Act 1st Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Act 1st Federal Credit Union's 18-Month CD rates are at 4.07%, 12-Month CD rates are at 4.07%, 24-Month CD rates are at 4.07%, 36-Month CD rates are at 3.56%, 60-Month CD rates are at 3.30%. Act 1st Federal Credit Union's savings rates are at 0.05%. Act 1st Federal Credit Union's money market rates are at 0.25%. Act 1st Federal Credit Union's Personal Loan Rates are at 10.00.

Act 1st Federal Credit Union

Compare Act 1st Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Act 1st Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Act 1st Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Act 1st Federal Credit Union? Share your experience about Act 1st Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Act 1st Federal Credit Union.

Overall, Act 1st Federal Credit Union is an excellent credit union worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.07%

2.52%

18-Month CD

4.07%

2.27%

24-Month CD

4.07%

2.26%

36-Month CD

3.56%

2.19%

48-Month CD

3.30%

2.14%

60-Month CD

3.30%

2.29%

Savings

0.05%

0.63%

MMA

0.25%

0.88%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

10.00%

11.27%

Act 1st Federal Credit Union
ACT 1st Federal Credit Union

14316 National Hwy SW
LaVale, MD 21502

https://www.act1stfcu.org

MonitorBankRates' Rating

4/5

★★★★☆

Review Act 1st Federal Credit Union

Compare Act 1st Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Fidelity

9-Month CD

4.40%

$1,000

The Peoples S&L Co.

12-Month CD

4.32%

$1,000

America First Federal Credit Union

36-Month CD

4.15%

$500

Act 1st Federal Credit Union

12-Month CD

4.07%

$500

Act 1st Federal Credit Union

18-Month CD

4.07%

$500

Act 1st Federal Credit Union

24-Month CD

4.07%

$500

Foresight Bank

12-Month CD

3.96%

$500

New Albin Savings Bank

60-Month CD

3.80%

$1,000

Cornhusker Bank

48-Month CD

3.73%

$1,000

First Federal Bank Littlefield, Texas

12-Month CD (Super Jumbo)

3.65%

$225,000

Act 1st Federal Credit Union

36-Month CD

3.56%

$500

Phelps County Bank

36-Month CD

3.49%

$1,000

Woodlands National Bank

24-Month CD

3.40%

$1,000

Act 1st Federal Credit Union

48-Month CD

3.30%

$500

Act 1st Federal Credit Union

60-Month CD

3.30%

$500

Centreville Bank

24-Month CD

3.25%

$1,000

Bell Bank

12-Month CD

3.25%

$500

Merchants State Bank

6-Month CD

3.00%

$100

Abound Federal Credit Union

12-Month CD

3.00%

$500

Act 1st Federal Credit Union

6-Month CD

2.79%

$500

Wakefield Co-operative Bank

24-Month CD

2.75%

$500

Vast Bank

36-Month CD

2.75%

$1,000

Primary Bank

36-Month CD

2.50%

$1,000

WCB West Central Bank

36-Month CD

2.42%

$1,000

Benchmark Community Bank

36-Month CD

2.40%

$500

First State Bank and Trust

36-Month CD

2.32%

$1,000

PSB of Rhineland

48-Month CD

2.02%

$1,000

Huron Valley State Bank

48-Month CD

2.02%

$500

Newtek Bank

48-Month CD

2.00%

$2,500

Century Bank Santa Fe, NM

60-Month CD

1.75%

$1,000

International Bank of Chicago

30-Month CD

1.75%

$1,000

Security Bank of Southwest Missouri

24-Month CD

1.36%

$1,000

Peoples State Bank Ellettsville, IN

12-Month CD

1.26%

$500

FNB of Brookfield

Passbook Savings

1.21%

$200

FNB in Taylorville

60-Month CD

1.11%

$1,000

Hancock County SB

60-Month CD

1.00%

$500

FNB of Peterstown

60-Month CD

1.00%

$2,500

Continental Bank

24-Month CD

0.85%

$25,000

Versailles S&L Co.

