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Partners 1st Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Partners 1st Federal Credit Union's top rates as of October 12, 2026 are 4.00% APY on its 12 Month Savings CD, 4.07% APY on savings, 3.65% APY on money market accounts, 0.10% APY on checking, personal loans from 10.49% APR, and credit cards from 12.49% APR, according to rates verified by MonitorBankRates. Other Partners 1st Federal Credit Union CD rates include Regular Share & IRA CDs - 12 month at 4.00%, 7 Month Savings CD at 3.75%, and Regular Share & IRA CDs - 7 month at 3.75%. MonitorBankRates evaluates the financial stability of Partners 1st Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.29%. Rates last updated and verified on 10/12/2026.

Partners 1st Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Partners 1st Federal Credit Union? Share your experience about Partners 1st Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Partners 1st Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.29%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
Partners 1st Federal Credit Union
Partners 1st FCU, Br. 1
1330 Directors Row
Fort Wayne, IN 46808
https://www.partners1stcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Partners 1st Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Savings Certificate - 4.00% 12 months
Min Deposit $500
Min Balance $500
Details 12-month Savings Certificate; No Monthly Fees; No Investment Fees; Dividends compounded daily and credited monthly; Penalties may be imposed for early withdrawals
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 12 month 3.93% 4.00% 12 months
Details Rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
7 Month Savings Certificate - 3.75% 7 months
Min Deposit $500
Min Balance $500
Details 7-month savings certificate; guaranteed rate; No Monthly Fees; No Investment Fees; Dividends compounded daily and credited monthly; Penalties may be imposed for early withdrawals
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 12, 2026: 3.75% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 7 month 3.69% 3.75% 7 months
Min Deposit $500
Details Promotional term; $500 minimum deposit; rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
31 Month Savings Certificate - 3.55% 31 months
Min Deposit $500
Min Balance $500
Details Promotional term; limited time offer; No Monthly Fees; No Investment Fees; Dividends compounded daily and credited monthly; Penalties may be imposed for early withdrawals
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.55% APY
3.05%3.55%4.05%Oct 12, 2026: 3.55% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 31 month 3.49% 3.55% 31 months
Min Deposit $500
Details Promotional term; $500 minimum deposit; rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 8, 2026: 3.55% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
19 Month Savings Certificate - 3.25% 19 months
Min Deposit $500
Min Balance $500
Details Promotional term; limited time offer; No Monthly Fees; No Investment Fees; Dividends compounded daily and credited monthly; Penalties may be imposed for early withdrawals
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 12, 2026: 3.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 19 month 3.20% 3.25% 19 months
Min Deposit $500
Details Promotional term; $500 minimum deposit; rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 60 month 3.20% 3.25% 60 months
Details Rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 9 month 2.96% 3.00% 9 months
Details Rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 18 month 2.00% 2.02% 18 months
Details Rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 8, 2026: 2.02% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 24 month 2.00% 2.02% 24 months
Details Rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 8, 2026: 2.02% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 36 month 2.00% 2.02% 36 months
Details Rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 8, 2026: 2.02% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 48 month 2.00% 2.02% 48 months
Details Rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 8, 2026: 2.02% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 6 month 0.15% 0.15% 6 months
Details Rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 8, 2026: 0.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular Share & IRA Certificates - 3 month 0.10% 0.10% 3 months
Details Rates are fixed for the term; early withdrawal penalties apply
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 8, 2026: 0.10% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Savings Rates

