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American Broadcast Employees Federal Credit Union Rates & Review April 2026

American Broadcast Employees Federal Credit Union's Investment Share and IRA CDs 6 month rates are at 3.25%, Investment Share and IRA CDs 12 month rates are at 2.75%, Investment Share and IRA CDs 13 month rates are at 2.75%, Investment Share and IRA CDs 13 month Add-On rates are at 2.75%, Investment Share and IRA CDs 15 month Bump Up rates are at 2.75%. American Broadcast Employees Federal Credit Union's savings rates are at 0.05%. American Broadcast Employees Federal Credit Union's 5/1 Yr ARM rates are at 6.00%, 3/1 Yr ARM rates are at 5.75%, 2/1 Yr ARM rates are at 5.75%, 3/1 Yr ARM rates are at 6.25%, 5/1 Yr ARM rates are at 6.50%. MonitorBankRates evaluates the financial stability of American Broadcast Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.22%. Rates were last updated on 03/24/2026.

American Broadcast Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Broadcast Employees Federal Credit Union? Share your experience about American Broadcast Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use American Broadcast Employees Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.22%
Excellent Higher than avg
American Broadcast Employees Federal Credit Union
7 11 Rockville Centre
7 Front St
Rockville Centre, NY 11570
https://www.abefcu.org
Member NCUA

American Broadcast Employees Federal Credit Union CD Rates

Product Rate APY Term View More
Investment Share and IRA Certificates 6 month - 3.25% 6 Months
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Investment Share and IRA Certificates 12 month - 2.75% 12 Months
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Investment Share and IRA Certificates 13 month - 2.75% 13 Months
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Investment Share and IRA Certificates 13 month Add-On - 2.75% 13 Months Add-On
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Investment Share and IRA Certificates 15 month Bump Up - 2.75% 15 Months Bump Up
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Investment Share and IRA Certificates 24 month - 2.50% 24 Months
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Investment Share and IRA Certificates 60 month - 2.50% 60 Months
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Investment Share and IRA Certificates 3 month - 1.00% 3 Months
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%

American Broadcast Employees Federal Credit Union Savings Rates

Product Rate APY View More
Clubs (Holiday and Vacation) - 0.10%
Min Balance $0
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Prime Share (Savings) - 0.10%
Min Deposit $7
Min Balance $100,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Share (Savings) - 0.10%
Min Balance $100,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Prime Share (Savings) - 0.05%
Min Deposit $7
Min Balance $100
Details Qualifying balance up to $99,999.99
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Share (Savings) - 0.05%
Min Balance $100
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%

American Broadcast Employees Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
5/1 Yr ARM 6.00% - 6.57% 15 or 30 Years
Details Up to $806,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
3/1 Yr ARM 5.75% - 6.62% 15 or 30 Years
Details Up to $806,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
2/1 Yr ARM 5.75% - 6.71% 15 or 30 Years
Details Up to $806,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
3/1 Yr ARM 6.25% - 6.73% 15 or 30 Years
Details Over $806,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
5/1 Yr ARM 6.50% - 6.74% 15 or 30 Years
Details Over $806,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
2/1 Yr ARM 6.25% - 6.78% 15 or 30 Years
Details Over $806,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
1 Year ARM 5.50% - 6.78% 15 or 30 Years
Details Up to $806,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
1 Year ARM 6.00% - 6.81% 15 or 30 Years
Details Over $806,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%

American Broadcast Employees Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 6.00% 25 Years (10-year draw, 15-year repayment)
Details then Prime adjusted annually
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Smart Home Equity Line of Credit - - 6.25% 15 Years
Details then Prime minus 1 adjusted annually
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Home Equity Loan (Second Mortgages up to 75% CLTV) - - 6.50% 15 Years
Details then Prime Adjusted annually
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
Smart Home Equity Loan - - 6.50% Up to 10 Years
Details then Prime minus 1% adjusted annually
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%

American Broadcast Employees Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA® Platinum - 9.99%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%
VISA® Classic - 13.88%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.22%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for American Broadcast Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather American Broadcast Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Broadcast Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name American Broadcast Employees Federal Credit Union
Address 7 Front St, Rockville Centre, NY 11570
Phone 516-763-7505
Fax 516-763-7555
President Michael Cullen
CEO Jaime Herrera
Full-Time Employees 24
Part-Time Employees 0
Branch Locations 7
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.22%
Return on Assets (ROA)
1.4043%
Return on Equity (ROE)
10.0760%
Non-Performing Loans Ratio (NPL)
2.00%
Total Assets
113,633,078
Total Amount of Shares and Deposits
96,700,612
Total Shares and Deposits < 1 Year
96,471,893
Total Shares and Deposits 1 3 Years
115,554
Total Shares and Deposits > 3 Years
113,167
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,782,247
Total Uninsured Shares and Deposits > $250K (F+J)
11,782,247
Total Insured Shares and Deposits > $250K (item 17 less item K)
84,918,365
Total Interest Expense (Sum of items 6 8)
563,396
Share Certificates
179
Number of Accounts for Share Drafts
3,154
IRA KEOGH Accounts
213
Number of Accounts for Regular Shares
7,958
Money Market Shares
422
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,186,668
Total Liabilities
98,282,094
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About American Broadcast Employees Federal Credit Union

Is American Broadcast Employees Federal Credit Union a safe place to deposit money?

Yes, American Broadcast Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 9.2190999359215%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does American Broadcast Employees Federal Credit Union operate?

American Broadcast Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join American Broadcast Employees Federal Credit Union?

Yes, to access services at American Broadcast Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, American Broadcast Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Broadcast Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does American Broadcast Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like American Broadcast Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abefcu.org.

Current American Broadcast Employees Federal Credit Union Rates

  • 12-Month CD2.75%
  • 24-Month CD2.50%
  • 60-Month CD2.50%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.