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 Signal Financial Federal Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 16, 2026
Signal Financial Federal Credit Union's 12 month rates are at 3.82%, 36 month rates are at 3.82%, 48 month rates are at 3.82%, 6 month rates are at 3.82%, 60 month rates are at 3.82%. Signal Financial Federal Credit Union's savings rates are at 0.03%. Signal Financial Federal Credit Union's money market rates are at 0.00%. Signal Financial Federal Credit Union's 5/1 ARM rates are at 5.50%, 7/1 ARM rates are at 5.75%, 30-year fixed rates are at 6.38%. Signal Financial Federal Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of Signal Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.40%. Rates were last updated on 06/16/2026. Signal Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Signal Financial Federal Credit Union? Share your experience about Signal Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Signal Financial Federal Credit Union. Signal Financial Federal Credit Union
Kensington 3015 University Blvd W
https://www.signalfinancialfcu.org Kensington, MD 20895 1936 
Signal Financial Federal Credit Union CD Rates
Signal Financial Federal Credit Union Savings Rates
Signal Financial Federal Credit Union Money Market Rates
Signal Financial Federal Credit Union Checking Rates
Signal Financial Federal Credit Union Mortgage Rates
Signal Financial Federal Credit Union Home Equity & HELOC
Signal Financial Federal Credit Union Auto Loan Rates
Signal Financial Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Signal Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Signal Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Signal Financial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Signal Financial Federal Credit Union
Address
3015 University Blvd W,
Kensington, MD 20895 1936
Phone
301-933-9100
Fax
301-949-3766
President
Andrew Mekelburg
CEO
Ken Cahoon
Full-Time Employees
76
Part-Time Employees
0
Branch Locations
4
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.40%
Return on Assets (ROA)
-0.0476%
Return on Equity (ROE)
-0.5163%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
372,480,055
Total Amount of Shares and Deposits
307,520,864
Total Shares and Deposits < 1 Year
293,469,079
Total Shares and Deposits 1 3 Years
10,059,558
Total Shares and Deposits > 3 Years
3,992,227
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,500,000
Total Uninsured Shares and Deposits > $250K (F+J)
27,500,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
280,020,864
Total Interest Expense (Sum of items 6 8)
3,666,435
Share Certificates
2,318
Number of Accounts for Share Drafts
12,212
IRA KEOGH Accounts
1,084
Number of Accounts for Regular Shares
29,307
Money Market Shares
1,714
Net Income (unless the amount is already included in Undivided Earnings)
-177,129
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,517,501
Total Liabilities
347,940,864
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Signal Financial Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Signal Financial Federal Credit Union
Frequently Asked Questions About Signal Financial Federal Credit UnionHow many branches does Signal Financial Federal Credit Union operate?Signal Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Signal Financial Federal Credit Union?Yes, to access services at Signal Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Signal Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Signal Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Signal Financial Federal Credit Union offer online and mobile banking?Most modern institutions like Signal Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.signalfinancialfcu.org. Current Signal Financial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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