Auto Loan Rates in Maryland (MD) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Maryland include POCU of MarylandPOCU of Maryland900 E Fayette St Rm 606, Baltimore, MD, 21233 1050A+5.0 ★ offering New Car 24 Months at 3.09%, Baxter Credit UnionBaxter Credit Union5260 Western Ave, Chevy Chase, MD, 20815A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Cedar Point Federal Credit UnionCedar Point Federal Credit Union22745 Maple Rd, Lexington Park, MD, 20653A+5.0 ★Texas Ratio: 3.92% offering New Auto at 3.49%, Market USA Federal Credit UnionMarket USA Federal Credit Union8871 Gorman Rd, Laurel, MD, 20723 5877A5.0 ★Texas Ratio: 6.88% offering New Auto at 3.49%, Tower Federal Credit UnionTower Federal Credit Union7901 Sandy Spring Rd, Laurel, MD, 20707A+5.0 ★Texas Ratio: 1.36% offering New Cars and Trucks at 3.74%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Maryland side-by-side. Maryland auto loan rates currently start as low as 3.09% APR from POCU of Maryland at 900 E Fayette St Rm 606, Baltimore, MD, 21233 1050. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Maryland. Auto Loan Rates Last Updated and Verified: May 2, 2026
Compare Auto Loan Rates Today in Maryland
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 24 Months
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 36 Months
3.09%
36 Months
▼
APR3.09%
Term36 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 48 Months
3.09%
48 Months
▼
APR3.09%
Term48 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 60 Months
3.09%
60 Months
▼
APR3.09%
Term60 Months
Last UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 24 Months
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 36 Months
3.29%
36 Months
▼
APR3.29%
Term36 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 48 Months
3.29%
48 Months
▼
APR3.29%
Term48 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 60 Months
3.29%
60 Months
▼
APR3.29%
Term60 Months
Last UpdatedMay 2, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48 Months
▼
APR3.99%
Term0-48 Months
Last UpdatedMay 2, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36 Months
▼
APR3.99%
Term0-36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 17, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
▼
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New/Used Vehicle
4.25%
5 YEARS
▼
APR4.25%
Term5 YEARS
Last UpdatedApr 25, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 72 Months
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMay 2, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedApr 17, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
▼
APR4.44%
Term1 to 36
Last UpdatedMay 2, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedApr 17, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
▼
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60 Months
▼
APR4.49%
Term49-60 Months
Last UpdatedMay 2, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48 Months
▼
APR4.49%
Term37-48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 72 Months
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMay 2, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
up to 60
▼
APR4.50%
Termup to 60
Last UpdatedApr 17, 2026
Details
As Low As; $5,000 min
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
▼
APR4.54%
Term37 to 48
Last UpdatedMay 2, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.60%
36 Months
▼
APR4.60%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; Age of Vehicle: 1-7 years
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
61 to 72
▼
APR4.75%
Term61 to 72
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
▼
APR4.79%
Term49 to 66
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 84 Months
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMay 2, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedApr 18, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
4.94%
1-36
▼
APR4.94%
Term1-36
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedApr 25, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72 Months
▼
APR4.99%
Term61-72 Months
Last UpdatedMay 2, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60 Months
▼
APR4.99%
Term49-60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 84 Months
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.19%
37-51
▼
APR5.19%
Term37-51
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
▼
APR5.24%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.24%
61 - 72 months
▼
APR5.24%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 12-84 Months available
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Refinance Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
New Vehicles
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedApr 25, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedApr 18, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.44%
52-63
▼
APR5.44%
Term52-63
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
▼
APR5.44%
Term67 to 78
Last UpdatedMay 2, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedApr 17, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
▼
APR5.49%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
▼
APR5.49%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Auto Loan
5.49%
up to 72 months
▼
APR5.49%
Termup to 72 months
Last UpdatedApr 25, 2026
Details
As Low As; 5.49% Auto Loan up to 72 months*
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
5.49%
73-84 Months
▼
APR5.49%
Term73-84 Months
Last UpdatedMay 2, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $15,000
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.52%
72 Months
▼
APR5.52%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 Months
▼
APR5.59%
Term1 Months
Last UpdatedApr 18, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
New Vehicles
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles
5.64%
36 Months
▼
APR5.64%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.67%
84 Months
▼
APR5.67%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; Age of Vehicle: **
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
▼
APR5.74%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
▼
APR5.74%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.74%
49-60
▼
APR5.74%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.74%
61-72 Months
▼
APR5.74%
Term61-72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
5.75%
73 to 84
▼
APR5.75%
Term73 to 84
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 to $35,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.84%
64-75
▼
APR5.84%
Term64-75
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.84%
37 - 48
▼
APR5.84%
Term37 - 48
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.84%
37 Months
▼
APR5.84%
Term37 Months
Last UpdatedApr 18, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.90%
84 Months
▼
APR5.90%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.99%
73-84
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.99%
49-60
▼
APR5.99%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.99%
61-72
