American Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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American Bank & TrustToday's 12-month CD rates can be found at 1.50%, 6-month CD rates at 4.01% and 3-month CD rates at 4.15%. Current savings rates are at 0.10% and money market rates are at 0.85%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 7.99%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to American Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from American Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with American Bank & Trust CD rates. You can also compare American Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

American Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Bank & Trust? Share your experience about American Bank & Trust by leaving a review below, or read customer reviews before you decide to use American Bank & Trust.

American Bank & Trust Texas Ratio

American Bank & Trust's Texas Ratio is at 0.13%, which is considered excellent. The Texas Ratio for American Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, American Bank & Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
American Bank & Trust
6810 S Minnesota Ave
Sioux Falls, SD 57108
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare American Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Nebraska Bank
First Nebraska Bank
18-Month CD
4.01%
$500
First National Bank in Philip
First National Bank in Philip
48-Month CD
4.00%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
60-Month CD
4.00%
$250
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
6-Month CD
4.00%
$1,000
Volunteer State Bank
Volunteer State Bank
Kasasa Checking
4.00%
$100
T Bank
T Bank
12-Month CD
3.85%
$1,000
Vermont State Bank
Vermont State Bank
6-Month CD
3.82%
$500
Cendera Bank
Cendera Bank
24-Month CD
3.80%
$1,000
Profinium, Inc.
Profinium, Inc.
18-Month CD
3.70%
$500
Abound Federal Credit Union
Abound Federal Credit Union
24-month CD
3.50%
$500
Ameriprise Financial
Ameriprise Financial
30-Month CD
3.40%
$0
Centinel Bank of Taos
Centinel Bank of Taos
48-Month CD
3.30%
$1,000
Old Dominion National Bank
Old Dominion National Bank
60-Month CD
3.30%
$500
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
Bank of Clovis
Bank of Clovis
12-Month CD
3.14%
$5,000
Wyoming Community Bank
Wyoming Community Bank
12-Month CD
3.10%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
48-Month CD
3.03%
$500
Iowa Falls State Bank
Iowa Falls State Bank
24-Month CD
3.02%
$1,000
Reading Co-op Bank
Reading Co-op Bank
60-Month CD
3.00%
$500
Bar Harbor SLA
Bar Harbor SLA
60-Month CD
2.83%
$500
First National Bank in Ord
First National Bank in Ord
12-Month CD (Jumbo)
2.78%
$100,000
Pineries Bank
Pineries Bank
18-Month CD
2.72%
$1,000
Cleveland State Bank
Cleveland State Bank
36-Month CD
2.52%
$1,000
State Bank & Trust Company
State Bank & Trust Company
60-Month CD
2.52%
$1,000
Primebank
Primebank
12-Month CD
2.50%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
Advantage Money Market
2.22%
$500,000
1st Gateway Credit Union
1st Gateway Credit Union
36-Month CD
2.10%
$1,000
Brattleboro S&L
Brattleboro S&L
24-Month CD
1.50%
$500
Forte Bank
Forte Bank
24-Month CD
1.26%
$1,000
Putnam County Bank
Putnam County Bank
18-Month CD
1.25%
$1,000
FSB of Westmoreland
FSB of Westmoreland
Passbook Savings
1.00%
$100
DB&T
DB&T
Signature Series Checking
1.00%
$250,000
Connex Credit Union
Connex Credit Union
6-Month CD
1.00%
$500
MountainOne Bank
MountainOne Bank
Pinnacle Savings
0.50%
$25
Century Bank and Trust GA
Century Bank and Trust GA
Business Money Market
0.45%
$2,500
A+ Federal Credit Union
A+ Federal Credit Union
Money Market
0.35%
$2,000
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
24-Month CD
0.30%
$500
FNB of Lacon
FNB of Lacon
Passbook Savings
0.30%
$10
Napoleon State Bank
Napoleon State Bank
18-Month CD
0.30%
$500
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.25%
$1,000
Adirondack Bank
Adirondack Bank
18-Month CD
0.20%
$1,000
Northwest Community Bank
Northwest Community Bank
12-Month CD
0.20%
$500
Community Bank of Raymore
Community Bank of Raymore
Money Market
0.15%
$50,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Money Market
0.10%
$1,000
Gouverneur S&L
Gouverneur S&L
Passbook Savings
0.10%
$10
Buckeye Community Bank
Buckeye Community Bank
3-Month CD
0.05%
$500
Piedmont FSB
Piedmont FSB
Statement Savings
0.05%
$100
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Diplomat Gold Money Market
0.02%
$0
Verus Bank of Commerce
Verus Bank of Commerce
Big Thompson Savings
0.02%
$100
Community Bank of Elmhurst
Community Bank of Elmhurst
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have American Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

American Bank & Trust Information

American Bank & Trust
6810 S Minnesota Ave
Sioux Falls, SD 57108
Lincoln
Established Date: 01/01/1892
FDIC Certificate #: 1117
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LEACKCO BANK HOLDING CO INC
How Many Domestic U.S. Offices? 19
How Many Branches are There? 19
Is American Bank & Trust FDIC Insured? Yes
What is American Bank & Trust's Cert number? 1117
What is the maximum amount for insured deposits? $250,000 per holder, per account

American Bank & Trust Financials

Total Assets:
$1,753,861,000
Total Deposits:
$1,557,525,000
Equity Capital:
$141,722,000
Domestic Deposits:
$1,557,525,000
Net Income:
$4,564,000
Return on Assets:
1.3540%
Quarterly Return on Assets:
1.0500%
Pretax Return on Assets:
1.3997%
Pretax Quarterly Return on Assets:
1.4000%
Return on Equity:
16.4800%
Quarterly Return on Equity:
12.9600%
Common Equity Tier 1 Capital Ratio:
10.3350%
Tier 1 Risk-Based Capital Ratio:
10.3350%
Leverage Tier 1 (Core Capital) Ratio:
9.1979%
Total Risk-Based Capital Ratio (YTD):
11.2440%
Total Interest Income (YTD):
5.3348%
 
 
Headquarters:
Sioux Falls
FDIC Field Office:
Sioux Falls
Regulator:
FDIC
County:
Lincoln
# of Offices:
19
Metropolitan Statistical Area (MSA):
Sioux Falls, SD
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Already low mortgage rates today will probably move lower this coming week as investors make the classic flight to quality. Investors are concerned about the Greece's sovereign debt problems, the health of Spain's banks and a declining Euro. As a result many investors are fleeing the Euro, buying dollars and investing those dollars into U.S. Treasuries forcing bond yields lower.
My e-BAnC by BAC Florida Bank 3 Year CD rates are now at 1.44 percent with a yield of 1.45 percent. View the current 3 Year CD rates at My e-BAnC by BAC Florida Bank below.
ebank-cd-rateseBank of Atlanta, Georgia is offering some of the best CD rates available today. eBank is a federal savings bank that provides a full range of banking products including mortgages, deposit accounts and financial products. Deposits at eBank are insured by the Federal Deposit Insurance Corporation(FDIC). eBank's FDIC cert is 34682.

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