1. Home
  2. Credit Unions
  3. Justice Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Justice Federal Credit Union Rates & Review March 2026

Justice Federal Credit Union's 7 month CDs rates are at 3.90%, 7 month CDs rates are at 3.80%, 7 month CDs rates are at 3.70%, 18 month CD rates are at 3.41%, 24 month CD rates are at 3.41%. Justice Federal Credit Union's savings rates are at 0.10%. Justice Federal Credit Union's Personal Loan Rates are at 6.84%. MonitorBankRates evaluates the financial stability of Justice Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.17%. Rates were last updated on 03/20/2026.

Justice Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Justice Federal Credit Union? Share your experience about Justice Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Justice Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.17%
Excellent Higher than avg
Justice Federal Credit Union
Chantilly Headquarters
5175 Parkstone Dr Ste 200
Chantilly, VA 20151 3816
https://www.jfcu.org
Member NCUA

Justice Federal Credit Union CD Rates

Product Rate APY Term View More
7 month Certificates 3.85% 3.90% 7 month
Min Deposit $100,000
Details With a Justice National or Beyond the Badge Account
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
7 month Certificates 3.75% 3.80% 7 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
7 month Certificates 3.65% 3.70% 7 month
Min Deposit $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
18 month Share Certificate 3.37% 3.41% 18 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
24 month Share Certificate 3.37% 3.41% 24 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 18 month 3.37% 3.41% 18 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 24 month 3.37% 3.41% 24 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
12 month Share Certificate 3.27% 3.31% 12 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
36 month Share Certificate 3.27% 3.31% 36 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
18 month Special Certificate 3.27% 3.31% 18 month
Min Deposit $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 12 month 3.27% 3.31% 12 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 36 month 3.27% 3.31% 36 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
48 month Share Certificate 3.17% 3.21% 48 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
60 month Share Certificate 3.17% 3.21% 60 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
12 month Special Certificate 3.17% 3.21% 12 month
Min Deposit $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 48 month 3.17% 3.21% 48 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 60 month 3.17% 3.21% 60 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
6 month Share Certificate 3.12% 3.16% 6 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 6 month 3.12% 3.16% 6 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
48 month Special Certificate 3.07% 3.11% 48 month
Min Deposit $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
6 month Special Certificate 3.02% 3.05% 6 month
Min Deposit $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
3 month Share Certificate 1.11% 1.12% 3 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 3 month 1.11% 1.12% 3 month
Min Deposit $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
3 month Special Certificate 1.01% 1.02% 3 month
Min Deposit $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%

Justice Federal Credit Union Savings Rates

Product Rate APY View More
FREEDOM DIRECT SAVINGS - 4.00%
Details when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Freedom Direct Savings 0.45% 0.45%
Min Deposit $25
Min Balance $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Freedom Direct Savings 0.35% 0.35%
Min Deposit $25
Min Balance $50,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Freedom Direct Savings 0.30% 0.30%
Min Deposit $25
Min Balance $25,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Freedom Direct Savings 0.25% 0.25%
Min Deposit $25
Min Balance $10,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Savings 0.25% 0.25%
Min Deposit $5
Min Balance $20,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Savings 0.20% 0.20%
Min Deposit $5
Min Balance $2,500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Freedom Direct Savings 0.15% 0.15%
Min Balance $20,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Savings 0.15% 0.15%
Min Deposit $5
Min Balance $20,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Freedom Direct Savings 0.10% 0.10%
Min Balance $2,500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Savings 0.10% 0.10%
Min Deposit $5
Min Balance $2,500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%

Justice Federal Credit Union Checking Rates

Product Rate APY View More
Checking 0.05% 0.05%
Min Deposit $25
Min Balance $2,500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%

