5.80%
TermUp to 72 Months
Last UpdatedAug 28, 2026
Details
As Low As
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
605 N Michigan Ave, Chicago, IL, 60611
New car purchase Loan
5.94%
60 months
▼
APR5.94%
Term60 months
Last UpdatedAug 28, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
605 N Michigan Ave, Chicago, IL, 60611
New car rate Loan
5.94%
60 months
▼
APR5.94%
Term60 months
Last UpdatedAug 28, 2026
Details
For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Learn more. Purchase of a new car would have a 5.94% APR for 60 months, monthly payment of $868.72 for $45,000 financing, down payment of $0.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
6.00%
72-Month Term
▼
APR6.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $50,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: B 640-699
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedAug 28, 2026
Details
As low as
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedAug 28, 2026
Details
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
New Auto Up (2026-and Newer) Up to 84 Months
6.25%
Up to 84 Months
▼
APR6.25%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
6.25%
84 mos.
▼
APR6.25%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
6.45%
36 Months
▼
APR6.45%
Term36 Months
Last UpdatedAug 28, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
3960 W 26th St, Chicago, IL, 60623
New Car Loan
6.50%
up to 84 months
▼
APR6.50%
Termup to 84 months
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-639
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedAug 28, 2026
Details
As low as
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle Loan
6.75%
84 mos.
▼
APR6.75%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
6.90%
24 Months
▼
APR6.90%
Term24 Months
Last UpdatedAug 28, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
13220 S Baltimore Ave, Chicago, IL, 60633
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) Loan
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedAug 28, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
7.00%
36-Month Term
▼
APR7.00%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $40,000)
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
New Vehicle Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: D 549 - below
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
8.00%
48-Month Term
▼
APR8.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
9.00%
60-Month Term
▼
APR9.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
10.00%
72-Month Term
▼
APR10.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
11.00%
36-Month Term
▼
APR11.00%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
12.00%
48-Month Term
▼
APR12.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
13.00%
60-Month Term
▼
APR13.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $30,000)
Powered by
MonitorBankRates
Chicago Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36-Month Term
▼
APR2.75%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48-Month Term
▼
APR3.25%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $50,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle.
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle.
Last UpdatedAug 28, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60-Month Term
▼
APR3.50%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 36 mos. Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedAug 28, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72-Month Term
▼
APR4.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 36 mos. Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 48 mos. Loan
4.00%
48 mos.
▼
APR4.00%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
4.25%
Max 72 months
▼
APR4.25%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
2022 & Newer
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
3040 S Halsted St, Chicago, IL, 60608
New & Used Vehicle Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 48 mos. Loan
4.50%
48 mos.
▼
APR4.50%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 60 mos. Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
4.60%
Max 72 months
▼
APR4.60%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
2020 - 2021
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 36 mos. Loan
4.75%
36 mos.
▼
APR4.75%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
4.95%
Max 66 months
▼
APR4.95%
TermMax 66 months
Last UpdatedAug 28, 2026
Details
2017 - 2019
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
Model Year: 2022 - 2025
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48-Month Term
▼
APR5.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $45,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 60 mos. Loan
5.00%
60 mos.
▼
APR5.00%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 72 mos. Loan
5.00%
72 mos.
▼
APR5.00%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedAug 28, 2026
Details
Model Year: 2022 - 2025
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 36 Months
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 36 mos. Loan
5.25%
36 mos.
▼
APR5.25%
Term36 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 48 mos. Loan
5.25%
48 mos.
▼
APR5.25%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
1?
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.49%
63 or Less
▼
APR5.49%
Term63 or Less
Last UpdatedAug 28, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Model Year: 2022 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 72 mos. Loan
5.50%
72 mos.
▼
APR5.50%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 84 mos. Loan
5.50%
84 mos.
▼
APR5.50%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedAug 28, 2026
Details
As low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.70%
Max 72 months
▼
APR5.70%
TermMax 72 months
Last UpdatedAug 28, 2026
Details
1
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.74%
64-75
▼
APR5.74%
Term64-75
Last UpdatedAug 28, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.74%
Up to 72 months
▼
APR5.74%
TermUp to 72 months
Last UpdatedAug 28, 2026
Details
Model Year: 2022 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 48 mos. Loan
5.75%
48 mos.
▼
APR5.75%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 60 mos. Loan
5.75%
60 mos.
▼
APR5.75%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 48 Months
5.80%
Up to 48 Months
▼
APR5.80%
TermUp to 48 Months
Last UpdatedAug 28, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedAug 28, 2026
Details
As low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.95%
Max 66 months
▼
APR5.95%
TermMax 66 months
Last UpdatedAug 28, 2026
Details
1
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
605 N Michigan Ave, Chicago, IL, 60611
Used car purchase Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedAug 28, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
605 N Michigan Ave, Chicago, IL, 60611
Used car rate Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedAug 28, 2026
Details
For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Learn more. Purchase of a used 2022 year car would have a 5.99% APR for 60 months, monthly payment of $579.84 for $30,000 financing, down payment of $0.
