MonitorBankRates
  1. Home
  2. Auto Loans
  3. Minnesota
  4. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Minnesota (MN) for May 2026

Current auto loan rates in Minnesota include Baxter Credit UnionBaxter Credit Union2 Scimed Pl, Maple Grove, MN, 55311 1565A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Building Trades Federal Credit UnionBuilding Trades Federal Credit Union12080 73rd Ave N, Maple Grove, MN, 55369A+5.0 ★Texas Ratio: 1.14% offering New Vehicle at 3.74%, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit Union7989 Lake Dr, Lino Lakes, MN, 55014 1131A+5.0 ★Texas Ratio: 2.17% offering Auto Loan at 3.99%, TopLine Financial Credit UnionTopLine Financial Credit Union9353 Jefferson Hwy, Maple Grove, MN, 55369A5.0 ★Texas Ratio: 6.64% offering Auto Loans 2022 & Newer at 3.99%, Carpenters Federal Credit UnionCarpenters Federal Credit Union720 Olive St, Saint Paul, MN, 55130 4405A+5.0 ★Texas Ratio: 1.83% offering New & Used Vehicles at 4.04%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Minnesota side-by-side. Minnesota auto loan rates currently start as low as 3.24% APR from Baxter Credit Union at 2 Scimed Pl, Maple Grove, MN, 55311 1565. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Minnesota. Auto Loan Rates Last Updated and Verified: May 2, 2026

Compare Auto Loan Rates Today in Minnesota

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
12080 73rd Ave N, Maple Grove, MN, 55369
New Vehicle
3.74%
48 M
APR3.74%
Term48 M
Last UpdatedApr 27, 2026
Details

Get a new car or truck.

Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
12080 73rd Ave N, Maple Grove, MN, 55369
Used Vehicle
3.74%
48 M
APR3.74%
Term48 M
Last UpdatedApr 27, 2026
Details

Get a used car or truck.

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
Auto Loan
3.99%
75 Months
APR3.99%
Term75 Months
Last UpdatedApr 17, 2026
Details

As Low As; Our limited-time auto loan special offers rates as low as 3.99% APR and terms up to 75 months ? ?

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
3.99%
0-39 months
APR3.99%
Term0-39 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
3.99%
24 Months
APR3.99%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedMay 2, 2026
Details

St Paul Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
1330 Conway St Ste 200, Saint Paul, MN, 55106
Auto Loans
4.29%
up to 72 months
APR4.29%
Termup to 72 months
Last UpdatedApr 27, 2026
Details

As low as; Auto Loan Rates

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
New Auto Loans
4.29%
72 Months
APR4.29%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans
4.50%
48 months
APR4.50%
Term48 months
Last UpdatedMay 2, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
4.64%
36 Months
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
APR4.69%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2023+
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
Used Auto Loans
4.79%
72 Months
APR4.79%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
4.89%
48 Months
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loan
4.89%
36 months
APR4.89%
Term36 months
Last UpdatedMay 2, 2026
Details

As Low As; 36 months

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.89%
48 Months
APR4.89%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
Auto Loan
4.99%
Up to 36
APR4.99%
TermUp to 36
Last UpdatedApr 19, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
4.99%
Up to 48 MONTHS
APR4.99%
TermUp to 48 MONTHS
Last UpdatedMay 2, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 36 Months
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2023+
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
4.99%
24 Months
APR4.99%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.00%
24 months
APR5.00%
Term24 months
Last UpdatedApr 17, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
New Auto/Truck/Van
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedApr 27, 2026
Details

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedMay 2, 2026
Details

Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
5.09%
Up to 60 MONTHS
APR5.09%
TermUp to 60 MONTHS
Last UpdatedMay 2, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.14%
60 Months
APR5.14%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loan
5.14%
48 months
APR5.14%
Term48 months
Last UpdatedMay 2, 2026
Details

As Low As; 48 months

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
APR5.19%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
APR5.19%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
5.19%
72 MONTHS
APR5.19%
Term72 MONTHS
Last UpdatedMay 2, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
Auto Loan
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Recreation Vehicle Loan
5.24%
36 months
APR5.24%
Term36 months
Last UpdatedMay 2, 2026
Details

