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iAdvertiser Disclosure
Advertiser Disclosure
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 Cedar Point Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Cedar Point Federal Credit Union's 13 Month Special CD Offer rates are at 3.85%, 13 Month Special IRA CD Offer rates are at 3.85%, All IRA CD Accounts 12 month rates are at 3.80%, Easy Builder Long Term CD Account 12 month rates are at 3.80%, 12 month Long Term CD Account rates are at 3.80%. Cedar Point Federal Credit Union's savings rates are at 0.05%. Cedar Point Federal Credit Union's 10 Year Fixed Rate rates are at 5.00%, 20 Year Fixed Rate rates are at 5.50%, 30 Year Fixed Rate rates are at 5.62%, Federal VA 30 Year Fixed Rate rates are at 6.00%, 15 Year Fixed Rate rates are at 8.50%. Cedar Point Federal Credit Union's Personal Loan Rates are at 3.49%. MonitorBankRates evaluates the financial stability of Cedar Point Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.92%. Rates were last updated on 04/17/2026. Cedar Point Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cedar Point Federal Credit Union? Share your experience about Cedar Point Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cedar Point Federal Credit Union. Cedar Point Federal Credit Union
Headquarters 22745 Maple Rd
https://www.cpfcu.com Lexington Park, MD 20653 
Cedar Point Federal Credit Union CD Rates
Cedar Point Federal Credit Union Savings Rates
Cedar Point Federal Credit Union Checking Rates
Cedar Point Federal Credit Union Mortgage Rates
Cedar Point Federal Credit Union Home Equity & HELOC
Cedar Point Federal Credit Union Auto Loan Rates
Cedar Point Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cedar Point Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cedar Point Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cedar Point Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cedar Point Federal Credit Union
Website
https://www.cpfcu.com
Address
22745 Maple Rd,
Lexington Park, MD 20653
Phone
301-863-7071
Fax
301-863-0137
President
Patricia Robrecht
CEO
Charles Roach
Full-Time Employees
146
Part-Time Employees
1
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.92%
Return on Assets (ROA)
0.4861%
Return on Equity (ROE)
5.2603%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
852,982,527
Total Amount of Shares and Deposits
768,361,569
Total Shares and Deposits < 1 Year
701,702,043
Total Shares and Deposits 1 3 Years
54,566,688
Total Shares and Deposits > 3 Years
12,092,838
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
48,092,216
Total Uninsured Shares and Deposits > $250K (F+J)
48,092,216
Total Insured Shares and Deposits > $250K (item 17 less item K)
720,269,353
Total Interest Expense (Sum of items 6 8)
7,049,903
Share Certificates
5,314
Number of Accounts for Share Drafts
28,251
IRA KEOGH Accounts
1,387
Number of Accounts for Regular Shares
46,702
All other shares
2,776
Non Member Deposits
3
Money Market Shares
876
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,142,430
Total Liabilities
782,937,128
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cedar Point Federal Credit UnionIs Cedar Point Federal Credit Union a safe place to deposit money?Yes, Cedar Point Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9172585534897%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cedar Point Federal Credit Union operate?Cedar Point Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cedar Point Federal Credit Union?Yes, to access services at Cedar Point Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cedar Point Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cedar Point Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cedar Point Federal Credit Union offer online and mobile banking?Most modern institutions like Cedar Point Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cpfcu.com. Current Cedar Point Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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