Best Personal Loan Rates in Bloomington, Illinois (IL) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Bloomington, Illinois include: State Farm Federal Credit UnionState Farm Federal Credit Union1 State Farm Plz, Bloomington, IL, 61710 0001A+5.0 ★Texas Ratio: 0.27% offering Personal Loans at 8.49% APR, University of Illinois Community Credit UnionUniversity of Illinois Community Credit Union1722 E Hamilton Rd, Bloomington, IL, 61704A+5.0 ★Texas Ratio: 5.86% offering Unsecured Personal Loan at 9.25% APR, Bloomington Municipal Credit UnionBloomington Municipal Credit Union602 S Gridley St, Bloomington, IL, 61701 5227A+5.0 ★Texas Ratio: 0.12% offering Personal Life Loan at 9.29% APR, Citizens Equity First Credit UnionCitizens Equity First Credit Union2323 E Empire St, Bloomington, IL, 61704 8253A5.0 ★Texas Ratio: 6.76% offering PERSONAL (UNSECURED) at 9.50% APR, and Bloomington Postal Employees Credit UnionBloomington Postal Employees Credit Union1511 E EMPIRE ST, BLOOMINGTON, IL, 61701A+5.0 ★Texas Ratio: 1.83% offering Unsecured Loans* at 12.00% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Bloomington has 5 local institutions in our database, with personal loan rates as low as 8.49% APR from State Farm Federal Credit Union at 1 State Farm Plz, Bloomington, IL, 61710 0001. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bloomington, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bloomington, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
1722 E Hamilton Rd, Bloomington, IL, 61704
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As low as
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Personal Life Loan
9.29%
▼
APR9.29%
Last UpdatedMay 7, 2026
Details
As Low As; low as 9.29%*
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
2323 E Empire St, Bloomington, IL, 61704 8253
PERSONAL (UNSECURED)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
2323 E Empire St, Bloomington, IL, 61704 8253
SINGLE PAYMENT NOTE (UNSECURED)
11.50%
▼
APR11.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Bloomington Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1511 E EMPIRE ST, BLOOMINGTON, IL, 61701
Unsecured Loans*
12.00%
▼
APR12.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans - 12 MONTHS
3.99%
▼
APR3.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans - 18 MONTHS
3.99%
▼
APR3.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year) Variable Rate
4.00%
▼
APR4.00%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
Last UpdatedMay 7, 2026
Details
As Low As
APR4.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year) Variable Rate
4.75%
▼
APR4.75%
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 7, 2026
Details
As Low As
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Lifestyle Loans
4.99%
▼
APR4.99%
Last UpdatedMay 7, 2026
Details
As Low As; Rates as low as 4.99% on Lifestyle Loans
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Pledge Share Loans
5.00%
▼
APR5.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 7, 2026
Details
This APR will vary with the market based on the dividend rate.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Other Collateralized Loans New & Used
5.29%
▼
APR5.29%
Last UpdatedMay 7, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedMay 7, 2026
Details
$50,000; As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
MyChoice Special Loan
5.49%
▼
APR5.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR5.70%
Last UpdatedMay 7, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
Last UpdatedMay 7, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured
5.99%
▼
APR5.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans - 24 MONTHS
5.99%
▼
APR5.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedMay 7, 2026
Details
$100.00 application fee for one year. No credit check.
APR6.00%
Last UpdatedMay 7, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Loans Less Than
6.05%
▼
APR6.05%
Last UpdatedMay 7, 2026
Details
$2,000
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR6.75%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMay 7, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedMay 7, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured
6.99%
▼
APR6.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR6.99%
Last UpdatedMay 7, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
A+; Up to 12 Months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
MAX 72 months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
As Low As
APR7.00%
Last UpdatedMay 7, 2026
Details
As Low As; 100% Loan to Value
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMay 7, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
As Low As; Members in good standing may qualify for these low-rate loans.
Evergreen Park Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Debt Consolidation Loan
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
Credit Union rates range from ONLY 7.25% to 13.25%; A Debt Consolidation Loan may be as much as $15,000!
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR7.55%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 7, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
7.89%
▼
APR7.89%
Last UpdatedMay 7, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As; Flexible loan amounts available up to $5,000
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As*
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Money Saver Loan
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
8-9 Years k minimum loan)
8.00%
▼
APR8.00%
Last UpdatedMay 7, 2026
Details
$25; As Low As; ...
