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iAdvertiser Disclosure
Advertiser Disclosure
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 Baxter Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 18, 2026
Baxter Credit Union's New Money CD Specials 5-month term rates are at 3.85%, New Money CD Specials 15-month term rates are at 3.75%, 65-month term CD Specials rates are at 3.40%, IRA CD Specials 65-month term rates are at 3.40%, 30-month term CD Specials rates are at 3.35%. Baxter Credit Union's savings rates are at 0.01%. Baxter Credit Union's money market rates are at 0.05%. Baxter Credit Union's 15 Year Fixed rates are at 5.38%, 20 Year Fixed rates are at 5.62%, 30 Year Fixed rates are at 6.00%, 5/1 Year ARM rates are at 5.12%, Jumbo 30 Year Fixed rates are at 6.12%. Baxter Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Baxter Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.73%. Rates were last updated on 03/18/2026. Baxter Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Baxter Credit Union? Share your experience about Baxter Credit Union by leaving a review below, or read customer reviews before you decide to use Baxter Credit Union. 
Baxter Credit Union CD Rates
Baxter Credit Union Savings Rates
Baxter Credit Union Money Market Rates
Baxter Credit Union Checking Rates
Baxter Credit Union Mortgage Rates
Baxter Credit Union Home Equity & HELOC
Baxter Credit Union Auto Loan Rates
Baxter Credit Union Student Loan Rates
Baxter Credit Union Credit Card Rates
Baxter Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Baxter Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Baxter Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Baxter Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Baxter Credit Union
Website
https://www.bcu.org
Address
340 N Milwaukee Ave,
Vernon Hills, IL 60061 1533
Phone
800-388-7000
Fax
President
Mike Curran
CEO
Michael Valentine
Full-Time Employees
764
Part-Time Employees
8
Branch Locations
47
ATM Locations
56
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.73%
Return on Assets (ROA)
0.5138%
Return on Equity (ROE)
5.1419%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
6,235,453,851
Total Amount of Shares and Deposits
4,839,104,755
Total Shares and Deposits < 1 Year
4,113,256,532
Total Shares and Deposits 1 3 Years
519,949,918
Total Shares and Deposits > 3 Years
205,898,305
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
645,831,738
Total Uninsured Shares and Deposits > $250K (F+J)
695,900,096
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,143,204,659
Total Interest Expense (Sum of items 6 8)
127,823,117
Share Certificates
38,964
Number of Accounts for Share Drafts
281,482
IRA KEOGH Accounts
6,625
Number of Accounts for Regular Shares
614,197
All other shares
8
Non Member Deposits
308
Money Market Shares
37,999
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
356,417,556
Total Liabilities
5,649,904,908
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Baxter Credit UnionIs Baxter Credit Union a safe place to deposit money?Yes, Baxter Credit Union is considered a safe financial institution. With a Texas Ratio of 7.7343702534641%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Baxter Credit Union operate?Baxter Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Baxter Credit Union?Yes, to access services at Baxter Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Baxter Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Baxter Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Baxter Credit Union offer online and mobile banking?Most modern institutions like Baxter Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bcu.org. Current Baxter Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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