As Low As; 36 months

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2022 & Older
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.24%
36 to 72 Months
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.25%
24 Months
APR5.25%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 36 Months
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
5.29%
84 MONTHS
APR5.29%
Term84 MONTHS
Last UpdatedMay 2, 2026
Details

As Low As

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2023+
5.29%
84 Months
APR5.29%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.29%
72 Months
APR5.29%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loan
5.39%
60 months
APR5.39%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As; 60 months

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
5.39%
48 Months
APR5.39%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
APR5.44%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
Auto Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.49%
73 to 84 Months
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2016 - 2012
5.49%
24 Months
APR5.49%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.50%
48 months
APR5.50%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans
5.50%
84 months
APR5.50%
Term84 months
Last UpdatedMay 2, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
5.55%
48 Months
APR5.55%
Term48 Months
Last UpdatedApr 19, 2026
Details

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loan
5.64%
72 months
APR5.64%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As; 72 months

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
APR5.69%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
APR5.69%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
5.74%
60 Months
APR5.74%
Term60 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Recreation Vehicle Loan
5.74%
72 months
APR5.74%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As; 72 months

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.75%
60 months
APR5.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 60 Months
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 48 Months
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
5.79%
72 Months
APR5.79%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.79%
84 Months
APR5.79%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.89%
84 Months
APR5.89%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
5.89%
48 Months
APR5.89%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2019-2024
5.95%
60 months
APR5.95%
Term60 months
Last UpdatedApr 27, 2026
Details

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1702 Avenue B, Cloquet, MN, 55720
New & Used Recreation Vehicle Loans
5.95%
Up to 180 Months
APR5.95%
TermUp to 180 Months
Last UpdatedMay 2, 2026
Details

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Recreation Vehicle Loan
5.99%
120 months
APR5.99%
Term120 months
Last UpdatedMay 2, 2026
Details

As Low As; 120 months

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
5.99%
76 - 84 Months
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2016 - 2012
5.99%
36 Months
APR5.99%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
6.04%
72-84 months
APR6.04%
Term72-84 months
Last UpdatedMay 2, 2026
Details

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loan
6.14%
84 months
APR6.14%
Term84 months
Last UpdatedMay 2, 2026
Details

As Low As; 84 months

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Recreation Vehicle Loan
6.14%
84 months
APR6.14%
Term84 months
Last UpdatedMay 2, 2026
Details

As Low As; 84 months

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
APR6.19%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.24%
60 Months
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.25%
84 months
APR6.25%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 72 Months
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2016 - 2012
6.39%
48 Months
APR6.39%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
6.49%
36 Months
APR6.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans
6.49%
61-72 Months
APR6.49%
Term61-72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans
6.50%
48 months
APR6.50%
Term48 months
Last UpdatedMay 2, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 60 Months
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
6.74%
72 Months
APR6.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
6.99%
48 Months
APR6.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2012-2018
7.00%
60 months
APR7.00%
Term60 months
Last UpdatedApr 27, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
7.04%
72-84 months
APR7.04%
Term72-84 months
Last UpdatedMay 2, 2026
Details

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
7.24%
60 Months
APR7.24%
Term60 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
7.24%
96 Months
APR7.24%
Term96 Months
Last UpdatedApr 19, 2026
Details

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Recreation Vehicle Loan
7.24%
180 months
APR7.24%
Term180 months
Last UpdatedMay 2, 2026
Details

As Low As; 180 months

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 84 Months
7.25%
84 Months
APR7.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 72 Months
7.25%
72 Months
APR7.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
7.50%
76-84 months
APR7.50%
Term76-84 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
7.99%
72 Months
APR7.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
8.00%
48 months
APR8.00%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As; Model 2018

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Older Used Vehicle 48 Months
8.25%
48 Months
APR8.25%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.24%
36 Months
APR9.24%
Term36 Months
Last UpdatedApr 19, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.49%
48 Months
APR9.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2006-2013
9.50%
48 months
APR9.50%
Term48 months
Last UpdatedApr 27, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.74%
60 Months
APR9.74%
Term60 Months
Last UpdatedApr 19, 2026
Details

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2000-2005
10.75%
36 months
APR10.75%
Term36 months
Last UpdatedApr 27, 2026
Details

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
APR12.50%
Term24 months
Last UpdatedApr 27, 2026
Details

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
12.99%
36 Months
APR12.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
13.24%
48 Months
APR13.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
13.74%
60 Months
APR13.74%
Term60 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
14.24%
72 Months
APR14.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
12080 73rd Ave N, Maple Grove, MN, 55369
New Vehicle
3.74%
48 M
APR3.74%
Term48 M
Last UpdatedApr 27, 2026
Details

Get a new car or truck.

