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 Credit Union 1 Credit Union Rantoul, IL Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 10, 2026
Credit Union 1 Credit Union Rantoul, IL's IRA CD (Traditional, Roth or Educational) - 7 month rates are at 3.85%, IRA CD (Traditional, Roth or Educational) - 15 month rates are at 3.70%, Business CDs (CD) - 12 month rates are at 3.25%, 12 month Business CDs Plus (CD) rates are at 3.25%, IRA CD (Traditional, Roth or Educational) - 12 month rates are at 3.25%. Credit Union 1 Credit Union Rantoul, IL's savings rates are at 0.01%. Credit Union 1 Credit Union Rantoul, IL's money market rates are at 0.01%. Credit Union 1 Credit Union Rantoul, IL's Personal Loan Rates are at 8.47%. MonitorBankRates evaluates the financial stability of Credit Union 1 Credit Union Rantoul, IL with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.37%. Rates last updated and verified on 09/10/2026. Credit Union 1 Credit Union Rantoul, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union 1 Credit Union Rantoul, IL? Share your experience about Credit Union 1 Credit Union Rantoul, IL by leaving a review below, or read customer reviews before you decide to use Credit Union 1 Credit Union Rantoul, IL. Credit Union 1 Credit Union Rantoul, IL
Credit Union 1 450 E 22nd St Ste 250
https://www.creditunion1.org Lombard, IL 60148-6176 
Credit Union 1 Credit Union Rantoul, IL CD Rates
Credit Union 1 Credit Union Rantoul, IL Savings Rates
Credit Union 1 Credit Union Rantoul, IL Money Market Rates
Credit Union 1 Credit Union Rantoul, IL Checking Rates
Credit Union 1 Credit Union Rantoul, IL Home Equity & HELOC
Credit Union 1 Credit Union Rantoul, IL Auto Loan Rates
Credit Union 1 Credit Union Rantoul, IL Personal Loan Rates
Financial Health HistoryCredit Union 1 Credit Union Rantoul, IL’s Texas Ratio fell from 9.99% in Q2 2023 to 8.37% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union 1 Credit Union Rantoul, IL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union 1 Credit Union Rantoul, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union 1 Credit Union Rantoul, IL's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union 1 Credit Union Rantoul, IL
Website
https://www.creditunion1.org
Address
450 E 22nd St Ste 250,
Lombard, IL 60148-6176
Phone
800-252-6950
Fax
President
Robert Eberhardt
CEO
Todd Gunderson
Full-Time Employees
608
Part-Time Employees
29
Branch Locations
42
ATM Locations
33
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.37%
Return on Assets (ROA)
0.6195%
Return on Equity (ROE)
6.5176%
Non-Performing Loans Ratio (NPL)
1.15%
Total Assets
2,637,675,407
Total Amount of Shares and Deposits
2,295,693,262
Total Shares and Deposits < 1 Year
2,168,478,764
Total Shares and Deposits 1 3 Years
102,641,379
Total Shares and Deposits > 3 Years
24,573,119
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
221,515,981
Total Uninsured Shares and Deposits > $250K (F+J)
285,637,186
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,010,056,076
Total Interest Expense (Sum of items 6 8)
9,451,930
Share Certificates
9,084
Number of Accounts for Share Drafts
90,080
IRA KEOGH Accounts
4,072
Number of Accounts for Regular Shares
185,898
Non Member Deposits
10
Money Market Shares
2,950
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
140,734,766
Total Liabilities
2,401,679,661
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Add Your Rating and Review for Credit Union 1 Credit Union Rantoul, IL
Frequently Asked Questions About Credit Union 1 Credit Union Rantoul, ILHow many branches does Credit Union 1 Credit Union Rantoul, IL operate?Credit Union 1 Credit Union Rantoul, IL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union 1 Credit Union Rantoul, IL?Yes, to access services at Credit Union 1 Credit Union Rantoul, IL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union 1 Credit Union Rantoul, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union 1 Credit Union Rantoul, IL provides members with tools to manage their accounts and build a solid financial history. Does Credit Union 1 Credit Union Rantoul, IL offer online and mobile banking?Most modern institutions like Credit Union 1 Credit Union Rantoul, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.creditunion1.org. Current Credit Union 1 Credit Union Rantoul, IL Rates
Retrieved from our database of financial products. Rates subject to change.
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