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    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in La Salle, Minnesota (MN) for April 2026

Current auto loan rates in La Salle, Minnesota include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Associated Healthcare Credit UnionAssociated Healthcare Credit UnionA+5.0 ★Texas Ratio: 2.30% offering New Auto Loans (2026-2025) at 3.99%, TopLine Financial Credit UnionTopLine Financial Credit UnionA5.0 ★Texas Ratio: 6.64% offering Auto Loans 2022 & Newer at 3.99%, Carpenters Federal Credit UnionCarpenters Federal Credit UnionA+5.0 ★Texas Ratio: 1.83% offering 2022 - 2026 New & Used Vehicles at 4.04%, SMW Financial Credit UnionSMW Financial Credit UnionA+5.0 ★Texas Ratio: 1.04% offering Auto Loan at 4.29%. Auto loan rates as of April 2, 2026 according to verified data from MonitorBankRates.

La Salle borrowers have access to 26 lenders serving the Minnesota area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in La Salle, Minnesota. Auto Loan Rates Last Updated and Verified: April 2, 2026

Compare Auto Loan Rates Today in La Salle, Minnesota & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
3.99%
12 Months
APR3.99%
Term12 Months
Last UpdatedMar 24, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
3.99%
24 Months
APR3.99%
Term24 Months
Last UpdatedMar 29, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedMar 24, 2026
Details

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.24%
12 Months
APR4.24%
Term12 Months
Last UpdatedMar 24, 2026
Details

As Low As

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Auto Loan
4.29%
72 Months
APR4.29%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to 72 Month Term

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Auto Loans
4.29%
72 Months
APR4.29%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
NEW AUTO (2025- 2026)
4.49%
36 month
APR4.49%
Term36 month
Last UpdatedMar 24, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
USED AUTO (2020 - 2025)
4.49%
36 month
APR4.49%
Term36 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMar 29, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2024 or newer Vehicle Loans
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 25, 2026
Details

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan
4.59%
60 Month
APR4.59%
Term60 Month
Last UpdatedMar 27, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
4.64%
36 Months
APR4.64%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
APR4.69%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan
4.69%
72 Month Max
APR4.69%
Term72 Month Max
Last UpdatedMar 27, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2021 and Newer

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
NEW AUTO (2025- 2026)
4.74%
60 month
APR4.74%
Term60 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.74%
60 Months
APR4.74%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A+
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 24, 2026
Details

Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
4.74%
49-65
APR4.74%
Term49-65
Last UpdatedMar 28, 2026
Details

As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans 2023 and newer
4.74%
1-48
APR4.74%
Term1-48
Last UpdatedMar 28, 2026
Details

As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedMar 29, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedMar 25, 2026
Details

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Auto Loans
4.79%
72 Months
APR4.79%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedMar 25, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedMar 25, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
4.89%
36 months
APR4.89%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
4.89%
36 months
APR4.89%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.89%
48 Months
APR4.89%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2021 and Newer

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
NEW AUTO (2025- 2026)
4.99%
72 month
APR4.99%
Term72 month
Last UpdatedMar 24, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
USED AUTO (2020 - 2025)
4.99%
60 month
APR4.99%
Term60 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details

Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
4.99%
24 Months
APR4.99%
Term24 Months
Last UpdatedMar 25, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
4.99%
60 - 72 Month
APR4.99%
Term60 - 72 Month
Last UpdatedMar 27, 2026
Details

2024 - 2025

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.99%
36 mo.
APR4.99%
Term36 mo.
Last UpdatedMar 28, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
4.99%
49-65
APR4.99%
Term49-65
Last UpdatedMar 28, 2026
Details

As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans 2022-2019
4.99%
1-48
APR4.99%
Term1-48
Last UpdatedMar 28, 2026
Details

As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
4.99%
24 Months
APR4.99%
Term24 Months
Last UpdatedMar 29, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
4.99%
Up to 48 MONTHS
APR4.99%
TermUp to 48 MONTHS
Last UpdatedMar 29, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2024 or newer Vehicle Loans
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedMar 24, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 25, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.00%
24 months
APR5.00%
Term24 months
Last UpdatedMar 26, 2026
Details

As Low As

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Auto/Truck/Van
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedMar 27, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedMar 24, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedMar 24, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
5.09%
36 Months
APR5.09%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
5.09%
Up to 60 MONTHS
APR5.09%
TermUp to 60 MONTHS
Last UpdatedMar 29, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
5.14%
48 months
APR5.14%
Term48 months
Last UpdatedMar 26, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.14%
48 months
APR5.14%
Term48 months
Last UpdatedMar 26, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.14%
48 Months
APR5.14%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
APR5.19%
Term37 - 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
APR5.19%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
5.19%
72 MONTHS
APR5.19%
Term72 MONTHS
Last UpdatedMar 29, 2026
Details

