Best Personal Loan Rates in Maryland - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maryland borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Maryland include: Washington County Teachers Federal Credit UnionWashington County Teachers Federal Credit Union19638 Leitersburg Pike, Hagerstown, MD, 21742A+5.0 ★Texas Ratio: 0.90% offering Used 2024-2025 Loan at 4.00% APR, First Financial of Maryland FCUFirst Financial of Maryland FCU40 W Plaza, Catonsville, MD, 21228A+5.0 ★Texas Ratio: 1.51% offering 5 year Loan at 4.03% APR, WEPCO Federal Credit UnionWEPCO Federal Credit Union12511 Winchester Rd SW, LaVale, MD, 21502A+5.0 ★Texas Ratio: 3.46% offering Used Model Years 2021-2023 Loan at 4.24% APR, Baxter Credit UnionBaxter Credit Union5260 Western Ave, Chevy Chase, MD, 20815A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, and Northwest Federal Credit UnionNorthwest Federal Credit Union1807 Rockville Pike, Rockville, MD, 20852A+5.0 ★Texas Ratio: 2.13% offering New 2026 Loan at 4.59% APR. Personal loan rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Maryland side-by-side. Maryland personal loan rates currently start as low as 4.00% APR from Washington County Teachers Federal Credit Union at 19638 Leitersburg Pike, Hagerstown, MD, 21742. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 23, 2026
Maryland Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2024-2025 Loan
4.00%
▼
APR4.00%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New 2025-2026 Loan
4.00%
▼
APR4.00%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
5 year Loan
4.03%
▼
APR4.03%
Last UpdatedJune 23, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
10 year Loan
4.15%
▼
APR4.15%
Last UpdatedJune 23, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2021-2023 Loan
4.24%
▼
APR4.24%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New 2025-2026 Loan
4.25%
▼
APR4.25%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2024-2025 Loan
4.25%
▼
APR4.25%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2021-2023 Loan
4.49%
▼
APR4.49%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2024-2025 Loan
4.50%
▼
APR4.50%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJune 23, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New 2025-2026 Loan
4.50%
▼
APR4.50%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
New 2026 Loan
4.59%
▼
APR4.59%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 80% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2024 Loan
4.59%
▼
APR4.59%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2025-2026 Loan
4.59%
▼
APR4.59%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJune 23, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2023 Loan
4.69%
▼
APR4.69%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2018-2020 Loan
4.74%
▼
APR4.74%
Last UpdatedJune 23, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Lot Loans
4.75%
▼
APR4.75%
Last UpdatedJune 23, 2026
Details
As Low As; Competitive rates for many short-term or one-time needs!
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2021-2023 Loan
4.75%
▼
APR4.75%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJune 23, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2022 Loan
4.89%
▼
APR4.89%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2021-2023 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD, 21014
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedJune 23, 2026
Details
Rate quoted based on 36 month term, $500 up to $30,000 for an Anything Loan or borrow $1,000 up to $30,000 for a Debt Consolidation Loan. 0.25% discount with e-Statements and automated payments from a Freedom FCU Savings or Checking account on select loan types. (Rate discount is only available on collateral loans listed with the posted rates).
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedJune 23, 2026
Details
Rate quoted based on 36 month term, $500 up to $30,000 for an Anything Loan or borrow $1,000 up to $30,000 for a Debt Consolidation Loan. 0.25% discount with e-Statements and automated payments from a Freedom FCU Savings or Checking account on select loan types. (Rate discount is only available on collateral loans listed with the posted rates).