APR8.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedMay 7, 2026
Details
$10,000; As Low As
APR8.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 7, 2026
Details
A; Up to 12 Months
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMay 7, 2026
Details
Application fee: $20.00; Must provide most recent two pay stubs, proof of rent or mortgage, maintain a $50.00 deposit balance and demonstrate the capacity to repay the loan. To apply for a $10,000 loan, your credit score has to be 650 or above.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2011 & Older
8.09%
▼
APR8.09%
Last UpdatedMay 7, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMay 7, 2026
Details
As Low As
APR8.20%
Last UpdatedMay 7, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 7, 2026
Details
As Low As; Personal Loans as low as 8.24%*
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 7, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedMay 7, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2019 & Newer
8.29%
▼
APR8.29%
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
8.59%
▼
APR8.59%
Last UpdatedMay 7, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMay 7, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2019 & Newer
8.69%
▼
APR8.69%
Last UpdatedMay 7, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedMay 7, 2026
Details
B; Up to 12 Months
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2011 & Older
8.89%
▼
APR8.89%
Last UpdatedMay 7, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As; Loan Amount $500-$40,000
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Money Saver Loan
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As*
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal)
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Vacation/Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
MAX 48 months
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
10-12 Years K minimum loan)
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
$50; As Low As; ...
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
As Low As; apr as low as 9.00% Personal Loan
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
C; Up to 12 Months
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
C; Up to 24 Months
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As Low As
Chicago Post Office Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
Unsecured Loans
9.40%
▼
APR9.40%
Last UpdatedMay 7, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Unsecured Loan - 24 months
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
APR as low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
FastCash Loan Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Williamson County Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
Fixed rate-loans as low as 9.50%APR1; Rate includes discounts2, see details below
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As; Click for More Information
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards.
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
$0-$7499
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
D; Up to 12 Months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Unsecured Loan - 36 months
9.74%
▼
APR9.74%
Last UpdatedMay 7, 2026
Details
No additional details available.
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
FastCash Loan 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
B; Up to 48 Months
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As Low As
Healthcare Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
PERSONAL LOANS
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As low as
Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As Low As; Affordable financing made simple, with rates starting at 9.90% APR
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As*
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Personal loans
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Unsecured Loan - 48 months
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Money Saver Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature/ Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature Or Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As; APR1: As low as 9.99%
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Balance Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
1722 E Hamilton Rd, Bloomington, IL, 61704
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedMay 7, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMay 7, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 7, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 7, 2026
Details
As Low As; Personal Loans as low as 8.24%*
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As; Loan Amount $500-$40,000
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
As Low As; apr as low as 9.00% Personal Loan
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
APR as low as
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As; Click for More Information
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
$0-$7499
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
Healthcare Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
PERSONAL LOANS
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As low as
Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As Low As; Affordable financing made simple, with rates starting at 9.90% APR
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMay 7, 2026
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature Or Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As; APR1: As low as 9.99%
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature/ Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Personal loans
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Evergreen Park Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Debt Consolidation Loan
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
Credit Union rates range from ONLY 7.25% to 13.25%; A Debt Consolidation Loan may be as much as $15,000!
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Debt Consolidation Loan
13.24%
▼
APR13.24%
Last UpdatedMay 7, 2026
Details
As Low As; ...
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Debt Consolidation Loan
14.74%
▼
APR14.74%
Last UpdatedMay 7, 2026
Details
As Low As; ...
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedMay 7, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans - 12 MONTHS
3.99%
▼
APR3.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans - 18 MONTHS
3.99%
▼
APR3.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans - 24 MONTHS
5.99%
▼
APR5.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR6.00%
Last UpdatedMay 7, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMay 7, 2026
Details
As Low As
APR7.00%
Last UpdatedMay 7, 2026
Details
As Low As; 100% Loan to Value
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
As Low As; Members in good standing may qualify for these low-rate loans.
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
APR7.55%
Last UpdatedMay 7, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 7, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMay 7, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMay 7, 2026
Details
Application fee: $20.00; Must provide most recent two pay stubs, proof of rent or mortgage, maintain a $50.00 deposit balance and demonstrate the capacity to repay the loan. To apply for a $10,000 loan, your credit score has to be 650 or above.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMay 7, 2026
Details
As Low As
APR8.20%
Last UpdatedMay 7, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
No additional details available.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal)
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
MAX 48 months
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards.
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature Or Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As; APR1: As low as 9.99%
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature/ Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Bloomington, IL currently.
Bloomington, IL Personal Loan Rate Trends
Compare local Bloomington, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IL Avg
10.611%
▲ 0.036 vs 7 days ago
Illinois personal loan rates rose 0.036 points over the past 7 days to 10.611% APR.
Signature Loan — IL Avg
12.705%
▲ 0.100 vs 7 days ago
Illinois signature loan rates rose 0.100 points over the past 7 days to 12.705% APR.
As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
Most lenders in Bloomington, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Bloomington, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Illinois?
Yes. Debt consolidation is one of the most common uses of personal loans in Bloomington, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Bloomington, Illinois?
Credit unions in Bloomington, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Bloomington, Illinois?
- State Farm Federal Credit Union: 8.49% (Personal Loans)
- University of Illinois Community Credit Union: 9.25% (Unsecured Personal Loan)
- Bloomington Municipal Credit Union: 9.29% (Personal Life Loan)
- Citizens Equity First Credit Union: 9.50% (PERSONAL (UNSECURED))
- Bloomington Postal Employees Credit Union: 12.00% (Unsecured Loans*)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Bloomington, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026.
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