Best Personal Loan Rates in Springfield, Illinois (IL) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Springfield, Illinois include: Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL2464 Wabash Ave, Springfield, IL, 62704A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, Cooperative Choice Network Credit UnionCooperative Choice Network Credit Union3900 Wood Duck Dr, Springfield, IL, 62711A+5.0 ★Texas Ratio: 1.78% offering Personal Loans at 6.50% APR, Citizens Equity First Credit UnionCitizens Equity First Credit Union2424 W Iles Ave, Springfield, IL, 62704 4330A5.0 ★Texas Ratio: 6.76% offering PERSONAL (UNSECURED) at 9.50% APR, Land Of Lincoln Credit UnionLand Of Lincoln Credit Union300 S Grand Ave W, Springfield, IL, 62704 3716A5.0 ★Texas Ratio: 6.84% offering Signature or Personal Loan or more at 9.95% APR, and Heartland Credit Union Springfield, ILHeartland Credit Union Springfield, IL2712 E Sangamon Ave, Springfield, IL, 62702A+5.0 ★Texas Ratio: 1.13% offering unsecured at 11.50% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Springfield has 7 local institutions in our database, with personal loan rates as low as 5.00% APR from Credit Union 1 Credit Union Rantoul, IL at 2464 Wabash Ave, Springfield, IL, 62704. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Springfield, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Springfield, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2464 Wabash Ave, Springfield, IL, 62704
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
This APR will vary with the market based on the dividend rate.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
Renewal: One time renewal up to six months; *ALL RATES SUBJECT TO CREDIT APPROVAL*The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
2424 W Iles Ave, Springfield, IL, 62704 4330
PERSONAL (UNSECURED)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
300 S Grand Ave W, Springfield, IL, 62704 3716
Signature or Personal Loan or more
9.95%
▼
APR9.95%
Last UpdatedMay 13, 2026
Details
$1,000
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL, 62702
unsecured
11.50%
▼
APR11.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
2424 W Iles Ave, Springfield, IL, 62704 4330
SINGLE PAYMENT NOTE (UNSECURED)
11.50%
▼
APR11.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Illinois Educators Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As; See a Loan Officer for details.
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
300 S Grand Ave W, Springfield, IL, 62704 3716
Signature or Personal Loan - less than
12.95%
▼
APR12.95%
Last UpdatedMay 13, 2026
Details
$1,000
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2464 Wabash Ave, Springfield, IL, 62704
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 12.99% APR
Funeral Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
915 S Durkin Dr Ste A, Springfield, IL, 62704
Unsecured Loan
14.50%
▼
APR14.50%
Last UpdatedMay 13, 2026
Details
up to $7,500
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2464 Wabash Ave, Springfield, IL, 62704
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2464 Wabash Ave, Springfield, IL, 62704
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.49% APR
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedMay 13, 2026
Details
Up to $3000.00
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year) Variable Rate
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
As Low As
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Share/Certificate Loan
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
Up To 60-Mos Term 4; Loan rate is 2% above existing CD rate; however, rate cannot be lower than floor rate.
APR4.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year) Variable Rate
4.75%
▼
APR4.75%
Last UpdatedMay 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 13, 2026
Details
As Low As
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Lifestyle Loans
4.99%
▼
APR4.99%
Last UpdatedMay 13, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.74%
Share Loan
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
As Low As; + current earning rate
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Pledge Share Loans
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
Last UpdatedMay 13, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedMay 13, 2026
Details
$50,000; As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
MyChoice Special Loan
5.49%
▼
APR5.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loan
5.50%
▼
APR5.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR5.70%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
Last UpdatedMay 13, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
12 months
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
$3001.00 to $6000.00
Streator Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Unsecured Loans
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.00%
Last UpdatedMay 13, 2026
Details
As Low As
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedMay 13, 2026
Details
$100.00 application fee for one year. No credit check.