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
3.99%
0-39 months
APR3.99%
Term0-39 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
3.99%
24 Months
APR3.99%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedMay 2, 2026
Details

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
New Auto Loans
4.29%
72 Months
APR4.29%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
APR4.69%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.89%
48 Months
APR4.89%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 36 Months
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.00%
24 months
APR5.00%
Term24 months
Last UpdatedApr 17, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
New Auto/Truck/Van
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedApr 27, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedMay 2, 2026
Details

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
APR5.19%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.24%
36 to 72 Months
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.29%
72 Months
APR5.29%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
APR5.44%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.49%
73 to 84 Months
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.50%
48 months
APR5.50%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
APR5.69%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.75%
60 months
APR5.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 60 Months
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.79%
84 Months
APR5.79%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1702 Avenue B, Cloquet, MN, 55720
New & Used Recreation Vehicle Loans
5.95%
Up to 180 Months
APR5.95%
TermUp to 180 Months
Last UpdatedMay 2, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
6.04%
72-84 months
APR6.04%
Term72-84 months
Last UpdatedMay 2, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.25%
84 months
APR6.25%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 72 Months
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
7.04%
72-84 months
APR7.04%
Term72-84 months
Last UpdatedMay 2, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
7.24%
96 Months
APR7.24%
Term96 Months
Last UpdatedApr 19, 2026
Details

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 84 Months
7.25%
84 Months
APR7.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
7.50%
76-84 months
APR7.50%
Term76-84 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
8.00%
48 months
APR8.00%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As; Model 2018

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
12080 73rd Ave N, Maple Grove, MN, 55369
Used Vehicle
3.74%
48 M
APR3.74%
Term48 M
Last UpdatedApr 27, 2026
Details

Get a used car or truck.

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
3.99%
0-39 months
APR3.99%
Term0-39 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedMay 2, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
4.64%
36 Months
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
Used Auto Loans
4.79%
72 Months
APR4.79%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
4.89%
48 Months
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedMay 2, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.14%
60 Months
APR5.14%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
APR5.19%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.25%
24 Months
APR5.25%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 36 Months
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
APR5.69%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 48 Months
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.89%
84 Months
APR5.89%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2019-2024
5.95%
60 months
APR5.95%
Term60 months
Last UpdatedApr 27, 2026
Details

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1702 Avenue B, Cloquet, MN, 55720
New & Used Recreation Vehicle Loans
5.95%
Up to 180 Months
APR5.95%
TermUp to 180 Months
Last UpdatedMay 2, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
6.04%
72-84 months
APR6.04%
Term72-84 months
Last UpdatedMay 2, 2026
Details

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
APR6.19%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.24%
60 Months
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 60 Months
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2012-2018
7.00%
60 months
APR7.00%
Term60 months
Last UpdatedApr 27, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
New & Used Vehicles
7.04%
72-84 months
APR7.04%
Term72-84 months
Last UpdatedMay 2, 2026
Details

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 72 Months
7.25%
72 Months
APR7.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
7.50%
76-84 months
APR7.50%
Term76-84 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
8.00%
48 months
APR8.00%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As; Model 2018

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Older Used Vehicle 48 Months
8.25%
48 Months
APR8.25%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.24%
36 Months
APR9.24%
Term36 Months
Last UpdatedApr 19, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.49%
48 Months
APR9.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2006-2013
9.50%
48 months
APR9.50%
Term48 months
Last UpdatedApr 27, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.74%
60 Months
APR9.74%
Term60 Months
Last UpdatedApr 19, 2026
Details

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2000-2005
10.75%
36 months
APR10.75%
Term36 months
Last UpdatedApr 27, 2026
Details

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
APR12.50%
Term24 months
Last UpdatedApr 27, 2026
Details

Minnesota Auto Loan Rate Trends

Compare local Minnesota auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Minnesota Auto Trends →
New Auto Loan — MN Avg
5.489%
▲ 0.282 vs 7 days ago

Minnesota new auto rates rose 0.282 points over the past 7 days to 5.489% APR.

