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Associated Healthcare Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 9, 2026
Associated Healthcare Credit Union's top rates as of October 9, 2026 are 4.40% APY on its 18 Month CD Special, 0.05% APY on savings, 3.05% APY on money market accounts, 5.00% APY on checking, 7.25% on its FHA Fixed - 30 Years mortgage, personal loans from 5.00% APR, and credit cards from 12.74% APR, according to rates verified by MonitorBankRates. Other Associated Healthcare Credit Union CD rates include 7 Month CD Special at 4.20%, 60 Month CD at 4.00%, and 12 Month CD at 3.50%. Other Associated Healthcare Credit Union mortgage rates include Jumbo Fixed 30 Years at 7.25%. MonitorBankRates evaluates the financial stability of Associated Healthcare Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.27%. Rates last updated and verified on 10/09/2026.
Associated Healthcare Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Associated Healthcare Credit Union? Share your experience about Associated Healthcare Credit Union by leaving a review below, or read customer reviews before you decide to use Associated Healthcare Credit Union.
Associated Healthcare Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Associated Healthcare Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.27%
ExcellentLower than avg
Associated Healthcare Credit Union Texas Ratio
Associated Healthcare Credit Union's Texas Ratio is 3.27%, which is considered excellent and is lower than the national average of 6.13%.
Associated Healthcare Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.00% to 3.27% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Associated Healthcare Credit Union CD Rates
Product
Rate
APY
Term
View More
18 Month CD Special
-
4.40%
18 Month
DetailsSpecial
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.40% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
7 Month CD Special
4.14%
4.20%
7 Month
Details100% New Money
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
60 Month Certificate
3.94%
4.00%
60 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
12 Month Certificate
3.45%
3.50%
12 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
18 Month Certificate
3.45%
3.50%
18 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
24 Month Certificate
3.45%
3.50%
24 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
36 Month Certificate
3.45%
3.50%
36 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
48 Month Certificate
3.45%
3.50%
48 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
6 Month Certificate
3.45%
3.50%
6 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union Savings Rates
Product
Rate
APY
View More
Club Account
0.05%
0.05%
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Share Savings
0.05%
0.05%
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union Money Market Rates
Product
Rate
APY
View More
Regular / IRA Money Market Accounts
3.01%
3.05%
Min Balance$500,000
DetailsBalance: $500,000 and over
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Regular / IRA Money Market Accounts
2.72%
2.75%
Min Balance$200,000
DetailsBalance: $200,000 - $499,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Regular / IRA Money Market Accounts
2.47%
2.50%
Min Balance$100,000
DetailsBalance: $100,000 - $199,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Regular / IRA Money Market Accounts
2.22%
2.25%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Regular / IRA Money Market Accounts
1.97%
2.00%
Min Balance$2,500
DetailsBalance: $2,500 - $49,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union Checking Rates
Product
Rate
APY
View More
Dividend Checking
-
5.00%
DetailsEarn Up To
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
FHA Fixed - 30 Years
-
-
7.25%
30 Years
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.38% → 7.25% ▲ 0.88 pts · high 7.25% / low 6.38%
Oct 2, 20267.25%▲ from 6.38%
Sep 14, 20266.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Jumbo Fixed 30 Years
-
-
7.25%
30 years
DetailsJumbo Fixed (A jumbo loan is defined as any above $832,750)
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 6.38% → 7.25% ▲ 0.88 pts · high 7.25% / low 6.38%
Oct 9, 20267.25%▲ from 6.38%
Sep 18, 20266.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
1st Position, Up to 80% LTV Home Equity Loan
-
-
5.75%
5 year
DetailsUp to 15-year available; LTV: Up to 80%
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Home Equity
-
-
5.75%
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.50% → 5.75% ▲ 0.25 pts · high 5.75% / low 5.50%
Oct 2, 20265.75%▲ from 5.50%
Sep 14, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Home Equity LOC
-
-
7.25%
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
Oct 2, 20267.25%▲ from 7.00%
Sep 14, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
81%-100% LTV Home Equity Loan
-
-
7.45%
5 year
DetailsUp to 15-year available; LTV: 81%-100%
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.45% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
