Auto Loan Rates in Chicago, Illinois (IL) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Chicago, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Chicago, Illinois include CTA 74th Street Depot Federal Credit UnionCTA 74th Street Depot Federal Credit Union10057 S Western Ave, Chicago, IL, 60643 1925B+4.7 ★Texas Ratio: 19.11% offering New Auto Loan at 2.50%, South Side Community Federal Credit UnionSouth Side Community Federal Credit Union5401 S Wentworth Ave, Chicago, IL, 60609 6349A+5.0 ★Texas Ratio: 0.72% offering New and Used Auto Loans at 3.25%, ELCA Federal Credit UnionELCA Federal Credit Union8765 W Higgins Rd, Chicago, IL, 60631A5.0 ★Texas Ratio: 7.56% offering New Auto Loan at 3.49%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionOHare International Airport, Chicago, IL, 60666A+5.0 ★Texas Ratio: 2.63% offering New Auto at 3.74%, Maroon Financial Credit UnionMaroon Financial Credit Union5525 S Ellis Ave Ste C, Chicago, IL, 60637A+5.0 ★Texas Ratio: 1.74% offering New Vehicles - Up to 36 months at 4.49%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Chicago has 14 local institutions in our database, with auto loan rates as low as 2.50% APR from CTA 74th Street Depot Federal Credit Union at 10057 S Western Ave, Chicago, IL, 60643 1925. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chicago, Illinois. Auto Loan Rates Last Updated and Verified: May 2, 2026
Compare Auto Loan Rates Today in Chicago, Illinois & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 months to 72 months
▼
APR3.25%
Term36 months to 72 months
Last UpdatedMay 2, 2026
Details
Application fee: $20.00; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. Minimum requirement: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 2, 2026
Details
As Low As*
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles - Up to 36 months
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedApr 18, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles - Up to 48 months
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
4.75%
37 - 60 months
▼
APR4.75%
Term37 - 60 months
Last UpdatedMay 2, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
New Auto Loans
4.79%
24-72 months
▼
APR4.79%
Term24-72 months
Last UpdatedApr 19, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
4.79%
48 months
▼
APR4.79%
Term48 months
Last UpdatedMay 2, 2026
Details
As Low As*
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
4.89%
60 months
▼
APR4.89%
Term60 months
Last UpdatedMay 2, 2026
Details
As Low As*
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 2, 2026
Details
As Low As*
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedApr 18, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Up To 3-Year Auto Loan
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles - Up to 60 months
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles - Up to 36 months
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.24%
4-Year
▼
APR5.24%
Term4-Year
Last UpdatedApr 18, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedMay 2, 2026
Details
As Low As*
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMay 2, 2026
Details
As Low As*
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles - Up to 72 months
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles - Up to 48 months
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details
Max 72 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details
2015 - 2017; 72 Months
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.49%
5-Year
▼
APR5.49%
Term5-Year
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles - Up to 60 months
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Vehicle Loans
5.50%
60 to 72 month terms
▼
APR5.50%
Term60 to 72 month terms
Last UpdatedMay 2, 2026
Details
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
5.50%
1 - 60 months
▼
APR5.50%
Term1 - 60 months
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Auto Loan
5.59%
37 to 48 months
▼
APR5.59%
Term37 to 48 months
Last UpdatedApr 27, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details
2018 - 2019; Max 72 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.74%
6-Year
▼
APR5.74%
Term6-Year
Last UpdatedApr 18, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles - Up to 72 months
5.74%
Up to 72 months
▼
APR5.74%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
5.75%
1 - 60 months
▼
APR5.75%
Term1 - 60 months
Last UpdatedMay 2, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedApr 18, 2026
Details
2015 - 2017; Max 66 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.99%
7-Year
▼
APR5.99%
Term7-Year
Last UpdatedApr 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Auto Loan
5.99%
49 to 60 months
▼
APR5.99%
Term49 to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMay 2, 2026
Details
As Low As*
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
6.09%
37 to 48 months
▼
APR6.09%
Term37 to 48 months
Last UpdatedApr 27, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
Used Auto Loans
6.24%
24-72 months
▼
APR6.24%
Term24-72 months
Last UpdatedApr 19, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
6.49%
49 to 60 months
▼
APR6.49%
Term49 to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Vehicle Loans
6.50%
48 to 72 month terms
▼
APR6.50%
Term48 to 72 month terms
Last UpdatedMay 2, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedApr 18, 2026
Details
2010 - 2014; MAX 60 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedApr 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedApr 18, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Vehicle Loans
7.50%
36 to 60 month terms
▼
APR7.50%
Term36 to 60 month terms
Last UpdatedMay 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
8.50%
54 Months
▼
APR8.50%
Term54 Months
Last UpdatedApr 18, 2026
Details
2009 & Older; MAX 54 months
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Vehicle Loans
8.50%
24 to 48 month terms
▼
APR8.50%
Term24 to 48 month terms
Last UpdatedMay 2, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
11.00%
36 Months
▼
APR11.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
11.00%
36 Months
▼
APR11.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
13.00%
60 Months
▼
APR13.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
13.00%
60 Months
▼
APR13.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedMay 2, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As; for 36 months at $29.30 per $1,000
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMay 2, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
up to 60
▼
APR3.59%
Termup to 60
Last UpdatedMay 2, 2026
Details
As Low As; low as 3.59%*
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
3.99%
24 mos
▼
APR3.99%
Term24 mos
Last UpdatedMay 2, 2026
Details
As Low As
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
up to two years old
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
up to 60 mos.
