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Aberdeen Proving Ground FCU Rates & Review October 2026

Aberdeen Proving Ground FCU's top rates as of October 15, 2026 are 4.30% APY on its 9 Month CD - Standard and IRA, 2.00% APY on savings, 2.00% APY on money market accounts, 4.00% APY on checking, 5.50% on its Jumbo 5/1 ARM mortgage, personal loans from 6.59% APR, and credit cards from 12.74% APR, according to rates verified by MonitorBankRates. Other Aberdeen Proving Ground FCU CD rates include 15 Month CD Special at 4.20%, 12 Month CD - Jumbo at 3.85%, and 12 Month CD - MyTimes Plus (members 65 and over) at 3.85%. Other Aberdeen Proving Ground FCU mortgage rates include Jumbo 7/1 ARM at 5.75%, Mortgage - 7/1 ARM at 5.75%, and Mortgage - 10/1 ARM at 6.12%. MonitorBankRates evaluates the financial stability of Aberdeen Proving Ground FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.35%. Rates last updated and verified on 10/15/2026.

Aberdeen Proving Ground FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aberdeen Proving Ground FCU? Share your experience about Aberdeen Proving Ground FCU by leaving a review below, or read customer reviews before you decide to use Aberdeen Proving Ground FCU.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.35%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Aberdeen Proving Ground FCU
Edgewood Operations Center
1321 Pulaski Hwy
Edgewood, MD 21040-1502
https://www.apgfcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Aberdeen Proving Ground FCU CD Rates

Product Rate APY Term View More
9 Month Certificate - Standard and IRA 4.23% 4.30% 9 months
Min Deposit $100
Details Effective 10-14-2026; Standard and IRA: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 4.30% APY
3.80%4.30%4.80%Oct 15, 2026: 4.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
15 Month Certificate Special 4.13% 4.20% 15 months
Min Balance $100
Details Promotional APY effective as of 07/24/2026; certificate automatically renews to an 18-month term at maturity unless action is taken; penalty for early withdrawal; other restrictions may apply
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 4.20% APY · checked 5 times
3.70%4.20%4.70%Sep 25, 2026: 4.20% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
12 Month Certificate - Jumbo 3.79% 3.85% 12 months
Min Balance $50,000
Details Effective 10-14-2026; Jumbo: $50,000 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 15, 2026: 3.85% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
12 Month Certificate - MyTimes Plus (members 65 and over) 3.79% 3.85% 12 Months
Min Deposit $100
Details Effective 10-14-2026; MyTimes Plus (members 65 and over): $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 15, 2026: 3.85% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
6 Month Certificate - Jumbo 3.79% 3.85% 6 months
Min Balance $50,000
Details Effective 10-14-2026; Jumbo: $50,000 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 15, 2026: 3.85% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
6 Month Certificate - Standard and IRA 3.79% 3.85% 6 months
Min Deposit $100
Details Effective 10-14-2026; Standard and IRA: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 15, 2026: 3.85% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
12 Month Certificate - Standard and IRA 3.69% 3.75% 12 months
Min Deposit $100
Details Effective 10-14-2026; Standard and IRA: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 15, 2026: 3.75% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
36 Month Certificate - MyTimes (members 50 and over) 3.50% 3.55% 36 Months
Min Deposit $100
Details Effective 10-14-2026; MyTimes (members 50 and over): $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.55% APY
3.05%3.55%4.05%Oct 15, 2026: 3.55% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
48 Month Certificate - Member Rewards Gold 3.50% 3.55% 48 months
Min Deposit $100
Details Effective 10-14-2026; Member Rewards Gold: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.55% APY
3.05%3.55%4.05%Oct 15, 2026: 3.55% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
60 Month Certificate - Member Rewards Gold 3.50% 3.55% 60 months
Min Deposit $100
Details Effective 10-14-2026; Member Rewards Gold: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.55% APY
3.05%3.55%4.05%Oct 15, 2026: 3.55% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
48 Month Certificate - Member Rewards Silver 3.38% 3.43% 48 months
Min Deposit $100
Details Effective 10-14-2026; Member Rewards Silver: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.43% APY
2.93%3.43%3.93%Oct 15, 2026: 3.43% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
60 Month Certificate - Member Rewards Silver 3.38% 3.43% 60 months
Min Deposit $100
Details Effective 10-14-2026; Member Rewards Silver: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.43% APY
2.93%3.43%3.93%Oct 15, 2026: 3.43% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
18 Month Certificate - Standard and IRA 3.25% 3.30% 18 months
Min Deposit $100
Details Effective 10-14-2026; Standard and IRA: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 15, 2026: 3.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
24 Month Certificate - Standard and IRA 3.25% 3.30% 24 months
Min Deposit $100
Details Effective 10-14-2026; Standard and IRA: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 15, 2026: 3.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
30 Month Certificate - Standard and IRA 3.25% 3.30% 30 months
Min Deposit $100
Details Effective 10-14-2026; Standard and IRA: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 15, 2026: 3.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
48 Month Certificate - Standard and IRA 3.25% 3.30% 48 months
Min Deposit $100
Details Effective 10-14-2026; Standard and IRA: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 15, 2026: 3.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
60 Month Certificate - Standard and IRA 3.25% 3.30% 60 months
Min Deposit $100
Details Effective 10-14-2026; Standard and IRA: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 15, 2026: 3.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
25 Month Certificate - Step-Up 3.21% 3.25% 25 month
Min Deposit $100
Details Effective 10-14-2026; Step-Up: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 15, 2026: 3.25% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
45 Month Certificate - Step-Up 3.21% 3.25% 45 month
Min Deposit $100
Details Effective 10-14-2026; Step-Up: $100 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 15, 2026: 3.25% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
3 Month Certificate - Jumbo 3.16% 3.20% 3 months
Min Balance $50,000
Details Effective 10-14-2026; Jumbo: $50,000 Minimum
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.20% APY
2.70%3.20%3.70%Oct 15, 2026: 3.20% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Savings Rates

