Auto Loan Rates in Ihlen, Minnesota (MN) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Ihlen, Minnesota. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Ihlen, Minnesota include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, TopLine Financial Credit UnionTopLine Financial Credit UnionA5.0 ★Texas Ratio: 6.64% offering Auto Loans 2022 & Newer at 3.99%, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit UnionA+5.0 ★Texas Ratio: 2.17% offering Auto Loan Special at 3.99%, Associated Healthcare Credit UnionAssociated Healthcare Credit UnionA+5.0 ★Texas Ratio: 2.30% offering New Auto Loans (2026-2025) at 3.99%, Carpenters Federal Credit UnionCarpenters Federal Credit UnionA+5.0 ★Texas Ratio: 1.83% offering 2022 - 2026 New & Used Vehicles at 4.04%. Auto loan rates as of May 10, 2026 according to verified data from MonitorBankRates.
Ihlen borrowers have access to 25 lenders serving the Minnesota area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Ihlen, Minnesota. Auto Loan Rates Last Updated and Verified: May 10, 2026
Compare Auto Loan Rates Today in Ihlen, Minnesota & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMay 2, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Auto Loan Special
3.99%
75 Months
▼
APR3.99%
Term75 Months
Last UpdatedMay 6, 2026
Details
As Low As; Loans are subject to credit approval.
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
▼
APR3.99%
Term0-39 months
Last UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Auto Loans
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan - New - No Miles
4.59%
60 Month
▼
APR4.59%
Term60 Month
Last UpdatedMay 10, 2026
Details
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
▼
APR4.69%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan - New - No Miles
4.69%
72 Month Max
▼
APR4.69%
Term72 Month Max
Last UpdatedMay 10, 2026
Details
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMay 2, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
Accentra Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.99%
Autos & Trucks
4.87%
36 Months
▼
APR4.87%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 2, 2026
Details
As Low As; 36 months
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
4.99%
Up to 36
▼
APR4.99%
TermUp to 36
Last UpdatedApr 19, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
4.99%
Up to 48 MONTHS
▼
APR4.99%
TermUp to 48 MONTHS
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
4.99%
60 - 72 Month
▼
APR4.99%
Term60 - 72 Month
Last UpdatedMay 10, 2026
Details
2024 - 2025
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedMay 6, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMay 7, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedMay 10, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
5.09%
Up to 60 MONTHS
▼
APR5.09%
TermUp to 60 MONTHS
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.14%
60 Months
▼
APR5.14%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loan
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedMay 2, 2026
Details
As Low As; 48 months
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
▼
APR5.19%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
▼
APR5.19%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
5.19%
72 MONTHS
▼
APR5.19%
Term72 MONTHS
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A+
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Recreation Vehicle Loan
5.24%
36 months
▼
APR5.24%
Term36 months
Last UpdatedMay 2, 2026
Details
As Low As; 36 months
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2022 & Older
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 36 Months
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 6, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
5.29%
84 Months
▼
APR5.29%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
VEHICLE LOANS
5.29%
84 MONTHS
▼
APR5.29%
Term84 MONTHS
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMay 2, 2026
Details
As Low As; 60 months
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
▼
APR5.44%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2016 - 2012
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.49%
60 Month
▼
APR5.49%
Term60 Month
Last UpdatedMay 10, 2026
Details
2021 - 2023
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2018 - 2023
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
5.55%
48 Months
▼
APR5.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loan
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedMay 2, 2026
Details
As Low As; 72 months
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
▼
APR5.69%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.69%
48 Month
▼
APR5.69%
Term48 Month
Last UpdatedMay 10, 2026
Details
2019 - 2020
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A+
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Recreation Vehicle Loan
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMay 2, 2026
Details
As Low As; 72 months
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 60 Months
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 48 Months
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2021 - 2020
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMay 10, 2026
Details
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.89%
84 Months
▼
APR5.89%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
5.89%
48 Months
▼
APR5.89%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
New & Used Recreation Vehicle Loans
5.95%
Up to 180 Months
▼
APR5.95%
TermUp to 180 Months
Last UpdatedMay 2, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Recreation Vehicle Loan
5.99%
120 months
▼
APR5.99%
Term120 months
Last UpdatedMay 2, 2026
Details
As Low As; 120 months
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2016 - 2012
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2019 - 2017
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2021 and Newer
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2021 and Older
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2018 - 2023
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMay 10, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.09%
120 Months
▼
APR6.09%
Term120 Months
Last UpdatedMay 10, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loan
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedMay 2, 2026
Details
As Low As; 84 months
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Recreation Vehicle Loan
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedMay 2, 2026
Details
As Low As; 84 months
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
▼
APR6.19%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.19%
36 Month
▼
APR6.19%
Term36 Month
Last UpdatedMay 10, 2026
Details
2018 & Older (Rate + $5,000)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2020 and Older
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
▼
APR6.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 72 Months
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2016 - 2012
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A+
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans B
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans
6.49%
61-72 Months
▼
APR6.49%
Term61-72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2020 and Older
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 60 Months
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2017 or older
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.69%
36 Month
▼
APR6.69%
Term36 Month
Last UpdatedMay 10, 2026
Details
2018 & Older (Rate - $5,000)
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans A
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans B
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2020 and Older
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2015-2019
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2017 or older
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedMay 10, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedMay 10, 2026
Details
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans B
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedApr 19, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Recreation Vehicle Loan
7.24%
180 months
▼
APR7.24%
Term180 months
Last UpdatedMay 2, 2026
Details
As Low As; 180 months
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
7.24%
72 Months
▼
APR7.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2020 and Older
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 84 Months
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 72 Months
