Best Personal Loan Rates in Kensington, Maryland - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Kensington, Maryland include: TruistTruist2909 University Blvd W, Kensington, MD, 20895A+5.0 ★Texas Ratio: 3.63% offering Variable Rate Loan at 7.50% APR, Lafayette Federal Credit UnionLafayette Federal Credit Union3535 UNIVERSITY BLVD W, KENSINGTON, MD, 20895 1701A5.0 ★Texas Ratio: 9.10% offering Signature at 8.99% APR, NATIONAL INSTITUTES OF HEALTHNATIONAL INSTITUTES OF HEALTHA+5.0 ★Texas Ratio: 1.67% offering APR (as low as) Loan at 3.99% APR, Washington County Teachers Federal Credit UnionWashington County Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering New 2025-2026 Loan at 4.00% APR, and WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.46% offering Used Model Years 2021-2023 Loan at 4.24% APR. Personal loan rates as of June 3, 2026 according to verified data from MonitorBankRates.
Kensington has 2 local institutions in our database, with personal loan rates as low as 7.50% APR from Truist at 2909 University Blvd W, Kensington, MD, 20895. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kensington, Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kensington, Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 3, 2026
Kensington Personal Loan Rates
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
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Loan amounts of $500 - $5,000
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Make big moves with rates as low as 7.44% APR.
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Loan amounts of $500 - $30,000
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Kensington Personal Loan Rates
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Make big moves with rates as low as 7.44% APR.
Loan amounts of $500 - $30,000
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Kensington Debt Consolidation Loan Rates
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Kensington Signature Loan Rates
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Kensington, MD Personal Loan Rate Trends
Compare local Kensington, MD personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland personal loan rates currently average 9.450% APR.
Maryland signature loan rates rose 0.048 points over the past 7 days to 10.185% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kensington, Maryland personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Kensington, Maryland directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Kensington, Maryland. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MD.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maryland?
Are credit unions or banks better for personal loans in Kensington, Maryland?
What are the best personal loan rates in Kensington, Maryland?
- Truist: 7.50% (Variable Rate Loan)
- Lafayette Federal Credit Union: 8.99% (Signature)
- NATIONAL INSTITUTES OF HEALTH: 3.99% (APR (as low as) Loan)
- Washington County Teachers Federal Credit Union: 4.00% (New 2025-2026 Loan)
- WEPCO Federal Credit Union: 4.24% (Used Model Years 2021-2023 Loan)
Personal Loan Calculators
