Cornerstone State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.10%, 6-month CD rates at 2.30% and 3-month CD rates at 3.95%. Current savings rates are at 0.50% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 8.50%. Personal Loan rates are at 15.00%. All these rates, and more, can be found in our database of rates. Cornerstone State Bank's 6-Month CD (Jumbo) rates are at 4.81%, 12-Month CD (Jumbo) rates are at 4.04%, 18-Month CD (Jumbo) rates are at 4.04%, 60-Month CD (Jumbo) rates are at 2.77%, 48-Month CD (Jumbo) rates are at 2.77%. Cornerstone State Bank's savings rates are at 0.75%. Cornerstone State Bank's money market rates are at 1.50%.

Cornerstone State Bank

To see how these rates compare to Cornerstone State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cornerstone State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cornerstone State Bank CD rates. You can also compare Cornerstone State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cornerstone State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cornerstone State Bank? Share your experience about Cornerstone State Bank by leaving a review below, or read customer reviews before you decide to use Cornerstone State Bank.

Cornerstone State Bank Texas Ratio

Cornerstone State Bank's Texas Ratio is at 4.04%, which is considered excellent. The Texas Ratio for Cornerstone State Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cornerstone State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.04%
18-Month CD
4.04%
24-Month CD
2.77%
36-Month CD
2.77%
48-Month CD
2.77%
60-Month CD
2.77%
Savings
0.75%
MMA
1.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cornerstone State Bank
401 4th St Nw
Montgomery, MN 56069
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Cornerstone State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Cornerstone State Bank
Cornerstone State Bank
6-Month CD (Jumbo)
4.81%
$200,000
Cornerstone State Bank
Cornerstone State Bank
18-Month CD (Jumbo)
4.04%
$200,000
Cornerstone State Bank
Cornerstone State Bank
12-Month CD (Jumbo)
4.04%
$200,000
Cornerstone State Bank
Cornerstone State Bank
60-Month CD (Jumbo)
2.77%
$200,000
Cornerstone State Bank
Cornerstone State Bank
48-Month CD (Jumbo)
2.77%
$200,000
Cornerstone State Bank
Cornerstone State Bank
36-Month CD (Jumbo)
2.77%
$200,000
Cornerstone State Bank
Cornerstone State Bank
24-Month CD (Jumbo)
2.77%
$200,000
Cornerstone State Bank
Cornerstone State Bank
Personal Money Market
1.50%
$1,000
Cornerstone State Bank
Cornerstone State Bank
Personal Savings
0.75%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Cornerstone State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Hancock Whitney Bank
Hancock Whitney Bank
3-Month CD
5.00%
$1,000
Savings Bank of Walpole
Savings Bank of Walpole
6-Month CD
4.75%
$500
Community Bank of Oelwein
Community Bank of Oelwein
15-Month CD Jumbo special
4.60%
$100,000
Beal Bank
Beal Bank
18-Month CD
4.35%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
120-Month CD
4.25%
$500
Gunnison S&L
Gunnison S&L
48-Month CD
4.09%
$1
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
18-Month CD
4.06%
$500
Bank First, NA
Bank First, NA
Investment Savings
4.06%
$50,000
Alabama Credit Union
Alabama Credit Union
24-Month CD
4.06%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Premier Money Market
4.00%
$300,000
Genesee Regional Bank
Genesee Regional Bank
Reward Checking
4.00%
$0
Discover Bank
Discover Bank
30-Month CD
3.75%
$2,500
State Bank of De Kalb
State Bank of De Kalb
15-Month CD
3.75%
$500
Integrity Bank & Trust
Integrity Bank & Trust
24-Month CD
3.55%
$500
Chester National Bank
Chester National Bank
15-Month CD
3.55%
$500
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
24-Month CD
3.25%
$500
First American Bank and Trust
First American Bank and Trust
48-Month CD
3.05%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD
2.98%
$1,000
Hiawatha National Bank
Hiawatha National Bank
Money Market
2.78%
$1,000,000
Harvest Bank
Harvest Bank
60-Month CD
2.75%
$1,000
First Nebraska Bank
First Nebraska Bank
Money Market Investment
2.60%
$250,000
SL Bank
SL Bank
60-Month CD
2.53%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
Savings Account
2.00%
$5
International Bank of Chicago
International Bank of Chicago
12-Month CD
2.00%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
First Money Market
1.92%
$250,000
Madison County Bank
Madison County Bank
18-Month CD
1.65%
$500
Arcola First Bank
Arcola First Bank
12-Month CD
1.51%
$2,500
Farmers Bank Greenwood, AR
Farmers Bank Greenwood, AR
Kasasa Cash Checking Account <-$10K
1.50%
$250
State Bank of Canton
State Bank of Canton
48-Month CD
1.50%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
12-Month CD
1.36%
$2,500
Susquehanna Community Bank
Susquehanna Community Bank
60-Month CD
1.30%
$500
Jewett City Savings Bank
Jewett City Savings Bank
36-Month CD
1.25%
$1,000
First National Bank in Philip
First National Bank in Philip
NOW Checking
1.00%
$1,500
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
1.00%
$0
Murray Bank
Murray Bank
48-Month CD
1.00%
$1,000
Katahdin Trust Company
Katahdin Trust Company
12-Month CD
0.85%
$500
ESSA Bank & Trust
ESSA Bank & Trust
3-Month CD
0.75%
$1,000
Raritan State Bank
Raritan State Bank
Passbook Savings
0.60%
$10
Bank of Salem AR
Bank of Salem AR
Money Market
0.55%
$2,500
Ladysmith Federal S&L
Money Market
0.55%
$1,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
Money Market
0.50%
$75,000
Ambler Savings Bank
Ambler Savings Bank
Statement Savings
0.50%
$50
FCN Bank, N.A.
FCN Bank, N.A.
Platinum Money Market
0.40%
$100,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Basic Savings Account
0.25%
$0
West Plains S&L
West Plains S&L
Passbook Savings
0.25%
$50
First Hope Bank
First Hope Bank
24-Month CD
0.20%
$2,500
1st Community Credit Union
1st Community Credit Union
Ultimate Savings
0.20%
$1,000
Merrimack County SB
Merrimack County SB
Everyday Money Market
0.15%
$1,000
First Commonwealth Bank
First Commonwealth Bank
24-Month CD
0.10%
$500
Brenham National Bank
Brenham National Bank
18-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Cornerstone State Bank Information

Cornerstone State Bank
401 4th St Nw
Montgomery, MN 56069
Le Sueur
Established Date: 04/08/1974
FDIC Certificate #: 21525
Date of FDIC Deposit Insurance: 04/08/1974
Bank Holding Company: CORNERSTONE BCORP INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Cornerstone State Bank FDIC Insured? Yes
What is Cornerstone State Bank's Cert number? 21525
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cornerstone State Bank Financials

Total Assets:
$220,192,000
Total Deposits:
$203,675,000
Equity Capital:
$12,849,000
Domestic Deposits:
$203,675,000
Net Income:
$516,000
Return on Assets:
0.8995%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
0.9224%
Pretax Quarterly Return on Assets:
0.9200%
Return on Equity:
14.0100%
Quarterly Return on Equity:
16.8400%
Leverage Tier 1 (Core Capital) Ratio:
9.6056%
Total Interest Income (YTD):
3.1311%
 
 
Headquarters:
Montgomery
FDIC Field Office:
Mankato
Regulator:
FDIC
County:
Le Sueur
# of Offices:
7
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

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Cornerstone State Bank Reviews

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