Best Personal Loan Rates in Maryland (MD) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maryland borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Maryland include: WEPCO Federal Credit UnionWEPCO Federal Credit Union12511 Winchester Rd SW, LaVale, MD, 21502A+5.0 ★Texas Ratio: 3.70% offering Signature Loan at 4.00% APR, Baxter Credit UnionBaxter Credit Union5260 Western Ave, Chevy Chase, MD, 20815A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Chessie Federal Credit UnionChessie Federal Credit Union122 W Union St, Cumberland, MD, 21502A+5.0 ★Texas Ratio: 5.80% offering lot loans at 4.75% APR, Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit Union1304 E Churchville Rd, Bel Air, MD, 21014A5.0 ★Texas Ratio: 9.35% offering Anything Loan at 4.99% APR, and Har-co Credit UnionHar-co Credit Union30 N Hickory Ave, Bel Air, MD, 21014 3249A5.0 ★Texas Ratio: 7.97% offering Limited Time Holiday Loan at 5.24% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Maryland side-by-side. Maryland personal loan rates currently start as low as 4.00% APR from WEPCO Federal Credit Union at 12511 Winchester Rd SW, LaVale, MD, 21502. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
4.00%
▼
APR4.00%
Last UpdatedMay 9, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 9, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
lot loans
4.75%
▼
APR4.75%
Last UpdatedMay 9, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 3 year balloon
4.75%
▼
APR4.75%
Last UpdatedMay 9, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 9, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedMay 9, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Anything Loan (Terms to 60 months)
4.99%
▼
APR4.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Limited Time Holiday Loan
5.24%
▼
APR5.24%
Last UpdatedMay 9, 2026
Details
This special low-rate loan is back for a limited time to help you spread out your holiday purchases. This simple 12-month low-rate loan is here to take the stress out of holiday shopping. Buy now, pay over 12 months.
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Private School Loan
5.24%
▼
APR5.24%
Last UpdatedMay 9, 2026
Details
As Low As; Choosing the right PreK-12 school, daycare, or afterschool care is important. We're here to help finance your child's future. This loan covers everything from accredited schools such as The Highlands School to daycares and other private schools throughout Harford County.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 5 year balloon
5.25%
▼
APR5.25%
Last UpdatedMay 9, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Holiday Loan
5.99%
▼
APR5.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Holiday Loan Rate
5.99%
▼
APR5.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Summer Loan Special
5.99%
▼
APR5.99%
Last UpdatedMay 9, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedMay 9, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 9, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
Loan amounts of $500 - $5,000
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As; Up to 36 months
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
9100 Presidential Pkwy, Upper Marlboro, MD, 20772 2658
Tax Loan Special
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.24%
▼
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedMay 9, 2026
Details
APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loans
7.44%
▼
APR7.44%
Last UpdatedMay 9, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As; 37-48 months
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal loans
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Construction Loan 12 Month
7.69%
▼
APR7.69%
Last UpdatedMay 9, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.74%
▼
APR7.74%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 9, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured (Special)
7.85%
▼
APR7.85%
Last UpdatedMay 9, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As; 49-66 months
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedMay 9, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 9, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Signature
8.25%
▼
APR8.25%
Last UpdatedMay 9, 2026
Details
As Low As
Arundel Federal Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
655 Crain Hwy S, Glen Burnie, MD, 21061
Lot Loan
8.26%
▼
APR8.26%
Last UpdatedMay 9, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 9, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
Loan amounts of $5,000 - $30,000
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD, 21742 1383
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
American Freedom Loan
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As; Borrower must have at least three years of job history.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan (max 36 mo. term)
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As; 5 YEARS
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured
9.55%
▼
APR9.55%
Last UpdatedMay 9, 2026
Details
No additional details available.
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMay 9, 2026
Details
As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Pathway Loan
9.90%
▼
APR9.90%
Last UpdatedMay 9, 2026
Details
Loan amounts of $500 - $1,000
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Vacation Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,001 - $6,000
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As; >$10,000
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Any Reason Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As; Amount: $250+
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedMay 9, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Emergency Loan
11.99%
▼
APR11.99%
Last UpdatedMay 9, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedMay 9, 2026
Details
As Low As
APL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
11050 Johns Hopkins Rd, Laurel, MD, 20723
Personal Loan (variable)
12.50%
▼
APR12.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 72 Months
12.99%
▼
APR12.99%
Last UpdatedMay 9, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Vacation Loan
12.99%
▼
APR12.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,001 - $6,000
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Signature Loans
13.25%
▼
APR13.25%
Last UpdatedMay 9, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Honey Pot Money Loan
13.90%
▼
APR13.90%
Last UpdatedMay 9, 2026
Details
No additional details available.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Vacation Loan
13.99%
▼
APR13.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,001 - $6,000
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
Signature Loan
14.49%
▼
APR14.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
New Beginnings Loans Second Beginnings**
16.99%
▼
APR16.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,800
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Express Signature Loans
17.37%
▼
APR17.37%
Last UpdatedMay 9, 2026
Details
As Low As; $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
New Beginnings Loans New Beginnings*
17.99%
▼
APR17.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,200
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
HELP Loan
18.00%
▼
APR18.00%
Last UpdatedMay 9, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Buy Now, Pay Later Loyalty Loan
18.00%
▼
APR18.00%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Credit Builder Plus Loan
18.00%
▼
APR18.00%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Loyalty Loan
18.00%
▼
APR18.00%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Flex Loan
28.00%
▼
APR28.00%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Payday Alternative Loan (PAL)
28.00%
▼
APR28.00%
Last UpdatedMay 9, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD, 21742 1383
Quick Loans
28.00%
▼
APR28.00%
Last UpdatedMay 9, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedMay 9, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loans
7.44%
▼
APR7.44%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal loans
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 9, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 9, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
Loan amounts of $5,000 - $30,000
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 9, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As; >$10,000
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As; Amount: $250+
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
APL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
11050 Johns Hopkins Rd, Laurel, MD, 20723
Personal Loan (variable)
12.50%
▼
APR12.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 72 Months
12.99%
▼
APR12.99%
Last UpdatedMay 9, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
4.00%
▼
APR4.00%
Last UpdatedMay 9, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 9, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As; Up to 36 months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As; 37-48 months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As; 49-66 months
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Signature
8.25%
▼
APR8.25%
Last UpdatedMay 9, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMay 9, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMay 9, 2026
Details
As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMay 9, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As; >$10,000
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 9, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Signature Loans
13.25%
▼
APR13.25%
Last UpdatedMay 9, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
Signature Loan
14.49%
▼
APR14.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Express Signature Loans
17.37%
▼
APR17.37%
Last UpdatedMay 9, 2026
Details
As Low As; $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Maryland currently.
Maryland Personal Loan Rate Trends
Compare local Maryland personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MD Avg
9.527%
▲ 0.389 vs 7 days ago
Maryland personal loan rates rose 0.389 points over the past 7 days to 9.527% APR.
Signature Loan — MD Avg
9.847%
▼ 0.552 vs 7 days ago
Maryland signature loan rates fell 0.552 points over the past 7 days to 9.847% APR.
As of May 9, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
Most lenders in Maryland require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maryland often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Maryland require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maryland?
Yes. Debt consolidation is one of the most common uses of personal loans in Maryland. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Maryland?
Credit unions in Maryland often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Maryland?
- WEPCO Federal Credit Union: 4.00% (Signature Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Chessie Federal Credit Union: 4.75% (lot loans)
- Freedom Of Maryland Federal Credit Union: 4.99% (Anything Loan)
- Har-co Credit Union: 5.24% (Limited Time Holiday Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026.