Used Auto Loan — MN Avg
6.841%
▲ 0.407 vs 7 days ago

Minnesota used auto rates rose 0.407 points over the past 7 days to 6.841% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Minnesota

How does my credit score affect my car loan rate in Minnesota?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Minnesota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Minnesota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Minnesota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Minnesota?

Based on our current data, some of the lowest auto loan rates available in Minnesota include:
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Building Trades Federal Credit Union: 3.74% (New Vehicle)
  • Members Choice WV Federal Credit Union: 3.99% (Auto Loan)
  • TopLine Financial Credit Union: 3.99% (Auto Loans 2022 & Newer)
  • Carpenters Federal Credit Union: 4.04% (New & Used Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Minnesota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026

Auto Loan Rates by City in Minnesota

  • Acton
  • Ada
  • Adams
  • Adolph
  • Adrian
  • Afton
  • Ah Gwah Ching
  • Aitkin
  • Akeley
  • Albany
  • Albert Lea
  • Alberta
  • Albertville
  • Alborn
  • Alden
  • Aldrich
  • Alexandria
  • Almelund
  • Alpha
  • Altura
  • Alvarado
  • Amboy
  • Andover
  • Angle Inlet
  • Angora
  • Angus
  • Annandale
  • Anoka
  • Appleton
  • Arco
  • Argyle
  • Arlington
  • Ashby
  • Askov
  • Atwater
  • Audubon
  • Aurora
  • Austin
  • Avoca
  • Avon
  • Babbitt
  • Backus
  • Badger
  • Bagley
  • Baker
  • Balaton
  • Barnesville
  • Barnum
  • Barrett
  • Barry
  • Battle Lake
  • Baudette
  • Baxter
  • Bayport
  • Beardsley
  • Beaver Bay
  • Beaver Creek
  • Becker
  • Bejou
  • Belgrade
  • Belle Plaine
  • Bellingham
  • Beltrami
  • Belview
  • Bemidji
  • Bena
  • Benedict
  • Benson
  • Bertha
  • Bethel
  • Big Falls
  • Big Lake
  • Bigelow
  • Bigfork
  • Bingham Lake
  • Birchdale
  • Bird Island
  • Biwabik
  • Blackduck
  • Blomkest
  • Blooming Prairie
  • Blue Earth
  • Bluffton
  • Bock
  • Borup
  • Bovey
  • Bowlus
  • Bowstring
  • Boyd
  • Braham
  • Brainerd
  • Brandon
  • Breckenridge
  • Brewster
  • Bricelyn
  • Brimson
  • Britt
  • Brook Park
  • Brooks
  • Brookston
  • Brooten
  • Browerville
  • Browns Valley
  • Brownsdale
  • Brownsville
  • Brownton
  • Bruno
  • Buckman
  • Buffalo
  • Buffalo Lake
  • Buhl
  • Burnsville
  • Burtrum
  • Butterfield
  • Byron
  • Caledonia
  • Callaway
  • Calumet
  • Cambridge
  • Campbell
  • Canby
  • Cannon Falls
  • Canton
  • Canyon
  • Carlos
  • Carlton
  • Carver
  • Cass Lake
  • Castle Rock
  • Cedar
  • Center City
  • Ceylon
  • Champlin
  • Chandler
  • Chanhassen
  • Chaska
  • Chatfield
  • Chisago City
  • Chisholm
  • Chokio
  • Circle Pines
  • Clara City
  • Claremont
  • Clarissa
  • Clark
  • Clarkfield
  • Clarks Grove
  • Clear Lake
  • Clearbrook