HELOC Line of Credit (LOC) Loans
8.75%
-
8.75%
DetailsRate: Prime plus 1.75%
Last Updated10/09/2026
Rate History
1 change since Sep 21, 2026 · 8.50% → 8.75% ▲ 0.25 pts · high 8.75% / low 8.50%
Oct 9, 20268.75%▲ from 8.50%
Sep 21, 20268.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto (2025 & Newer) - Up to 36 Months
-
-
4.24%
Up to 36 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.99% → 4.24% ▲ 0.25 pts · high 4.24% / low 3.99%
Oct 9, 20264.24%▲ from 3.99%
Sep 14, 20263.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto (2024-2018) - Up to 36 Months
-
-
4.24%
Up to 36 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.99% → 4.24% ▲ 0.25 pts · high 4.24% / low 3.99%
Oct 9, 20264.24%▲ from 3.99%
Sep 14, 20263.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
New Auto (2025 & Newer) - Up to 48 Months
-
-
4.49%
Up to 48 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.24% → 4.49% ▲ 0.25 pts · high 4.49% / low 4.24%
Oct 9, 20264.49%▲ from 4.24%
Sep 14, 20264.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto (2024-2018) - Up to 48 Months
-
-
4.49%
Up to 48 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.24% → 4.49% ▲ 0.25 pts · high 4.49% / low 4.24%
Oct 9, 20264.49%▲ from 4.24%
Sep 14, 20264.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
New Auto (2025 & Newer) - Up to 84 Months
-
-
4.74%
Up to 84 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.49% → 4.74% ▲ 0.25 pts · high 4.74% / low 4.49%
Oct 9, 20264.74%▲ from 4.49%
Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto (2024-2018) - Up to 60 Months
-
-
4.74%
Up to 60 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.49% → 4.74% ▲ 0.25 pts · high 4.74% / low 4.49%
Oct 9, 20264.74%▲ from 4.49%
Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto (2024-2018) - Up to 72 Months
-
-
5.24%
Up to 72 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99%
Oct 9, 20265.24%▲ from 4.99%
Sep 14, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto (2024-2018) - Up to 84 Months
-
-
5.74%
Up to 84 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
Oct 9, 20265.74%▲ from 5.49%
Sep 14, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Older Used Auto (2017-)
-
-
6.24%
Up to 36 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Older Used Auto (2017-)
-
-
6.49%
Up to 48 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Older Used Auto (2017-)
-
-
6.74%
Up to 60 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Boats, Kayaks, Jet Skis, and more Loan
-
4.49%
Up to 12 Months
Details2020 & Newer, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
4.74%
Up to 24 Months
Details2020 & Newer, over $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
4.99%
Up to 24 Months
Details2020 & Newer, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
4.99%
Up to 36 Months
Details2020 & Newer, over $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
5.24%
Up to 36 Months
Details2020 & Newer, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
5.24%
Up to 48 Months
Details2020 & Newer, over $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
5.24%
Up to 12 Months
Details2019 & Older, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2019 & Older, K Loan
-
5.49%
Up to 12 Months
Detailsover $50
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
5.49%
Up to 48 Months
Details2020 & Newer, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
5.49%
Up to 60 Months
Details2020 & Newer, over $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2019 & Older, K Loan
-
5.74%
Up to 24 Months
Detailsover $50
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
5.74%
Up to 60 Months
Details2020 & Newer, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
5.74%
Up to 72 Months
Details2020 & Newer, over $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2019 & Older, K Loan
-
5.99%
Up to 36 Months
Detailsover $50
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
5.99%
Up to 24 Months
Details2019 & Older, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
5.99%
Up to 36 Months
Details2019 & Older, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2019 & Older, K Loan
-
6.24%
Up to 48 Months
Detailsover $50
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
6.24%
Up to 72 Months
Details2020 & Newer, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
6.24%
Up to 84 Months
Details2020 & Newer, over $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
6.24%
Up to 48 Months
Details2019 & Older, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2019 & Older, K Loan
-
6.49%
Up to 60 Months
Detailsover $50
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
6.49%
Up to 60 Months
Details2019 & Older, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2019 & Older, K Loan
-
6.99%
Up to 72 Months
Detailsover $50
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
6.99%
Up to 120 Months
Details2020 & Newer, over $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
6.99%
Up to 72 Months
Details2019 & Older, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2019 & Older, K Loan
-
7.24%
