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Best Personal Loan Rates in Lake In The Hills, Illinois -

Current personal loan options available to borrowers in Lake In The Hills, Illinois include: Consumers Credit UnionConsumers Credit Union2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200A5.0 ★Texas Ratio: 6.46% offering 7 Years Old and Newer Loan at 6.04% APR, Maternity BVM Credit UnionMaternity BVM Credit UnionA+5.0 ★Texas Ratio: 4.47% offering New Untitled 2026-2025 Loan at 4.00% APR, MembersAlliance Credit UnionMembersAlliance Credit UnionA+5.0 ★Texas Ratio: 2.61% offering Loan Consolidation (5 year) at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, and Moline Municipal Credit UnionMoline Municipal Credit UnionA+5.0 ★Texas Ratio: 5.38% offering New 2025-2026 Loan at 4.50% APR. Personal loan rates as of June 3, 2026 according to verified data from MonitorBankRates.

Lake In The Hills has 1 local institution in our database, with personal loan rates as low as 6.04% APR from Consumers Credit Union at 2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lake In The Hills, Illinois.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lake In The Hills, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 3, 2026

Lake In The Hills Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200
7 Years Old and Newer Loan
6.04%
APR6.04%
Last UpdatedJune 3, 2026
Details

As Low As

Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200
30-Yr VA Loan
6.35%
APR6.35%
Last UpdatedJune 3, 2026
Details

No additional details available.

Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200
7 Years Old and Newer Loan
6.44%
APR6.44%
Last UpdatedJune 3, 2026
Details

As Low As

Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200
30-Yr FHA Loan
6.75%
APR6.75%
Last UpdatedJune 3, 2026
Details

No additional details available.

Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200
7 Years Old and Newer Loan
6.89%
APR6.89%
Last UpdatedJune 3, 2026
Details

As Low As

Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200
30-Yr Zero Down Loan
7.33%
APR7.33%
Last UpdatedJune 3, 2026
Details

No additional details available.

Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200
3 Years Old and Newer Loan
7.34%
APR7.34%
Last UpdatedJune 3, 2026
Details

As Low As

Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
2450 W Algonquin Rd, Lake in the Hills, IL, 60156 1200
Personal Installment Loan
11.99%
APR11.99%
Last UpdatedJune 3, 2026
Details

APR* as low as

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
New Untitled 2026-2025 Loan
4.00%
APR4.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Loan Consolidation (5 year)
4.00%
APR4.00%
Last UpdatedJune 3, 2026
Details

As Low As; Variable Rate

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Loan Consolidation (5 year) Variable Rate
4.00%
APR4.00%
Last UpdatedJune 3, 2026
Details

As Low As

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
New Untitled 2026-2025 Loan
4.20%
APR4.20%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
New Untitled 2026-2025 Loan
4.30%
APR4.30%
Last UpdatedJune 3, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

Moline Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
New 2025-2026 Loan
4.50%
APR4.50%
Last UpdatedJune 3, 2026
Details

As Low As

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
New Untitled 2026-2025 Loan
4.50%
APR4.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Refinance Loan
4.64%
APR4.64%
Last UpdatedJune 3, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Loan Consolidation (10 year) Variable Rate
4.75%
APR4.75%
Last UpdatedJune 3, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Loan Consolidation (10 year)
4.75%
APR4.75%
Last UpdatedJune 3, 2026
Details

As Low As; Variable Rate

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedJune 3, 2026
Details

As Low As

First Northern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
DrivingSense Loan
4.84%
APR4.84%
Last UpdatedJune 3, 2026
Details

As Low As

Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Lifestyle Loans
4.99%
APR4.99%
Last UpdatedJune 3, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
Credit Saver Loan
5.00%
APR5.00%
Last UpdatedJune 3, 2026
Details

This APR will vary with the market based on the dividend rate.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
New Untitled 2026-2025 Loan
5.00%
APR5.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2025-2024 Loan
5.00%
APR5.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2025-2024 Loan
5.20%
APR5.20%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2023-2022 Loan
5.25%
APR5.25%
Last UpdatedJune 3, 2026
Details

No additional details available.