Justice Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - 10 Year Draw, 10 Year Repayment Period - - 6.50%
Details As Low As; Up to 79.99% CLTV, Loan Amount $10,000 to $250,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Home Equity Line of Credit (HELOC) - Interest Only - - 6.50%
Details As Low As; Up to 79.99% CLTV; $10,000 to $250,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Justice Federal Home Equity Line of Credit - - 6.50%
Details As Low As; Loan Amount: $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Home Equity Line of Credit (HELOC) - 10 Year Draw, 10 Year Repayment Period - - 6.75%
Details As Low As; 80.00% - 89.99% CLTV, Loan Amount $10,000 to $250,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Home Equity Line of Credit (HELOC) - Interest Only - - 6.75%
Details As Low As; 80.00% - 89.99% CLTV; $10,000 to $250,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Fixed Rate Home Equity Loan - - 7.25% 5 years
Details As Low As; Up to 79.99% CLTV
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Fixed Rate Home Equity Loan - - 7.75% 10 years
Details As Low As; Up to 79.99% CLTV
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Fixed Rate Home Equity Loan - - 8.00% 5 years
Details As Low As; 80.00-89.99% CLTV
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Fixed Rate Home Equity Loan - - 8.50% 10 years
Details As Low As; 80.00-89.99% CLTV
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Fixed Rate Home Equity Loan - - 8.75% 15 years
Details As Low As; 80.00-89.99% CLTV
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Fixed Rate Home Equity Loan - - 9.25% 20 years
Details As Low As; 80.00-89.99% CLTV
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%

Justice Federal Credit Union Credit Card Rates

Product Rate APR View More
Affinity VISA - 0.00%
Details Intro rate expires: 12 months; Regular APR: 11.90%
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Student VISA - 0.00%
Details Intro rate expires: 12 months; Regular APR: 16.90%
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
VISA Platinum Rewards - 0.00%
Details Intro rate expires: 12 months; Regular APR: 11.90%
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
VISA Signature - 0.00%
Details Intro rate expires: purchases; Regular APR: 13.65% - 18.00%
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%

Justice Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 6.84%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loan - 7.09%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loan - 7.74%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loan - 7.94%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loans - 7.99%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loans - 8.24%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loans - 8.49%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loan - 8.90%
Details As Low As; Loan Amount $500-$40,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loans - 8.99%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loans - 9.49%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loan - 11.99%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loans - 11.99%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%
Personal Loan - 13.00%
Details As Low As; Loan Amount $250-$40,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.17%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Justice Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Justice Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Justice Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Justice Federal Credit Union
Address 5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Phone 703-480-5300
Fax 703-480-5400
President Ellen Warwick
CEO Mark Robnett
Full-Time Employees 176
Part-Time Employees 1
Branch Locations 22
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.17%
Return on Assets (ROA)
0.0647%
Return on Equity (ROE)
0.5445%
Non-Performing Loans Ratio (NPL)
1.60%
Total Assets
1,126,871,745
Total Amount of Shares and Deposits
991,533,623
Total Shares and Deposits < 1 Year
954,048,363
Total Shares and Deposits 1 3 Years
28,944,077
Total Shares and Deposits > 3 Years
8,541,184
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
95,573,797
Total Uninsured Shares and Deposits > $250K (F+J)
96,339,627
Total Insured Shares and Deposits > $250K (item 17 less item K)
895,193,996
Total Interest Expense (Sum of items 6 8)
12,203,346
Share Certificates
8,119
Number of Accounts for Share Drafts
36,127
IRA KEOGH Accounts
2,722
Number of Accounts for Regular Shares
70,173
Non Member Deposits
369
Money Market Shares
2,705
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
187,971,529
Total Liabilities
1,007,814,037
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Justice Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Justice Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Justice Federal Credit Union

Is Justice Federal Credit Union a safe place to deposit money?

Yes, Justice Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 9.1672078820361%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Justice Federal Credit Union operate?

Justice Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Justice Federal Credit Union?

Yes, to access services at Justice Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Justice Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Justice Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Justice Federal Credit Union offer online and mobile banking?

Most modern institutions like Justice Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jfcu.org.

Current Justice Federal Credit Union Rates

  • 12-Month CD3.21%
  • 18-Month CD3.31%
  • 24-Month CD3.41%
  • 60-Month CD3.21%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.