Best Money Market Rates in Maryland (MD) - March 2026
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Maryland money market rates include Har-co Credit UnionHar-co Credit Union30 N Hickory Ave, Bel Air, MD 21014 3249A5.0 ★Texas Ratio: 7.97% Business Advantage Money Market at 4.00% APY, CFG BankCFG Bank11 W Ridgely Rd, Lutherville, MD 21093A5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY, Transit Employees Federal Credit UnionTransit Employees Federal Credit Union6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426A+5.0 ★Texas Ratio: 2.14% Paramount Money Market at 3.75% APY, BayVanguard BankBayVanguard Bank304 High St, Cambridge, MD 21613A+5.0 ★Texas Ratio: 2.54% Business Premier Money Market Savings at 3.73% APY, and Glen Burnie MSBGlen Burnie MSB1 Crain Hwy S, Glen Burnie, MD 21061A5.0 ★Texas Ratio: 9.65% Money Market ADVANTAGE Account at 3.66% APY.
To see how these money market rates in Maryland compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Maryland (MD) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Maryland and surrounding area. Last Updated and Verified: March 20, 2026
Maryland Money Market Rate Trends
Compare local Maryland MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MD Avg
1.260%
▲ 0.576 from last week
Maryland high-yield MMA rates rose 0.576 points this week to 1.260% APY, up from 0.683% last week.
Standard MMA — MD Avg
1.112%
▲ 0.344 from last week
Maryland standard MMA rates rose 0.344 points this week to 1.112% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Maryland
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD 21014 3249
Business Advantage Money Market
4.00%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 20, 2026
Details
guaranteed through June 2026
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
11 W Ridgely Rd, Lutherville, MD 21093
CFG High Yield Money Market Online
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
May add deposits at anytime, no check writing privileges. See below for account details.
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
11 W Ridgely Rd, Lutherville, MD 21093
CFG High Yield Money Market In Branch
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
May add deposits at anytime. See below for account details.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426
Paramount Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.73%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
Guaranteed rate for the first 90 days.
The Bank of Glen Burnie
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
101 Crain Hwy S, Glen Burnie, MD 21061
Money Market ADVANTAGE Account
3.66%
$25,000
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
($25,000 or more)
Glen Burnie MSB
Institution Rating:
A5.0 ★ Texas Ratio: 9.65%
1 Crain Hwy S, Glen Burnie, MD 21061
Money Market ADVANTAGE Account
3.66%
$25,000
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
($25,000 or more)
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
8 W Bel Air Ave, Aberdeen, MD 21001
Community Money Market Account Tier 9
3.60%
$100
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD 21713
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
New money deposit of $10,000.
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD 21713
Platinum Money Market Account
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Eligible for a preferred pricing rate bonus
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD 20815
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
4520 East West Hwy, Bethesda, MD 20814
Money Market Advantage Checking
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
On Balances Between $25,000 and $250,000.
Forbright
Institution Rating:
A-5.0 ★ Texas Ratio: 15.52%
1700 Rockville Pike, Rockville, MD 20852
Platinum Business Money Market
3.45%
$2,500
▼
Rate3.40%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
1
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.22%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.15%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
3.13%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate (Relationship) for the first 90 days
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
11 W Ridgely Rd, Lutherville, MD 21093
ICS Money Market
3.10%
$250,000
▼
Rate3.06%
Min Deposit$250,000
Min Balance—
UpdatedMar 18, 2026
Details
May add deposits at anytime, check writing allowed, and ATM card issued upon request
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
3.07%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate (Relationship) for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
3.06%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
3.04%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate for the first 90 days
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD 20814
Citizens Private Client® Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
15226 Hanover Pike, Upperco, MD 21155
Local Advantage Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Personal Premier Money Market Savings
2.98%
$0
▼
Rate2.94%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Business Premier Money Market Savings
2.97%
$0
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Personal Premier Money Market Savings
2.94%
$0
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Personal Premier Money Market Savings
2.91%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
11350 Mccormick Rd, Hunt Valley, MD 21031
Business Money Market Savings Accounts
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Business Premier Money Market Savings
2.88%
$0
▼
Rate2.84%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Personal Premier Money Market Savings
2.88%
$0
▼
Rate2.84%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
2.85%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate for the first 90 days
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD 20814
Citizens Quest® Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426
Paramount Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Business Premier Money Market Savings
2.73%
$0
▼
Rate2.69%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
2.58%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate for the first 90 days
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD 21742 1383
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
213 Main St, New Windsor, MD 21776
SELECT MONEY MARKET
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
15226 Hanover Pike, Upperco, MD 21155
Local Advantage Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
213 Main St, New Windsor, MD 21776
2.50% APY Select Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
213 Main St, New Windsor, MD 21776
Select Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