  • Clearwater
  • Clements
  • Cleveland
  • Climax
  • Clinton
  • Clitherall
  • Clontarf
  • Cloquet
  • Cohasset
  • Cokato
  • Cold Spring
  • Coleraine
  • Collegeville
  • Cologne
  • Comfrey
  • Comstock
  • Conger
  • Cook
  • Correll
  • Cosmos
  • Cottage Grove
  • Cotton
  • Cottonwood
  • Courtland
  • Crane Lake
  • Cromwell
  • Crookston
  • Crosby
  • Crosslake
  • Crystal Bay
  • Currie
  • Cushing
  • Cyrus
  • Dakota
  • Dalbo
  • Dalton
  • Danube
  • Danvers
  • Darfur
  • Darwin
  • Dassel
  • Dawson
  • Dayton
  • Deer Creek
  • Deer River
  • Deerwood
  • Delano
  • Delavan
  • Dennison
  • Dent
  • Detroit Lakes
  • Dexter
  • Dilworth
  • Dodge Center
  • Donaldson
  • Donnelly
  • Dover
  • Dovray
  • Duluth
  • Dumont
  • Dundas
  • Dunnell
  • Eagle Bend
  • Eagle Lake
  • East Grand Forks
  • Easton
  • Echo
  • Eden Prairie
  • Eden Valley
  • Edgerton
  • Effie
  • Eitzen
  • Elbow Lake
  • Elgin
  • Elizabeth
  • Elk River
  • Elko
  • Elkton
  • Ellendale
  • Elrosa
  • Ely
  • Elysian
  • Embarrass
  • Emily
  • Emmons
  • Erhard
  • Erskine
  • Esko
  • Essig
  • Euclid
  • Evansville
  • Eveleth
  • Excelsior
  • Eyota
  • Fairfax
  • Fairmont
  • Faribault
  • Farmington
  • Farwell
  • Federal Dam
  • Felton
  • Fergus Falls
  • Fertile
  • Fifty Lakes
  • Finland
  • Finlayson
  • Fisher
  • Fleming
  • Flensburg
  • Flom
  • Floodwood
  • Florence
  • Foley
  • Forbes
  • Forest Lake
  • Foreston
  • Fort Ripley
  • Fosston
  • Fountain
  • Foxhome
  • Franklin
  • Frazee
  • Freeborn
  • Freeport
  • Frontenac
  • Frost
  • Fulda
  • Garden City
  • Garfield
  • Garrison
  • Garvin
  • Gary
  • Gatzke
  • Gaylord
  • Geneva
  • Georgetown
  • Ghent
  • Gibbon
  • Gilbert
  • Gilman
  • Glencoe
  • Glenville
  • Glenwood
  • Glyndon
  • Gonvick
  • Good Thunder
  • Goodhue
  • Goodland
  • Goodridge
  • Graceville
  • Graham Lakes
  • Granada
  • Grand Marais
  • Grand Meadow
  • Grand Portage
  • Grand Rapids
  • Grandy
  • Granite Falls
  • Grasston
  • Green Isle
  • Greenbush
  • Greenwald
  • Grey Eagle
  • Grove City
  • Grygla
  • Gully
  • Hackensack
  • Hallock
  • Halma
  • Halstad
  • Hamburg
  • Hamel
  • Hampton
  • Hancock
  • Hanley Falls
  • Hanover
  • Hanska
  • Hardwick
  • Harmony
  • Harris
  • Hartland
  • Hastings
  • Hawick
  • Hawley
  • Hayfield
  • Hayward
  • Hector
  • Henderson
  • Hendricks
  • Hendrum
  • Henning
  • Henriette
  • Herman
  • Heron Lake
  • Hewitt
  • Hibbing
  • Hill City
  • Hillman
  • Hills
  • Hinckley
  • Hines
  • Hitterdal
  • Hoffman
  • Hokah
  • Holdingford
  • Holland
  • Hollandale
  • Holloway
  • Holmes City
  • Holyoke
  • Homer
  • Hope
  • Hopkins
  • Houston
  • Hovland
  • Howard Lake
  • Hoyt Lakes
  • Hugo
  • Humboldt
  • Huntley
  • Hutchinson
  • Ihlen
  • International Falls
  • Inver Grove Heights
  • Iona
  • Iron
  • Ironton
  • Isabella
  • Isanti
  • Isle
  • Itasca
  • Ivanhoe
