Best Money Market Rates in Minneapolis, Minnesota (MN) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Minneapolis, Minnesota and the surrounding area money market rates include The Huntington National BankThe Huntington National Bank3899 Silver Lake Rd Ne, Minneapolis, MN 55421A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Security State Bank of MarineSecurity State Bank of MarineA+5.0 ★Texas Ratio: 0.11% Money Market Platinum at 3.56% APY, North Shore Bank of CommerceNorth Shore Bank of CommerceA+5.0 ★Texas Ratio: 2.16% Preferred Investment Max | Money Market at 3.50% APY, Baxter Credit UnionBaxter Credit Union1000 Nicollet Mall, Minneapolis, MN 55403A5.0 ★Texas Ratio: 7.73% Money Market Special Intro rate at 3.50% APY, and Mayo Employees Federal Credit UnionMayo Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.10% Premium Money Market Savings at 3.40% APY. Money market rates as of April 16, 2026 according to verified data from MonitorBankRates.
Minneapolis has 10 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 3899 Silver Lake Rd Ne, Minneapolis, MN 55421. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Minneapolis, Minnesota and surrounding area. Last Updated and Verified: April 16, 2026
Compare the Best Money Market Rates Today in Minneapolis, Minnesota & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3899 Silver Lake Rd Ne, Minneapolis, MN 55421
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3899 Silver Lake Rd Ne, Minneapolis, MN 55421
Huntington Relationship Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+ Intro rate
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+
American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
903 Washington Ave S, Minneapolis, MN 55415
6-month money market
3.25%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
New deposits only
Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
80 S 8th St Ste 240, Minneapolis, MN 55402
Money Market
3.25%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3899 Silver Lake Rd Ne, Minneapolis, MN 55421
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3899 Silver Lake Rd Ne, Minneapolis, MN 55421
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Accounts
3.14%
$1,000
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 13, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
Money Market Savings
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
Money Market Savings
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Business
2.27%
$50
▼
Rate2.25%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Me
2.27%
$50
▼
Rate2.25%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE WEALTH Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE Money Market Savings
3.30%
$0
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Money Market Savings
3.30%
$0
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE WEALTH Money Market Savings
3.20%
$0
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE Money Market Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
MONEY MARKET SAVINGS
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Limited time offer
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Money Market Accounts
3.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Business
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $3,000,000.00
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Personal
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $3,000,000.00
American Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market Special
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
($25,000 minimum balance requirement to obtain APR/APY)
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.78%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Daily Balances of $150,000.00-10,000,000.00
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE WEALTH Money Market Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
United Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Tiered Money Market Accounts minimum balance
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$20,000
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.53%
$2,000
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 16, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Limited time offer
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.53%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Daily Balances of $100,000.00-149,999.99
Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★ Texas Ratio: 4.49%
Platinum Money Market Account
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE Money Market Savings
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Trustar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Money Market Checking
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
College Rewards Money Market
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
OSB Odin State Bank
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
Money Market Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
MONEY MARKET SAVINGS
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.27%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Daily Balances of $50,000.00-99,999.99
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.32%
Rewards Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Security Bank Minnesota
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
($10,000 min./below $25 s/c)
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Money Markets
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.22%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Daily Balances up to $49,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
College Rewards Money Market
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Bankwest
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
High-Yield Money Market Savings
2.12%
$10,000
▼
Rate2.10%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details
Bonanza Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.02%
$2,000
▼
Rate2.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 16, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
United Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
IRA Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
United Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Tiered Money Market Accounts minimum balance
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$2,500
Leading Edge Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
Edge Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Money Markets
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
United Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
Money Market Share Accounts
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Minneapolis, Minnesota and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Minneapolis, MN Money Market Rate Trends
Compare local Minneapolis, MN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MN Avg
3.340%
▲ 1.711 vs 7 days ago
Minnesota high-yield MMA rates rose 1.711 points over the past 7 days to 3.340% APY.
Standard MMA — MN Avg
0.938%
▼ 0.628 vs 7 days ago
Minnesota standard MMA rates fell 0.628 points over the past 7 days to 0.938% APY.
As of Apr 17, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Minneapolis, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Minneapolis, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Minneapolis, Minnesota
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Minnesota.
Are Money Market accounts in Minneapolis, Minnesota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.
How often do MMA rates change in Minneapolis, Minnesota?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Minneapolis, Minnesota
Here are some of the highest money market account APYs currently available in Minneapolis, Minnesota and the surrounding area:
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - Security State Bank of Marine
Money Market Platinum — 3.56% APY - North Shore Bank of Commerce
Preferred Investment Max | Money Market — 3.50% APY - Baxter Credit Union
Money Market Special Intro rate — 3.50% APY - Mayo Employees Federal Credit Union
Premium Money Market Savings — 3.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Minneapolis, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 16, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking