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 Metro Federal Credit Union Arlington Heights, IL Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 20, 2026
Metro Federal Credit Union Arlington Heights, IL's IRA CDs 36 Month rates are at 3.45%, IRA CDs 48 Month rates are at 3.45%, 36 Regular CDs rates are at 3.45%, IRA CDs 24 Month rates are at 3.25%, 24 Regular CDs rates are at 3.25%. Metro Federal Credit Union Arlington Heights, IL's savings rates are at 0.10%. Metro Federal Credit Union Arlington Heights, IL's money market rates are at 0.25%. Metro Federal Credit Union Arlington Heights, IL's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Metro Federal Credit Union Arlington Heights, IL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.65%. Rates were last updated on 03/20/2026. Metro Federal Credit Union Arlington Heights, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metro Federal Credit Union Arlington Heights, IL? Share your experience about Metro Federal Credit Union Arlington Heights, IL by leaving a review below, or read customer reviews before you decide to use Metro Federal Credit Union Arlington Heights, IL. Metro Federal Credit Union Arlington Heights, IL
Main Office 2440 E Rand Rd
https://www.mcu.org Arlington Heights, IL 60004 5802 
Metro Federal Credit Union Arlington Heights, IL CD Rates
Metro Federal Credit Union Arlington Heights, IL Savings Rates
Metro Federal Credit Union Arlington Heights, IL Money Market Rates
Metro Federal Credit Union Arlington Heights, IL Checking Rates
Metro Federal Credit Union Arlington Heights, IL Home Equity & HELOC
Metro Federal Credit Union Arlington Heights, IL Auto Loan Rates
Metro Federal Credit Union Arlington Heights, IL Credit Card Rates
Metro Federal Credit Union Arlington Heights, IL Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Metro Federal Credit Union Arlington Heights, IL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Metro Federal Credit Union Arlington Heights, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Metro Federal Credit Union Arlington Heights, IL's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Metro Federal Credit Union Arlington Heights, IL
Website
https://www.mcu.org
Address
2440 E Rand Rd,
Arlington Heights, IL 60004 5802
Phone
847-670-0456
Fax
847-670-0401
President
Donna Wilson
CEO
Salvatore Fragale
Full-Time Employees
12
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.65%
Return on Assets (ROA)
0.8520%
Return on Equity (ROE)
8.6169%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
71,979,802
Total Amount of Shares and Deposits
63,742,443
Total Shares and Deposits < 1 Year
62,153,558
Total Shares and Deposits 1 3 Years
1,443,966
Total Shares and Deposits > 3 Years
144,919
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,745,294
Total Uninsured Shares and Deposits > $250K (F+J)
1,745,294
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,997,149
Total Interest Expense (Sum of items 6 8)
507,580
Share Certificates
214
Number of Accounts for Share Drafts
1,523
IRA KEOGH Accounts
49
Number of Accounts for Regular Shares
3,860
Money Market Shares
192
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,597,217
Total Liabilities
64,862,740
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Metro Federal Credit Union Arlington Heights, ILIs Metro Federal Credit Union Arlington Heights, IL a safe place to deposit money?Yes, Metro Federal Credit Union Arlington Heights, IL is considered a safe financial institution. With a Texas Ratio of 1.6459179363619%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Metro Federal Credit Union Arlington Heights, IL operate?Metro Federal Credit Union Arlington Heights, IL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Metro Federal Credit Union Arlington Heights, IL?Yes, to access services at Metro Federal Credit Union Arlington Heights, IL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Metro Federal Credit Union Arlington Heights, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Metro Federal Credit Union Arlington Heights, IL provides members with tools to manage their accounts and build a solid financial history. Does Metro Federal Credit Union Arlington Heights, IL offer online and mobile banking?Most modern institutions like Metro Federal Credit Union Arlington Heights, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mcu.org. Current Metro Federal Credit Union Arlington Heights, IL Rates
Retrieved from our database of financial products. Rates subject to change.
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