  • Jackson
  • Jacobson
  • Janesville
  • Jasper
  • Jeffers
  • Jenkins
  • Jordan
  • Kanaranzi
  • Kandiyohi
  • Karlstad
  • Kasota
  • Kasson
  • Keewatin
  • Kelliher
  • Kellogg
  • Kennedy
  • Kenneth
  • Kensington
  • Kent
  • Kenyon
  • Kerkhoven
  • Kerrick
  • Kettle River
  • Kiester
  • Kilkenny
  • Kimball
  • Kinney
  • Knife River
  • Kroschel
  • La Crescent
  • La Salle
  • Lafayette
  • Lake Benton
  • Lake Bronson
  • Lake City
  • Lake Crystal
  • Lake Elmo
  • Lake Eunice
  • Lake George
  • Lake Hubert
  • Lake Lillian
  • Lake Park
  • Lake Wilson
  • Lakefield
  • Lakeland
  • Lakeville
  • Lamberton
  • Lancaster
  • Lanesboro
  • Lansing
  • Laporte
  • Lastrup
  • Le Center
  • Le Roy
  • Le Sueur
  • Lengby
  • Leonard
  • Leota
  • Lester Prairie
  • Lewiston
  • Lewisville
  • Lindstrom
  • Lismore
  • Litchfield
  • Little Falls
  • Littlefork
  • Loman
  • Long Lake
  • Long Prairie
  • Longville
  • Lonsdale
  • Loretto
  • Lowry
  • Lucan
  • Lutsen
  • Luverne
  • Lyle
  • Lynd
  • Madelia
  • Madison
  • Madison Lake
  • Magnolia
  • Mahnomen
  • Makinen
  • Manchester
  • Mankato
  • Mantorville
  • Maple Lake
  • Maple Plain
  • Mapleton
  • Marble
  • Marcell
  • Margie
  • Marietta
  • Marine On Saint Croix
  • Marshall
  • Max
  • Mayer
  • Maynard
  • Mazeppa
  • McGrath
  • Mcgregor
  • Mcintosh
  • McKinley
  • Meadowlands
  • Medford
  • Melrose
  • Melrude
  • Menahga
  • Mendota
  • Mentor
  • Merrifield
  • Middle River
  • Milaca
  • Milan
  • Millville
  • Milroy
  • Miltona
  • Minneapolis
  • Minneota
  • Minnesota City
  • Minnesota Lake
  • Minnetonka
  • Minnetonka Beach
  • Mizpah
  • Montevideo
  • Montgomery
  • Monticello
  • Montrose
  • Moorhead
  • Moose Lake
  • Mora
  • Morgan
  • Morris
  • Morristown
  • Morton
  • Motley
  • Mound
  • Mount Morris
  • Mountain Iron
  • Mountain Lake
  • Murdock
  • Nashua
  • Nashwauk
  • Navarre
  • Naytahwaush
  • Nelson
  • Nerstrand
  • Nett Lake
  • Nevis
  • New Auburn
  • New Germany
  • New London
  • New Market
  • New Munich
  • New Prague
  • New Richland
  • New Ulm
  • New York Mills
  • Newfolden
  • Newport
  • Nicollet
  • Nielsville
  • Nimrod
  • Nisswa
  • Norcross
  • North Branch
  • Northfield
  • Northome
  • Northrop
  • Norwood
  • Noyes
  • Oak Island
  • Oak Park
  • Oakland
  • Odessa
  • Odin
  • Ogema
  • Ogilvie
  • Okabena
  • Oklee
  • Olivia
  • Onamia
  • Ormsby
  • Oronoco
  • Orr
  • Ortonville
  • Osage
  • Osakis
  • Oslo
  • Osseo
  • Ostrander
  • Ottertail
  • Outing
  • Owatonna
  • Palisade
  • Park Rapids
  • Parkers Prairie
  • Paynesville
  • Pease
  • Pelican Rapids
  • Pemberton
  • Pengilly
  • Pennington
  • Pennock
  • Pequot Lakes
  • Perham
  • Perley
  • Peterson
  • Pierz
  • Pillager
  • Pine City
  • Pine Island
  • Pine River
  • Pipestone
  • Plainview
  • Plato
  • Plummer
  • Ponemah
  • Ponsford
  • Porter
  • Powers
