Auto Loan Rates in Minneapolis, Minnesota (MN) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Minneapolis, Minnesota. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Minneapolis, Minnesota include Baxter Credit UnionBaxter Credit Union1000 Nicollet Mall, Minneapolis, MN, 55403A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union2520 University Ave SE, Minneapolis, MN, 55414A+5.0 ★Texas Ratio: 5.62% offering NEW AUTO (2025- 2026) at 4.49%, Latvian Credit UnionLatvian Credit Union3152 17th Ave S, Minneapolis, MN, 55407A+5.0 ★Texas Ratio: 1.30% offering Auto Loans A+ at 4.74%, TruStone Financial Credit UnionTruStone Financial Credit Union2817 Lyndale Ave S, Minneapolis, MN, 55408A+5.0 ★Texas Ratio: 5.44% offering Auto Loans - Model Year 2023+ at 4.74%, Associated Healthcare Credit UnionAssociated Healthcare Credit Union360 Sherman St, Saint Paul, MN, 55102A+5.0 ★Texas Ratio: 2.30% offering New Auto Loans (2026-2025) at 3.99%.
Auto loan rates in Minneapolis, Minnesota are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Minneapolis, Minnesota. Auto Loan Rates Last Updated and Verified: March 23, 2026
Compare Auto Loan Rates Today in Minneapolis, Minnesota & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN, 55403
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN, 55403
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
NEW AUTO (2025- 2026)
4.49%
36 month
▼
APR4.49%
Term36 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
USED AUTO (2020 - 2025)
4.49%
36 month
▼
APR4.49%
Term36 month
Last UpdatedMar 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN, 55403
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN, 55408
Auto Loans - Model Year 2023+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
NEW AUTO (2025- 2026)
4.74%
60 month
▼
APR4.74%
Term60 month
Last UpdatedMar 17, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN, 55408
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN, 55408
Auto Loans - Model Year 2023+
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
NEW AUTO (2025- 2026)
4.99%
72 month
▼
APR4.99%
Term72 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
USED AUTO (2020 - 2025)
4.99%
60 month
▼
APR4.99%
Term60 month
Last UpdatedMar 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN, 55403
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN, 55408
Auto Loans - Model Year 2022 & Older
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
USED AUTO (2020 - 2025)
5.24%
72 month
▼
APR5.24%
Term72 month
Last UpdatedMar 17, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN, 55408
Auto Loans - Model Year 2023+
5.29%
84 Months
▼
APR5.29%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
NEW AUTO (2025- 2026)
5.49%
84 month
▼
APR5.49%
Term84 month
Last UpdatedMar 17, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
OLDER USED AUTO (2019 & older)
5.74%
36 month
▼
APR5.74%
Term36 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
USED AUTO (2020 - 2025)
5.74%
84 month
▼
APR5.74%
Term84 month
Last UpdatedMar 17, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
OLDER USED AUTO (2019 & older)
5.99%
60 month
▼
APR5.99%
Term60 month
Last UpdatedMar 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN, 55403
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
Business Vehicle Loan
6.49%
36 month
▼
APR6.49%
Term36 month
Last UpdatedMar 17, 2026
Details
As Low As; USED VEHICLE (2020 - 2025)
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
Business Vehicle Loan
6.74%
36 month
▼
APR6.74%
Term36 month
Last UpdatedMar 17, 2026
Details
As Low As; NEW VEHICLE (2025 - 2026)
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
Business Vehicle Loan
6.99%
48 month
▼
APR6.99%
Term48 month
Last UpdatedMar 17, 2026
Details
As Low As; NEW VEHICLE (2025 - 2026)
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
Business Vehicle Loan
7.24%
60 month
▼
APR7.24%
Term60 month
Last UpdatedMar 17, 2026
Details
As Low As; NEW VEHICLE (2025 - 2026)
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
Business Vehicle Loan
7.49%
72 month
▼
APR7.49%
Term72 month
Last UpdatedMar 17, 2026
Details
As Low As; NEW VEHICLE (2025 - 2026)
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
Business Vehicle Loan
8.24%
84 month
▼
APR8.24%
Term84 month
Last UpdatedMar 17, 2026
Details
As Low As; NEW VEHICLE (2025 - 2026)
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
12.99%
36 Months
▼
APR12.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
13.24%
48 Months
▼
APR13.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
13.74%
60 Months
▼
APR13.74%
Term60 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
14.24%
72 Months
▼
APR14.24%
Term72 Months
Last UpdatedMar 17, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
3.99%
12 Months
▼
APR3.99%
Term12 Months
Last UpdatedMar 17, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 22, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMar 17, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.24%
12 Months
▼
APR4.24%
Term12 Months
Last UpdatedMar 17, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
Auto Loan
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 72 Month Term
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
New Auto Loans
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 22, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans 2024 or newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
New Vehicle Loan
4.59%
60 Month
▼
APR4.59%
Term60 Month
Last UpdatedMar 20, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
▼
APR4.69%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
New Vehicle Loan
4.69%
72 Month Max
▼
APR4.69%
Term72 Month Max
Last UpdatedMar 20, 2026
Details
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2021 and Newer
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
4.74%
49-65
▼
APR4.74%
Term49-65
Last UpdatedMar 21, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans 2023 and newer
4.74%
1-48
▼
APR4.74%
Term1-48
Last UpdatedMar 21, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMar 22, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
Used Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2021 and Newer
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2023 and older
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
4.99%
60 - 72 Month
▼
APR4.99%
Term60 - 72 Month
Last UpdatedMar 20, 2026
Details
2024 - 2025
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.99%
36 mo.
