Current auto loan rates in Minnesota include Baxter Credit UnionBaxter Credit Union2 Scimed Pl, Maple Grove, MN, 55311 1565A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Building Trades Federal Credit UnionBuilding Trades Federal Credit Union12080 73rd Ave N, Maple Grove, MN, 55369A+5.0 ★Texas Ratio: 1.14% offering New Vehicle at 3.74%, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit Union7989 Lake Dr, Lino Lakes, MN, 55014 1131A+5.0 ★Texas Ratio: 2.17% offering Auto Loan at 3.99%, TopLine Financial Credit UnionTopLine Financial Credit Union9353 Jefferson Hwy, Maple Grove, MN, 55369A5.0 ★Texas Ratio: 6.64% offering Auto Loans 2022 & Newer at 3.99%, Carpenters Federal Credit UnionCarpenters Federal Credit Union720 Olive St, Saint Paul, MN, 55130 4405A+5.0 ★Texas Ratio: 1.83% offering New & Used Vehicles at 4.04%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Minnesota side-by-side. Minnesota auto loan rates currently start as low as 3.24% APR from Baxter Credit Union at 2 Scimed Pl, Maple Grove, MN, 55311 1565. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Minnesota. Auto Loan Rates Last Updated and Verified: May 2, 2026
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Get a new car or truck.
Get a used car or truck.
As Low As; Our limited-time auto loan special offers rates as low as 3.99% APR and terms up to 75 months ? ?
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Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
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Compare local Minnesota auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota new auto rates rose 0.282 points over the past 7 days to 5.489% APR.
Minnesota used auto rates rose 0.407 points over the past 7 days to 6.841% APR.