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Auto Loan
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2020 and Older
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
7.49%
72 Months
▼
APR7.49%
Term72 Months
Last UpdatedMay 10, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
7.50%
76-84 months
▼
APR7.50%
Term76-84 months
Last UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans B
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Auto Loans
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
7.99%
120 Months
▼
APR7.99%
Term120 Months
Last UpdatedMay 10, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As; Model 2018
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Older Used Vehicle 48 Months
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2007-2014
9.00%
48 months
▼
APR9.00%
Term48 months
Last UpdatedMay 7, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2016 and Older
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2016 and Older
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2016 and Older
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2000-2006
10.75%
36 months
▼
APR10.75%
Term36 months
Last UpdatedMay 7, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
▼
APR12.50%
Term24 months
Last UpdatedMay 7, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans C
12.99%
36 Months
▼
APR12.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans C
13.24%
48 Months
▼
APR13.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans C
13.74%
60 Months
▼
APR13.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans C
14.24%
72 Months
▼
APR14.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMay 2, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
▼
APR3.99%
Term0-39 months
Last UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Auto Loans
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto Loans (2026-2025)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan - New - No Miles
4.59%
60 Month
▼
APR4.59%
Term60 Month
Last UpdatedMay 10, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
▼
APR4.69%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
New Vehicle Loan - New - No Miles
4.69%
72 Month Max
▼
APR4.69%
Term72 Month Max
Last UpdatedMay 10, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMay 2, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMay 10, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedMay 6, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMay 7, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedMay 10, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
▼
APR5.19%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
▼
APR5.44%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Vehicle Loans 2024 or newer
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 60 Months
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Auto Loans 2022 & Newer
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
New & Used Recreation Vehicle Loans
5.95%
Up to 180 Months
▼
APR5.95%
TermUp to 180 Months
Last UpdatedMay 2, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMay 10, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 72 Months
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedMay 10, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedMay 10, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Vehicle 84 Months
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
7.50%
76-84 months
▼
APR7.50%
Term76-84 months
Last UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As; Model 2018
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
▼
APR3.99%
Term0-39 months
Last UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
4.99%
60 - 72 Month
▼
APR4.99%
Term60 - 72 Month
Last UpdatedMay 10, 2026
Details
2024 - 2025
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMay 10, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedMay 10, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.14%
60 Months
▼
APR5.14%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
▼
APR5.19%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 36 Months
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 6, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.49%
60 Month
▼
APR5.49%
Term60 Month
Last UpdatedMay 10, 2026
Details
2021 - 2023
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans (2024-2018)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
▼
APR5.69%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.69%
48 Month
▼
APR5.69%
Term48 Month
Last UpdatedMay 10, 2026
Details
2019 - 2020
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 48 Months
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMay 10, 2026
Details
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025 USED Auto
5.89%
84 Months
▼
APR5.89%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
New & Used Recreation Vehicle Loans
5.95%
Up to 180 Months
▼
APR5.95%
TermUp to 180 Months
Last UpdatedMay 2, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMay 10, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMay 10, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.09%
120 Months
▼
APR6.09%
Term120 Months
Last UpdatedMay 10, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
▼
APR6.19%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.19%
36 Month
▼
APR6.19%
Term36 Month
Last UpdatedMay 10, 2026
Details
2018 & Older (Rate + $5,000)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
▼
APR6.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 60 Months
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
6.69%
36 Month
▼
APR6.69%
Term36 Month
Last UpdatedMay 10, 2026
Details
2018 & Older (Rate - $5,000)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2015-2019
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedMay 10, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedMay 10, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Vehicle 72 Months
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
7.49%
72 Months
▼
APR7.49%
Term72 Months
Last UpdatedMay 10, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
7.50%
76-84 months
▼
APR7.50%
Term76-84 months
Last UpdatedMay 6, 2026
Details
As Low As; Models 2024 -2026 New or Used
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Used Vehicle Loan
7.99%
120 Months
▼
APR7.99%
Term120 Months
Last UpdatedMay 10, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As; Model 2018
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Older Used Vehicle 48 Months
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2007-2014
9.00%
48 months
▼
APR9.00%
Term48 months
Last UpdatedMay 7, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2016 and Older
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2016 and Older
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2016 and Older
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 2000-2006
10.75%
36 months
▼
APR10.75%
Term36 months
Last UpdatedMay 7, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
▼
APR12.50%
Term24 months
Last UpdatedMay 7, 2026
Details
As Low As
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MonitorBankRates
Ihlen, MN Auto Loan Rate Trends
Compare local Ihlen, MN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MN Avg
5.297%
▼ 0.192 vs 7 days ago
Minnesota new auto rates fell 0.192 points over the past 7 days to 5.297% APR.
Used Auto Loan — MN Avg
6.328%
▼ 0.513 vs 7 days ago
Minnesota used auto rates fell 0.513 points over the past 7 days to 6.328% APR.
As of May 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Ihlen, Minnesota
How does my credit score affect my car loan rate in Minnesota?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Ihlen, Minnesota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Minnesota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Ihlen, Minnesota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Ihlen, Minnesota?
Based on our current data, some of the lowest auto loan rates available in Ihlen, Minnesota include:
- Baxter Credit Union: 3.24% (Auto Loans)
- TopLine Financial Credit Union: 3.99% (Auto Loans 2022 & Newer)
- Members Choice WV Federal Credit Union: 3.99% (Auto Loan Special)
- Associated Healthcare Credit Union: 3.99% (New Auto Loans (2026-2025))
- Carpenters Federal Credit Union: 4.04% (2022 - 2026 New & Used Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ihlen, Minnesota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 10, 2026
Rate Assistant
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