  • Preston
  • Princeton
  • Prinsburg
  • Prior Lake
  • Puposky
  • Racine
  • Randall
  • Randolph
  • Ranier
  • Ray
  • Raymond
  • Reading
  • Reads Landing
  • Red Lake Falls
  • Red Wing
  • Redby
  • Redlake
  • Redwood Falls
  • Remer
  • Renville
  • Revere
  • Rice
  • Richmond
  • Richville
  • Richwood
  • Rochert
  • Rochester
  • Rock Creek
  • Rockford
  • Rockville
  • Rogers
  • Rollingstone
  • Roosevelt
  • Roscoe
  • Rose Creek
  • Roseau
  • Rosemount
  • Rothsay
  • Round Lake
  • Royalton
  • Rush City
  • Rushford
  • Rushmore
  • Russell
  • Ruthton
  • Sabin
  • Sacred Heart
  • Saginaw
  • Saint Bonifacius
  • Saint Charles
  • Saint Clair
  • Saint Cloud
  • Saint Francis
  • Saint Hilaire
  • Saint James
  • Saint Joseph
  • Saint Martin
  • Saint Michael
  • Saint Paul
  • Saint Paul Park
  • Saint Peter
  • Saint Stephen
  • Saint Vincent
  • Salol
  • Sanborn
  • Sandstone
  • Santiago
  • Sargeant
  • Sartell
  • Sauk Centre
  • Sauk Rapids
  • Savage
  • Sawyer
  • Scandia
  • Schroeder
  • Seaforth
  • Searles
  • Sebeka
  • Shafer
  • Shakopee
  • Shelly
  • Sherburn
  • Shevlin
  • Side Lake
  • Silver Bay
  • Silver Creek
  • Silver Lake
  • Slayton
  • Sleepy Eye
  • Solway
  • Soudan
  • South Haven
  • South International Falls
  • South Saint Paul
  • Spicer
  • Spring Grove
  • Spring Lake
  • Spring Park
  • Spring Valley
  • Springfield
  • Squaw Lake
  • St. Leo
  • Stacy
  • Stanchfield
  • Staples
  • Starbuck
  • Steen
  • Stephen
  • Stewart
  • Stewartville
  • Stillwater
  • Stockton
  • Storden
  • Strandquist
  • Strathcona
  • Sturgeon Lake
  • Sunburg
  • Swan River
  • Swanville
  • Swatara
  • Swift
  • Taconite
  • Talmoon
  • Tamarack
  • Taopi
  • Taunton
  • Taylors Falls
  • Tenstrike
  • Thief River Falls
  • Tintah
  • Tofte
  • Tower
  • Tracy
  • Trail
  • Trimont
  • Trosky
  • Truman
  • Twig
  • Twin Lakes
  • Twin Valley
  • Two Harbors
  • Tyler
  • Ulen
  • Underwood
  • Upsala
  • Utica
  • Vergas
  • Vermillion
  • Verndale
  • Vernon Center
  • Vesta
  • Victoria
  • Viking
  • Villard
  • Vining
  • Virginia
  • Wabasha
  • Wabasso
  • Waconia
  • Wadena
  • Wahkon
  • Waite Park
  • Waldorf
  • Walker
  • Walnut Grove
  • Waltham
  • Wanamingo
  • Wanda
  • Wannaska
  • Warba
  • Warren
  • Warroad
  • Warsaw
  • Waseca
  • Waskish
  • Watertown
  • Waterville
  • Watkins
  • Watson
  • Waubun
  • Waverly
  • Wayzata
  • Webster
  • Welch
  • Welcome
  • Wells
  • Wendell
  • West Albany
  • West Concord
  • West Union
  • Westbrook
  • Wheaton
  • White Earth
  • Willernie
  • Williams
  • Willmar
  • Willow River
  • Wilmont
  • Wilton
  • Windom
  • Winger
  • Winnebago
  • Winona
  • Winsted
  • Winthrop
  • Winton
  • Wirt
  • Wolf Lake
  • Wolverton
  • Wood Lake
  • Woodstock
  • Worthington
  • Wrenshall
  • Wright
  • Wykoff
  • Wyoming
  • Young America
  • Zimmerman
  • Zumbro Falls
  • Zumbrota