▼
APR4.00%
Termup to 60 mos.
Last UpdatedApr 27, 2026
Details
New Molex loans only.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Auto Loan
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedMay 2, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
up to 72
▼
APR4.09%
Termup to 72
Last UpdatedMay 2, 2026
Details
As Low As; low as 4.09%*
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.19%
up to 60
▼
APR4.19%
Termup to 60
Last UpdatedMay 2, 2026
Details
As Low As; low as 4.19%*
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details
2025 and newer
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
2026 & Newer Auto Loan
4.25%
Up to 60
▼
APR4.25%
TermUp to 60
Last UpdatedMay 2, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedMay 2, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedMay 2, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedMay 2, 2026
Details
2025 and newer
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.39%
up to 60
▼
APR4.39%
Termup to 60
Last UpdatedMay 2, 2026
Details
As Low As; low as 4.39%*
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedApr 17, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026-2025
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - Up to 36 months
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 4.49%
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loans - 24 MONTHS
4.49%
24 MONTHS
▼
APR4.49%
Term24 MONTHS
Last UpdatedMay 2, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loans - 36 MONTHS
4.49%
36 MONTHS
▼
APR4.49%
Term36 MONTHS
Last UpdatedMay 2, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loans - 48 MONTHS
4.49%
48 MONTHS
▼
APR4.49%
Term48 MONTHS
Last UpdatedMay 2, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loans - 60 MONTHS
4.49%
60 MONTHS
▼
APR4.49%
Term60 MONTHS
Last UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.49%
36 mos
▼
APR4.49%
Term36 mos
Last UpdatedMay 2, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedMay 2, 2026
Details
2019 or older add 2% to rate
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
APR4.50%
Term3 Months
Last UpdatedApr 19, 2026
Details
3 yr Financing
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 2, 2026
Details
2025 and newer
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 2, 2026
Details
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Auto Loan
4.50%
up to 36 Months
▼
APR4.50%
Termup to 36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedMay 2, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedApr 18, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.65%
48 Months
▼
APR4.65%
Term48 Months
Last UpdatedMay 2, 2026
Details
2022-2024
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.69%
up to 72
▼
APR4.69%
Termup to 72
Last UpdatedMay 2, 2026
Details
As Low As; low as 4.69%*
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedApr 18, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.74%
48 mos
▼
APR4.74%
Term48 mos
Last UpdatedMay 2, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As; 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details
APR4.75%
Term6 Months
Last UpdatedApr 19, 2026
Details
As Low As; 6 yr Financing
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 mos.
▼
APR4.75%
Term72 mos.
Last UpdatedApr 27, 2026
Details
New Molex loans only.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
(1 - 5 yrs. old) up to 54 mos.
▼
APR4.75%
Term(1 - 5 yrs. old) up to 54 mos.