Moline Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
Used 2020-2024 Loan
5.25%
APR5.25%
Last UpdatedJune 3, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Loan Consolidation (5 year)
5.25%
APR5.25%
Last UpdatedJune 3, 2026
Details

As Low As; Fixed Rate

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
New & Used Loan
5.29%
APR5.29%
Last UpdatedJune 3, 2026
Details

As Low As

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2025-2024 Loan
5.30%
APR5.30%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2023-2022 Loan
5.35%
APR5.35%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2023-2022 Loan
5.45%
APR5.45%
Last UpdatedJune 3, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
Musical Instruments Loan Tier Two
5.49%
APR5.49%
Last UpdatedJune 3, 2026
Details

As Low As; Loans $50,000 up to $250,000

MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
MyChoice Special Loan
5.49%
APR5.49%
Last UpdatedJune 3, 2026
Details

No additional details available.

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Recreational Loans
5.50%
APR5.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2025-2024 Loan
5.50%
APR5.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Recreational Loan
5.50%
APR5.50%
Last UpdatedJune 3, 2026
Details

As Low As

Chicago Firemans Assoc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
SPRING CREDIT UNION SPECIAL Loan
5.50%
APR5.50%
Last UpdatedJune 3, 2026
Details

CREDIT CHECK RUN but will qualify, checking for Bankruptcy and Collections; CANNOT EXCEED $23,000.00 IN UNSECURED LOANS; STARTS MAY1ST to JULY 1st

Lisle Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
10 Year Loan
5.53%
APR5.53%
Last UpdatedJune 3, 2026
Details

No additional details available.

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Credit Builder Loans
5.70%
APR5.70%
Last UpdatedJune 3, 2026
Details

No additional details available.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2017-2019 Loan
5.74%
APR5.74%
Last UpdatedJune 3, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Loan Consolidation (10 year)
5.75%
APR5.75%
Last UpdatedJune 3, 2026
Details

As Low As; Fixed Rate

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2021-2020 Loan
5.75%
APR5.75%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2023-2022 Loan
5.75%
APR5.75%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2021-2020 Loan
5.95%
APR5.95%
Last UpdatedJune 3, 2026
Details

No additional details available.

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
APR5.99%
Last UpdatedJune 3, 2026
Details

$3001.00 to $6000.00

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
APR5.99%
Last UpdatedJune 3, 2026
Details

No additional details available.

Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
No Hassle Loan
6.00%
APR6.00%
Last UpdatedJune 3, 2026
Details

$100.00 application fee for one year. No credit check.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2021-2020 Loan
6.00%
APR6.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2025-2024 Loan
6.00%
APR6.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

NORTHSIDE L
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature Loans
6.00%
APR6.00%
Last UpdatedJune 3, 2026
Details

As Low As

Lisle Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
25 Year Loan
6.01%
APR6.01%
Last UpdatedJune 3, 2026
Details

No additional details available.

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2024-New 36 Months Loan
6.03%
APR6.03%
Last UpdatedJune 3, 2026
Details

As Low As

Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Loans Less Than
6.05%
APR6.05%
Last UpdatedJune 3, 2026
Details

$2,000

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2024-New 48 Months Loan
6.16%
APR6.16%
Last UpdatedJune 3, 2026
Details

As Low As

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Older Models Loan
6.24%
APR6.24%
Last UpdatedJune 3, 2026
Details

As Low As; Model Year 2019 - 2021

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2021-2020 Loan
6.25%
APR6.25%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2023-2022 Loan
6.25%
APR6.25%
Last UpdatedJune 3, 2026
Details

No additional details available.

