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Brian McKay

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Brian is the Co-Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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HELOC Rates Rise to 6.779% on Fed Decision Day; Home Equity Loan Rates Ease

HELOC rates rose to 6.779% APR this week and home equity loan rates fell to 6.745%. The Federal Reserve announces its rate decision this afternoon; if it raises rates, borrowers with an open HELOC will most likely see an increase in their rate.

Full home equity loan and HELOC data tracked across all 50 states by MonitorBankRates.com; averages calculated from 6,879 individual rates at 1,746 banks and credit unions.
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Average HELOC rates rose 0.030 points to 6.779% APR since our September 10 report, and average home equity loan rates fell 0.038 points to 6.745%. HELOC rates are quoted as the prime rate plus a percentage, and the prime rate has held at 6.75% since December. The Federal Reserve announces its rate decision this afternoon; these figures were collected before it.

Key takeaways

HELOCs
6.779%
▲ +0.030 since September 10
Home Equity Loans
6.745%
▼ -0.038 since September 10
Fed Decision
Today
announced this afternoon

HELOC rates rose and home equity loan rates eased

Home equity loan and HELOC rates, national average APR since early April

National average home equity loan and HELOC APRs since early April 2026.

Average APRs from MonitorBankRates.com's nightly collection, the same series this report's figures come from, updated daily.

HELOC rates rose 0.030 points to 6.779% APR this week, after falling 0.062 points in the prior report. HELOC rates are quoted as the prime rate plus a percentage, and the prime rate has held at 6.75% since December. The rate on an open HELOC changes when the prime rate changes.

Home equity loan rates fell 0.038 points to 6.745%, slightly more than the 0.032 points they added a week ago, and the average remains inside the narrow range it has held all summer.

Choosing between a home equity loan and a HELOC

A home equity loan is borrowed as one lump sum at a fixed rate, with the same payment every month until it is paid off. A HELOC is drawn as needed, and its rate changes when the prime rate changes. Our guide to the differences between a home equity loan and a HELOC covers both in detail.

Change since September 10, by product (percentage points)

HELOC rates rose this week while home equity loan rates fell.

This report's averages, September 10 to September 16. Red bars rose; green bars fell.

Home equity rates this week: September 10 vs. September 16

National average home equity APRs by product, September 10 vs. September 16, 2026. Source: MonitorBankRates.com; APRs collected directly from institution websites, latest collection September 16, 2026. All rates are APR.
Product September 10 APR September 16 APR Weekly Change
HELOCs ▲Variable rate; a credit line you draw as needed 6.749% 6.779% ▲ +0.030
Home Equity Loans ▼Fixed rate; borrowed as one lump sum 6.783% 6.745% ▼ -0.038
More on borrowing against your home: home equity loan vs HELOC  ·  compare home equity rates
All APRs are national averages of what real licensed institutions are actually offering to borrowers, not promotional teaser rates or rate aggregator estimates. This comparison runs September 10 to September 16, 2026, with figures collected before the Federal Reserve's September 16 announcement. HELOC rates are variable and tied to the prime rate; home equity loan rates are fixed. Source: MonitorBankRates.com.

The answer comes this afternoon

The Federal Reserve announces its rate decision this afternoon. Its benchmark has held at 3.50% to 3.75% since December, and the prime rate has held at 6.75% over the same stretch. When the Fed has raised its benchmark by a quarter point in the past, banks have typically raised the prime rate by a quarter point as well, usually within a day. If that happens today, borrowers with an open HELOC would most likely see an increase in their rate over the following billing cycle or two. If the Fed holds, the prime rate stays at 6.75%. Home equity loan rates are fixed.

Lenders will ask about insurance before they fund

Whatever today brings, one requirement won't change: a lender approving a HELOC or home equity loan wants proof of homeowners insurance on the property for as long as money is owed, so the premium belongs in the same monthly math as any rate on this page. Our MBR Home Insurance Burden Index ranks all 50 states by how heavily those premiums weigh on homeowners, and Texas homeowners can compare carriers in our Texas homeowners insurance guide. If the borrowed money is going into the house itself, get the updated insurance quote in the same sitting.

The bottom line while the Fed meets

Going into this afternoon's announcement, HELOCs average 6.779% and home equity loans 6.745%. Borrowers comparing local offers can line up Texas home equity loan rates against these national averages. These figures average more than a thousand lenders, individual quotes vary widely, and one more quote from your own bank or credit union is worth more than anything on this page.

Compare Home Equity Rates

Data Coverage & Methodology

All APRs in this report are calculated from rates collected directly from institution websites by MonitorBankRates.com's proprietary systems, tracking what real licensed institutions are actually offering to borrowers, not promotional teaser rates or rate aggregator estimates.

As of September 16, 2026, these averages were calculated from 6,879 individual rates verified at 1,746 banks and credit unions; the latest collection ran September 16, 2026. The table below shows the institutions and rates behind each product's average.