Last UpdatedApr 27, 2026
Details
New Molex loans only.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
2025 and newer
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
2026 & Newer Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedMay 2, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMay 2, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.89%
Up to 36 Months*
▼
APR4.89%
TermUp to 36 Months*
Last UpdatedApr 27, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - 37 to 48 months
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 4.89%
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMay 2, 2026
Details
2021
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMay 2, 2026
Details
2022-2024
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60 months
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026-2025
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - 49 to 60 months
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 4.99%
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.99%
60 mos
▼
APR4.99%
Term60 mos
Last UpdatedMay 2, 2026
Details
As Low As
APR4.99%
Term37 - 69
Last UpdatedMay 2, 2026
Details
As Low As; 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.99%
69 Months
▼
APR4.99%
Term69 Months
Last UpdatedMay 2, 2026
Details
As Low As
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 2, 2026
Details
As Low As; 2019-2027, Up to 66 months
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.99%
37 to 60
▼
APR4.99%
Term37 to 60
Last UpdatedMay 2, 2026
Details
2019 or older add 2% to rate
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 18, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details
Up to 60 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Auto Loan
5.00%
78 Months
▼
APR5.00%
Term78 Months
Last UpdatedMay 2, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2020-21 Models
5.00%
Up to 42 Months
▼
APR5.00%
TermUp to 42 Months
Last UpdatedMay 2, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
5.00%
Up to 54 Months
▼
APR5.00%
TermUp to 54 Months
Last UpdatedMay 2, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedApr 18, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
5.10%
48 Months
▼
APR5.10%
Term48 Months
Last UpdatedMay 2, 2026
Details
2020
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - 61 to 72 months
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 5.24%
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
5.24%
66 mos
▼
APR5.24%
Term66 mos
Last UpdatedMay 2, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Used Auto 2024 or Newer
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026 through 2024
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 months to 72 months
▼
APR3.25%
Term36 months to 72 months
Last UpdatedMay 2, 2026
Details
Application fee: $20.00; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. Minimum requirement: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 2, 2026
Details
As Low As*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles - Up to 36 months
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles - Up to 48 months
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
New Auto Loans
4.79%
24-72 months
▼
APR4.79%
Term24-72 months
Last UpdatedApr 19, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
4.79%
48 months
▼
APR4.79%
Term48 months
Last UpdatedMay 2, 2026
Details
As Low As*
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
4.89%
60 months
▼
APR4.89%
Term60 months
Last UpdatedMay 2, 2026
Details
As Low As*
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles - Up to 60 months
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedMay 2, 2026
Details
As Low As*
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles - Up to 72 months
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details
Max 72 months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Auto Loan
5.59%
37 to 48 months
▼
APR5.59%
Term37 to 48 months
Last UpdatedApr 27, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Auto Loan
5.99%
49 to 60 months
▼
APR5.99%
Term49 to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
6.09%
37 to 48 months
▼
APR6.09%
Term37 to 48 months
Last UpdatedApr 27, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
6.49%
49 to 60 months
▼
APR6.49%
Term49 to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
11.00%
36 Months
▼
APR11.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
13.00%
60 Months
▼
APR13.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedMay 2, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As; for 36 months at $29.30 per $1,000
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMay 2, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
up to 60
▼
APR3.59%
Termup to 60
Last UpdatedMay 2, 2026
Details
As Low As; low as 3.59%*
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedMay 2, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
up to two years old
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
up to 60 mos.
▼
APR4.00%
Termup to 60 mos.
Last UpdatedApr 27, 2026
Details
New Molex loans only.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedMay 2, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
up to 72
▼
APR4.09%
Termup to 72
Last UpdatedMay 2, 2026
Details
As Low As; low as 4.09%*
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
2026 & Newer Auto Loan
4.25%
Up to 60
▼
APR4.25%
TermUp to 60
Last UpdatedMay 2, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedMay 2, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedMay 2, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedApr 17, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - Up to 36 months
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 4.49%
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
APR4.50%
Term3 Months
Last UpdatedApr 19, 2026
Details
3 yr Financing
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedApr 18, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details
APR4.75%
Term6 Months
Last UpdatedApr 19, 2026
Details
As Low As; 6 yr Financing
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 mos.
▼
APR4.75%
Term72 mos.
Last UpdatedApr 27, 2026
Details
New Molex loans only.