Moline Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
2017-2019 Loan
6.25%
APR6.25%
Last UpdatedJune 3, 2026
Details

As Low As

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2024-New 60 Months Loan
6.33%
APR6.33%
Last UpdatedJune 3, 2026
Details

As Low As

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
NEW Loan
6.38%
APR6.38%
Last UpdatedJune 3, 2026
Details

As Low As

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Older Models Loan
6.49%
APR6.49%
Last UpdatedJune 3, 2026
Details

As Low As; Model Year 2018 - 2020

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Recreational Loans
6.50%
APR6.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
2023-2025 Loan
6.50%
APR6.50%
Last UpdatedJune 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loan
6.50%
APR6.50%
Last UpdatedJune 3, 2026
Details

As Low As; Loan Amount: $500 - $25,000

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2019 Loan
6.50%
APR6.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
SUMMER LOAN
6.50%
APR6.50%
Last UpdatedJune 3, 2026
Details

As Low As; Borrow up to $25,000

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loans
6.50%
APR6.50%
Last UpdatedJune 3, 2026
Details

Renewal: One time renewal up to six months; *ALL RATES SUBJECT TO CREDIT APPROVAL*The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
120-month Power Equity Loan
6.72%
APR6.72%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2018 Loan
6.75%
APR6.75%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2019 Loan
6.75%
APR6.75%
Last UpdatedJune 3, 2026
Details

No additional details available.

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Loan
6.75%
APR6.75%
Last UpdatedJune 3, 2026
Details

No additional details available.

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
Vacant Land Lot Loan
6.83%
APR6.83%
Last UpdatedJune 3, 2026
Details

As Low As

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
Vacant Land Lot 3/1 Loan
6.83%
APR6.83%
Last UpdatedJune 3, 2026
Details

As Low As

SBT State Bank of Toulon
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1-5 yr. 1st Mtg. Owner/Occupied Loan
6.85%
APR6.85%
Last UpdatedJune 3, 2026
Details

No additional details available.

Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loans
6.89%
APR6.89%
Last UpdatedJune 3, 2026
Details

As Low As

WISE CU
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loans
6.90%
APR6.90%
Last UpdatedJune 3, 2026
Details

Limit of $10,000.00

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
Closed End Signature Loan
6.90%
APR6.90%
Last UpdatedJune 3, 2026
Details

As Low As

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
Personal Loans
6.90%
APR6.90%
Last UpdatedJune 3, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedJune 3, 2026
Details

As Low As

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
APR6.99%
Last UpdatedJune 3, 2026
Details

No additional details available.

Moline Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
2016 & Older Loan
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

As Low As

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2019 Loan
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2018 Loan
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2017 Loan
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
2020 - 2022 Loan
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

As Low As

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
Green & White Loan
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Recreational Loan
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

MAX 72 months

Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Unsecured Loan
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

under $10,000; A+

Ambraw Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
2019-2020 Loan
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured Loans
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loans (Unsecured)
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

As Low As

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2021-2023 36 Months Loan
7.04%
APR7.04%
Last UpdatedJune 3, 2026
Details

As Low As

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2021-2023 48 Months Loan
7.16%
APR7.16%
Last UpdatedJune 3, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2020-2027 Loan
7.19%
APR7.19%
Last UpdatedJune 3, 2026
Details

Under $25,000; As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2006-2016 Loan
7.24%
APR7.24%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2018 Loan
7.25%
APR7.25%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2017 Loan
7.25%
APR7.25%
Last UpdatedJune 3, 2026
Details

No additional details available.

Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
Signature Loans
7.25%
APR7.25%
Last UpdatedJune 3, 2026
Details

As Low As

Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
Signature Loan
7.25%
APR7.25%
Last UpdatedJune 3, 2026
Details

As Low As

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2021-2023 60 Months Loan
7.34%
APR7.34%
Last UpdatedJune 3, 2026
Details

As Low As

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Signature Loan
7.49%
APR7.49%
Last UpdatedJune 3, 2026
Details

As Low As

MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Unsecured Signature Loan
7.49%
APR7.49%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan Up to 12 Months
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loans Up to 12 Months
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Used 2017 Loan
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Personal Loans
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

As Low As; Loan special-good through 8/31/2026

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Recreational Loans
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Signature Loan
7.55%
APR7.55%
Last UpdatedJune 3, 2026
Details

No additional details available.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2020-2027 Loan
7.69%
APR7.69%
Last UpdatedJune 3, 2026
Details

Over $25,000; As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
Signature Loans
7.75%
APR7.75%
Last UpdatedJune 3, 2026
Details

No additional details available.