ProductInstitutionsRates Verified
HELOCs1,0982,074
Home Equity Loans7602,641
Total (distinct institutions)1,7466,879

Product counts overlap because many institutions offer both a home equity loan and a HELOC; the total row counts each institution once across the full home equity universe. Product rows reflect the institutions and rates that fed each product's most recent verified nightly average.

Sources: MonitorBankRates.com proprietary rate collection, national averages as of September 16, 2026. Federal Reserve, FOMC statement and implementation note, July 29, 2026, and meeting calendar for September 15-16, 2026. Wall Street Journal prime rate, 6.75%. Analysis by Monitor Bank Rates.

This report is for general information and is not financial advice. The APR any borrower receives depends on credit profile, equity position, loan size, and lender; confirm current offers with lenders before making decisions.

  1. Home
  2. Credit Unions
  3. Riverview Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Riverview Credit Union Rates & Review September 2026

Riverview Credit Union's CD Specials - 11 Month rates are at 3.65%, CD Specials - 13 Month rates are at 3.65%, CD Specials - 9 Month rates are at 3.65%, CD Specials - 18 Month rates are at 3.55%, CD Specials - 6 Month rates are at 3.55%. Riverview Credit Union's savings rates are at 0.10%. Riverview Credit Union's Personal Loan Rates are as low as 10.99%. MonitorBankRates evaluates the financial stability of Riverview Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/14/2026.

Riverview Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverview Credit Union? Share your experience about Riverview Credit Union by leaving a review below, or read customer reviews before you decide to use Riverview Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Riverview Credit Union
Main Office
115 Hardman Ave S
South Saint Paul, MN 55075-2421
https://myrcu.com
Member NCUA

Riverview Credit Union CD Rates

Product Rate APY Term View More
CD Specials - 11 Month 3.60% 3.65% 11 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
CD Specials - 13 Month 3.60% 3.65% 13 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
CD Specials - 9 Month 3.60% 3.65% 9 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
CD Specials - 18 Month 3.50% 3.55% 18 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
CD Specials - 6 Month 3.50% 3.55% 6 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Regular Certificates 3.21% 3.25% 60 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Regular Certificates 2.97% 3.00% 36 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Regular Certificates 2.97% 3.00% 48 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Regular Certificates 2.72% 2.75% 24 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Regular Certificates 2.48% 2.50% 12 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Savings Rates