Product Rate APY View More
U Educate Summer Savings Account 1.99% 2.00%
Min Balance $0
Details Balance: $0 to $10,000.00; Qualifying balance up to $10,000.00; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Regular Shares 0.20% 0.20%
Min Balance $5
Details Effective 10-14-2026; Dividends compounded quarterly
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 25, 2026: 0.20% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Money Market Rates

Product Rate APY View More
High Yield Money Market Account 1.98% 2.00%
Min Balance $500,000
Details Balance: $500,000.00 - $749,999.99; New money requirement: at least 50% of the opening deposit must come from funds not already on deposit with APGFCU; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
High Yield Money Market Account 1.48% 1.50%
Min Balance $200,000
Details Balance: $200,000.00 - $499,999.99; New money requirement: at least 50% of the opening deposit must come from funds not already on deposit with APGFCU; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
High Yield Money Market Account 1.24% 1.25%
Min Balance $125,000
Details Balance: $125,000.00 - $199,999.99; New money requirement: at least 50% of the opening deposit must come from funds not already on deposit with APGFCU; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 5 times
0.75%1.25%1.75%Sep 25, 2026: 1.25% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
High Yield Money Market Account 0.99% 1.00%
Min Balance $75,000
Details Balance: $75,000.00 - $124,999.99; New money requirement: at least 50% of the opening deposit must come from funds not already on deposit with APGFCU; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Tiered Money Market 0.99% 1.00%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000.00 and above; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Tiered Money Market 0.74% 0.75%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 0.75% APY · checked 5 times
0.25%0.75%1.25%Sep 25, 2026: 0.75% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Tiered Money Market 0.49% 0.50%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Tiered Money Market 0.39% 0.40%
Min Deposit $2,500
Min Balance $15,000
Details Balance: $15,000.00 - $24,999.99; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 25, 2026: 0.40% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Tiered Money Market 0.34% 0.35%
Min Deposit $2,500
Min Balance $0
Details Balance: $0.00 - $2,499.99; Fee applies: $10 monthly fee if balance falls below $2,500; Dividend rates may change after account is opened
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 0.35% APY · checked 5 times
0.00%0.43%0.85%Sep 25, 2026: 0.35% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Checking Rates

Product Rate APY View More
High Yield Checking 3.93% 4.00%
Min Deposit $0
Min Balance $0
Details Qualifications Required; Balance: $0 - $20,000; Meet Criteria; Effective 10-14-2026
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Member Protect Checking 0.25% 0.25%
Min Deposit $0
Min Balance $20,000
Details Balance: $20,000.01 and over; $6.00 monthly fee waived with opt-out of paper statements, qualifying direct deposit of at least $200/month, and 20 qualifying POS transactions/month; limited to one per member
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 25, 2026: 0.25% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Member Protect Checking 0.15% 0.15%
Min Deposit $0
Min Balance $10,000
Details Balance: $10,000.01 - $20,000; $6.00 monthly fee waived with opt-out of paper statements, qualifying direct deposit of at least $200/month, and 20 qualifying POS transactions/month; limited to one per member
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 25, 2026: 0.15% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Member Protect Checking 0.05% 0.05%
Min Deposit $0
Min Balance $0
Details Balance: $0 - $10,000; $6.00 monthly fee waived with opt-out of paper statements, qualifying direct deposit of at least $200/month, and 20 qualifying POS transactions/month; limited to one per member
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Standard Checking 0.05% 0.05%
Details Minimum Balance: No Minimum Balance; Effective 10-14-2026
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Mortgage Rates

Product Rate Points APR Term View More
Jumbo 7/1 ARM 5.75% 0.000 6.575%
No additional details.
Last Updated 10/15/2026
Rate History
2 changes since Sep 25, 2026 · 6.42% → 6.58% ▲ 0.15 pts · high 6.58% / low 6.42%
5.92%6.50%7.08%Sep 25, 2026: 6.42% APROct 2, 2026: 6.47% APROct 15, 2026: 6.58% APRSep 25, 2026Oct 16, 2026
  • Oct 15, 20266.58%▲ from 6.47%
  • Oct 2, 20266.47%▲ from 6.42%
  • Sep 25, 20266.42%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Mortgage - 7/1 ARM 5.75% 0.000 6.626%
No additional details.
Last Updated 10/15/2026
Rate History
2 changes since Sep 25, 2026 · 6.48% → 6.63% ▲ 0.15 pts · high 6.63% / low 6.48%
5.98%6.55%7.13%Sep 25, 2026: 6.48% APROct 2, 2026: 6.52% APROct 15, 2026: 6.63% APRSep 25, 2026Oct 16, 2026
  • Oct 15, 20266.63%▲ from 6.52%
  • Oct 2, 20266.52%▲ from 6.48%
  • Sep 25, 20266.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Jumbo 5/1 ARM 5.50% 0.000 6.654%
No additional details.
Last Updated 10/15/2026
Rate History
2 changes since Sep 25, 2026 · 6.51% → 6.65% ▲ 0.15 pts · high 6.65% / low 6.51%
6.01%6.58%7.15%Sep 25, 2026: 6.51% APROct 2, 2026: 6.56% APROct 15, 2026: 6.65% APRSep 25, 2026Oct 16, 2026
  • Oct 15, 20266.65%▲ from 6.56%
  • Oct 2, 20266.56%▲ from 6.51%
  • Sep 25, 20266.51%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Mortgage - 10/1 ARM 6.125% 0.000 6.654%
No additional details.
Last Updated 10/15/2026
Rate History
2 changes since Sep 25, 2026 · 6.50% → 6.65% ▲ 0.15 pts · high 6.65% / low 6.50%
6.00%6.58%7.15%Sep 25, 2026: 6.50% APROct 2, 2026: 6.54% APROct 15, 2026: 6.65% APRSep 25, 2026Oct 16, 2026
  • Oct 15, 20266.65%▲ from 6.54%
  • Oct 2, 20266.54%▲ from 6.50%
  • Sep 25, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Mortgage - 5/1 ARM 5.50% 0.000 6.705%
No additional details.
Last Updated 10/15/2026
Rate History
2 changes since Sep 25, 2026 · 6.56% → 6.71% ▲ 0.15 pts · high 6.71% / low 6.56%
6.06%6.63%7.21%Sep 25, 2026: 6.56% APROct 2, 2026: 6.61% APROct 15, 2026: 6.71% APRSep 25, 2026Oct 16, 2026
  • Oct 15, 20266.71%▲ from 6.61%
  • Oct 2, 20266.61%▲ from 6.56%
  • Sep 25, 20266.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Mortgage - 15 Year Fixed 7.00% 0.250 7.231%
No additional details.
Last Updated 10/15/2026
Rate History
1 change since Oct 2, 2026 · 7.36% → 7.23% ▼ 0.13 pts · high 7.36% / low 7.23%
6.73%7.29%7.86%Oct 2, 2026: 7.36% APROct 15, 2026: 7.23% APROct 2, 2026Oct 16, 2026
  • Oct 15, 20267.23%▼ from 7.36%
  • Oct 2, 20267.36%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Jumbo 15 Year Fixed 7.125% 0.250 7.268%
No additional details.
Last Updated 10/15/2026
Rate History
1 change since Sep 25, 2026 · 7.34% → 7.27% ▼ 0.07 pts · high 7.34% / low 7.27%
6.77%7.30%7.84%Sep 25, 2026: 7.34% APROct 15, 2026: 7.27% APRSep 25, 2026Oct 16, 2026
  • Oct 15, 20267.27%▼ from 7.34%
  • Sep 25, 20267.34%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Jumbo 30 Year Fixed 7.50% 0.125 7.58%
No additional details.
Last Updated 10/15/2026
Rate History
1 change since Oct 2, 2026 · 7.71% → 7.58% ▼ 0.13 pts · high 7.71% / low 7.58%
7.08%7.64%8.21%Oct 2, 2026: 7.71% APROct 15, 2026: 7.58% APROct 2, 2026Oct 16, 2026
  • Oct 15, 20267.58%▼ from 7.71%
  • Oct 2, 20267.71%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Mortgage - 20 Year Fixed 7.375% 0.375 7.582%
No additional details.
Last Updated 10/15/2026
Rate History
No change since Oct 4, 2026 · 7.58% APR · checked 2 times
7.08%7.58%8.08%Oct 4, 2026: 7.58% APROct 4, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
VA 30 Year Fixed 7.125% 0.250 7.583%
No additional details.
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 7.58% APR
7.08%7.58%8.08%Oct 15, 2026: 7.58% APROct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Mortgage - 30 Year Fixed 7.50% 0.125 7.636%
No additional details.
Last Updated 10/15/2026
Rate History
1 change since Oct 2, 2026 · 7.76% → 7.64% ▼ 0.13 pts · high 7.76% / low 7.64%
7.14%7.70%8.26%Oct 2, 2026: 7.76% APROct 4, 2026: 7.64% APROct 2, 2026Oct 16, 2026
  • Oct 4, 20267.64%▼ from 7.76%
  • Oct 2, 20267.76%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
USDA 30 Year Fixed 7.125% 0.125 7.671%
No additional details.
Last Updated 10/15/2026
Rate History
1 change since Sep 25, 2026 · 7.54% → 7.67% ▲ 0.13 pts · high 7.67% / low 7.54%
7.04%7.61%8.17%Sep 25, 2026: 7.54% APROct 4, 2026: 7.67% APRSep 25, 2026Oct 16, 2026
  • Oct 4, 20267.67%▲ from 7.54%
  • Sep 25, 20267.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Mortgage - FHA 30 Year Fixed 7.125% 0.125 7.951%
No additional details.
Last Updated 10/15/2026
Rate History
1 change since Sep 25, 2026 · 7.82% → 7.95% ▲ 0.13 pts · high 7.95% / low 7.82%
7.32%7.89%8.45%Sep 25, 2026: 7.82% APROct 4, 2026: 7.95% APRSep 25, 2026Oct 16, 2026
  • Oct 4, 20267.95%▲ from 7.82%
  • Sep 25, 20267.82%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Auto Loan Rates

Product Rate Points APR Term View More
New Car & Truck Loan - - 4.79% 1-36 months
Details As Low As; Automated Payments APR; New vehicle; To qualify, establish an automated loan payment from an APGFCU account at loan settlement; Minimum loan amount is $20,000; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 4.79% APR
4.29%4.79%5.29%Oct 15, 2026: 4.79% APROct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Car & Truck Loan - - 4.94% 1-36 months
Details Qualifications Required: Automated loan payment from an APGFCU account established at loan settlement; As Low As; Automated Payments APR; Monthly payment per $1,000 borrowed $29.94; Minimum loan amount $20,000; Franchise dealer purchase or refinance, model years up to two years old; Maximum term 75 months for used vehicles 3-7 years old, 63 months for 8 years or older
Last Updated 10/15/2026
Rate History
No change since Sep 16, 2026 · 4.94% APR · checked 3 times
4.44%4.94%5.44%Sep 16, 2026: 4.94% APRSep 16, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Car & Truck Loan - - 5.04% 37-51 months
Details As Low As; Automated Payments APR; New vehicle; To qualify, establish an automated loan payment from an APGFCU account at loan settlement; Minimum loan amount is $20,000; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 5.04% APR
4.54%5.04%5.54%Oct 15, 2026: 5.04% APROct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Car & Truck Loan - - 5.19% 37-51 months
Details Qualifications Required: Automated loan payment from an APGFCU account established at loan settlement; As Low As; Automated Payments APR; Monthly payment per $1,000 borrowed $21.89; Minimum loan amount $20,000; Franchise dealer purchase or refinance, model years up to two years old; Maximum term 75 months for used vehicles 3-7 years old, 63 months for 8 years or older
Last Updated 10/15/2026
Rate History
No change since Sep 16, 2026 · 5.19% APR · checked 3 times
4.69%5.19%5.69%Sep 16, 2026: 5.19% APRSep 16, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Car & Truck Loan - - 5.29% 52-63 months
Details As Low As; Automated Payments APR; New vehicle; To qualify, establish an automated loan payment from an APGFCU account at loan settlement; Minimum loan amount is $20,000; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 5.29% APR
4.79%5.29%5.79%Oct 15, 2026: 5.29% APROct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Car & Truck Loan - - 5.44% 52-63 months
Details Qualifications Required: Automated loan payment from an APGFCU account established at loan settlement; As Low As; Automated Payments APR; Monthly payment per $1,000 borrowed $18.28; Minimum loan amount $20,000; Franchise dealer purchase or refinance, model years up to two years old; Maximum term 75 months for used vehicles 3-7 years old, 63 months for 8 years or older
Last Updated 10/15/2026
Rate History
No change since Sep 16, 2026 · 5.44% APR · checked 3 times
4.94%5.44%5.94%Sep 16, 2026: 5.44% APRSep 16, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Car & Truck Loan - - 5.69% 64-75 months
Details As Low As; Automated Payments APR; New vehicle; To qualify, establish an automated loan payment from an APGFCU account at loan settlement; Minimum loan amount is $20,000; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 5.69% APR
5.19%5.69%6.19%Oct 15, 2026: 5.69% APROct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Car & Truck Loan - - 5.84% 64-75 months
Details Qualifications Required: Automated loan payment from an APGFCU account established at loan settlement; As Low As; Automated Payments APR; Monthly payment per $1,000 borrowed $15.95; Minimum loan amount $20,000; Franchise dealer purchase or refinance, model years up to two years old; Maximum term 75 months for used vehicles 3-7 years old, 63 months for 8 years or older
Last Updated 10/15/2026
Rate History
No change since Sep 16, 2026 · 5.84% APR · checked 3 times
5.34%5.84%6.34%Sep 16, 2026: 5.84% APRSep 16, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Off-Road Vehicles Loan - - 5.99% 1-36 Months
Details As Low As; Jet Ski, Snowmobile, Dirt Bike & ATVs; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account at loan settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 25, 2026: 5.99% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Off-Road Vehicles Loan - - 6.24% 37-51 Months
Details As Low As; Jet Ski, Snowmobile, Dirt Bike & ATVs; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account at loan settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Sep 25, 2026: 6.24% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Car & Truck Loan - - 6.59% 76-84 months
Details As Low As; Automated Payments APR; New vehicle; To qualify, establish an automated loan payment from an APGFCU account at loan settlement; Minimum loan amount is $20,000; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 6.59% APR
6.09%6.59%7.09%Oct 15, 2026: 6.59% APROct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Off-Road Vehicles Loan - - 6.74% 52-60 Months
Details As Low As; Jet Ski, Snowmobile, Dirt Bike & ATVs; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account at loan settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.74% APR · checked 3 times
6.24%6.74%7.24%Sep 25, 2026: 6.74% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Car & Truck Loan - - 6.74% 76-84 months
Details Qualifications Required: Automated loan payment from an APGFCU account established at loan settlement; As Low As; Automated Payments APR; Monthly payment per $1,000 borrowed $14.97; Minimum loan amount $20,000; Franchise dealer purchase or refinance, model years up to two years old; Maximum term 75 months for used vehicles 3-7 years old, 63 months for 8 years or older
Last Updated 10/15/2026
Rate History
No change since Sep 16, 2026 · 6.74% APR · checked 3 times
6.24%6.74%7.24%Sep 16, 2026: 6.74% APRSep 16, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Off-Road Vehicles Loan - - 6.74% 1-36 Months
Details As Low As; Jet Ski, Snowmobile, Dirt Bike & ATVs; Available on approved credit for purchases from a franchise dealer or refinances; Rates honored for 30 days from date of loan decision
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.74% APR · checked 3 times
6.24%6.74%7.24%Sep 25, 2026: 6.74% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Off-Road Vehicles Loan - - 6.99% 37-51 Months
Details As Low As; Jet Ski, Snowmobile, Dirt Bike & ATVs; Available on approved credit for purchases from a franchise dealer or refinances; Rates honored for 30 days from date of loan decision
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Sep 25, 2026: 6.99% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Off-Road Vehicles Loan - - 7.49% 52-60 Months
Details As Low As; Jet Ski, Snowmobile, Dirt Bike & ATVs; Available on approved credit for purchases from a franchise dealer or refinances; Rates honored for 30 days from date of loan decision
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 7.49% APR · checked 3 times
6.99%7.49%7.99%Sep 25, 2026: 7.49% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 5.49% 1-36 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at settlement; Monthly Payment per $1,000 borrowed $30.19; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Sep 25, 2026: 5.49% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Motorcycle Loan - 5.74% 37-51 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at settlement; Monthly Payment per $1,000 borrowed $22.14; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 5.74% APR · checked 3 times
5.24%5.74%6.24%Sep 25, 2026: 5.74% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Boat Loan - 5.99% 97-180 months
Details As Low As; Loan Amount: $25,000; Effective 10-14-2026; Rates available on approved credit; Rates honored for 30 days from loan decision; Automated Payment Interest Rate requires automated loan payment from an APGFCU account at settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 25, 2026: 5.99% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Large and Small RV Loan - 5.99% 97-180 Months
Details As Low As; Loan Amount: $25,000; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Rates available on approved credit; Rates honored for 30 days from date of loan decision; Qualify for Automated Payment Interest Rate by establishing an automated loan payment from an APGFCU account at settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 5.99% APR · checked 5 times
5.49%5.99%6.49%Sep 25, 2026: 5.99% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Motorcycle Loan - 6.24% 52-63 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at settlement; Monthly Payment per $1,000 borrowed $18.66; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Sep 25, 2026: 6.24% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Motorcycle Loan - 6.24% 1-36 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at loan settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Sep 25, 2026: 6.24% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Boat Loan - 6.49% 73-96 months
Details As Low As; Loan Amount: $25,000; Effective 10-14-2026; Rates available on approved credit; Rates honored for 30 days from loan decision; Automated Payment Interest Rate requires automated loan payment from an APGFCU account at settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.49% APR · checked 4 times
5.99%6.49%6.99%Sep 25, 2026: 6.49% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Large and Small RV Loan - 6.49% 73-96 Months
Details As Low As; Loan Amount: $25,000; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Rates available on approved credit; Rates honored for 30 days from date of loan decision; Qualify for Automated Payment Interest Rate by establishing an automated loan payment from an APGFCU account at settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Sep 25, 2026: 6.49% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Boat Loan - 6.49% 97-180 months
Details As Low As; Loan Amount: $25,000; Franchise dealer purchases or refinances; Automated Payment Interest Rate available with automated loan payment from APGFCU account
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Sep 25, 2026: 6.49% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Large and Small RV Loan - 6.49% 97-180 Months
Details As Low As; Loan Amount: $25,000; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Rates available on approved credit for franchise dealer purchases or refinances; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account; Effective 10-14-2026
Last Updated 10/15/2026
Rate History
No change since Oct 4, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 4, 2026: 6.49% APROct 4, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Motorcycle Loan - 6.49% 37-51 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at loan settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.49% APR · checked 3 times
5.99%6.49%6.99%Sep 25, 2026: 6.49% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Boat Loan - 6.74% 1-72 months
Details As Low As; Effective 10-14-2026; Rates available on approved credit; Rates honored for 30 days from loan decision; Automated Payment Interest Rate requires automated loan payment from an APGFCU account at settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.74% APR · checked 4 times
6.24%6.74%7.24%Sep 25, 2026: 6.74% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Large and Small RV Loan - 6.74% 1-72 Months
Details As Low As; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Rates available on approved credit; Rates honored for 30 days from date of loan decision; Qualify for Automated Payment Interest Rate by establishing an automated loan payment from an APGFCU account at settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.74% APR · checked 5 times
6.24%6.74%7.24%Sep 25, 2026: 6.74% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Motorcycle Loan - 6.74% 64-75 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at settlement; Minimum loan amount $20,000; Monthly Payment per $1,000 borrowed $16.38; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.74% APR · checked 3 times
6.24%6.74%7.24%Sep 25, 2026: 6.74% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Boat Loan - 6.99% 73-96 months
Details As Low As; Loan Amount: $25,000; Franchise dealer purchases or refinances; Automated Payment Interest Rate available with automated loan payment from APGFCU account
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.99% APR · checked 5 times
6.49%6.99%7.49%Sep 25, 2026: 6.99% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Large and Small RV Loan - 6.99% 73-96 Months
Details As Low As; Loan Amount: $25,000; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Rates available on approved credit for franchise dealer purchases or refinances; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account; Effective 10-14-2026
Last Updated 10/15/2026
Rate History
No change since Oct 4, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 4, 2026: 6.99% APROct 4, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Motorcycle Loan - 6.99% 52-63 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at loan settlement
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Sep 25, 2026: 6.99% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Boat Loan - 7.24% 1-72 months
Details As Low As; Franchise dealer purchases or refinances; Automated Payment Interest Rate available with automated loan payment from APGFCU account
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 7.24% APR · checked 5 times
6.74%7.24%7.74%Sep 25, 2026: 7.24% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Large and Small RV Loan - 7.24% 1-72 Months
Details As Low As; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Rates available on approved credit for franchise dealer purchases or refinances; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account; Effective 10-14-2026
Last Updated 10/15/2026
Rate History
No change since Oct 4, 2026 · 7.24% APR · checked 2 times
6.74%7.24%7.74%Oct 4, 2026: 7.24% APROct 4, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Motorcycle Loan - 7.49% 64-75 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at loan settlement; Minimum loan amount $20,000
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 7.49% APR · checked 3 times
6.99%7.49%7.99%Sep 25, 2026: 7.49% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
New Motorcycle Loan - 7.74% 76-84 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at settlement; Minimum loan amount $20,000; Monthly Payment per $1,000 borrowed $15.46; Rates honored for 30 days from loan decision
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 7.74% APR · checked 3 times
7.24%7.74%8.24%Sep 25, 2026: 7.74% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Used Motorcycle Loan - 8.49% 76-84 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account at loan settlement; Minimum loan amount $20,000
Last Updated 10/15/2026
Rate History
No change since Sep 25, 2026 · 8.49% APR · checked 3 times
7.99%8.49%8.99%Sep 25, 2026: 8.49% APRSep 25, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Student Loan Rates

Product Rate Points APR Term View More
Education Loan - - 5.59%
Details As Low As; Other Loans table, effective 10-14-2026; approved credit required; automated loan payment from an APGFCU account qualifies for the Automated Payment Interest Rate
Last Updated 10/15/2026
Rate History
1 change since Sep 16, 2026 · 5.49% → 5.59% ▲ 0.10 pts · high 5.59% / low 5.49%
4.99%5.54%6.09%Sep 16, 2026: 5.49% APROct 4, 2026: 5.59% APRSep 16, 2026Oct 16, 2026
  • Oct 4, 20265.59%▲ from 5.49%
  • Sep 16, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Credit Card Rates

Product Rate APR View More
Visa Platinum Preferred Credit Card - 12.74%
Details Published APR range: 12.74% - 17.99%. Intro 0% APR for 15 months on qualified balance transfers; regular variable APR 12.74% - 17.99% after intro
Last Updated 10/15/2026
Rate History
1 change since Sep 25, 2026 · 12.49% → 12.74% ▲ 0.25 pts · high 12.74% / low 12.49%
11.99%12.62%13.24%Sep 25, 2026: 12.49% APROct 4, 2026: 12.74% APRSep 25, 2026Oct 16, 2026
  • Oct 4, 202612.74%▲ from 12.49%
  • Sep 25, 202612.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Personal Loan Rates

Product APR Term View More
Personal Loan 6.59% 1-36 months
Details As Low As; Includes .25% auto pay rate discount
Last Updated 10/15/2026
Rate History
1 change since Sep 16, 2026 · 6.49% → 6.59% ▲ 0.10 pts · high 6.59% / low 6.49%
5.99%6.54%7.09%Sep 16, 2026: 6.49% APROct 4, 2026: 6.59% APRSep 16, 2026Oct 16, 2026
  • Oct 4, 20266.59%▲ from 6.49%
  • Sep 16, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Personal Loan 8.29% 37-48 months
Details As Low As; Includes .25% auto pay rate discount
Last Updated 10/15/2026
Rate History
1 change since Sep 16, 2026 · 8.19% → 8.29% ▲ 0.10 pts · high 8.29% / low 8.19%
7.69%8.24%8.79%Sep 16, 2026: 8.19% APROct 4, 2026: 8.29% APRSep 16, 2026Oct 16, 2026
  • Oct 4, 20268.29%▲ from 8.19%
  • Sep 16, 20268.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Personal Loan 9.29% 49-60 months
Details As Low As; Includes .25% auto pay rate discount
Last Updated 10/15/2026
Rate History
1 change since Sep 16, 2026 · 9.19% → 9.29% ▲ 0.10 pts · high 9.29% / low 9.19%
8.69%9.24%9.79%Sep 16, 2026: 9.19% APROct 4, 2026: 9.29% APRSep 16, 2026Oct 16, 2026
  • Oct 4, 20269.29%▲ from 9.19%
  • Sep 16, 20269.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Personal Loan 10.54% 61-72 months
Details As Low As; Includes .25% auto pay rate discount
Last Updated 10/15/2026
Rate History
1 change since Sep 16, 2026 · 10.44% → 10.54% ▲ 0.10 pts · high 10.54% / low 10.44%
9.94%10.49%11.04%Sep 16, 2026: 10.44% APROct 4, 2026: 10.54% APRSep 16, 2026Oct 16, 2026
  • Oct 4, 202610.54%▲ from 10.44%
  • Sep 16, 202610.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Personal Loan 10.79% 73-84 months
Details As Low As; Includes .25% auto pay rate discount
Last Updated 10/15/2026
Rate History
1 change since Sep 16, 2026 · 10.69% → 10.79% ▲ 0.10 pts · high 10.79% / low 10.69%
10.19%10.74%11.29%Sep 16, 2026: 10.69% APROct 4, 2026: 10.79% APRSep 16, 2026Oct 16, 2026
  • Oct 4, 202610.79%▲ from 10.69%
  • Sep 16, 202610.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Other Rates

Product Rate Points APY/APR Term View More
Easy Cash Line of Credit - - 10.99% Revolving
Details As Low As; Variable APR range 10.99% - 17.99%; Simple Interest on outstanding balance; Based on Wall Street Journal Prime plus a margin; Subject to credit approval; Minimum monthly payment of 2% of outstanding balance or $25.00; Effective 10-14-2026
Last Updated 10/15/2026
Rate History
No change since Oct 8, 2026 · 10.99% APR · checked 3 times
10.49%10.99%11.49%Oct 8, 2026: 10.99% APROct 8, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Home Improvement Loan - - 6.09%
Details As Low As; Other Loans table, effective 10-14-2026; approved credit required; automated loan payment from an APGFCU account qualifies for the Automated Payment Interest Rate
Last Updated 10/15/2026
Rate History
1 change since Sep 16, 2026 · 5.99% → 6.09% ▲ 0.10 pts · high 6.09% / low 5.99%
5.49%6.04%6.59%Sep 16, 2026: 5.99% APROct 4, 2026: 6.09% APRSep 16, 2026Oct 16, 2026
  • Oct 4, 20266.09%▲ from 5.99%
  • Sep 16, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Manufactured Home Loan - - 9.39% 1-180 months
Details As Low As; Loan Amount: $24,999 and below; Rates reflect a 0.25% discount for Automated Payments
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 9.39% APR
8.89%9.39%9.89%Oct 15, 2026: 9.39% APROct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Manufactured Home Loan - - 9.64% 1-240 months
Details As Low As; Loan Amount: $25,000 to $49,999; Rates reflect a 0.25% discount for Automated Payments
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 9.64% APR
9.14%9.64%10.14%Oct 15, 2026: 9.64% APROct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
Manufactured Home Loan - - 9.89% 1-240 months
Details As Low As; Loan Amount: $50,000 and above; Rates reflect a 0.25% discount for Automated Payments
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 9.89% APR
9.39%9.89%10.39%Oct 15, 2026: 9.89% APROct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
24 Month Certificate - Super 3.25% - 3.30% 24 months
Min Balance $25,000
Details Effective 10-14-2026; Super: $25,000 Minimum; Coverdell IRAs not eligible for this tier
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 15, 2026: 3.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
30 Month Certificate - Super 3.25% - 3.30% 30 months
Min Balance $25,000
Details Effective 10-14-2026; Super: $25,000 Minimum; Coverdell IRAs not eligible for this tier
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 15, 2026: 3.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
48 Month Certificate - Super 3.25% - 3.30% 48 months
Min Balance $25,000
Details Effective 10-14-2026; Super: $25,000 Minimum; Coverdell IRAs not eligible for this tier
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 15, 2026: 3.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%
60 Month Certificate - Super 3.25% - 3.30% 60 months
Min Balance $25,000
Details Effective 10-14-2026; Super: $25,000 Minimum; Coverdell IRAs not eligible for this tier
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 15, 2026: 3.30% APYOct 15, 2026Oct 16, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.35%

Financial Health History

Aberdeen Proving Ground FCU’s Texas Ratio fell from 6.68% in Q3 2023 to 4.35% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.68% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.35% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$2.7B4.35%5.0A+
March 31, 2026$2.6B3.85%5.0A+
December 31, 2025$2.6B5.79%5.0A+
September 30, 2025$2.5B5.98%5.0A+
June 30, 2025$2.5B6.40%5.0A
March 31, 2025$2.4B5.60%5.0A+
December 31, 2024$2.4B7.80%5.0A
September 30, 2024$2.4B6.92%5.0A
June 30, 2024$2.4B6.76%5.0A
March 31, 2024$2.4B6.95%5.0A
December 31, 2023$2.3B7.74%5.0A
September 30, 2023$2.2B6.68%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Aberdeen Proving Ground FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aberdeen Proving Ground FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aberdeen Proving Ground FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aberdeen Proving Ground FCU
Address 1321 Pulaski Hwy, Edgewood, MD 21040-1502
Phone 410-272-4000
Fax 410-612-2316
President Timothy Sherwood
CEO Becky Smith
Full-Time Employees 423
Part-Time Employees 11
Branch Locations 18
ATM Locations 18
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.35%
Return on Assets (ROA)
0.4519%
Return on Equity (ROE)
4.8814%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
2,689,803,841
Total Amount of Shares and Deposits
2,394,153,483
Total Shares and Deposits < 1 Year
2,203,217,863
Total Shares and Deposits 1 3 Years
93,559,237
Total Shares and Deposits > 3 Years
97,376,383
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
140,070,958
Total Uninsured Shares and Deposits > $250K (F+J)
140,070,958
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,254,082,525
Total Interest Expense (Sum of items 6 8)
20,193,397
Share Certificates
25,879
Number of Accounts for Share Drafts
76,794
IRA KEOGH Accounts
5,676
Number of Accounts for Regular Shares
177,977
Money Market Shares
2,902
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
178,380,815
Total Liabilities
2,438,007,082
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Aberdeen Proving Ground FCU earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Aberdeen Proving Ground FCU

How many branches does Aberdeen Proving Ground FCU operate?

Aberdeen Proving Ground FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aberdeen Proving Ground FCU?

Yes, to access services at Aberdeen Proving Ground FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aberdeen Proving Ground FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aberdeen Proving Ground FCU provides members with tools to manage their accounts and build a solid financial history.

Does Aberdeen Proving Ground FCU offer online and mobile banking?

Most modern institutions like Aberdeen Proving Ground FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.apgfcu.com.

Current Aberdeen Proving Ground FCU Rates

  • 12-Month CD3.75%
  • 18-Month CD3.30%
  • 24-Month CD3.25%
  • 60-Month CD3.30%
  • Savings2.00%
  • MMA2.00%
Retrieved from our database of financial products. Rates subject to change.