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Loans Less Than
6.05%
▼
APR6.05%
Last UpdatedMay 13, 2026
Details
$2,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As; Borrow up to $25,000
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
Recreational Loans
6.59%
▼
APR6.59%
Last UpdatedMay 13, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
120-month Power Equity Loan
6.72%
▼
APR6.72%
Last UpdatedMay 13, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 13, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
APR6.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 13, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMay 13, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
18 months
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
A+; Up to 12 Months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
MAX 72 months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.55%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
APR7.99%
Last UpdatedMay 13, 2026
Details
$500 - $2,000
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
$6001.00 to $10000
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
24 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.99%
Last UpdatedMay 13, 2026
Details
starting at 7.99%
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As; Flexible loan amounts available up to $5,000; Terms up to 12 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
$10,000; As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
A; Up to 12 Months
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMay 13, 2026
Details
Application fee: $20.00
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.20%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Unsecured
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
B; Up to 12 Months
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $500-$40,000
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
$2,500
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
above 24 months
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Bloomington Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Unsecured Loans*
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 13, 2026
Details
$500 - $2,000
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan amount to $25,000
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
$1,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
C; Up to 12 Months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
MAX 48 months
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
BILL CONSOLIDATION LOAN
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Tazewell County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
C; Up to 24 Months
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Personal Life Loan
9.29%
▼
APR9.29%
Last UpdatedMay 13, 2026
Details
As Low As
Chicago Post Office Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
Unsecured Loans
9.40%
▼
APR9.40%
Last UpdatedMay 13, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
$10,001 to $15,000
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan amount to $25,000
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
$1,000
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Unsecured Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Williamson County Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards. Rates as low as 9.50% APR (Annual Percentage Rate)* *Rates and terms available to qualified borrowers.
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
$0-$7499
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As; Rate includes discounts2
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
D; Up to 12 Months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Unsecured Loan
9.74%
▼
APR9.74%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As; Learn More about Personal Loans
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
B; Up to 48 Months
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Unsecured Loan
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
$2,500
Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
Renewal: One time renewal up to six months; *ALL RATES SUBJECT TO CREDIT APPROVAL*The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
300 S Grand Ave W, Springfield, IL, 62704 3716
Signature or Personal Loan or more
9.95%
▼
APR9.95%
Last UpdatedMay 13, 2026
Details
$1,000
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL, 62711
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Illinois Educators Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As; See a Loan Officer for details.
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
300 S Grand Ave W, Springfield, IL, 62704 3716
Signature or Personal Loan - less than
12.95%
▼
APR12.95%
Last UpdatedMay 13, 2026
Details
$1,000
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
12 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedMay 13, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
18 months
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 13, 2026
Details
starting at 7.99%
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
24 months
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $500-$40,000
APR8.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
above 24 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Tazewell County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loan 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
$0-$7499
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As; Learn More about Personal Loans
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.90%
Last UpdatedMay 13, 2026
Details
Limit of $10,000.00
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedMay 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
300 S Grand Ave W, Springfield, IL, 62704 3716
Signature or Personal Loan or more
9.95%
▼
APR9.95%
Last UpdatedMay 13, 2026
Details
$1,000
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
300 S Grand Ave W, Springfield, IL, 62704 3716
Signature or Personal Loan - less than
12.95%
▼
APR12.95%
Last UpdatedMay 13, 2026
Details
$1,000
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2464 Wabash Ave, Springfield, IL, 62704
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 12.99% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2464 Wabash Ave, Springfield, IL, 62704
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2464 Wabash Ave, Springfield, IL, 62704
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.49% APR
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedMay 13, 2026
Details
Up to $3000.00
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
$3001.00 to $6000.00
APR6.00%
Last UpdatedMay 13, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 13, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 13, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMay 13, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.55%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
$6001.00 to $10000
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMay 13, 2026
Details
Application fee: $20.00
APR8.20%
Last UpdatedMay 13, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMay 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMay 13, 2026
Details
As Low As
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
$2,500
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan amount to $25,000
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
$1,000
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
MAX 48 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal) Loan amount to $25,000
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
$1,000
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
$10,001 to $15,000
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards. Rates as low as 9.50% APR (Annual Percentage Rate)* *Rates and terms available to qualified borrowers.
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
$2,500
Powered by
MonitorBankRates
No home improvement personal loan rates found in Springfield, IL currently.
Springfield, IL Personal Loan Rate Trends
Compare local Springfield, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IL Avg
10.770%
▲ 0.159 vs 7 days ago
Illinois personal loan rates rose 0.159 points over the past 7 days to 10.770% APR.
Signature Loan — IL Avg
12.823%
▲ 0.118 vs 7 days ago
Illinois signature loan rates rose 0.118 points over the past 7 days to 12.823% APR.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
Most lenders in Springfield, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Springfield, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Illinois?
Yes. Debt consolidation is one of the most common uses of personal loans in Springfield, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Springfield, Illinois?
Credit unions in Springfield, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Springfield, Illinois?
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Cooperative Choice Network Credit Union: 6.50% (Personal Loans)
- Citizens Equity First Credit Union: 9.50% (PERSONAL (UNSECURED))
- Land Of Lincoln Credit Union: 9.95% (Signature or Personal Loan or more)
- Heartland Credit Union Springfield, IL: 11.50% (unsecured)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Springfield, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
Personal Loan Calculators
Rate Assistant
MonitorBankRates.com · Live Data
Try asking