Best Personal Loan Rates in Mechanicsville, Maryland (MD) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maryland borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Mechanicsville, Maryland include: WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% offering Share Pledge Loans at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Atlantic Financial Federal Credit UnionAtlantic Financial Federal Credit UnionA5.0 ★Texas Ratio: 8.92% offering Anything Loan at 4.99% APR, Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit UnionA5.0 ★Texas Ratio: 9.35% offering Anything Loan at 4.99% APR, and Chessie Federal Credit UnionChessie Federal Credit UnionA+5.0 ★Texas Ratio: 5.80% offering Lot Loans at 5.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Mechanicsville borrowers have access to 55 lenders serving the Maryland area, with personal loan rates as low as 4.00% APR from WEPCO Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mechanicsville, Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mechanicsville, Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Share Pledge Loans
4.00%
▼
APR4.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 19, 2026
Details
As Low As
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedApril 19, 2026
Details
As Low As
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedApril 19, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedApril 19, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Anything Loan (Terms to 60 months)
4.99%
▼
APR4.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR5.00%
Last UpdatedApril 19, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Lot Loans - 3 year balloon
5.00%
▼
APR5.00%
Last UpdatedApril 19, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Limited Time Holiday Loan
5.24%
▼
APR5.24%
Last UpdatedApril 19, 2026
Details
This special low-rate loan is back for a limited time to help you spread out your holiday purchases. This simple 12-month low-rate loan is here to take the stress out of holiday shopping. Buy now, pay over 12 months.
APR5.24%
Last UpdatedApril 19, 2026
Details
As Low As; Choosing the right PreK-12 school, daycare, or afterschool care is important. We're here to help finance your child's future. This loan covers everything from accredited schools such as The Highlands School to daycares and other private schools throughout Harford County.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Lot Loans - 5 year balloon
5.50%
▼
APR5.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR5.74%
Last UpdatedApril 19, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
Signature/Closed End
5.99%
▼
APR5.99%
Last UpdatedApril 19, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Holiday Loan
5.99%
▼
APR5.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Holiday Loan Rate
5.99%
▼
APR5.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
USDA Loans USDA
6.14%
▼
APR6.14%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR6.24%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
APR6.24%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 19, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End
6.74%
▼
APR6.74%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
APR6.74%
Last UpdatedApril 19, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
Loan amounts of $500 - $5,000
Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Tax Loan Special
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Lot Loans - Balloon Loan
7.08%
▼
APR7.08%
Last UpdatedApril 19, 2026
Details
Amortization Period: 15 Years; % Down: 35%
APR7.10%
Last UpdatedApril 19, 2026
Details
No additional details available.
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedApril 19, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
Signature/Closed End
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedApril 19, 2026
Details
As Low As; *APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.44%
Last UpdatedApril 19, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedApril 19, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedApril 19, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal loans
7.49%
▼
APR7.49%
Last UpdatedApril 19, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 19, 2026
Details
Loan amounts of $500 - $30,000
APR7.49%
Last UpdatedApril 19, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedApril 19, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.60%
Last UpdatedApril 19, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Construction Loan 12 Month
7.69%
▼
APR7.69%
Last UpdatedApril 19, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.85%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR7.94%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedApril 19, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As; Amount Financed up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.26%
Last UpdatedApril 19, 2026
Details
No additional details available.
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedApril 19, 2026
Details
As Low As; Rates are determined by credit rating and amount financed. You may also be eligible for additional rate discounts. Contact us for more information.
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
Signature/Closed End
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.90%
Last UpdatedApril 19, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.94%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
Loan amounts of $5,000 - $30,000
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
American Freedom Loan
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As; Borrower must have at least three years of job history.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Loan Amounts to
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
$35,000; As Low As; APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
PC Loan (max 36 mo. term)
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Personal
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As; 5 YEARS
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.55%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.
APR9.90%
Last UpdatedApril 19, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Pathway Loan
9.90%
▼
APR9.90%
Last UpdatedApril 19, 2026
Details
Loan amounts of $500 - $1,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; Months
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.19%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1040 Tax Loan SPECIAL
10.40%
▼
APR10.40%
Last UpdatedApril 19, 2026
Details
As Low As; Terms up to 1040 days
APR10.44%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As; Months
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.90%
Last UpdatedApril 19, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
As Low As; Months
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Platinum Loan
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
$10,001 - $20,000
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Vacation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
Amount: $1,001 - $6,000
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Any Reason Loan
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
As Low As; Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Loan Amounts to
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
$35,000; As Low As; APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
As Low As
APR11.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR11.74%
Last UpdatedApril 19, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
APR11.90%
Last UpdatedApril 19, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Emergency Loan
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR5.74%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
APR6.24%
Last UpdatedApril 19, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedApril 19, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.44%
Last UpdatedApril 19, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 19, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal loans
7.49%
▼
APR7.49%
Last UpdatedApril 19, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.94%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 19, 2026
Details
As Low As
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedApril 19, 2026
Details
As Low As; Rates are determined by credit rating and amount financed. You may also be eligible for additional rate discounts. Contact us for more information.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.94%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
Loan amounts of $5,000 - $30,000
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 19, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; Months
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.19%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
APR10.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR10.44%
Last UpdatedApril 19, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As; Months
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
As Low As; Months
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
As Low As; Months
APR11.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
As Low As
APR11.74%
Last UpdatedApril 19, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedApril 19, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedApril 19, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
12.00%
▼
APR12.00%
Last UpdatedApril 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
Signature/Closed End
5.99%
▼
APR5.99%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
Signature/Closed End
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As; Amount Financed up to $20,000
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
Signature/Closed End
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; Months
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As; Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 19, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
As Low As; Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
As Low As; Months
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedApril 19, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As
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No home improvement personal loan rates found in Mechanicsville, MD currently.
Mechanicsville, MD Personal Loan Rate Trends
Compare local Mechanicsville, MD personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MD Avg
9.335%
▼ 0.096 vs 7 days ago
Maryland personal loan rates fell 0.096 points over the past 7 days to 9.335% APR.
Signature Loan — MD Avg
10.192%
Unchanged vs 7 days ago
Maryland signature loan rates currently average 10.192% APR.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
Most lenders in Mechanicsville, Maryland require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maryland often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Mechanicsville, Maryland require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maryland?
Yes. Debt consolidation is one of the most common uses of personal loans in Mechanicsville, Maryland. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Mechanicsville, Maryland?
Credit unions in Mechanicsville, Maryland often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Mechanicsville, Maryland?
- WEPCO Federal Credit Union: 4.00% (Share Pledge Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Atlantic Financial Federal Credit Union: 4.99% (Anything Loan)
- Freedom Of Maryland Federal Credit Union: 4.99% (Anything Loan)
- Chessie Federal Credit Union: 5.00% (Lot Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mechanicsville, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.
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