Best Personal Loan Rates in Parkville, Maryland - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Parkville, Maryland include: Washington County Teachers Federal Credit UnionWashington County Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering New 2025-2026 Loan at 4.00% APR, First Financial of Maryland FCUFirst Financial of Maryland FCUA+5.0 ★Texas Ratio: 1.51% offering 5 year Loan at 4.03% APR, WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.46% offering Used Model Years 2021-2023 Loan at 4.24% APR, Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit UnionA5.0 ★Texas Ratio: 8.78% offering Anything Loan at 4.99% APR, and Har-co Credit UnionHar-co Credit UnionA5.0 ★Texas Ratio: 7.51% offering Holiday Loan at 5.24% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Parkville borrowers have access to 39 lenders serving the Maryland area, with personal loan rates as low as 4.00% APR from Washington County Teachers Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Parkville, Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Parkville, Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Parkville Personal Loan Rates
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No additional details available.
No additional details available.
As Low As; Minimum Financing of $10,000 for 60 Months
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As Low As; Minimum Financing of $15,000 for 72 Months
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As Low As; Minimum Financing of $25,000 for 84 Months
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As Low As; Minimum Financing of $10,000 for 60 Months
Limited Time Holiday Loan. This special low-rate loan is back for a limited time to help you spread out your holiday purchases. Buy now, pay over 12 months.
As Low As; Choosing the right PreK-12 school, daycare, or afterschool care is important. We're here to help finance your child's future. This loan covers everything from accredited schools such as The Highlands School to daycares and other private schools throughout Harford County.
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As low as; Comprehensive Auto insurance is required. Low-cost Gap and mechanical breakdown insurance is available. Loan subject to credit approval.
As low as; 36 monthly payments= $30.30 per $1,000 borrowed. Rate includes discounts from Autopay and Direct Deposit to Har-co checking account. Subject to Credit Approval. Membership eligibility required.
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As low as; Comprehensive Auto insurance is required. Low-cost Gap and mechanical breakdown insurance is available. Loan subject to credit approval.
As Low As; Minimum Financing of $15,000 for 72 Months
No additional details available.
As Low As; *
Includes .25% auto pay rate discount.
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $5,000
As Low As
Loan amounts of $500 - $30,000
Loan amounts of $500 - $5,000
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As Low As; APR
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As Low As; 6.99%
As Low As; Unsecured, Bill Consolidation, Signature
Maximum Financed: $8,000. Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
As Low As; Minimum Loan Amount: $7,000
No additional details available.
No additional details available.
As Low As; Minimum Financing of $10,000 for 60 Months
As Low As; APR
As Low As; *
No additional details available.
Example: payments on $1,000 at 7.25% APR* for 12 months would be just $86.06. APR is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
As Low As; Minimum Loan Amount: $5,000
As Low As; 7.49% APR
As Low As; Minimum Loan Amount: $15,000
As Low As; Minimum Loan Amount: $7,000
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
As Low As; Monthly Payment per $1,000 Borrowed: $86.77
No additional details available.
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
No additional details available.
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As; 7.74% APR
As Low As; *
No additional details available.
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
As Low As; Maximum APR: 18.00%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Total rate discounts cannot exceed 1.50%.
Amount Financed: up to $20,000
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $15,000
No additional details available.
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
Includes .25% auto pay rate discount.
As Low As; *
No additional details available.
Loan amounts of $5,000 - $30,000
No additional details available.
No additional details available.
No additional details available.
As Low As; *
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As Low As; Unsecured, Bill Consolidation, Signature
Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency.Share Secured APR based on dividend tier at time of origination and is adjusted with dividend rate. Monthly minimum payment is $30 per $1,000 borrowed.
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As Low As; Limits up to $25,000
As Low As
No additional details available.
Includes .25% auto pay rate discount.
As Low As; *
As Low As; Unsecured, Bill Consolidation, Signature
No additional details available.
APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
No additional details available.
As Low As; Our low auto loan rates make it easy to upgrade your ride this summer!
As Low As; Fixed APR; Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; Fixed APR
No additional details available.
Up to $5,000; As Low As; *
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No additional details available.
No additional details available.
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No additional details available.
Fixed Rate
Loan amounts of $500 - $1,000
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As Low As; Fixed
No additional details available.