▼
APR4.99%
Term36 mo.
Last UpdatedMar 20, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
4.99%
49-65
▼
APR4.99%
Term49-65
Last UpdatedMar 21, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans 2022-2019
4.99%
1-48
▼
APR4.99%
Term1-48
Last UpdatedMar 21, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMar 22, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans 2024 or newer
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedMar 18, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
5.00%
0-39
▼
APR5.00%
Term0-39
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMar 17, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMar 17, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2023 and older
5.09%
36 Months
▼
APR5.09%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
▼
APR5.19%
Term37 - 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
▼
APR5.19%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.24%
48 mo.
▼
APR5.24%
Term48 mo.
Last UpdatedMar 20, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
5.24%
66-72
▼
APR5.24%
Term66-72
Last UpdatedMar 21, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans 2018 and Older
5.24%
1-48
▼
APR5.24%
Term1-48
Last UpdatedMar 21, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
New Auto
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
5.25%
40-51
▼
APR5.25%
Term40-51
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
5.29%
84 Months
▼
APR5.29%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 18, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2023 and older
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN, 55101 4958
New Auto Loan (2026/2025)
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMar 23, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
▼
APR5.44%
Term61 - 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2021 and Newer
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
5.49%
60 Month
▼
APR5.49%
Term60 Month
Last UpdatedMar 20, 2026
Details
2021 - 2023
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.49%
60 mo.
▼
APR5.49%
Term60 mo.
Last UpdatedMar 20, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
5.49%
66-72
▼
APR5.49%
Term66-72
Last UpdatedMar 21, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2016 - 2012
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMar 22, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2018 - 2023 Vehicle Loans
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans 2018 - 2023
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans 2024 or newer
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
5.50%
52-63
▼
APR5.50%
Term52-63
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
5.55%
48 Months
▼
APR5.55%
Term48 Months
Last UpdatedMar 17, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2023 and older
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedMar 18, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedMar 18, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
▼
APR5.69%
Term37 - 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
5.69%
48 Month
▼
APR5.69%
Term48 Month
Last UpdatedMar 20, 2026
Details
2019 - 2020
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2021 and Newer
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.74%
72 mo.
▼
APR5.74%
Term72 mo.
Last UpdatedMar 20, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
5.74%
73-84
▼
APR5.74%
Term73-84
Last UpdatedMar 21, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
New Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
Used Auto
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedMar 18, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
5.89%
48 Months
▼
APR5.89%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2019-2024
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2021 and Newer
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2023 - newer
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.99%
84 mo.
▼
APR5.99%
Term84 mo.
Last UpdatedMar 20, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.99%
36 mo.
▼
APR5.99%
Term36 mo.
Last UpdatedMar 20, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2016 - 2012
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2018 - 2023 Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans 2018 - 2023
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
New Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
Used Auto
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMar 18, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMar 17, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMar 17, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN, 55101 4958
New Auto Loan (2026/2025)
6.14%
72 Months
▼
APR6.14%
Term72 Months
Last UpdatedMar 23, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
▼
APR6.19%
Term61 - 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
6.19%
36 Month
▼
APR6.19%
Term36 Month
Last UpdatedMar 20, 2026
Details
2018 & Older (Rate + $5,000)
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2020 and Older
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
▼
APR6.24%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.24%
48 mo.
▼
APR6.24%
Term48 mo.
Last UpdatedMar 20, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
Used Auto
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
6.25%
64-75
▼
APR6.25%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN, 55101 4958
Used Auto Loan (2024-2019)
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 23, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2023 and older
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2016 - 2012
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance
6.44%
84 Months
▼
APR6.44%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
6.44%
84 Months
▼
APR6.44%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
NEW AUTO (2025- 2026)
4.49%
36 month
▼
APR4.49%
Term36 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
NEW AUTO (2025- 2026)
4.74%
60 month
▼
APR4.74%
Term60 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
NEW AUTO (2025- 2026)
4.99%
72 month
▼
APR4.99%
Term72 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
NEW AUTO (2025- 2026)
5.49%
84 month
▼
APR5.49%
Term84 month
Last UpdatedMar 17, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
3.99%
12 Months
▼
APR3.99%
Term12 Months
Last UpdatedMar 17, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 22, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMar 17, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
New Auto Loans
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans 2024 or newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
New Vehicle Loan
4.59%
60 Month
▼
APR4.59%
Term60 Month
Last UpdatedMar 20, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
▼
APR4.69%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
New Vehicle Loan
4.69%
72 Month Max
▼
APR4.69%
Term72 Month Max
Last UpdatedMar 20, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans 2023 and newer
4.74%
1-48
▼
APR4.74%
Term1-48
Last UpdatedMar 21, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMar 22, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.99%
36 mo.