Product Rate APY View More
Clown Club 0.10% 0.10%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Christmas Club 0.05% 0.05%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 12, 2026: 0.05% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular & Special Savings 0.05% 0.05%
Min Balance $200
Details Balance: $200 - $499
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 17, 2026: 0.05% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular & Special Savings 0.05% 0.05%
Min Balance $500
Details Balance: $500 - $4,999
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular & Special Savings 0.05% 0.05%
Min Balance $5,000
Details Balance: $5,000 - $9,999
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular & Special Savings 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000 - $19,999
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Regular & Special Savings 0.05% 0.05%
Min Balance $20,000
Details Balance: $20,000+
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Vacation Club 0.03% 0.03%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.03% APY · checked 7 times
0.00%0.27%0.53%Sep 12, 2026: 0.03% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 0.50% 0.50%
Min Balance $100,000
Details Balance: $100,000+; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 8, 2026: 0.50% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Money Market Account 0.25% 0.25%
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 8, 2026: 0.25% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Money Market Account 0.15% 0.15%
Min Balance $1,000
Details Balance: $1,000.00 - $24,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 8, 2026: 0.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market Account 3.59% 3.65%
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.65% APY · checked 8 times
3.15%3.65%4.15%Sep 12, 2026: 3.65% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Business Money Market Account 2.75% 2.79%
Min Balance $500,000
Details Balance: $500,000.00 - $999,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.79% APY · checked 8 times
2.29%2.79%3.29%Sep 12, 2026: 2.79% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Business Money Market Account 2.50% 2.53%
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.53% APY · checked 8 times
2.03%2.53%3.03%Sep 12, 2026: 2.53% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Business Money Market Account 1.00% 1.00%
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 12, 2026: 1.00% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Business Money Market Account 0.25% 0.25%
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 12, 2026: 0.25% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Business Money Market Account 0.15% 0.15%
Min Balance $5,000
Details Balance: $5,000.00 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 12, 2026: 0.15% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Checking Rates

Product Rate APY View More
Premium 1st Checking 0.10% 0.10%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Business Checking Rates

