Best Personal Loan Rates in Lakewood, Illinois (IL) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Lakewood, Illinois include: MembersAlliance Credit UnionMembersAlliance Credit UnionA+5.0 ★Texas Ratio: 2.61% offering Loan Consolidation (5 year) at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Community Plus Federal Credit UnionCommunity Plus Federal Credit UnionA+5.0 ★Texas Ratio: 1.23% offering Lifestyle Loans at 4.99% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 7.86% offering Credit Saver Loan at 5.00% APR, and Actors Federal Credit UnionActors Federal Credit UnionB+4.8 ★Texas Ratio: 16.47% offering Musical Instruments Loans Tier Two - Loans up to $250,000 at 5.49% APR. Personal loan rates as of May 20, 2026 according to verified data from MonitorBankRates.
Lakewood borrowers have access to 63 lenders serving the Illinois area, with personal loan rates as low as 4.00% APR from MembersAlliance Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lakewood, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lakewood, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 20, 2026
As Low As; Variable Rate
As Low As
No additional details available.
As Low As
As Low As; Variable Rate
As Low As
As Low As
As Low As
This APR will vary with the market based on the dividend rate.
As Low As; Fixed Rate
$50,000; As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Fixed Rate
12 months
$3001.00 to $6000.00
As Low As
$100.00 application fee for one year. No credit check.
$2,000
As Low As
As Low As; Borrow up to $25,000
Renewal: One time renewal up to six months; *ALL RATES SUBJECT TO CREDIT APPROVAL*The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.
No additional details available.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
No additional details available.
As Low As
Limit of $10,000.00
As Low As
As Low As; Rate based on creditworthiness and term of loan.
18 months
As Low As
As Low As
As Low As
As Low As
A+; Up to 12 Months
MAX 72 months
As Low As
As Low As
As Low As
No additional details available.
As Low As; Loan special-good through 8/31/2026
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Limit of $10,000.00
As Low As
$6001.00 to $10000
24 months
$500 - $2,000; Credit Score 750 plus
As Low As; Advertised unsecured loan rates include automatic payment option. Rates are 0.50% higher without automatic payment option.
No additional details available.
As Low As
Rates starting at just 7.99% APR*
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
A; Up to 12 Months
$10,000; As Low As
Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
B; Up to 12 Months
As Low As; Loan Amount $500-$40,000
$2,500; Credit Score 750 plus
No additional details available.
Limit of $10,000.00
As Low As
As Low As
above 24 months
As Low As
No additional details available.
As Low As
$500 - $2,000; Credit Score 700-749
As Low As; Advertised unsecured loan rates include automatic payment option. Rates are 0.50% higher without automatic payment option.
As Low As
$1,000
As Low As
C; Up to 12 Months
MAX 48 months
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
C; Up to 24 Months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
$10,001 to $15,000
No additional details available.
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
$1,000
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards. Rates as low as 9.50% APR (Annual Percentage Rate)* *Rates and terms available to qualified borrowers.
$0-$7499
As Low As; Rate includes discounts2, see details below
As Low As
No additional details available.
D; Up to 12 Months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
B; Up to 48 Months
As Low As
$2,500; Credit Score 700-749
As Low As
Limit of $10,000.00
$1,000
Credit Tier: 730+
As Low As; Learn More about Personal Loans
No additional details available.
12 months
As Low As
Renewal: One time renewal up to six months; *ALL RATES SUBJECT TO CREDIT APPROVAL*The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.
Limit of $10,000.00
As Low As; Rate based on creditworthiness and term of loan.
18 months
As Low As
As Low As
As Low As; Loan special-good through 8/31/2026
No additional details available.
No additional details available.
No additional details available.
Limit of $10,000.00
24 months
As Low As; Advertised unsecured loan rates include automatic payment option. Rates are 0.50% higher without automatic payment option.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Loan Amount $500-$40,000
Limit of $10,000.00
As Low As
above 24 months
As Low As
As Low As; Advertised unsecured loan rates include automatic payment option. Rates are 0.50% higher without automatic payment option.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
$0-$7499
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
Limit of $10,000.00
$1,000
As Low As; Learn More about Personal Loans
As Low As
$3001.00 to $6000.00
As Low As
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$6001.00 to $10000
As Low As
Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
$2,500; Credit Score 750 plus
No additional details available.
As Low As
$1,000
As Low As
As Low As
MAX 48 months
No additional details available.
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
$1,000
No additional details available.
$10,001 to $15,000
As Low As
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards. Rates as low as 9.50% APR (Annual Percentage Rate)* *Rates and terms available to qualified borrowers.
As Low As
$2,500; Credit Score 700-749
$1,000
Lakewood, IL Personal Loan Rate Trends
Compare local Lakewood, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois personal loan rates rose 0.024 points over the past 7 days to 10.794% APR.
Illinois signature loan rates fell 0.085 points over the past 7 days to 12.738% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lakewood, Illinois personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lakewood, Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lakewood, Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IL.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Illinois?
Are credit unions or banks better for personal loans in Lakewood, Illinois?
What are the best personal loan rates in Lakewood, Illinois?
- MembersAlliance Credit Union: 4.00% (Loan Consolidation (5 year))
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Community Plus Federal Credit Union: 4.99% (Lifestyle Loans)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Actors Federal Credit Union: 5.49% (Musical Instruments Loans Tier Two - Loans up to $250,000)
Personal Loan Calculators