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loans
4.99%
▼
APR4.99%
Last UpdatedJune 23, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2021-2023 Loan
5.00%
▼
APR5.00%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
5/5 Loan
5.06%
▼
APR5.06%
Last UpdatedJune 23, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
New 2026 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 80% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2024 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2025-2026 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2023 Loan
5.19%
▼
APR5.19%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2018-2020 Loan
5.24%
▼
APR5.24%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2020 & older Loan
5.25%
▼
APR5.25%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2021-2023 Loan
5.25%
▼
APR5.25%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2025-2026 Loan
5.29%
▼
APR5.29%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2024 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2022 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
New 2026 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 80% LTV
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New 2025-2026 Loan
5.50%
▼
APR5.50%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2020 & older Loan
5.50%
▼
APR5.50%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
10 Year Loan
5.53%
▼
APR5.53%
Last UpdatedJune 23, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2023 Loan
5.59%
▼
APR5.59%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
10 Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 23, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
10 Year Loan
5.62%
▼
APR5.62%
Last UpdatedJune 23, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2021 Loan
5.69%
▼
APR5.69%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2020 & older Loan
5.75%
▼
APR5.75%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2021-2023 Loan
5.75%
▼
APR5.75%
Last UpdatedJune 23, 2026
Details
As Low As; APR*
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
New 2026 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 80% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2022 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
10/10/10 Loan
5.82%
▼
APR5.82%
Last UpdatedJune 23, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2018-2020 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
2020 - 2024 Models Loan
5.99%
▼
APR5.99%
Last UpdatedJune 23, 2026
Details
Limit: $15k or over
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2024 Loan
6.04%
▼
APR6.04%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2025-2026 Loan
6.04%
▼
APR6.04%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
USDA Loan
6.14%
▼
APR6.14%
Last UpdatedJune 23, 2026
Details
No additional details available.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2021 Loan
6.19%
▼
APR6.19%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
84 months Loan
6.24%
▼
APR6.24%
Last UpdatedJune 23, 2026
Details
Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loans
6.34%
▼
APR6.34%
Last UpdatedJune 23, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
6.34%
▼
APR6.34%
Last UpdatedJune 23, 2026
Details
Includes .25% auto pay rate discount.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
2020 Models Loan
6.49%
▼
APR6.49%
Last UpdatedJune 23, 2026
Details
No additional details available.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
2021 - 2024 Models Only Loan
6.49%
▼
APR6.49%
Last UpdatedJune 23, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
6.50%
▼
APR6.50%
Last UpdatedJune 23, 2026
Details
As Low As; APR
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2021 Loan
6.69%
▼
APR6.69%
Last UpdatedJune 23, 2026
Details
Maximum LTV: 90% LTV
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedJune 23, 2026
Details
As Low As; Includes 0.25% off for automatic-debit of loan payment from an NIHFCU savings or checking account.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2017 or Older Loan
6.99%
▼
APR6.99%
Last UpdatedJune 23, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
6.99%
▼
APR6.99%
Last UpdatedJune 23, 2026
Details
As Low As; APR
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 23, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 23, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedJune 23, 2026
Details
Loan amounts of $500 - $5,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 23, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Warranty Loan
7.00%
▼
APR7.00%
Last UpdatedJune 23, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedJune 23, 2026
Details
Maximum Financed: $8,000; Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.00%
▼
APR7.00%
Last UpdatedJune 23, 2026
Details
As Low As; APR
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedJune 23, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount: $200
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2017 or Older Loan
7.24%
▼
APR7.24%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.24%
▼
APR7.24%
Last UpdatedJune 23, 2026
Details
As Low As; APR
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedJune 23, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.25%
▼
APR7.25%
Last UpdatedJune 23, 2026
Details
As Low As; APR
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.90%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Holiday Loan
7.25%
▼
APR7.25%
Last UpdatedJune 23, 2026
Details
Payments on $1,000 at 7.25% APR* for 12 months would be just $86.06. APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedJune 23, 2026
Details
Rates as low as 7.44% APR. No application fees, and no payment for 45 days.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
60 months Loan
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
As Low As; 7.49% APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