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As Low As; Fixed
Loan amounts $500-$30,000*
As Low As; Base rate derived from The Wall Street Journal Prime Rate plus 4%. Other tiers apply. Rate adjusted monthly. Not all will qualify for the lowest rate. Not all will be approved. Annual Percentage Rate. APR is based on evaluation of applicant's credit. Your actual APR may vary.
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Includes .25% auto pay rate discount.
No additional details available.
As Low As; Fixed
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
Includes .25% auto pay rate discount.
As low as
Payment Example ($20,000 Loan Amount): 60 Payments of $431.76
As Low As; Fixed
As Low As; Unsecured loan.
As Low As; Fixed
As Low As; Limits up to $25,000
Loan amounts $2,500-$30,000*
No additional details available.
Must have an Equifax credit score of 680+
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No additional details available.
As Low As; Minimum loan amount $10,000.00
As Low As
No additional details available.
Unsecured loan.
As Low As; Unsecured, Bill Consolidation, Signature
APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
Unsecured loan.
As Low As; Variable Rate
Parkville Personal Loan Rates
As low as; 36 monthly payments= $30.30 per $1,000 borrowed. Rate includes discounts from Autopay and Direct Deposit to Har-co checking account. Subject to Credit Approval. Membership eligibility required.
Includes .25% auto pay rate discount.
As Low As; Unsecured, Bill Consolidation, Signature
As Low As; 6.99%
Loan amounts of $500 - $30,000
As Low As
No additional details available.
As Low As; *
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As; *
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
As Low As
Includes .25% auto pay rate discount.
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Loan amounts of $5,000 - $30,000
As Low As; *
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As Low As; Unsecured, Bill Consolidation, Signature
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Includes .25% auto pay rate discount.
As Low As; *
No additional details available.
As Low As; Unsecured, Bill Consolidation, Signature
No additional details available.
As Low As; Our low auto loan rates make it easy to upgrade your ride this summer!
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Up to $5,000; As Low As; *
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As Low As; Fixed
As Low As; Fixed
Loan amounts $500-$30,000*
Includes .25% auto pay rate discount.
As Low As; Fixed
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
Includes .25% auto pay rate discount.
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As Low As; Fixed
No additional details available.
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As Low As; Fixed
Loan amounts $2,500-$30,000*
As Low As; Minimum loan amount $10,000.00
As Low As; Unsecured, Bill Consolidation, Signature
Parkville Debt Consolidation Loan Rates
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No additional details available.
No additional details available.
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Parkville Signature Loan Rates
Maximum Financed: $8,000. Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
No additional details available.
As Low As; Maximum APR: 18.00%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Total rate discounts cannot exceed 1.50%.
Amount Financed: up to $20,000
No additional details available.
No additional details available.
No additional details available.
Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency.Share Secured APR based on dividend tier at time of origination and is adjusted with dividend rate. Monthly minimum payment is $30 per $1,000 borrowed.
APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
As Low As; Fixed APR; Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; Fixed APR
Up to $5,000; As Low As; *
No additional details available.
Fixed Rate
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Payment Example ($20,000 Loan Amount): 60 Payments of $431.76
As Low As; Unsecured loan.
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As Low As; Minimum loan amount $10,000.00
As Low As
Unsecured loan.
APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
Unsecured loan.
Parkville, MD Personal Loan Rate Trends
Compare local Parkville, MD personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland personal loan rates fell 0.024 points over the past 7 days to 9.652% APR.
Maryland signature loan rates fell 0.520 points over the past 7 days to 9.626% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Parkville, Maryland personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Parkville, Maryland directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Parkville, Maryland. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MD.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maryland?
Are credit unions or banks better for personal loans in Parkville, Maryland?
What are the best personal loan rates in Parkville, Maryland?
- Washington County Teachers Federal Credit Union: 4.00% (New 2025-2026 Loan)
- First Financial of Maryland FCU: 4.03% (5 year Loan)
- WEPCO Federal Credit Union: 4.24% (Used Model Years 2021-2023 Loan)
- Freedom Of Maryland Federal Credit Union: 4.99% (Anything Loan)
- Har-co Credit Union: 5.24% (Holiday Loan)
Personal Loan Calculators
