Springfield, Illinois (IL) Savings Rates - March 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Springfield, Illinois and the surrounding area include PNC BankPNC Bank3019 Chatham Rd, Springfield, IL 62704A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, INB National AssociationINB National Association322 E Capitol Ave, Springfield, IL 62701A+5.0 ★Texas Ratio: 2.04% Structured Savings IRA at 3.02% APY, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL2464 Wabash Ave, Springfield, IL 62704A5.0 ★Texas Ratio: 8.23% High Yield Savings Plus at 3.00% APY, Illinois State Police Federal Credit UnionIllinois State Police Federal Credit Union730 Engineering Ave, Springfield, IL 62703A+5.0 ★Texas Ratio: 0.68% Money Market Savings at 3.00% APY, and Heartland Credit Union Springfield, ILHeartland Credit Union Springfield, IL2712 E Sangamon Ave, Springfield, IL 62702A+5.0 ★Texas Ratio: 1.13% Round Up Savings at 2.02% APY.
To see how these savings rates in Springfield, Illinois, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Springfield, Illinois (IL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Springfield, Illinois and the surrounding area. Last Updated and Verified: March 22, 2026
Springfield, IL Savings Rate Trends
Compare local Springfield, IL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — IL Avg
2.319%
▲ 0.809 from last week
Illinois high-yield savings rates rose 0.809 points this week to 2.319% APY, up from 1.510% last week.
Standard Savings — IL Avg
0.446%
▼ 0.242 from last week
Illinois standard savings rates fell 0.242 points this week to 0.446% APY, down from 0.688% last week.
As of Mar 23, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Springfield, Illinois & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3019 Chatham Rd, Springfield, IL 62704
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Structured Savings IRA
3.02%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances Of $5,000-$100,000
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2464 Wabash Ave, Springfield, IL 62704
High Yield Savings Plus
3.00%
$100,000
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 18, 2026
Details
$1,000 bonus
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
730 Engineering Ave, Springfield, IL 62703
Money Market Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
730 Engineering Ave, Springfield, IL 62703
Money Market Savings
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Structured Savings IRA
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances Of up to $4,999.99
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
Round Up Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2464 Wabash Ave, Springfield, IL 62704
High-Yield Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
730 Engineering Ave, Springfield, IL 62703
Money Market Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
3030 Spring Mill Dr, Springfield, IL 62704
Savings Accounts
1.46%
$25
▼
Rate1.45%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
IRA Savings Account
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL 62711
Share Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL 62711
Share Savings
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
300 S Grand Ave W, Springfield, IL 62704 3716
Health Savings Account (HSA)
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Premier Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances of $250,000.00 and up
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL 62711
Share Savings
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
Savings Account
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
730 Engineering Ave, Springfield, IL 62703
Regular Shares
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Premier Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances of $50,000.00-$249,999.99
Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Route 29 And Andrew Road, Springfield, IL 62707
Health Savings Accounts
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3900 Wood Duck Dr, Springfield, IL 62711
Share Draft
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Up to $2,500
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Premier Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances of $10,000.00-$49,999.99
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
1925 S Macarthur Blvd, Springfield, IL 62704
Simply Savings
0.50%
$50
▼
Rate0.50%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$250,000.00 and up
Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Route 29 And Andrew Road, Springfield, IL 62707
Alliance Community Savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Health Savings Accounts (Interest-Bearing Checking)
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00-$249,999.99
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Premier Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances of $1,000.00-$9,999.99
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
1925 S Macarthur Blvd, Springfield, IL 62704
Simply Savings
0.35%
$50
▼
Rate0.35%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
3600 Wabash Ave, Springfield, IL 62711
Health Savings Account (HSA) Tier 4
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Money Market Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$10,000.00-$49,999.99
WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
3600 Wabash Ave, Springfield, IL 62711
Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Route 29 And Andrew Road, Springfield, IL 62707
Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
3600 Wabash Ave, Springfield, IL 62711
Health Savings Account (HSA) Tier 3
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
3600 Wabash Ave, Springfield, IL 62711
Health Savings Account (HSA) Tier 2
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
3030 Spring Mill Dr, Springfield, IL 62704
Savings Accounts
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$2 for each withdrawal in excess of six (6) per statement cycle; $3 service fee if balance falls below $100.00
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
3030 Spring Mill Dr, Springfield, IL 62704
Savings Account
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Youth/Minor Savings
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Premier Money Market Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances of up to $999.99
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Money Market Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
up to $999.99
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Health Savings Accounts (Interest-Bearing Checking)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $4,999.99
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
Business Savings
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
3600 Wabash Ave, Springfield, IL 62711
Health Savings Account (HSA) Tier 1
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
1925 S Macarthur Blvd, Springfield, IL 62704
Simply Savings
0.15%
$50
▼
Rate0.15%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
300 S Grand Ave W, Springfield, IL 62704 3716
Share Draft Plus/Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
300 S Grand Ave W, Springfield, IL 62704 3716
Regular Shares
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL 62269 7397
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL 60614 6999
Savings Builder - Tier 1
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
Digital Advantage Savings
4.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
Elite Savings
4.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
Premier Savings
4.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL 61710 0001
Electronic Share Accounts
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL 61710 0001
IRA Savings Accounts
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL 61710 0001
Share Savings Accounts
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
Preferred Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL 60608 1128
FREEDOM DIRECT SAVINGS
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
2500 River Dr, Moline, IL 61265 1670
SavingsBooster
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
Elite Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
Premier Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
2075 Big Timber Rd, Elgin, IL 60123 1140
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Intro rate subject to change
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Springfield, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Springfield, Illinois
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Illinois, help your money grow faster through a higher APY.
Are savings accounts in Springfield, Illinois safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Illinois up to $250,000 per depositor, per institution.
How often do savings rates change in Springfield, Illinois?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Illinois rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Springfield, Illinois may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Springfield, Illinois?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Springfield, Illinois offer in-person customer service, which some customers prefer.
How do I open a savings account in Springfield, Illinois?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Springfield, Illinois
Here are recent savings rates observed in Springfield, Illinois and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - INB National Association
Structured Savings IRA — 3.02% APY - Credit Union 1 Credit Union Rantoul, IL
High Yield Savings Plus — 3.00% APY - Illinois State Police Federal Credit Union
Money Market Savings — 3.00% APY - Heartland Credit Union Springfield, IL
Round Up Savings — 2.02% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Springfield, Illinois. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 22, 2026