Product Rate APY View More
Business Checking 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 17, 2026: 0.10% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Business Checking 0.10% 0.10%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Business Checking 0.10% 0.10%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 7.00% For 60 months
Details As Low As; Featured rate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 12, 2026: 7.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Cars, Trucks, Motorcycles, & Vans Loan - - 5.49% 36 months
Details As Low As; Model Year: 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 12, 2026: 5.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 5.49% 48 months
Details As Low As; Model Year: 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 12, 2026: 5.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 5.60% 60 months
Details As Low As; Model Year: 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.60% APR
5.10%5.60%6.10%Oct 12, 2026: 5.60% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 5.99% 66 months
Details As Low As; Model Year: 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 12, 2026: 5.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 5.99% 72 months
Details As Low As; Model Year: 2026; Minimum collateral value of $15,000 required
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 12, 2026: 5.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 6.49% 84 months
Details As Low As; Model Year: 2026; Minimum collateral value of $25,000 required
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 12, 2026: 6.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 6.50% 60 months
Details As Low As; Model Year: 2022
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 12, 2026: 6.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 6.50% 66 months
Details As Low As; Model Year: 2022
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 12, 2026: 6.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 6.99% 60 months
Details As Low As; Model Year: 2019 & Older
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 12, 2026: 6.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 7.25% 72 months
Details As Low As; Model Year: 2022; Minimum collateral value of $15,000 required
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Cars, Trucks, Motorcycles, & Vans Loan - - 7.49% 66 months
Details As Low As; Model Year: 2019 & Older
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 12, 2026: 7.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boats, Motor Homes, Travel Trailers & Campers - terms to 60 months Loan - 6.50% terms to 60 months
Details Minimum Loan Amount: $5,000; Maximum repayment terms: up to 60 months if $5,000 and above; Rates as of 01/02/25
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 12, 2026: 6.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Powersports - New Loan - 6.99% 24 months
Details As Low As; Loan amount $1,000 and above for up to 24 months; Rates as of 01/02/25
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 8, 2026: 6.99% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Powersports - New Loan - 6.99% 36 months
Details As Low As; Loan amount $3,000 and above for up to 36 months; Rates as of 01/02/25
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 8, 2026: 6.99% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Powersports - New Loan - 6.99% 60 months
Details As Low As; Loan amount $5,000 and above for up to 60 months; Rates as of 01/02/25
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 8, 2026: 6.99% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
New Boats, Motor Homes, Travel Trailers & Campers - terms to 84 months Loan - 7.00% terms to 84 months
Details Minimum Loan Amount: $7,000; Up to 84 months if $7,000 and above; Rates as of 01/02/25
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 12, 2026: 7.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Powersports - New Loan - 7.24% 84 months
Details As Low As; Rates as of 01/02/25
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.24% APR · checked 2 times
6.74%7.24%7.74%Oct 8, 2026: 7.24% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Used Boats, Motor Homes, Travel Trailers & Campers Loan - 7.25% terms to 60 months
Details As Low As; Minimum loan amount: $5,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Powersports - Used Loan - 7.49% 24 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.49% APR · checked 2 times
6.99%7.49%7.99%Oct 8, 2026: 7.49% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Powersports - Used Loan - 7.49% 36 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.49% APR · checked 2 times
6.99%7.49%7.99%Oct 8, 2026: 7.49% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Powersports - Used Loan - 7.49% 60 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.49% APR · checked 2 times
6.99%7.49%7.99%Oct 8, 2026: 7.49% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
New Boats, Motor Homes, Travel Trailers & Campers - terms to 120 months Loan - 7.50% terms to 120 months
Details Minimum Loan Amount: $15,000; Up to 120 months if $15,000 and above; Rates as of 01/02/25
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Used Boats, Motor Homes, Travel Trailers & Campers Loan - 7.50% terms to 84 months
Details As Low As; Minimum loan amount: $7,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Powersports - Used Loan - 7.74% 84 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.74% APR · checked 2 times
7.24%7.74%8.24%Oct 8, 2026: 7.74% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Used Boats, Motor Homes, Travel Trailers & Campers Loan - 8.00% terms to 120 months
Details As Low As; Minimum loan amount: $15,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 12.49%
Details As Low As; Variable rate product
Last Updated 10/12/2026
Rate History
2 changes since Sep 12, 2026 · 12.49% → 12.49% ▼ 0.00 pts · high 14.49% / low 12.49%
10.49%13.49%16.49%Sep 12, 2026: 12.49% APRSep 18, 2026: 14.49% APRSep 20, 2026: 12.49% APRSep 12, 2026Oct 13, 2026
  • Sep 20, 202612.49%▼ from 14.49%
  • Sep 18, 202614.49%▲ from 12.49%
  • Sep 12, 202612.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Visa Platinum Rewards - 14.49%
Details As Low As; Variable rate product
Last Updated 10/12/2026
Rate History
2 changes since Sep 12, 2026 · 14.49% → 14.49% ▼ 0.00 pts · high 16.49% / low 14.49%
12.49%15.49%18.49%Sep 12, 2026: 14.49% APRSep 18, 2026: 16.49% APRSep 20, 2026: 14.49% APRSep 12, 2026Oct 13, 2026
  • Sep 20, 202614.49%▼ from 16.49%
  • Sep 18, 202616.49%▲ from 14.49%
  • Sep 12, 202614.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 10.49% 24 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 18, 2026: 10.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Personal Loan 10.49% 36 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 18, 2026: 10.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Personal Loan 10.49% 48 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 18, 2026: 10.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Personal Loan 11.49% 60 months
Details As Low As
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 6.50% → 11.49% ▲ 4.99 pts · high 11.49% / low 6.50%
1.51%9.00%16.48%Sep 12, 2026: 6.50% APRSep 18, 2026: 11.49% APRSep 12, 2026Oct 13, 2026
  • Sep 18, 202611.49%▲ from 6.50%
  • Sep 12, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%