As Low As

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2022 & Older
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
USED AUTO (2020 - 2025)
5.24%
72 month
APR5.24%
Term72 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A+
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMar 24, 2026
Details

Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.24%
48 mo.
APR5.24%
Term48 mo.
Last UpdatedMar 28, 2026
Details

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
5.24%
66-72
APR5.24%
Term66-72
Last UpdatedMar 28, 2026
Details

As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans 2018 and Older
5.24%
1-48
APR5.24%
Term1-48
Last UpdatedMar 28, 2026
Details

As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 25, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.25%
24 Months
APR5.25%
Term24 Months
Last UpdatedMar 26, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
5.29%
84 Months
APR5.29%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
5.29%
60 Months
APR5.29%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.29%
60 Months
APR5.29%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.29%
72 Months
APR5.29%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
5.29%
84 MONTHS
APR5.29%
Term84 MONTHS
Last UpdatedMar 29, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
5.39%
48 Months
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
5.39%
60 months
APR5.39%
Term60 months
Last UpdatedMar 26, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.39%
60 months
APR5.39%
Term60 months
Last UpdatedMar 26, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
5.39%
48 Months
APR5.39%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 2, 2026
Details

w/ Max Discount

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
APR5.44%
Term61 - 72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2021 and Newer

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
NEW AUTO (2025- 2026)
5.49%
84 month
APR5.49%
Term84 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
APR5.49%
Term73 to 84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.49%
60 Month
APR5.49%
Term60 Month
Last UpdatedMar 27, 2026
Details

2021 - 2023

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.49%
60 mo.
APR5.49%
Term60 mo.
Last UpdatedMar 28, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
5.49%
66-72
APR5.49%
Term66-72
Last UpdatedMar 28, 2026
Details

As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2016 - 2012
5.49%
24 Months
APR5.49%
Term24 Months
Last UpdatedMar 29, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2018 - 2023 Vehicle Loans
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2024 or newer Vehicle Loans
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2018 - 2023
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 25, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.50%
48 months
APR5.50%
Term48 months
Last UpdatedMar 26, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
5.55%
48 Months
APR5.55%
Term48 Months
Last UpdatedMar 25, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
5.59%
72 Months
APR5.59%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
5.59%
60 Months
APR5.59%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.59%
72 Months
APR5.59%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
5.64%
72 months
APR5.64%
Term72 months
Last UpdatedMar 26, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.64%
72 months
APR5.64%
Term72 months
Last UpdatedMar 26, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.64%
72 Months
APR5.64%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
APR5.69%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
APR5.69%
Term37 - 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.69%
48 Month
APR5.69%
Term48 Month
Last UpdatedMar 27, 2026
Details

2019 - 2020

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2021 and Newer

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
OLDER USED AUTO (2019 & older)
5.74%
36 month
APR5.74%
Term36 month
Last UpdatedMar 24, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
USED AUTO (2020 - 2025)
5.74%
84 month
APR5.74%
Term84 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A+
5.74%
60 Months
APR5.74%
Term60 Months
Last UpdatedMar 24, 2026
Details

Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.74%
72 mo.
APR5.74%
Term72 mo.
Last UpdatedMar 28, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.74%
60 Months
APR5.74%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans
5.74%
73-84
APR5.74%
Term73-84
Last UpdatedMar 28, 2026
Details

As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
5.75%
24 Months
APR5.75%
Term24 Months
Last UpdatedMar 24, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 25, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.75%
60 months
APR5.75%
Term60 months
Last UpdatedMar 26, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
5.79%
72 Months
APR5.79%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.79%
84 Months
APR5.79%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
5.89%
48 Months
APR5.89%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
APR5.95%
Term60 months
Last UpdatedMar 27, 2026
Details

As Low As

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2021 and Newer

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
OLDER USED AUTO (2019 & older)
5.99%
60 month
APR5.99%
Term60 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
APR5.99%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMar 24, 2026
Details

Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
APR5.99%
Term76 - 84 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.99%
84 mo.
APR5.99%
Term84 mo.
Last UpdatedMar 28, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.99%
36 mo.
APR5.99%
Term36 mo.
Last UpdatedMar 28, 2026
Details

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2016 - 2012
5.99%
36 Months
APR5.99%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2018 - 2023 Vehicle Loans
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2018 - 2023
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 25, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedMar 26, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
APR6.04%
Term48-60 months
Last UpdatedMar 24, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
APR6.04%
Term72-84 months
Last UpdatedMar 24, 2026
Details

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans
6.14%
84 months
APR6.14%
Term84 months
Last UpdatedMar 26, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
6.14%
84 months
APR6.14%
Term84 months
Last UpdatedMar 26, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
6.14%
84 Months
APR6.14%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As

Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
6.14%
72 Months
APR6.14%
Term72 Months
Last UpdatedApr 2, 2026
Details

w/ Max Discount

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
APR6.19%
Term61 - 72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.19%
36 Month
APR6.19%
Term36 Month
Last UpdatedMar 27, 2026
Details

2018 & Older (Rate + $5,000)

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
6.24%
36 Months
APR6.24%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2020 and Older

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
APR6.24%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.24%
48 mo.
APR6.24%
Term48 mo.
Last UpdatedMar 28, 2026
Details

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.25%
48 Months
APR6.25%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.25%
84 months
APR6.25%
Term84 months
Last UpdatedMar 26, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMar 26, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto Loan
6.25%
48 Months
APR6.25%
Term48 Months
Last UpdatedApr 2, 2026
Details

w/ Max Discount

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
6.29%
72 Months
APR6.29%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2016 - 2012
6.39%
48 Months
APR6.39%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
6.44%
84 Months
APR6.44%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
6.44%
84 Months
APR6.44%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
6.49%
48 Months
APR6.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2020 and Older

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
Business Vehicle Loan Used Vehicle (2020 - 2025)
6.49%
36 month
APR6.49%
Term36 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.49%
Up to 60 Months
APR6.49%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A+
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedMar 24, 2026
Details

Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000

Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans B
6.49%
36 Months
APR6.49%
Term36 Months
Last UpdatedMar 24, 2026
Details

Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
6.49%
61-72 Months
APR6.49%
Term61-72 Months
Last UpdatedMar 26, 2026
Details

As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.49%
60 mo.
APR6.49%
Term60 mo.
Last UpdatedMar 28, 2026
Details

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2017 or older Vehicle Loans
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2017 or older
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
3.99%
12 Months
APR3.99%
Term12 Months
Last UpdatedMar 24, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
3.99%
24 Months
APR3.99%
Term24 Months
Last UpdatedMar 29, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedMar 24, 2026
Details

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Auto Loans
4.29%
72 Months
APR4.29%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
NEW AUTO (2025- 2026)
4.49%
36 month
APR4.49%
Term36 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2024 or newer Vehicle Loans
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 25, 2026
Details

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan
4.59%
60 Month
APR4.59%
Term60 Month
Last UpdatedMar 27, 2026
Details

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
APR4.69%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan
4.69%
72 Month Max
APR4.69%
Term72 Month Max
Last UpdatedMar 27, 2026
Details

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
NEW AUTO (2025- 2026)
4.74%
60 month
APR4.74%
Term60 month
Last UpdatedMar 24, 2026
Details

As Low As

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loans 2023 and newer
4.74%
1-48
APR4.74%
Term1-48
Last UpdatedMar 28, 2026
Details

As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedMar 29, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedMar 25, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedMar 25, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
4.89%
36 months
APR4.89%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.89%
48 Months
APR4.89%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
NEW AUTO (2025- 2026)
4.99%
72 month
APR4.99%
Term72 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.99%
36 mo.
APR4.99%
Term36 mo.
Last UpdatedMar 28, 2026
Details

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2024 or newer Vehicle Loans
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedMar 24, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 25, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.00%
24 months
APR5.00%
Term24 months
Last UpdatedMar 26, 2026
Details

As Low As

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Auto/Truck/Van
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedMar 27, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedMar 24, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedMar 24, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.14%
48 months
APR5.14%
Term48 months
Last UpdatedMar 26, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
APR5.19%
Term37 - 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.24%
48 mo.
APR5.24%
Term48 mo.
Last UpdatedMar 28, 2026
Details

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.29%
60 Months
APR5.29%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.29%
72 Months
APR5.29%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.39%
60 months
APR5.39%
Term60 months
Last UpdatedMar 26, 2026
Details

As Low As

Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 2, 2026
Details

w/ Max Discount

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
APR5.44%
Term61 - 72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
NEW AUTO (2025- 2026)
5.49%
84 month
APR5.49%
Term84 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
APR5.49%
Term73 to 84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.49%
60 mo.
APR5.49%
Term60 mo.
Last UpdatedMar 28, 2026
Details

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2024 or newer Vehicle Loans
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 25, 2026
Details

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.50%
48 months
APR5.50%
Term48 months
Last UpdatedMar 26, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.59%
72 Months
APR5.59%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
5.64%
72 months
APR5.64%
Term72 months
Last UpdatedMar 26, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
APR5.69%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.74%
72 mo.
APR5.74%
Term72 mo.
Last UpdatedMar 28, 2026
Details

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.75%
60 months
APR5.75%
Term60 months
Last UpdatedMar 26, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.79%
84 Months
APR5.79%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.99%
84 mo.
APR5.99%
Term84 mo.
Last UpdatedMar 28, 2026
Details

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedMar 26, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
APR6.04%
Term48-60 months
Last UpdatedMar 24, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
APR6.04%
Term72-84 months
Last UpdatedMar 24, 2026
Details