ICS Business Premier Money Market Savings
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
Money Market Accounts
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
2.35%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate (Relationship) for the first 90 days
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle Money Market Account
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Business Premier Money Market Savings
2.33%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate for the first 90 days
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
Money Market Accounts
2.30%
$0
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
IRA Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Traditional, Roth, Education
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD 21742 1383
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
High Yield Money Market
2.25%
$75,000
▼
Rate—
Min Deposit$75,000
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $750,000.00; New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
High Yield Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$750,000 and up
Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
17801 Georgia Ave, Olney, MD 20832
Performance Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
IRA Money Market Accounts
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Traditional, Roth, Education
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate (Standard) for the first 90 days; $100,000.00 and above
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle Money Market Account
2.13%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Premier Money Market Savings
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000.00 and above
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Account
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
For balances greater than $50,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Accounts & IRAs
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
for balances greater than $50,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
Money Market Accounts
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
2.09%
$0
▼
Rate2.07%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Personal Premier Money Market Savings
2.06%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bonus Rate (Standard) for the first 90 days; $50,000.00 - $99,999.99
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
304 High St, Cambridge, MD 21613
Premier Money Market Savings
2.04%
$0
▼
Rate2.02%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$50,000.00 - $99,999.99
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle Money Market Account
2.03%
$0
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $249,999.99
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
For balances from $20,000 to $49,999
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD 21742 1383
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
IRA Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Traditional, Roth, Education
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Accounts & IRAs
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
for balances from $20,000 - $49,999
NASA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.88%
500 Prince Georges Blvd, Upper Marlboro, MD 20774
IRA Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
8 W Bel Air Ave, Aberdeen, MD 21001
Community Money Market Account Tier 8
2.00%
$100
▼
Rate1.99%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
High Yield Money Market Account
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$500,000 - $749,999
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
15226 Hanover Pike, Upperco, MD 21155
Local Advantage Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
Money Market Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Account
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
For balances from $2,500 to $19,999
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Accounts & IRAs
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
for balances from $100 - $19,999
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD 20746
Premium High-Yield Money Market Account
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD 21502
Money Market Deposit Accounts (MMDA)
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Money Market Club Account
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD 20707
Money Market
1.76%
$2,500
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD 21742
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Rates are variable and are subject to change at any time.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874
Premium Money Market 1
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426
Paramount Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD 21742
Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dividends are compounded daily and paid monthly. No minimum balance is required to open the account; however, dividends are earned only on balances over $2,500. If a balance of less than $2,500 is maintained, there is no penalty, but dividends are not paid on the account.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD 20874 2627
Commercial Money Market Account
1.70%
$1,500
▼
Rate1.69%
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Money Market Club Account
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874
Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
Money Market Club Account
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD 21742
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Rates are variable and are subject to change at any time.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD 20707
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD 21801 6845
High-Yield Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD 20874 2627
Commercial Money Market Account
1.50%
$1,500
▼
Rate1.49%
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Maryland and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Maryland
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maryland.
Are Money Market accounts in Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do MMA rates change in Maryland?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Maryland
Here are some of the highest money market account APYs currently available in Maryland:
- Har-co Credit Union
Business Advantage Money Market — 4.00% APY - CFG Bank
CFG High Yield Money Market In Branch — 3.80% APY - Transit Employees Federal Credit Union
Paramount Money Market — 3.75% APY - BayVanguard Bank
Business Premier Money Market Savings — 3.73% APY - Glen Burnie MSB
Money Market ADVANTAGE Account — 3.66% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in Maryland