▼
APR5.99%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details
Minimum $25,000 loan amount
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 25, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.99%
73-84 Months
▼
APR5.99%
Term73-84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 17, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
New Vehicles
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.09%
49 - 60
▼
APR6.09%
Term49 - 60
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.09%
49 Months
▼
APR6.09%
Term49 Months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.09%
1 - 36
▼
APR6.09%
Term1 - 36
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Auto Loans (100% LTV)
6.14%
Up to 63 months
▼
APR6.14%
TermUp to 63 months
Last UpdatedApr 18, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle
6.19%
1 to 36
▼
APR6.19%
Term1 to 36
Last UpdatedMay 2, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.20%
72 Months
▼
APR6.20%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto Loan
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
6.24%
79 to 87
▼
APR6.24%
Term79 to 87
Last UpdatedMay 2, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Auto Loans (100% LTV)
6.29%
64-75 months
▼
APR6.29%
Term64-75 months
Last UpdatedApr 18, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle
6.29%
37 to 48
▼
APR6.29%
Term37 to 48
Last UpdatedMay 2, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.34%
61 - 72
▼
APR6.34%
Term61 - 72
Last UpdatedApr 18, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.34%
61 Months
▼
APR6.34%
Term61 Months
Last UpdatedApr 18, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.34%
37 - 48
▼
APR6.34%
Term37 - 48
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.34%
37 - 48 Months
▼
APR6.34%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
6.40%
78 Months
▼
APR6.40%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 to $35,000
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
6.40%
96 Months
▼
APR6.40%
Term96 Months
Last UpdatedMay 2, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle
6.44%
1 to 36
▼
APR6.44%
Term1 to 36
Last UpdatedMay 2, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedApr 17, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
6.49%
72 months
▼
APR6.49%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
All New Vehicles
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New Auto Loan (New Car Only)
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
6.49%
73 - 84
▼
APR6.49%
Term73 - 84
Last UpdatedApr 18, 2026
Details
Minimum $25,000 loan amount
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
15201 Diamondback Dr, Rockville, MD, 20850 3312
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedApr 18, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle
6.54%
49 to 66
▼
APR6.54%
Term49 to 66
Last UpdatedMay 2, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle
6.54%
37 to 48
▼
APR6.54%
Term37 to 48
Last UpdatedMay 2, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.59%
49 - 60
▼
APR6.59%
Term49 - 60
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.59%
49 - 60 Months
▼
APR6.59%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.60%
84 Months
▼
APR6.60%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
6.74%
76-84
▼
APR6.74%
Term76-84
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 24 Months
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 36 Months
3.09%
36 Months
▼
APR3.09%
Term36 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 48 Months
3.09%
48 Months
▼
APR3.09%
Term48 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 60 Months
3.09%
60 Months
▼
APR3.09%
Term60 Months
Last UpdatedMay 2, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48 Months
▼
APR3.99%
Term0-48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 17, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
▼
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New/Used Vehicle
4.25%
5 YEARS
▼
APR4.25%
Term5 YEARS
Last UpdatedApr 25, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 72 Months
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMay 2, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedApr 17, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
▼
APR4.44%
Term1 to 36
Last UpdatedMay 2, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedApr 17, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60 Months
▼
APR4.49%
Term49-60 Months
Last UpdatedMay 2, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
up to 60
▼
APR4.50%
Termup to 60
Last UpdatedApr 17, 2026
Details
As Low As; $5,000 min
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
▼
APR4.54%
Term37 to 48
Last UpdatedMay 2, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
61 to 72
▼
APR4.75%
Term61 to 72
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
▼
APR4.79%
Term49 to 66
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 84 Months
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMay 2, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedApr 18, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedApr 25, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72 Months
▼
APR4.99%
Term61-72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
▼
APR5.24%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 12-84 Months available
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
New Vehicles
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedApr 25, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
▼
APR5.44%
Term67 to 78
Last UpdatedMay 2, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedApr 17, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
▼
APR5.49%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
5.49%
73-84 Months
▼
APR5.49%
Term73-84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.52%
72 Months
▼
APR5.52%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 Months
▼
APR5.59%
Term1 Months
Last UpdatedApr 18, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
New Vehicles
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.67%
84 Months
▼
APR5.67%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
▼
APR5.74%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
5.75%
73 to 84
▼
APR5.75%
Term73 to 84
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 to $35,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.84%
37 - 48
▼
APR5.84%
Term37 - 48
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.84%
37 Months
▼
APR5.84%
Term37 Months
Last UpdatedApr 18, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.90%
84 Months
▼
APR5.90%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.99%
73-84
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details
Minimum $25,000 loan amount
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 25, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
New Vehicles
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.09%
49 - 60
▼
APR6.09%
Term49 - 60
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.09%