48-Month CD

0.85%

$1,000

Magnolia Bank Elizabethtown, KY

24-Month CD

0.60%

$500

Everett Co-operative Bank

12-Month CD

0.50%

$500

Benton State Bank

Money Market

0.50%

$2,500

The Middlefield Banking Company

12-Month CD

0.45%

$500

Forward Bank

Money Market

0.35%

$100

Stoughton Co-operative Bank

18-Month CD

0.30%

$500

First National Bank VA

Statement Savings

0.30%

$100

Clay County Savings Bank

Money Market

0.25%

$1,000

FNB of Nevada, Missouri

Money Market

0.25%

$2,500

Washington State Bank Washington, IA

Savings

0.25%

$100

Act 1st Federal Credit Union

Money Market

0.25%

$2,500

FSB Louise, TX

Savings

0.20%

$100

TTNB Turbotville Bank

Statement Savings

0.20%

$10

WaFd Bank

6-Month CD

0.15%

$1,000

Bank of Edmonson County

NOW Checking

0.10%

$1,000

Mechanics Cooperative Bank

Money Market

0.10%

$100

Androscoggin Savings Bank

Companion Savings

0.05%

$25

Community Bank of Pleasant Hill

36-Month CD

0.05%

$500

Act 1st Federal Credit Union

Savings

0.05%

Evergreen Federal Bank

Personal Savings

0.01%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Act 1st Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Security Service Federal Credit Union

10-Year Fixed (Power Rate)

5.500%

5.814%

0.000

Wells Fargo

15-Year Fixed

5.625%

5.872%

1.000

Catskill Hudson Bank

15-Year Fixed

5.750%

5.885%

0.500

WVS West View SB

10-Year Fixed

5.490%

5.886%

0.000

Luana Savings Bank

15-Year Fixed

5.875%

5.925%

0.000

NCB North Cambridge Coopertive Bank

15-Year Fixed

6.000%

6.017%

0.000

Pioneer Federal Credit Union

30-Year Fixed

5.875%

6.022%

0.000

LMCU Lake Michigan Credit Union

15-Year Fixed

5.875%

6.035%

0.263

Navy Federal Credit Union

15-Year Fixed Jumbo

5.875%

6.071%

0.250

1st United Credit Union

15-Year Fixed

6.000%

6.075%

0.000

Hoosier Hills Credit Union

15 Year Fixed

5.875%

6.081%

0.000

Geddes Federal S&L

5/1 ARM

6.498%

6.125%

0.000

Liberty Bank Middletown, CT

15-Year Fixed

6.125%

6.231%

0.000

Spire Credit Union

15 Year Fixed

6.125%

6.339%

0.000

Accentra Credit Union

15-Year Fixed

6.000%

6.365%

0.000

Community First Bank Rosholt, WI

15-Year Fixed

6.125%

6.369%

0.000

Farmers State Bank (Marion, IA)

30-Year Fixed

6.375%

6.420%

0.000

Unity Bank

15-Year Fixed

6.375%

6.422%

0.000

DCU Digital Federal Credit Union

30-Year Fixed

6.250%

6.439%

1.625

GreenLeaf Bank

15-Year Fixed

6.500%

6.519%

0.000

Penn East Federal Credit Union

15-Year Fixed

6.375%

6.522%

0.000

Greater Iowa Credit Union

20 Year Fixed

6.490%

6.558%

0.000

NASA Federal Credit Union

30-Year Fixed

6.500%

6.641%

0.000

Catskill Hudson Bank

7/6 ARM

6.125%

6.642%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Act 1st Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Marcus Bank

GM Extended Family™ Mastercard®

20.240% - 29.990%

0% Intro purchase APR for first 9 months

360 Federal Credit Union

Visa Classic

3.990%

Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.

Mountain America Federal Credit Union

Rewards Credit Card

14.240%

Vystar Credit Union

Visa Signature® Cash Back

17.750%

A & S Federal Credit Union

Visa Classic Card

12.900%

No annual fee

Acadian Federal Credit Union

Acadian CU Visa Classic

9.200%

9.20% APR for purchases, balance transfers and cash advances.

America First Federal Credit Union

SIGNATURE 1% CASH BACK VISA

14.740%

Unlimited 1% Cash Back Signature Card

Mountain America Federal Credit Union

Low Rate Credit Card

13.240%

Access Federal Credit Union

Access FCU Visa Classic

13.500%

Randolph Brooks FCU

World Cash Back Credit Card Mastercard

18.000%

1st Valley Credit Union

Platinum Secured Visa

8.750%

Academic Federal Credit Union

Academic VISA® Classic

15.400%

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

Abbott Laboratories Credit Union

Student Select Rewards Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Teachers Federal Credit Union

Visa Cash Back

16.100%

Marcus Bank

GM Business™ Mastercard®

19.240% - 29.240%

0% Intro purchase APR for first 12 months

AAC Credit Union

Visa Platinum

7.990%

Line of credit up to $20,000. $250,000 travel life insurance

SchoolsFirst Federal Credit Union

Inspire Mastercard

13.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Vystar Credit Union

Visa Signature® Rewards

17.750%

1st Valley Credit Union

Platinum Visa

8.750%

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

Abbey Credit Union

VISA® Classic

12.960%

ABCO Federal Credit Union

VISA® Credit Cards

7.990%

Abilene Teachers Federal Credit Union

Visa Gold or Gold MasterCard

9.990%

Credit Line $7,000-$20,000

Suncoast Credit Union

Rewards Platinum VISA

12.500%

Credit Limit - $500 - $50,000

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Act 1st Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Act 1st Federal Credit Union

Signature Loan

12.500%

60 - 60

Act 1st Federal Credit Union

Signature Loan

11.500%

48 - 48

Act 1st Federal Credit Union

Signature Loan

10.000%

12 - 12

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

Academic Employees Credit Union

Personal Line of Credit

9.500%

Mountain America Federal Credit Union

Personal Loan

13.740%

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

Abbott Laboratories Credit Union

Personal Loan

8.490%

36 - 36

AAEC Credit Union

Personal Signature Loans

14.000%

Y-12 Federal Credit Union

Ultra Loan

13.990%

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

2 Rivers Area Credit Union

Signature Loan

10.000%

1st Street Credit Union

Note Loan

8.990% - 17.990%

802 Credit Union

Personal/Signature

10.990%

24 - 36

Abbott Laboratories Credit Union

Personal Loan

9.490%

48 - 48

360 Federal Credit Union

Term Line of Credit 84 months

8.000%

AAEC Credit Union

Education (tuition bill required)

8.250%

1st University Credit Union

Unsecured Signature Loan

10.250%

25 - 36

A+ Federal Credit Union

A+ Preferred Line Of Credit

10.990%

1st Liberty Federal Credit Union

Signature Loans

11.240%

$0 - $10,000

60 - 60

1st University Credit Union

Unsecured Signature Loan

9.250%

1 - 24

Vystar Credit Union

Personal Loans

13.250%

6184

Abilene Teachers Federal Credit Union

Personal Signature Loan

10.250% - 17.950%

1 - 36

Advantage Credit Union Newtown, IA

Personal Loans

13.700%

$2,500 - $5,000

36 - 36

Randolph Brooks FCU

Personal Line of Credit

12.950% - 18.000%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Act 1st Federal Credit Union Information

Credit Union Name: Act 1st Federal Credit Union

Website: https://www.act1stfcu.org

Full Time Employees: 40
Part Time Employees: 0
President: Shawnee McElfish
CEO: Stephanie Boyd
Branch Locations: 5
ATM Locations: 4

Corporate Office Address:

14316 National Hwy SW
LaVale, MD 21502
Phone Number: 301-729-8015
Fax Number: 301-729-2147

Act 1st Federal Credit Union Financials

Total Assets:

146,729,206

Total Amount of Shares and Deposits:

136,408,558

Total Shares and Deposits < 1 Year:

127,121,348

Total Shares and Deposits 1 3 Years:

3,982,936

Total Shares and Deposits > 3 Years:

5,304,276

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

5,855,166

Total Uninsured Shares and Deposits > $250K (F+J):

5,855,166

Total Insured Shares and Deposits > $250K (item 17 less item K):

130,553,392

Total Interest Expense (Sum of items 6 8):

564,701

Share Certificates:

1,257

Number of Accounts for Share Drafts:

6,283

IRA KEOGH Accounts:

290

Number of Accounts for Regular Shares:

14,699

Money Market Shares:

136

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

16,234,861

Total Liabilities:

136,790,887

Act 1st Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Yes

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Student Scholarships:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Deposits and Shares Meeting 70310(a):

Brokered Certificates of Deposits:

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Account Aggregation:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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