Partners 1st Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Creditline Loan - - 13.25%
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 13.25% APR · checked 8 times
12.75%13.25%13.75%Sep 12, 2026: 13.25% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Creditline Premier Loan - - 11.50%
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.50% APR · checked 8 times
11.00%11.50%12.00%Sep 12, 2026: 11.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Health Savings Checking 0.05% - 0.05%
Min Balance $0
Details Balance: $0 - $999
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 17, 2026: 0.05% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Health Savings Checking 0.05% - 0.05%
Min Balance $1,000
Details Balance: $1,000 - $2,499
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Health Savings Checking 0.05% - 0.05%
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Health Savings Checking 0.10% - 0.10%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 17, 2026: 0.10% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Health Savings Checking 0.10% - 0.10%
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
IRA Shares 0.10% - 0.10%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
JumpStart Term Savings 4.00% - 4.07% 24 months
Details JumpStart Term Savings is a 24-month Share Certificate. No starting deposit allowed. Maximum $200 automatic weekly deposit. Minimum $5 monthly deposits. Early redemption penalty equals forfeiture of 180 days earnings.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Oct 8, 2026: 4.07% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.29%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Partners 1st Federal Credit Union’s Texas Ratio rose from 4.40% in Q3 2023 to 5.29% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.6% 3.0★ 5.4% 4.0★ 7.1% 5.0★ Healthy zone – entire history below the 15% limit 4.40% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 5.29% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$546M5.29%5.0A+
March 31, 2026$548M4.04%5.0A+
December 31, 2025$532M4.34%5.0A+
September 30, 2025$529M3.69%5.0A+
June 30, 2025$531M4.25%5.0A+
March 31, 2025$540M4.10%5.0A+
December 31, 2024$537M5.05%5.0A+
September 30, 2024$544M4.69%5.0A+
June 30, 2024$565M5.27%5.0A+
March 31, 2024$580M4.07%5.0A+
December 31, 2023$571M5.28%5.0A+
September 30, 2023$593M4.40%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Partners 1st Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Partners 1st Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Partners 1st Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Partners 1st Federal Credit Union
Website https://www.partners1stcu.org
Address 1330 Directors Row, Fort Wayne, IN 46808
Phone 260-471-8336
Fax 260-471-7643
President David Dent
CEO Clinton Miller
Full-Time Employees 169
Part-Time Employees 16
Branch Locations 14
ATM Locations 14
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.29%
Return on Assets (ROA)
0.0916%
Return on Equity (ROE)
0.9339%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
545,832,945
Total Amount of Shares and Deposits
482,872,634
Total Shares and Deposits < 1 Year
406,943,720
Total Shares and Deposits 1 3 Years
73,333,859
Total Shares and Deposits > 3 Years
2,595,055
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
23,411,364
Total Uninsured Shares and Deposits > $250K (F+J)
23,411,364
Total Insured Shares and Deposits > $250K (item 17 less item K)
459,461,270
Total Interest Expense (Sum of items 6 8)
2,860,901
Share Certificates
5,355
Number of Accounts for Share Drafts
24,337
IRA KEOGH Accounts
925
Number of Accounts for Regular Shares
54,464
All other shares
460
Money Market Shares
1,077
Net Income (unless the amount is already included in Undivided Earnings)
499,939
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,153,908
Total Liabilities
492,470,915
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Partners 1st Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Partners 1st Federal Credit Union

How many branches does Partners 1st Federal Credit Union operate?

Partners 1st Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Partners 1st Federal Credit Union?

Yes, to access services at Partners 1st Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Partners 1st Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Partners 1st Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Partners 1st Federal Credit Union offer online and mobile banking?

Most modern institutions like Partners 1st Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.partners1stcu.org.

Current Partners 1st Federal Credit Union Rates

  • 12-Month CD4.00%
  • 18-Month CD2.02%
  • 24-Month CD2.02%
  • 60-Month CD3.25%
  • Savings4.07%
  • MMA3.65%
Retrieved from our database of financial products. Rates subject to change.

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