49 Months
▼
APR6.09%
Term49 Months
Last UpdatedApr 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle
6.19%
1 to 36
▼
APR6.19%
Term1 to 36
Last UpdatedMay 2, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
6.24%
79 to 87
▼
APR6.24%
Term79 to 87
Last UpdatedMay 2, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle
6.29%
37 to 48
▼
APR6.29%
Term37 to 48
Last UpdatedMay 2, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.34%
61 - 72
▼
APR6.34%
Term61 - 72
Last UpdatedApr 18, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.34%
61 Months
▼
APR6.34%
Term61 Months
Last UpdatedApr 18, 2026
Details
As Low As; Minimum $25,000 loan amount
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
6.40%
96 Months
▼
APR6.40%
Term96 Months
Last UpdatedMay 2, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedApr 17, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
All New Vehicles
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New Auto Loan (New Car Only)
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedApr 18, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
15201 Diamondback Dr, Rockville, MD, 20850 3312
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedApr 18, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle
6.54%
49 to 66
▼
APR6.54%
Term49 to 66
Last UpdatedMay 2, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 24 Months
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 36 Months
3.29%
36 Months
▼
APR3.29%
Term36 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 48 Months
3.29%
48 Months
▼
APR3.29%
Term48 Months
Last UpdatedMay 2, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 60 Months
3.29%
60 Months
▼
APR3.29%
Term60 Months
Last UpdatedMay 2, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36 Months
▼
APR3.99%
Term0-36 Months
Last UpdatedMay 2, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 17, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New/Used Vehicle
4.25%
5 YEARS
▼
APR4.25%
Term5 YEARS
Last UpdatedApr 25, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedApr 17, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedApr 17, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
▼
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48 Months
▼
APR4.49%
Term37-48 Months
Last UpdatedMay 2, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 72 Months
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMay 2, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.60%
36 Months
▼
APR4.60%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; Age of Vehicle: 1-7 years
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
4.94%
1-36
▼
APR4.94%
Term1-36
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedApr 25, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60 Months
▼
APR4.99%
Term49-60 Months
Last UpdatedMay 2, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 84 Months
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.19%
37-51
▼
APR5.19%
Term37-51
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.24%
61 - 72 months
▼
APR5.24%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 12-84 Months available
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedApr 25, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedApr 18, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.44%
52-63
▼
APR5.44%
Term52-63
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedApr 17, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
▼
APR5.49%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedApr 18, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $15,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles
5.64%
36 Months
▼
APR5.64%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; Age of Vehicle: **
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
▼
APR5.74%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.74%
49-60
▼
APR5.74%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.74%
61-72 Months
▼
APR5.74%
Term61-72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.84%
64-75
▼
APR5.84%
Term64-75
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.99%
49-60
▼
APR5.99%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.99%
61-72
▼
APR5.99%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 25, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.99%
73-84 Months
▼
APR5.99%
Term73-84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 17, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.09%
1 - 36
▼
APR6.09%
Term1 - 36
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.20%
72 Months
▼
APR6.20%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto Loan
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.34%
37 - 48
▼
APR6.34%
Term37 - 48
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.34%
37 - 48 Months
▼
APR6.34%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
6.40%
78 Months
▼
APR6.40%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 to $35,000
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle
6.44%
1 to 36
▼
APR6.44%
Term1 to 36
Last UpdatedMay 2, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedApr 17, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
6.49%
72 months
▼
APR6.49%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
6.49%
73 - 84
▼
APR6.49%
Term73 - 84
Last UpdatedApr 18, 2026
Details
Minimum $25,000 loan amount
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle
6.54%
37 to 48
▼
APR6.54%
Term37 to 48
Last UpdatedMay 2, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.59%
49 - 60
▼
APR6.59%
Term49 - 60
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.59%
49 - 60 Months
▼
APR6.59%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.60%
84 Months
▼
APR6.60%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
6.74%
76-84
▼
APR6.74%
Term76-84
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
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MonitorBankRates
Maryland Auto Loan Rate Trends
Compare local Maryland auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MD Avg
5.371%
▼ 0.044 vs 7 days ago
Maryland new auto rates fell 0.044 points over the past 7 days to 5.371% APR.
Used Auto Loan — MD Avg
6.558%
▼ 0.009 vs 7 days ago
Maryland used auto rates fell 0.009 points over the past 7 days to 6.558% APR.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Maryland
How does my credit score affect my car loan rate in Maryland?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Maryland?
Based on our current data, some of the lowest auto loan rates available in Maryland include:
- POCU of Maryland: 3.09% (New Car 24 Months)
- Baxter Credit Union: 3.24% (Auto Loans)
- Cedar Point Federal Credit Union: 3.49% (New Auto)
- Market USA Federal Credit Union: 3.49% (New Auto)
- Tower Federal Credit Union: 3.74% (New Cars and Trucks)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026
Auto Loan Rates by City in Maryland
Rate Assistant
MonitorBankRates.com · Live Data
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