Auto Loan Rates in Minnesota City, Minnesota (MN) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Minnesota City, Minnesota. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Minnesota City, Minnesota include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.03% offering New or Used Auto Loans at 3.79%, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit UnionA+5.0 ★Texas Ratio: 2.17% offering Auto Loan Special at 3.99%, Associated Healthcare Credit UnionAssociated Healthcare Credit UnionA+5.0 ★Texas Ratio: 2.30% offering New Auto Loans (2026-2025) at 3.99%, TopLine Financial Credit UnionTopLine Financial Credit UnionA5.0 ★Texas Ratio: 6.64% offering Auto Loans 2022 & Newer at 3.99%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Minnesota City borrowers have access to 27 lenders serving the Minnesota area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Minnesota City, Minnesota. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Minnesota City, Minnesota & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Auto Loan Special
3.99%
75 Months
▼
APR3.99%
Term75 Months
Last UpdatedMay 6, 2026
Details
As Low As; Loans are subject to credit approval.
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
▼
APR3.99%
Term0-39 months
Last UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedMay 10, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
4.00%
36-Month
▼
APR4.00%
Term36-Month
Last UpdatedMay 10, 2026
Details
2025 and newer
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
4.25%
48-Month
▼
APR4.25%
Term48-Month
Last UpdatedMay 10, 2026
Details
2025 and newer
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 72 Month Term
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Auto Loans
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
4.50%
60-Month
▼
APR4.50%
Term60-Month
Last UpdatedMay 10, 2026
Details
2025 and newer
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan - New - No Miles
4.59%
60 Month
▼
APR4.59%
Term60 Month
Last UpdatedMay 10, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan - New - No Miles
4.69%
72 Month Max
▼
APR4.69%
Term72 Month Max
Last UpdatedMay 10, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
▼
APR4.69%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
4.74%
49-65
▼
APR4.74%
Term49-65
Last UpdatedMay 10, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans 2023 and newer
4.74%
1-48
▼
APR4.74%
Term1-48
Last UpdatedMay 10, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMay 12, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto Loans
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMay 10, 2026
Details
2024
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
Accentra Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.99%
Autos & Trucks
4.87%
36 Months
▼
APR4.87%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
4.99%
Up to 48 MONTHS
▼
APR4.99%
TermUp to 48 MONTHS
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
4.99%
60 - 72 Month
▼
APR4.99%
Term60 - 72 Month
Last UpdatedMay 10, 2026
Details
2024 - 2025
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMay 10, 2026
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
4.99%
49-65
▼
APR4.99%
Term49-65
Last UpdatedMay 10, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans 2022-2019
4.99%
1-48
▼
APR4.99%
Term1-48
Last UpdatedMay 10, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2021
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedMay 6, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMay 7, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
5.00%
60-Month
▼
APR5.00%
Term60-Month
Last UpdatedMay 10, 2026
Details
2022 to 2023
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedMay 10, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
5.09%
Up to 60 MONTHS
▼
APR5.09%
TermUp to 60 MONTHS
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedMay 10, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2021 and older Auto Loan
5.14%
36 Months
▼
APR5.14%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.14%
60 Months
▼
APR5.14%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
5.19%
72 MONTHS
▼
APR5.19%
Term72 MONTHS
Last UpdatedMay 10, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
▼
APR5.19%
Term37 - 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
▼
APR5.19%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
5.24%
66-72
▼
APR5.24%
Term66-72
Last UpdatedMay 10, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans 2018 and Older
5.24%
1-48
▼
APR5.24%
Term1-48
Last UpdatedMay 10, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 6, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
5.25%
48-Month
▼
APR5.25%
Term48-Month
Last UpdatedMay 10, 2026
Details
2018 to 2021
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
5.29%
84 MONTHS
▼
APR5.29%
Term84 MONTHS
Last UpdatedMay 10, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2021 and older Auto Loan
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
▼
APR5.44%
Term61 - 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.49%
60 Month
▼
APR5.49%
Term60 Month
Last UpdatedMay 10, 2026
Details
2021 - 2023
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2021 and older Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
5.49%
66-72
▼
APR5.49%
Term66-72
Last UpdatedMay 10, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2021
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2016 - 2012
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2018 - 2023
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
5.50%
24 Months
▼
APR5.50%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
5.50%
60-Month
▼
APR5.50%
Term60-Month
Last UpdatedMay 10, 2026
Details
2018 to 2021
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2021 and older Auto Loan
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.69%
48 Month
▼
APR5.69%
Term48 Month
Last UpdatedMay 10, 2026
Details
2019 - 2020
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
▼
APR5.69%
Term37 - 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
5.74%
73-84
▼
APR5.74%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 10, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMay 10, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
5.75%
36-Month
▼
APR5.75%
Term36-Month
Last UpdatedMay 10, 2026
Details
2017 or older
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMay 10, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.89%
84 Months
▼
APR5.89%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2021
5.89%
48 Months
▼
APR5.89%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
5.89%
48 Months
▼
APR5.89%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
New & Used Recreation Vehicle Loans
5.95%
180 Months
▼
APR5.95%
Term180 Months
Last UpdatedMay 10, 2026
Details
ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2021
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2016 - 2012
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2018 - 2023
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
6.00%
48-Month
▼
APR6.00%
Term48-Month
Last UpdatedMay 10, 2026
Details
2017 or older
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMay 10, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.09%
120 Months
▼
APR6.09%
Term120 Months