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2021 and newer
6.14%
84 months
APR6.14%
Term84 months
Last UpdatedMar 26, 2026
Details

As Low As

Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
6.14%
72 Months
APR6.14%
Term72 Months
Last UpdatedApr 2, 2026
Details

w/ Max Discount

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.25%
84 months
APR6.25%
Term84 months
Last UpdatedMar 26, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 2023-Newer
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
6.44%
84 Months
APR6.44%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans 2023 - newer
6.49%
61-72 Months
APR6.49%
Term61-72 Months
Last UpdatedMar 26, 2026
Details

As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
New Auto
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedMar 24, 2026
Details

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.24%
12 Months
APR4.24%
Term12 Months
Last UpdatedMar 24, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
USED AUTO (2020 - 2025)
4.49%
36 month
APR4.49%
Term36 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
4.64%
36 Months
APR4.64%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.74%
60 Months
APR4.74%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Auto Loans
4.79%
72 Months
APR4.79%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
USED AUTO (2020 - 2025)
4.99%
60 month
APR4.99%
Term60 month
Last UpdatedMar 24, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
4.99%
60 - 72 Month
APR4.99%
Term60 - 72 Month
Last UpdatedMar 27, 2026
Details

2024 - 2025

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedMar 24, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedMar 24, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.14%
48 Months
APR5.14%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
APR5.19%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
USED AUTO (2020 - 2025)
5.24%
72 month
APR5.24%
Term72 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.25%
24 Months
APR5.25%
Term24 Months
Last UpdatedMar 26, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.49%
60 Month
APR5.49%
Term60 Month
Last UpdatedMar 27, 2026
Details

2021 - 2023

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.64%
72 Months
APR5.64%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
APR5.69%
Term37 - 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.69%
48 Month
APR5.69%
Term48 Month
Last UpdatedMar 27, 2026
Details

2019 - 2020

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
OLDER USED AUTO (2019 & older)
5.74%
36 month
APR5.74%
Term36 month
Last UpdatedMar 24, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
USED AUTO (2020 - 2025)
5.74%
84 month
APR5.74%
Term84 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
5.75%
24 Months
APR5.75%
Term24 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 2016-2022
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
APR5.95%
Term60 months
Last UpdatedMar 27, 2026
Details

As Low As

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
OLDER USED AUTO (2019 & older)
5.99%
60 month
APR5.99%
Term60 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
APR5.99%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.99%
36 mo.
APR5.99%
Term36 mo.
Last UpdatedMar 28, 2026
Details

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
APR6.04%
Term48-60 months
Last UpdatedMar 24, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
APR6.04%
Term72-84 months
Last UpdatedMar 24, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
6.14%
84 Months
APR6.14%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
APR6.19%
Term61 - 72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.19%
36 Month
APR6.19%
Term36 Month
Last UpdatedMar 27, 2026
Details

2018 & Older (Rate + $5,000)

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
APR6.24%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.24%
48 mo.
APR6.24%
Term48 mo.
Last UpdatedMar 28, 2026
Details

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.25%
48 Months
APR6.25%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMar 26, 2026
Details

As Low As

Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto Loan
6.25%
48 Months
APR6.25%
Term48 Months
Last UpdatedApr 2, 2026
Details

w/ Max Discount

Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
Business Vehicle Loan Used Vehicle (2020 - 2025)
6.49%
36 month
APR6.49%
Term36 month
Last UpdatedMar 24, 2026
Details

As Low As

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.49%
Up to 60 Months
APR6.49%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.49%
60 mo.
APR6.49%
Term60 mo.
Last UpdatedMar 28, 2026
Details

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Used Auto
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As

La Salle, MN Auto Loan Rate Trends

Compare local La Salle, MN auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Minnesota Auto Trends →
New Auto Loan — MN Avg
5.997%
▲ 0.034 vs 7 days ago

Minnesota new auto rates rose 0.034 points over the past 7 days to 5.997% APR.

Used Auto Loan — MN Avg
7.082%
▲ 1.070 vs 7 days ago

Minnesota used auto rates rose 1.070 points over the past 7 days to 7.082% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in La Salle, Minnesota

How does my credit score affect my car loan rate in Minnesota?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in La Salle, Minnesota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Minnesota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in La Salle, Minnesota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in La Salle, Minnesota?

Based on our current data, some of the lowest auto loan rates available in La Salle, Minnesota include:
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Associated Healthcare Credit Union: 3.99% (New Auto Loans (2026-2025))
  • TopLine Financial Credit Union: 3.99% (Auto Loans 2022 & Newer)
  • Carpenters Federal Credit Union: 4.04% (2022 - 2026 New & Used Vehicles)
  • SMW Financial Credit Union: 4.29% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in La Salle, Minnesota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 2, 2026