WISE CU
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loans
7.90%
APR7.90%
Last UpdatedJune 3, 2026
Details

Limit of $10,000.00

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
Signature Loan up to 36 months
7.90%
APR7.90%
Last UpdatedJune 3, 2026
Details

No additional details available.

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

As Low As

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

No additional details available.

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Unsecured Loans Personal Loan
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

As Low As*; Advertised unsecured loan rates include automatic payment option. Rates are 0.50% higher without automatic payment option.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Express Loan
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

$500 - $2,000

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Holiday Loan
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
Signature Loans
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

As Low As

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

$6001.00 to $10000

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loans (Unsecured)
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

As Low As

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
Musical Instruments Loan Tier One
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

As Low As; Loans $10,000 up to $49,000

Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Unsecured Loan
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

under $10,000; A

Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Signature Loan
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

As Low As

IBEW Local #146 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured Loan
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loans
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Unsecured Loans
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

No additional details available.

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
APR8.01%
Last UpdatedJune 3, 2026
Details

Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2019-2020 36 Months Loan
8.04%
APR8.04%
Last UpdatedJune 3, 2026
Details

As Low As

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2019-2020 48 Months Loan
8.17%
APR8.17%
Last UpdatedJune 3, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
Signature / CoSigner Loan (U0)
8.20%
APR8.20%
Last UpdatedJune 3, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
Signature Loans
8.20%
APR8.20%
Last UpdatedJune 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.24%
APR8.24%
Last UpdatedJune 3, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
Classics (50 years old minimum) Loan
8.24%
APR8.24%
Last UpdatedJune 3, 2026
Details

No additional details available.

Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
APR8.24%
Last UpdatedJune 3, 2026
Details

As Low As

Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Unsecured Loan
8.24%
APR8.24%
Last UpdatedJune 3, 2026
Details

As Low As

Maternity BVM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Classic/Antique/Vintage Loan
8.25%
APR8.25%
Last UpdatedJune 3, 2026
Details

No additional details available.

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
2016 - 2019 Loan
8.38%
APR8.38%
Last UpdatedJune 3, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
Signature Loans
8.40%
APR8.40%
Last UpdatedJune 3, 2026
Details

No additional details available.

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
APR8.49%
Last UpdatedJune 3, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.49%
APR8.49%
Last UpdatedJune 3, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
Signature Loans
8.49%
APR8.49%
Last UpdatedJune 3, 2026
Details

No additional details available.

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
8.50%
APR8.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan
8.50%
APR8.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan 24 Months
8.50%
APR8.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loans 24 Months
8.50%
APR8.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

Lake In The Hills Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
5.99%
APR5.99%
Last UpdatedJune 3, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loan
6.50%
APR6.50%
Last UpdatedJune 3, 2026
Details

As Low As; Loan Amount: $500 - $25,000

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loans
6.50%
APR6.50%
Last UpdatedJune 3, 2026
Details

Renewal: One time renewal up to six months; *ALL RATES SUBJECT TO CREDIT APPROVAL*The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.

WISE CU
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loans
6.90%
APR6.90%
Last UpdatedJune 3, 2026
Details

Limit of $10,000.00

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
Personal Loans
6.90%
APR6.90%
Last UpdatedJune 3, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedJune 3, 2026
Details

As Low As

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
6.99%
APR6.99%
Last UpdatedJune 3, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loans (Unsecured)
7.00%
APR7.00%
Last UpdatedJune 3, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan Up to 12 Months
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loans Up to 12 Months
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Personal Loans
7.50%
APR7.50%
Last UpdatedJune 3, 2026
Details

As Low As; Loan special-good through 8/31/2026

WISE CU
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loans
7.90%
APR7.90%
Last UpdatedJune 3, 2026
Details

Limit of $10,000.00

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
Unsecured Personal Loan
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

As Low As

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Unsecured Loans Personal Loan
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

As Low As*; Advertised unsecured loan rates include automatic payment option. Rates are 0.50% higher without automatic payment option.