Last UpdatedMay 10, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.19%
36 Month
▼
APR6.19%
Term36 Month
Last UpdatedMay 10, 2026
Details
2018 & Older (Rate + $5,000)
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
▼
APR6.19%
Term61 - 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2020 and Older
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
▼
APR6.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMay 10, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loan
6.25%
60-Month
▼
APR6.25%
Term60-Month
Last UpdatedMay 10, 2026
Details
2017 or older
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2021
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2016 - 2012
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2020 and Older
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 10, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
6.49%
61-72 Months
▼
APR6.49%
Term61-72 Months
Last UpdatedMay 12, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2017 or older
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.69%
36 Month
▼
APR6.69%
Term36 Month
Last UpdatedMay 10, 2026
Details
2018 & Older (Rate - $5,000)
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
6.74%
36 Months
▼
APR6.74%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 10, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2018 - 2022
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2020 and Older
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2015-2019
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2017 or older
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedMay 10, 2026
Details
*GAP Insurance purchased through the credit union is required
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
▼
APR3.99%
Term0-39 months
Last UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedMay 10, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Auto Loans
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan - New - No Miles
4.59%
60 Month
▼
APR4.59%
Term60 Month
Last UpdatedMay 10, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan - New - No Miles
4.69%
72 Month Max
▼
APR4.69%
Term72 Month Max
Last UpdatedMay 10, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
▼
APR4.69%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans 2023 and newer
4.74%
1-48
▼
APR4.74%
Term1-48
Last UpdatedMay 10, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMay 12, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto Loans
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 10, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMay 10, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedMay 6, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMay 7, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedMay 10, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedMay 10, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
▼
APR5.19%
Term37 - 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMay 10, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
▼
APR5.44%
Term61 - 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedMay 10, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 10, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
2022 and newer Auto Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
New & Used Recreation Vehicle Loans
5.95%
180 Months
▼
APR5.95%
Term180 Months
Last UpdatedMay 10, 2026
Details
ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMay 10, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedMay 10, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
6.49%
61-72 Months
▼
APR6.49%
Term61-72 Months
Last UpdatedMay 12, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedMay 10, 2026
Details
*GAP Insurance purchased through the credit union is required
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
▼
APR3.99%
Term0-39 months
Last UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
4.99%
60 - 72 Month
▼
APR4.99%
Term60 - 72 Month
Last UpdatedMay 10, 2026
Details
2024 - 2025
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedMay 10, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
▼
APR5.19%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 6, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.49%
60 Month
▼
APR5.49%
Term60 Month
Last UpdatedMay 10, 2026
Details
2021 - 2023
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
5.50%
24 Months
▼
APR5.50%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.69%
48 Month
▼
APR5.69%
Term48 Month
Last UpdatedMay 10, 2026
Details
2019 - 2020
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
▼
APR5.69%
Term37 - 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMay 10, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMay 10, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
New & Used Recreation Vehicle Loans
5.95%
180 Months
▼
APR5.95%
Term180 Months
Last UpdatedMay 10, 2026
Details
ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMay 10, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.09%
120 Months
▼
APR6.09%
Term120 Months
Last UpdatedMay 10, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.19%
36 Month
▼
APR6.19%
Term36 Month
Last UpdatedMay 10, 2026
Details
2018 & Older (Rate + $5,000)
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
▼
APR6.19%
Term61 - 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
▼
APR6.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMay 10, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 10, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.69%
36 Month
▼
APR6.69%
Term36 Month
Last UpdatedMay 10, 2026
Details
2018 & Older (Rate - $5,000)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 10, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2015-2019
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedMay 10, 2026
Details
*GAP Insurance purchased through the credit union is required
Powered by
MonitorBankRates
Minnesota City, MN Auto Loan Rate Trends
Compare local Minnesota City, MN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MN Avg
5.297%
▼ 0.192 vs 7 days ago
Minnesota new auto rates fell 0.192 points over the past 7 days to 5.297% APR.
Used Auto Loan — MN Avg
6.328%
▼ 0.513 vs 7 days ago
Minnesota used auto rates fell 0.513 points over the past 7 days to 6.328% APR.
As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Minnesota City, Minnesota
How does my credit score affect my car loan rate in Minnesota?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Minnesota City, Minnesota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Minnesota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Minnesota City, Minnesota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Minnesota City, Minnesota?
Based on our current data, some of the lowest auto loan rates available in Minnesota City, Minnesota include:
- Baxter Credit Union: 3.24% (Auto Loans)
- Genisys Credit Union: 3.79% (New or Used Auto Loans)
- Members Choice WV Federal Credit Union: 3.99% (Auto Loan Special)
- Associated Healthcare Credit Union: 3.99% (New Auto Loans (2026-2025))
- TopLine Financial Credit Union: 3.99% (Auto Loans 2022 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Minnesota City, Minnesota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking