Current auto loan rates in La Salle, Minnesota include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Associated Healthcare Credit UnionAssociated Healthcare Credit UnionA+5.0 ★Texas Ratio: 2.30% offering New Auto Loans (2026-2025) at 3.99%, TopLine Financial Credit UnionTopLine Financial Credit UnionA5.0 ★Texas Ratio: 6.64% offering Auto Loans 2022 & Newer at 3.99%, Carpenters Federal Credit UnionCarpenters Federal Credit UnionA+5.0 ★Texas Ratio: 1.83% offering 2022 - 2026 New & Used Vehicles at 4.04%, SMW Financial Credit UnionSMW Financial Credit UnionA+5.0 ★Texas Ratio: 1.04% offering Auto Loan at 4.29%. Auto loan rates as of April 2, 2026 according to verified data from MonitorBankRates.
La Salle borrowers have access to 26 lenders serving the Minnesota area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in La Salle, Minnesota. Auto Loan Rates Last Updated and Verified: April 2, 2026
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As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
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Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
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As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
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Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
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2024 - 2025
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
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Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
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Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
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2021 - 2023
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
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2019 - 2020
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Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
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Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
As Low As; APR - 2023 - 2025*
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
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2018 & Older (Rate + $5,000)
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Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
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As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
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As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
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As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
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As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
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2024 - 2025
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2021 - 2023
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2019 - 2020
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Compare local La Salle, MN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota new auto rates rose 0.034 points over the past 7 days to 5.997% APR.
Minnesota used auto rates rose 1.070 points over the past 7 days to 7.082% APR.