36 months Loan
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
As Low As; 7.49% APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
24 months Loan
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
As Low As; 7.49% APR
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal loans
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
As low as 7.49% APR*
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
Loan amounts of $500 - $30,000
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
As Low As; Includes 0.25% off for automatic-debit of loan payment from an NIHFCU savings or checking account.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
PipeER Loan
7.50%
▼
APR7.50%
Last UpdatedJune 23, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.50%
▼
APR7.50%
Last UpdatedJune 23, 2026
Details
As Low As; APR
Cecil County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
203 Booth St, Elkton, MD, 21921 5646
AnyTime Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 23, 2026
Details
As Low As; Funding For Your Summertime. Loan amounts up to $45,000
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Express Loan
7.50%
▼
APR7.50%
Last UpdatedJune 23, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
7.50%
▼
APR7.50%
Last UpdatedJune 23, 2026
Details
No additional details available.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 23, 2026
Details
As Low As; Funding For Your Summertime. Loan amounts up to $45,000.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
12 Month Loan
7.69%
▼
APR7.69%
Last UpdatedJune 23, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
84 months Loan
7.74%
▼
APR7.74%
Last UpdatedJune 23, 2026
Details
As Low As; 7.74% APR
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount:
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.86%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum loan amount $500+
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
As Low As; Maximum APR: 18.00%. Rates include discounts for automatic payment and Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
Amount Financed: up to $20,000
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
8.00%
▼
APR8.00%
Last UpdatedJune 23, 2026
Details
As Low As; APR
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Summertime Loan
8.00%
▼
APR8.00%
Last UpdatedJune 23, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Unsecured Optionline Tier 1 Loan
8.00%
▼
APR8.00%
Last UpdatedJune 23, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
8.04%
▼
APR8.04%
Last UpdatedJune 23, 2026
Details
Includes .25% auto pay rate discount.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount:
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedJune 23, 2026
Details
No additional details available.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
8.50%
▼
APR8.50%
Last UpdatedJune 23, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
30/15 up to 80% LTV / CLTV Loan
8.56%
▼
APR8.56%
Last UpdatedJune 23, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedJune 23, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount:
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
971 Corporate Blvd, Linthicum, MD, 21090 2342
Undergraduate Loan
8.75%
▼
APR8.75%
Last UpdatedJune 23, 2026
Details
Monthly Payment (per $1,000)
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedJune 23, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.86%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum loan amount $7,500+
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
18450 Showalter Rd Ste 113, Hagerstown, MD, 21742 1383
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
Platinum Loan
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
As Low As; Limits up to $25,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
Loan amounts of $5,000 - $30,000
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
No additional details available.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation Loan
9.00%
▼
APR9.00%
Last UpdatedJune 23, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
American Freedom Loan
9.00%
▼
APR9.00%
Last UpdatedJune 23, 2026
Details
As Low As; Borrower must have at least three years of job history.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedJune 23, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
9.04%
▼
APR9.04%
Last UpdatedJune 23, 2026
Details
Includes .25% auto pay rate discount.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount: $5,000
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 23, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 23, 2026
Details
No additional details available.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedJune 23, 2026
Details
APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed
9.49%
▼
APR9.49%
Last UpdatedJune 23, 2026
Details
As Low As; Fixed APR
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJune 23, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJune 23, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan: per signature
9.50%
▼
APR9.50%
Last UpdatedJune 23, 2026
Details
Up to $5,000; As Low As; *
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
9.50%
▼
APR9.50%
Last UpdatedJune 23, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan
9.50%
▼
APR9.50%
Last UpdatedJune 23, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJune 23, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan (max 36 mo. term)
9.50%
▼
APR9.50%
Last UpdatedJune 23, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
30/15 from 80.01% to 100% LTV / CLTV Loan
9.52%
▼
APR9.52%
Last UpdatedJune 23, 2026
Details
No additional details available.
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
Anything Loan
9.59%
▼
APR9.59%
Last UpdatedJune 23, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJune 23, 2026
Details
No additional details available.