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
600 W MADISON ST, Chicago, IL, 60661 2406
Used car Loan
5.99%
up to 6 years
▼
APR5.99%
Termup to 6 years
Last UpdatedAug 28, 2026
Details
Special Rates
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
6.00%
60-Month Term
▼
APR6.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $45,000)
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 60 Months
6.00%
Up to 60 Months
▼
APR6.00%
TermUp to 60 Months
Last UpdatedAug 28, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 84 mos. Loan
6.00%
84 mos.
▼
APR6.00%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: B 625-699
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: A 700-above
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedAug 28, 2026
Details
As low as
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 72 Months
6.10%
Up to 72 Months
▼
APR6.10%
TermUp to 72 Months
Last UpdatedAug 28, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
6.24%
76-84
▼
APR6.24%
Term76-84
Last UpdatedAug 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 60 mos. Loan
6.25%
60 mos.
▼
APR6.25%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 72 mos. Loan
6.25%
72 mos.
▼
APR6.25%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: B 640-699
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedAug 28, 2026
Details
As low as
United Credit Union Chicago, IL
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
4444 S Pulaski Rd, Chicago, IL, 60632 4011
Used Auto (2025-2026) Up to 84 Months
6.55%
Up to 84 Months
▼
APR6.55%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedAug 28, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 72 mos. Loan
6.75%
72 mos.
▼
APR6.75%
Term72 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 84 mos. Loan
6.75%
84 mos.
▼
APR6.75%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-624
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
6.95%
MAX 60 months
▼
APR6.95%
TermMAX 60 months
Last UpdatedAug 28, 2026
Details
1
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedAug 28, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
7.00%
72-Month Term
▼
APR7.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 625 - 699 (Max $45,000)
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: C 550-639
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedAug 28, 2026
Details
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used Auto Loan
7.24%
63 months
▼
APR7.24%
Term63 months
Last UpdatedAug 28, 2026
Details
Actual rate based on credit history, income, vehicle model year, mileage and other factors. Rates are subject to change at any time. Loan subject to credit approval. Rates include discount of 0.25% APR when you set up an automatic payment to pay your loan each month. Payment example: 63-month new auto loan of $20,000 with an APR of 7.24% will result in a monthly payment of $382.57.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
7.25%
MAX 54 months
▼
APR7.25%
TermMAX 54 months
Last UpdatedAug 28, 2026
Details
2011 & Older
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
3960 W 26th St, Chicago, IL, 60623
Used Car - greater than 100,000 Miles Loan
7.25%
up to 72 months
▼
APR7.25%
Termup to 72 months
Last UpdatedAug 28, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
3960 W 26th St, Chicago, IL, 60623
Used Car - less than 100,000 Miles Loan
7.25%
up to 84 months
▼
APR7.25%
Termup to 84 months
Last UpdatedAug 28, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle 84 mos. Loan
7.25%
84 mos.
▼
APR7.25%
Term84 mos.
Last UpdatedAug 28, 2026
Details
Credit Score: D below 550
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
10231 S Western Ave, Chicago, IL, 60643 1917
Used Vehicle Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: D 549 - below
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
8.00%
48-Month Term
▼
APR8.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $35,000)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
8.50%
MAX 54 months
▼
APR8.50%
TermMAX 54 months
Last UpdatedAug 28, 2026
Details
1
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
9.00%
60-Month Term
▼
APR9.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
10.00%
72-Month Term
▼
APR10.00%
Term72-Month Term
Last UpdatedAug 28, 2026
Details
Score: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
11.00%
36-Month Term
▼
APR11.00%
Term36-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $25,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
12.00%
48-Month Term
▼
APR12.00%
Term48-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $25,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
13.00%
60-Month Term
▼
APR13.00%
Term60-Month Term
Last UpdatedAug 28, 2026
Details
Score: 500 - 549 (Max $25,000)
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MonitorBankRates
Chicago, IL Auto Loan Rate Trends
Compare local Chicago, IL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.866%
▲ 0.378 vs 7 days ago
Illinois new auto rates rose 0.378 points over the past 7 days to 5.866% APR.
Used Auto Loan — IL Avg
6.603%
▲ 0.483 vs 7 days ago
Illinois used auto rates rose 0.483 points over the past 7 days to 6.603% APR.
As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
What Would Your Monthly Car Payment Be?
Estimated monthly payments on a standard 60-month auto loan at today’s average Illinois APRs. Even a small APR difference adds up over the life of a car loan — use the calculator below to model your exact loan.
| Loan Amount | New Auto @ 5.87% APR Nat'l average | Used Auto @ 6.60% APR Nat'l average | Monthly Difference |
|---|---|---|---|
| $15,000 | $289.06/mo | $294.21/mo | $5.16/mo |
| $25,000 | $481.76/mo | $490.36/mo | $8.60/mo |
| $35,000 | $674.46/mo | $686.50/mo | $12.03/mo |
| $45,000 | $867.17/mo | $882.64/mo | $15.47/mo |
Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.