Up to 84 Months
Detailsover $50
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
7.24%
Up to 84 Months
Details2020 & Newer, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
7.49%
Up to 84 Months
Details2019 & Older, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2019 & Older, K Loan
-
7.99%
Up to 120 Months
Detailsover $50
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
8.24%
Up to 120 Months
Details2020 & Newer, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan
-
8.49%
Up to 120 Months
Details2019 & Older, under $50K
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union Credit Card Rates
Product
Rate
APR
View More
Credit Card
-
12.74%
DetailsAs low as
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 12.49% → 12.74% ▲ 0.25 pts · high 12.74% / low 12.49%
Oct 9, 202612.74%▲ from 12.49%
Sep 14, 202612.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union Personal Loan Rates
Product
APR
Term
View More
Scholar Signature Loans
5.00%
Up to 60 months
DetailsMust provide proof of studentship.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans
7.50%
Up to 12 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature Loan
7.50%
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans
10.50%
Up to 24 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 10.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans
11.25%
Up to 36 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 11.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans
11.75%
Up to 48 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 11.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans
12.45%
Up to 60 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 12.45% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Associated Healthcare Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Scholar Loan
-
-
5.00%
60 months
DetailsQualifications Required: Existing or New Checking account required; Must enroll in automatic loan payment (can be an external account); Maximum loan amount is $5,000; Loan Funds will be deposited into an AHCU Checking Account; Low-cost Credit Life and Disability Protection available; Supports students with little to no credit history
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
VA / USDA Fixed - 30 Years
-
-
7.25%
30 Years
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.38% → 7.25% ▲ 0.88 pts · high 7.25% / low 6.38%
Oct 2, 20267.25%▲ from 6.38%
Sep 14, 20266.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Teen Accounts
0.05%
-
0.05%
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Youth Accounts
0.05%
-
0.05%
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Financial Health History
Associated Healthcare Credit Union’s Texas Ratio stayed near 3.00% in Q3 2023 to 3.27% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$176M
3.27%
5.0
A+
March 31, 2026
$175M
2.74%
5.0
A+
December 31, 2025
$171M
2.22%
5.0
A+
September 30, 2025
$170M
2.23%
5.0
A+
June 30, 2025
$168M
1.99%
5.0
A+
March 31, 2025
$168M
2.26%
5.0
A+
December 31, 2024
$163M
2.11%
5.0
A+
September 30, 2024
$161M
3.12%
5.0
A+
June 30, 2024
$158M
1.78%
5.0
A+
March 31, 2024
$160M
1.21%
5.0
A+
December 31, 2023
$157M
1.52%
5.0
A+
September 30, 2023
$158M
3.00%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Associated Healthcare Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Associated Healthcare Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Associated Healthcare Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameAssociated Healthcare Credit Union
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,913,060
Total Uninsured Shares and Deposits > $250K (F+J)
12,913,060
Total Insured Shares and Deposits > $250K (item 17 less item K)
141,448,786
Total Interest Expense (Sum of items 6 8)
1,189,481
Share Certificates
973
Number of Accounts for Share Drafts
5,940
IRA KEOGH Accounts
150
Number of Accounts for Regular Shares
13,632
Money Market Shares
1,159
Net Income (unless the amount is already included in Undivided Earnings)
663,205
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,651,322
Total Liabilities
153,369,099
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Associated Healthcare Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Associated Healthcare Credit Union
How many branches does Associated Healthcare Credit Union operate?
Associated Healthcare Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Associated Healthcare Credit Union?
Yes, to access services at Associated Healthcare Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Associated Healthcare Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Associated Healthcare Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Associated Healthcare Credit Union offer online and mobile banking?
Most modern institutions like Associated Healthcare Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ahcu.org.
Current Associated Healthcare Credit Union Rates
12-Month CD3.50%
18-Month CD3.50%
24-Month CD3.50%
60-Month CD4.00%
Savings0.05%
MMA3.05%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