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedJune 23, 2026
Details
Fixed Rate
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Pathway Loan
9.90%
▼
APR9.90%
Last UpdatedJune 23, 2026
Details
Loan amounts of $500 - $1,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
4700 River Rd, Riverdale, MD, 20737
Fixed Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
As Low As; Fixed
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Back to School Loan
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
$1,500
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 23, 2026
Details
Rates as of June 11, 2026
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
Vacation Loan
10.00%
▼
APR10.00%
Last UpdatedJune 23, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 23, 2026
Details
As Low As
Powered by
MonitorBankRates
Maryland Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
6.34%
▼
APR6.34%
Last UpdatedJune 23, 2026
Details
Includes .25% auto pay rate discount.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loans
6.34%
▼
APR6.34%
Last UpdatedJune 23, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 23, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 23, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedJune 23, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount: $200
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedJune 23, 2026
Details
Rates as low as 7.44% APR. No application fees, and no payment for 45 days.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal loans
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
As low as 7.49% APR*
Cecil County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
203 Booth St, Elkton, MD, 21921 5646
AnyTime Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 23, 2026
Details
As Low As; Funding For Your Summertime. Loan amounts up to $45,000
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 23, 2026
Details
As Low As; Funding For Your Summertime. Loan amounts up to $45,000.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount:
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.86%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum loan amount $500+
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
8.04%
▼
APR8.04%
Last UpdatedJune 23, 2026
Details
Includes .25% auto pay rate discount.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount:
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount:
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedJune 23, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.86%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum loan amount $7,500+
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
Loan amounts of $5,000 - $30,000
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
9.04%
▼
APR9.04%
Last UpdatedJune 23, 2026
Details
Includes .25% auto pay rate discount.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedJune 23, 2026
Details
As Low As; Minimum Loan Amount: $5,000
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 23, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 23, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJune 23, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJune 23, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJune 23, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan: per signature
9.50%
▼
APR9.50%
Last UpdatedJune 23, 2026
Details
Up to $5,000; As Low As; *
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
4700 River Rd, Riverdale, MD, 20737
Fixed Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
As Low As; Fixed
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 23, 2026
Details
Rates as of June 11, 2026
Powered by
MonitorBankRates
Maryland Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedJune 23, 2026
Details
Rate quoted based on 36 month term, $500 up to $30,000 for an Anything Loan or borrow $1,000 up to $30,000 for a Debt Consolidation Loan. 0.25% discount with e-Statements and automated payments from a Freedom FCU Savings or Checking account on select loan types. (Rate discount is only available on collateral loans listed with the posted rates).
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loans
4.99%
▼
APR4.99%
Last UpdatedJune 23, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation Loan
9.00%
▼
APR9.00%
Last UpdatedJune 23, 2026
Details
No additional details available.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation Loan
11.00%
▼
APR11.00%
Last UpdatedJune 23, 2026
Details
No additional details available.
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Debt Consolidation Loan
12.90%
▼
APR12.90%
Last UpdatedJune 23, 2026
Details
As Low As
Powered by
MonitorBankRates
Maryland Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 23, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedJune 23, 2026
Details
Maximum Financed: $8,000; Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedJune 23, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedJune 23, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
As Low As; Maximum APR: 18.00%. Rates include discounts for automatic payment and Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
Amount Financed: up to $20,000
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 23, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedJune 23, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedJune 23, 2026
Details
No additional details available.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedJune 23, 2026
Details
No additional details available.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedJune 23, 2026
Details
APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed
9.49%
▼
APR9.49%
Last UpdatedJune 23, 2026
Details
As Low As; Fixed APR
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan: per signature
9.50%
▼
APR9.50%
Last UpdatedJune 23, 2026
Details
Up to $5,000; As Low As; *
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJune 23, 2026
Details
No additional details available.
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedJune 23, 2026
Details
Fixed Rate
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 23, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 23, 2026
Details
As Low As
Powered by
MonitorBankRates
Maryland Personal Loan Rate Trends
Compare local Maryland personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MD Avg
9.325%
Unchanged vs 7 days ago
Maryland personal loan rates currently average 9.325% APR.
Signature Loan — MD Avg
10.149%
Unchanged vs 7 days ago
Maryland signature loan rates currently average 10.149% APR.
As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Maryland personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Maryland directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Maryland. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MD.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
Most lenders in Maryland require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maryland often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Maryland require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maryland?
Yes. Debt consolidation is one of the most common uses of personal loans in Maryland. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Maryland?
Credit unions in Maryland often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Maryland?
- Washington County Teachers Federal Credit Union: 4.00% (Used 2024-2025 Loan)
- First Financial of Maryland FCU: 4.03% (5 year Loan)
- WEPCO Federal Credit Union: 4.24% (Used Model Years 2021-2023 Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Northwest Federal Credit Union: 4.59% (New 2026 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 23, 2026.