Product Rate APY View More
Premium Money Market Savings 2.87% 2.90%
Min Balance $25,000
Details Balance requirement to obtain APR/APY
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Kids Club 0.40% 0.40%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings 0.20% 0.20%
Min Balance $10,000
Details Balance over $10,000.00
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings 0.10% 0.10%
Min Balance $100
Details Balance $100.00-9,999.99
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Sub Savings | Christmas Savings 0.10% 0.10%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market Savings 2.87% 2.90%
Min Balance $25,000
Details Balance requirement to obtain APR/APY
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 5.74% 5 Years - 30 Years
Details Up to 80% Tax Assessed Value
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 5 Years - - 5.74% Up to 5 Years
Details 80% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 10 Years - - 5.99% Up to 10 Years
Details 80% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan Fixed Rate - - 5.99% 5-year term
Details Payment example: Financing $35,000.00 for a 5-year term, based on up to 80% of the county tax-assessed property value at 5.99% APR, the monthly payment would be $676.59. Closing costs range from $0 to $2,000. Closing costs vary and are based on the loan amount and any current promotions.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Line of Credit (HELOC) - - 6.24% 5 Years - 30 Years
Details Up to 90% Tax Assessed Value
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 15 Years - - 6.24% Up to 15 Years
Details 80% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 5 Years - - 6.24% Up to 5 Years
Details 90% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 10 Years - - 6.49% Up to 10 Years
Details 90% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 15 Years - - 6.74% Up to 15 Years
Details 90% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 20 Years - - 6.74% Up to 20 Years
Details 80% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 30 Years - - 6.99% Up to 30 Years
Details 80% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 20 Years - - 7.24% Up to 20 Years
Details 90% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - Up to 30 Years - - 7.49% Up to 30 Years
Details 90% LTV
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.49% Up to 36 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - 48 Months - - 4.74% 48 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - Up to 36 Months - - 4.74% Up to 36 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - 48 Months - - 4.99% 48 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - 60 Months - - 4.99% 60 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - Up to 36 Months - - 4.99% Up to 36 Months
Details As Low As; Auto APR*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - 48 Months - - 5.24% 48 Months
Details As Low As; Auto APR*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - 60 Months - - 5.24% 60 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - 72 Months - - 5.24% 72 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - Up to 36 Months - - 5.24% Up to 36 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2026-2025 NEW / UNDER 7,000 MILES Vehicle Loan - - 5.49% 60 months
Details Example of payment: pay $19.10 per month per $1,000 borrowed for 60 months at 5.49% APR, based on a 2026 new vehicle.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - 48 Months - - 5.49% 48 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - 60 Months - - 5.49% 60 Months
Details As Low As; Auto APR*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - 72 Months - - 5.49% 72 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - - 5.74% 84 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loan - - 5.99% 84 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loan - 4.99% Up to 36 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 5.24% Up to 36 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Boats | RV's & Travel Trailers - Up to 48 Months Loan - 5.49% Up to 48 Months
Details As Low As; 5.99%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 48 Months - 5.49% 48 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - Up to 36 Months - 5.49% Up to 36 Months
Details As Low As; Motorcycle APR*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Boats | RV's & Travel Trailers - 60 Months Loan - 5.74% 60 Months
Details As Low As; 6.24%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 48 Months - 5.74% 48 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - Up to 36 Months - 5.74% Up to 36 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Boats | RV's & Travel Trailers - 72 Months Loan - 5.99% 72 Months
Details As Low As; 6.49%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 48 Months - 5.99% 48 Months
Details As Low As; Motorcycle APR*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 60 Months - 5.99% 60 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2026 or 2025 New Boat Recreational Loan - 6.24% 72 months
Details Example of payment: pay $16.69 per month per $1,000 borrowed for 72 months at 6.24% APR, based on a 2026 or 2025 new boat.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Boats | RV's & Travel Trailers - 84 Months Loan - 6.24% 84 Months
Details As Low As; 6.74%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 48 Months - 6.24% 48 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 60 Months - 6.24% 60 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 72 Months - 6.24% 72 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Waverunners, ATV, UTV, Snowmobile - Up to 48 Months Loan - 6.24% Up to 48 Months
Details As Low As*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Boats | RV's & Travel Trailers - 120 Months Loan - 6.49% 120 Months
Details As Low As; 6.99%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 60 Months - 6.49% 60 Months
Details As Low As; Motorcycle APR*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 72 Months - 6.49% 72 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Waverunners, ATV, UTV, Snowmobile - 60 Months Loan - 6.49% 60 Months
Details As Low As*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Boats | RV's & Travel Trailers - 144 Months Loan - 6.74% 144 Months
Details As Low As; 7.24%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 60 Months - 6.74% 60 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 84 Months - 6.74% 84 Months
Details APR* as low as
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Waverunners, ATV, UTV, Snowmobile - 72 Months Loan - 6.74% 72 Months
Details As Low As*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Boats | RV's & Travel Trailers - 180 Months Loan - 6.99% 180 Months
Details As Low As; 7.49%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Motorcycle Loan - 6.99% 84 Months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Waverunners, ATV, UTV, Snowmobile - 84 Months Loan - 7.24% 84 Months
Details As Low As*
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Riverview Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Loans, Signature Loans & Signature Line of Credit (LOC) 10.99% Up to 60 Months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

Riverview Credit Union’s Texas Ratio stayed near 0.00% in Q2 2023 to 0.00% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.00% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$8M0.00%5.0A+
December 31, 2025$8M0.00%5.0A+
September 30, 2025$8M0.00%5.0A+
June 30, 2025$8M0.00%5.0A+
March 31, 2025$8M0.00%5.0A+
December 31, 2024$8M0.00%5.0A+
September 30, 2024$7M0.00%5.0A+
June 30, 2024$8M0.00%5.0A+
March 31, 2024$8M0.00%5.0A+
December 31, 2023$7M0.00%5.0A+
September 30, 2023$8M0.01%5.0A+
June 30, 2023$8M0.00%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Riverview Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Riverview Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Riverview Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Riverview Credit Union
Address 115 Hardman Ave S, South Saint Paul, MN 55075-2421
Phone 651-224-4631
Fax 651-224-2048
President Tamara Snaza
CEO Julia Havens
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.0507%
Return on Equity (ROE)
0.3085%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
7,802,945
Total Amount of Shares and Deposits
6,507,175
Total Shares and Deposits < 1 Year
6,175,759
Total Shares and Deposits 1 3 Years
228,131
Total Shares and Deposits > 3 Years
103,285
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,507,175
Total Interest Expense (Sum of items 6 8)
17,550
Share Certificates
71
Number of Accounts for Share Drafts
440
IRA KEOGH Accounts
1
Number of Accounts for Regular Shares
440
Money Market Shares
2
Net Income (unless the amount is already included in Undivided Earnings)
3,956
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
634,117
Total Liabilities
6,520,779
Source: NCUA — Last Updated 03/31/2026
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Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Riverview Credit Union

How many branches does Riverview Credit Union operate?

Riverview Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Riverview Credit Union?

Yes, to access services at Riverview Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Riverview Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Riverview Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Riverview Credit Union offer online and mobile banking?

Most modern institutions like Riverview Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://myrcu.com.

Current Riverview Credit Union Rates

  • 12-Month CD2.50%
  • 18-Month CD3.55%
  • 24-Month CD2.75%
  • 60-Month CD3.25%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.