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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 TopLine Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 13, 2026
TopLine Financial Credit Union's 12 Month CD Special rates are at 3.75%, 12 Month IRA CD rates are at 3.75%, 12 Month IRA CD Special rates are at 3.75%, CD, minimum opening balance 3 month rates are at 3.70%, CD, minimum opening balance 6 month rates are at 3.70%. TopLine Financial Credit Union's savings rates are at 0.06%. TopLine Financial Credit Union's 5/1 ARM rates are at 5.25%, 15 Year Fixed rates are at 5.50%, 20 Year Fixed rates are at 5.88%, 30 Year Fixed rates are at 6.12%. TopLine Financial Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of TopLine Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.64%. Rates were last updated on 04/13/2026. TopLine Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TopLine Financial Credit Union? Share your experience about TopLine Financial Credit Union by leaving a review below, or read customer reviews before you decide to use TopLine Financial Credit Union. TopLine Financial Credit Union
Corporate Office 9353 Jefferson Hwy
https://www.toplinecu.com Maple Grove, MN 55369 
TopLine Financial Credit Union CD Rates
TopLine Financial Credit Union Savings Rates
TopLine Financial Credit Union Checking Rates
TopLine Financial Credit Union Mortgage Rates
TopLine Financial Credit Union Home Equity & HELOC
TopLine Financial Credit Union Auto Loan Rates
TopLine Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TopLine Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TopLine Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TopLine Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TopLine Financial Credit Union
Website
https://www.toplinecu.com
Address
9353 Jefferson Hwy,
Maple Grove, MN 55369
Phone
763-391-9494
Fax
President
Paul Jacobsen
CEO
Mick Olson
Full-Time Employees
165
Part-Time Employees
17
Branch Locations
11
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.64%
Return on Assets (ROA)
0.4554%
Return on Equity (ROE)
4.6273%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
1,101,806,530
Total Amount of Shares and Deposits
946,353,966
Total Shares and Deposits < 1 Year
923,451,277
Total Shares and Deposits 1 3 Years
17,759,998
Total Shares and Deposits > 3 Years
5,142,690
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
44,812,118
Total Uninsured Shares and Deposits > $250K (F+J)
44,812,118
Total Insured Shares and Deposits > $250K (item 17 less item K)
901,541,848
Total Interest Expense (Sum of items 6 8)
13,084,134
Share Certificates
5,380
Number of Accounts for Share Drafts
38,683
IRA KEOGH Accounts
1,377
Number of Accounts for Regular Shares
85,555
Money Market Shares
1,705
Net Income (unless the amount is already included in Undivided Earnings)
5,033,442
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
53,092,690
Total Liabilities
994,283,871
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TopLine Financial Credit UnionIs TopLine Financial Credit Union a safe place to deposit money?Yes, TopLine Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 6.6449514735202%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TopLine Financial Credit Union operate?TopLine Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TopLine Financial Credit Union?Yes, to access services at TopLine Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TopLine Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TopLine Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TopLine Financial Credit Union offer online and mobile banking?Most modern institutions like TopLine Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.toplinecu.com. Current TopLine Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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