About Our Chicago, Illinois Auto Loan Rate Database
21 Local Lenders Tracked
Banks & Credit Unions
Updated Daily
Our Chicago, Illinois auto loan tables currently track 21 banks and credit unions offering new and used vehicle financing to borrowers in this market. Every APR is sourced directly from the lender’s own website and re-verified regularly, so the rates you compare here reflect what lenders are actually advertising today — not stale or estimated numbers.
The lowest verified auto loan APR in our Chicago, Illinois database right now is 2.50% APR from CTA 74th Street Depot Federal Credit Union. Advertised APRs typically assume excellent credit, so use the full rate table above to compare offers across your actual credit tier.
How to Get the Best Auto Loan Rate in Chicago, Illinois
1
Get Preapproved Before You Shop
A preapproval from a bank or credit union serving Chicago, Illinois locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups — dealers can legally add points to the rate a lender actually approved you for.
2
Check Credit Unions First
Credit unions consistently offer some of the lowest auto loan APRs in Illinois. Membership is usually easier to get than people expect — many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.
3
Choose the Shortest Term You Can Afford
Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater” — owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.
4
Mind the New vs. Used Rate Spread
Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs — CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.
Building a down payment, or is an auto loan not the right fit?
- Saving up for a bigger down payment → park it in a Chicago, Illinois high-yield savings account so it earns while you shop
- Buying from a private seller where auto financing is harder to arrange → compare personal loan rates
- Car fund you won’t need for a set period → Chicago, Illinois CD rates lock in a guaranteed return until you’re ready to buy
Chicago, Illinois Financial Snapshot
Local demographics and economic context for car buyers — Source: U.S. Census Bureau
$49,320
Median Individual Earnings
National avg: $47,340
8.0%
Unemployment Rate
National avg: 4.8%
16.8%
Poverty Rate
National avg: 11.1%
$578/mo
Payment on a $30K / 60-mo Loan
At Nat'l new-auto avg 5.87% APR
A $578 monthly car payment works out to roughly 14.1% of the median individual income in Chicago, Illinois. Most budgeting guidelines suggest keeping total vehicle costs — payment, insurance, fuel, and maintenance — under 15–20% of take-home pay.
Auto Financing Options Compared
An auto loan isn’t the only way to finance a vehicle in Chicago, Illinois — but for most borrowers it’s the cheapest. Here’s how the main options stack up.
| Feature | Credit Union Auto Loan | Bank Auto Loan | Dealer Financing | Personal Loan |
|---|---|---|---|---|
| Typical APR Level | ✓ Often lowest | ✓ Competitive | ● Varies — can be marked up | ✗ Highest (unsecured) |
| Rate Locked Before You Shop | ✓ Yes, via preapproval | ✓ Yes, via preapproval | ✗ Arranged at the dealership | ✓ Yes |
| Membership / Relationship Required | ● Membership (usually easy) | ✗ No | ✗ No | ✗ No |
| Works for Private-Party Sales | ✓ Usually | ● Sometimes | ✗ No | ✓ Yes |
| Convenience at Purchase | ● Preapproval step first | ● Preapproval step first | ✓ One-stop at the dealer | ● Funds in 1–3 days |
| Best For | Lowest total cost of borrowing | Existing bank customers & rate discounts | Manufacturer 0% promos on new cars | Older vehicles lenders won’t finance |
General comparison for educational purposes. Manufacturer promotional financing (0–2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify — always compare the promo against a cash rebate plus outside financing.
Auto Loan Payment Calculator
Estimate your monthly payment on a new or used vehicle in Chicago, Illinois. We’ve prefilled the APR with today’s Nat'l new-auto average — or click any current rate on the right to apply it instantly.
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Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Chicago, Illinois auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Chicago, Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Chicago, Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IL.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Chicago, Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chicago, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Chicago, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
Should I get preapproved for an auto loan before visiting a dealer in Chicago, Illinois?
Yes. A preapproval from a bank or credit union serving Chicago, Illinois gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.
Why are used car loan rates higher than new car rates?
Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.
Can I refinance my auto loan if rates drop or my credit improves?
Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Chicago, Illinois can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.
What are the best Auto Loan rates in Chicago, Illinois?
Based on our current data, some of the lowest auto loan rates available in Chicago, Illinois include:
- CTA 74th Street Depot Federal Credit Union: 2.50% (New Auto Loan)
- Chicago Firefighters Credit Union: 3.00% (New Vehicle Loan)
- South Side Community Federal Credit Union: 3.25% (New and Used Auto Loans)
- American Airlines Federal Credit Union: 3.34% (New Auto)
- Chicagos Bravest Credit Union: 3.50% (New Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chicago, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: August 28, 2026
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