▼
APR4.99%
Term36 mo.
Last UpdatedMar 20, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans 2024 or newer
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedMar 18, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
5.00%
0-39
▼
APR5.00%
Term0-39
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMar 17, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMar 17, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
▼
APR5.19%
Term37 - 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.24%
48 mo.
▼
APR5.24%
Term48 mo.
Last UpdatedMar 20, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
New Auto
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
5.25%
40-51
▼
APR5.25%
Term40-51
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 18, 2026
Details
As Low As
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN, 55101 4958
New Auto Loan (2026/2025)
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMar 23, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
▼
APR5.44%
Term61 - 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.49%
60 mo.
▼
APR5.49%
Term60 mo.
Last UpdatedMar 20, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
Vehicle Loans 2024 or newer
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
5.50%
52-63
▼
APR5.50%
Term52-63
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedMar 18, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.74%
72 mo.
▼
APR5.74%
Term72 mo.
Last UpdatedMar 20, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
New Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedMar 18, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2023 - newer
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.99%
84 mo.
▼
APR5.99%
Term84 mo.
Last UpdatedMar 20, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
New Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMar 18, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMar 17, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMar 17, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN, 55101 4958
New Auto Loan (2026/2025)
6.14%
72 Months
▼
APR6.14%
Term72 Months
Last UpdatedMar 23, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
6.25%
64-75
▼
APR6.25%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N, Brooklyn Center, MN, 55430
Auto Refinance 2024 or newer
6.44%
84 Months
▼
APR6.44%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
USED AUTO (2020 - 2025)
4.49%
36 month
▼
APR4.49%
Term36 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
USED AUTO (2020 - 2025)
4.99%
60 month
▼
APR4.99%
Term60 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
USED AUTO (2020 - 2025)
5.24%
72 month
▼
APR5.24%
Term72 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
OLDER USED AUTO (2019 & older)
5.74%
36 month
▼
APR5.74%
Term36 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
USED AUTO (2020 - 2025)
5.74%
84 month
▼
APR5.74%
Term84 month
Last UpdatedMar 17, 2026
Details
As Low As
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
2520 University Ave SE, Minneapolis, MN, 55414
OLDER USED AUTO (2019 & older)
5.99%
60 month
▼
APR5.99%
Term60 month
Last UpdatedMar 17, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMar 17, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.24%
12 Months
▼
APR4.24%
Term12 Months
Last UpdatedMar 17, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
Used Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
4.99%
60 - 72 Month
▼
APR4.99%
Term60 - 72 Month
Last UpdatedMar 20, 2026
Details
2024 - 2025
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
5.00%
0-39
▼
APR5.00%
Term0-39
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMar 17, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMar 17, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
▼
APR5.19%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
5.25%
40-51
▼
APR5.25%
Term40-51
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
5.49%
60 Month
▼
APR5.49%
Term60 Month
Last UpdatedMar 20, 2026
Details
2021 - 2023
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
5.50%
52-63
▼
APR5.50%
Term52-63
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
▼
APR5.69%
Term37 - 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
5.69%
48 Month
▼
APR5.69%
Term48 Month
Last UpdatedMar 20, 2026
Details
2019 - 2020
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
Used Auto
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2019-2024
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.99%
36 mo.
▼
APR5.99%
Term36 mo.
Last UpdatedMar 20, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
Used Auto
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMar 17, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMar 17, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
▼
APR6.19%
Term61 - 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
6.19%
36 Month
▼
APR6.19%
Term36 Month
Last UpdatedMar 20, 2026
Details
2018 & Older (Rate + $5,000)
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
▼
APR6.24%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.24%
48 mo.
▼
APR6.24%
Term48 mo.
Last UpdatedMar 20, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
3311 W Arrowhead Rd, Duluth, MN, 55811 4065
Used Auto
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
6.25%
64-75
▼
APR6.25%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN, 55101 4958
Used Auto Loan (2024-2019)
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 23, 2026
Details
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Frequently Asked Questions about Auto Loans in Minneapolis, Minnesota
How does my credit score affect my car loan rate in Minnesota?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Minneapolis, Minnesota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Minnesota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Minneapolis, Minnesota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Minneapolis, Minnesota?
Based on our current data, some of the lowest auto loan rates available in Minneapolis, Minnesota include:
- Baxter Credit Union: 3.24% (Auto Loans)
- Affinity Plus Federal Credit Union: 4.49% (NEW AUTO (2025- 2026))
- Latvian Credit Union: 4.74% (Auto Loans A+)
- TruStone Financial Credit Union: 4.74% (Auto Loans - Model Year 2023+)
- Associated Healthcare Credit Union: 3.99% (New Auto Loans (2026-2025))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Minneapolis, Minnesota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 23, 2026