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
2026 & Newer Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedMay 2, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMay 2, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - 37 to 48 months
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 4.89%
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60 months
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - 49 to 60 months
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 4.99%
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedMay 2, 2026
Details
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.99%
69 Months
▼
APR4.99%
Term69 Months
Last UpdatedMay 2, 2026
Details
As Low As
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 2, 2026
Details
As Low As; 2019-2027, Up to 66 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedApr 18, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - 61 to 72 months
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 5.24%
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Used Auto 2024 or Newer
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026 through 2024
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 months to 72 months
▼
APR3.25%
Term36 months to 72 months
Last UpdatedMay 2, 2026
Details
Application fee: $20.00; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. Minimum requirement: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 2, 2026
Details
As Low As*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles - Up to 36 months
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMay 2, 2026
Details
As Low As*
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles - Up to 48 months
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details
2015 - 2017; 72 Months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles - Up to 60 months
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Auto Loan
5.59%
37 to 48 months
▼
APR5.59%
Term37 to 48 months
Last UpdatedApr 27, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details
2018 - 2019; Max 72 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles - Up to 72 months
5.74%
Up to 72 months
▼
APR5.74%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
As Low As; ...
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedApr 18, 2026
Details
2015 - 2017; Max 66 months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Auto Loan
5.99%
49 to 60 months
▼
APR5.99%
Term49 to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMay 2, 2026
Details
As Low As*
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
6.09%
37 to 48 months
▼
APR6.09%
Term37 to 48 months
Last UpdatedApr 27, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
Used Auto Loans
6.24%
24-72 months
▼
APR6.24%
Term24-72 months
Last UpdatedApr 19, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
New, Used, Refinance and Cash Out Refinance Business Auto Loans
6.49%
49 to 60 months
▼
APR6.49%
Term49 to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedApr 18, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedApr 18, 2026
Details
2010 - 2014; MAX 60 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedApr 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedApr 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles
8.50%
54 Months
▼
APR8.50%
Term54 Months
Last UpdatedApr 18, 2026
Details
2009 & Older; MAX 54 months
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
11.00%
36 Months
▼
APR11.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
13.00%
60 Months
▼
APR13.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedMay 2, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As; for 36 months at $29.30 per $1,000
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMay 2, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedMay 2, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedMay 2, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedMay 2, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedApr 17, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - Up to 36 months
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 4.49%
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedMay 2, 2026
Details
2019 or older add 2% to rate
APR4.50%
Term3 Months
Last UpdatedApr 19, 2026
Details
3 yr Financing
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedMay 2, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedApr 18, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details
APR4.75%
Term6 Months
Last UpdatedApr 19, 2026
Details
As Low As; 6 yr Financing
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
(1 - 5 yrs. old) up to 54 mos.
▼
APR4.75%
Term(1 - 5 yrs. old) up to 54 mos.
Last UpdatedApr 27, 2026
Details
New Molex loans only.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.89%
Up to 36 Months*
▼
APR4.89%
TermUp to 36 Months*
Last UpdatedApr 27, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - 37 to 48 months
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 4.89%
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - 49 to 60 months
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 4.99%
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedMay 2, 2026
Details
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 2, 2026
Details
As Low As; 2019-2027, Up to 66 months
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.99%
37 to 60
▼
APR4.99%
Term37 to 60
Last UpdatedMay 2, 2026
Details
2019 or older add 2% to rate
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 18, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2020-21 Models
5.00%
Up to 42 Months
▼
APR5.00%
TermUp to 42 Months
Last UpdatedMay 2, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
5.00%
Up to 54 Months
▼
APR5.00%
TermUp to 54 Months
Last UpdatedMay 2, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans - 61 to 72 months
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMay 2, 2026
Details
As Low As; APR1: As low as 5.24%
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Used Auto 2024 or Newer
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026 through 2024
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MonitorBankRates
Chicago, IL Auto Loan Rate Trends
Compare local Chicago, IL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.784%
▲ 0.689 vs 7 days ago
Illinois new auto rates rose 0.689 points over the past 7 days to 5.784% APR.
Used Auto Loan — IL Avg
6.519%
▲ 0.652 vs 7 days ago
Illinois used auto rates rose 0.652 points over the past 7 days to 6.519% APR.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Chicago, Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chicago, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Chicago, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Chicago, Illinois?
Based on our current data, some of the lowest auto loan rates available in Chicago, Illinois include:
- CTA 74th Street Depot Federal Credit Union: 2.50% (New Auto Loan)
- South Side Community Federal Credit Union: 3.25% (New and Used Auto Loans)
- ELCA Federal Credit Union: 3.49% (New Auto Loan)
- American Airlines Federal Credit Union: 3.74% (New Auto)
- Maroon Financial Credit Union: 4.49% (New Vehicles - Up to 36 months)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chicago, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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