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loans (Unsecured)
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loans
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.24%
APR8.24%
Last UpdatedJune 3, 2026
Details

As Low As

Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
APR8.24%
Last UpdatedJune 3, 2026
Details

As Low As

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
APR8.49%
Last UpdatedJune 3, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loans
8.49%
APR8.49%
Last UpdatedJune 3, 2026
Details

As Low As

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
8.50%
APR8.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan
8.50%
APR8.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan 24 Months
8.50%
APR8.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loans 24 Months
8.50%
APR8.50%
Last UpdatedJune 3, 2026
Details

No additional details available.

Lake In The Hills Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
Debt Consolidation Loan
17.99%
APR17.99%
Last UpdatedJune 3, 2026
Details

As Low As

Lake In The Hills Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
5.99%
APR5.99%
Last UpdatedJune 3, 2026
Details

$3001.00 to $6000.00

NORTHSIDE L
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature Loans
6.00%
APR6.00%
Last UpdatedJune 3, 2026
Details

As Low As

Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loans
6.89%
APR6.89%
Last UpdatedJune 3, 2026
Details

As Low As

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
Closed End Signature Loan
6.90%
APR6.90%
Last UpdatedJune 3, 2026
Details

As Low As

Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
Signature Loan
7.25%
APR7.25%
Last UpdatedJune 3, 2026
Details

As Low As

Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
Signature Loans
7.25%
APR7.25%
Last UpdatedJune 3, 2026
Details

As Low As

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Signature Loan
7.49%
APR7.49%
Last UpdatedJune 3, 2026
Details

As Low As

MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Unsecured Signature Loan
7.49%
APR7.49%
Last UpdatedJune 3, 2026
Details

No additional details available.

Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Signature Loan
7.55%
APR7.55%
Last UpdatedJune 3, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
Signature Loans
7.75%
APR7.75%
Last UpdatedJune 3, 2026
Details

No additional details available.

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
Signature Loan up to 36 months
7.90%
APR7.90%
Last UpdatedJune 3, 2026
Details

No additional details available.

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

$6001.00 to $10000

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
Signature Loans
7.99%
APR7.99%
Last UpdatedJune 3, 2026
Details

No additional details available.

Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Signature Loan
8.00%
APR8.00%
Last UpdatedJune 3, 2026
Details

As Low As

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Signature Loan
8.01%
APR8.01%
Last UpdatedJune 3, 2026
Details

Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00

CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
Signature / CoSigner Loan (U0)
8.20%
APR8.20%
Last UpdatedJune 3, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
Signature Loans
8.20%
APR8.20%
Last UpdatedJune 3, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
Signature Loans
8.40%
APR8.40%
Last UpdatedJune 3, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
Signature Loans
8.49%
APR8.49%
Last UpdatedJune 3, 2026
Details

No additional details available.

Lake In The Hills, IL Personal Loan Rate Trends

Compare local Lake In The Hills, IL personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Illinois Personal Loan Trends →
Personal Loan — IL Avg
10.760%
Unchanged vs 7 days ago

Illinois personal loan rates currently average 10.760% APR.

Signature Loan — IL Avg
12.707%
▲ 0.028 vs 7 days ago

Illinois signature loan rates rose 0.028 points over the past 7 days to 12.707% APR.

As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lake In The Hills, Illinois personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lake In The Hills, Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lake In The Hills, Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IL.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Illinois?

Most lenders in Lake In The Hills, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Lake In The Hills, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Illinois?

Yes. Debt consolidation is one of the most common uses of personal loans in Lake In The Hills, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Lake In The Hills, Illinois?

Credit unions in Lake In The Hills, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Lake In The Hills, Illinois?

  • Consumers Credit Union: 6.04% (7 Years Old and Newer Loan)
  • Maternity BVM Credit Union: 4.00% (New Untitled 2026-2025 Loan)
  • MembersAlliance Credit Union: 4.00% (Loan Consolidation (5 year))
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Moline Municipal Credit Union: 4.50% (New 2025-2026 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lake In The Hills, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 3, 2026.