Best Personal Loan Rates in Smithsburg, Maryland (MD) - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maryland borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Smithsburg, Maryland include: Bull Dog Federal Credit UnionBull Dog Federal Credit Union22317 Jefferson Blvd, Smithsburg, MD, 21783A+5.0 ★Texas Ratio: 5.22% offering Signature (unsecured) at 9.00% APR, First United Bank & TrustFirst United Bank & Trust22940 Jefferson Blvd, Smithsburg, MD, 21783A+5.0 ★Texas Ratio: 5.44% offering Unsecured Personal Loan at 9.99% APR, WEPCO Federal Credit UnionWEPCO Federal Credit Union12511 Winchester Rd SW, LaVale, MD, 21502A+5.0 ★Texas Ratio: 3.70% offering Share Pledge Loans at 4.00% APR, Baxter Credit UnionBaxter Credit Union5260 Western Ave, Chevy Chase, MD, 20815A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit Union1304 E Churchville Rd, Bel Air, MD, 21014A5.0 ★Texas Ratio: 9.35% offering Anything Loan (Terms to 60 months) at 4.99% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Smithsburg, Maryland can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Smithsburg, Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Smithsburg, Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
PC Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
PC Loan (max 36 mo. term)
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
As Low As
First United Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
22940 Jefferson Blvd, Smithsburg, MD, 21783
Unsecured Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedMarch 26, 2026
Details
As Low As
First United Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
22940 Jefferson Blvd, Smithsburg, MD, 21783
Unsecured Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMarch 26, 2026
Details
As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Share Pledge Loans
4.00%
▼
APR4.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 26, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Anything Loan (Terms to 60 months)
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As low as
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As low as
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 3 year balloon
5.00%
▼
APR5.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Limited Time Holiday Loan
5.24%
▼
APR5.24%
Last UpdatedMarch 26, 2026
Details
This special low-rate loan is back for a limited time to help you spread out your holiday purchases. This simple 12-month low-rate loan is here to take the stress out of holiday shopping. Buy now, pay over 12 months.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedMarch 26, 2026
Details
Fixed rates
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details
As Low As; Amount: $5,000+
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 5 year balloon
5.50%
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 26, 2026
Details
Variable rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 26, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
10-year fixed loan
5.69%
▼
APR5.69%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Loan
5.74%
▼
APR5.74%
Last UpdatedMarch 26, 2026
Details
As Low As; Amount: $10,000+
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Unspecified Loan
5.74%
▼
APR5.74%
Last UpdatedMarch 26, 2026
Details
As Low As; Amount: $5,000+
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD, 20850 6537
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD, 20850 6537
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Holiday Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Amount: $15,000+
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Unspecified Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Amount: $10,000+
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
USDA Loans USDA
6.14%
▼
APR6.14%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
32 W Pennsylvania Ave, Towson, MD, 21204
5 Year Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD, 20850 6537
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
32 W Pennsylvania Ave, Towson, MD, 21204
10 Year Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
No additional details available.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedMarch 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
Loan amounts of $500 - $5,000
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to 36 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Second Trust Loan - LTV up to 80%
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD, 21084
Lot Loans - Balloon Loan
7.08%
▼
APR7.08%
Last UpdatedMarch 26, 2026
Details
Amortization Period: 15 Years; % Down: 35%
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Improved Lot/Land Loan
7.10%
▼
APR7.10%
Last UpdatedMarch 26, 2026
Details
No additional details available.
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
32 W Pennsylvania Ave, Towson, MD, 21204
10 Year Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
As Low As; terms to 60 months
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD, 21801 6845
Bus Loans New or Used
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Vacation/Holiday/Back to School Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
For example, payments on $1,000 at 7.25% APR* for 12 months would be just $86.06.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedMarch 26, 2026
Details
As Low As
Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
32 W Pennsylvania Ave, Towson, MD, 21204
5 Year Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Unspecified Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As; 37-48 months
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
Loan amounts of $500 - $30,000
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
PipeER Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details
A discount of 0.50% will be applied to loans paid through direct deposit. (Rate effective July 1, 2024)
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedMarch 26, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Unimproved Lot/Land Loan
7.60%
▼
APR7.60%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Construction Loan 12 Month
7.69%
▼
APR7.69%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Unspecified Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured (Special)
7.85%
▼
APR7.85%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedMarch 26, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Unspecified Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As; 49-66 months
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Amount Financed up to $20,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Hope & Relief Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 26, 2026
Details
As Low As; terms to 120 months
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details
As Low As
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
4371 Parliament Pl Ste C, Lanham, MD, 20706
Personal
8.45%
▼
APR8.45%
Last UpdatedMarch 26, 2026
Details
As Low As
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
4371 Parliament Pl Ste C, Lanham, MD, 20706
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedMarch 26, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
8.49%
▼
APR8.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
8.90%
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
8.94%
▼
APR8.94%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
Loan amounts of $5,000 - $30,000
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD, 21742 1383
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
American Freedom Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured
9.55%
▼
APR9.55%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD, 21801 6845
Personal Loan
9.77%
▼
APR9.77%
Last UpdatedMarch 26, 2026
Details
As Low As
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
ANYTHING LOAN (PERSONAL LOAN)
9.79%
▼
APR9.79%
Last UpdatedMarch 26, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 26, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Pathway Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
12 Months Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
Fixed rates
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Credit Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 26, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 26, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.19%
▼
APR10.19%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 26, 2026
Details
As Low As; ($500-$30,000*)
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Medical Residency Refinance Loan
10.31%
▼
APR10.31%
Last UpdatedMarch 26, 2026
Details
Variable rates
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.44%
▼
APR10.44%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
24 Months Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
First United Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
22940 Jefferson Blvd, Smithsburg, MD, 21783
Unsecured Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.
First United Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
22940 Jefferson Blvd, Smithsburg, MD, 21783
Unsecured Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMarch 26, 2026
Details
As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
Loan amounts of $500 - $30,000
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details
As Low As
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
4371 Parliament Pl Ste C, Lanham, MD, 20706
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedMarch 26, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
8.94%
▼
APR8.94%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
Loan amounts of $5,000 - $30,000
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD, 21801 6845
Personal Loan
9.77%
▼
APR9.77%
Last UpdatedMarch 26, 2026
Details
As Low As
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
ANYTHING LOAN (PERSONAL LOAN)
9.79%
▼
APR9.79%
Last UpdatedMarch 26, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
12 Months Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.19%
▼
APR10.19%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 26, 2026
Details
As Low As; ($500-$30,000*)
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.44%
▼
APR10.44%
Last UpdatedMarch 26, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
24 Months Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
12.00%
▼
APR12.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Debt Consolidation
12.90%
▼
APR12.90%
Last UpdatedMarch 26, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
22317 Jefferson Blvd, Smithsburg, MD, 21783
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to 36 months
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As; 37-48 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As; 49-66 months
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Amount Financed up to $20,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
8.49%
▼
APR8.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 26, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Smithsburg, MD currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
Most lenders in Smithsburg, Maryland require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maryland often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Smithsburg, Maryland require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maryland?
Yes. Debt consolidation is one of the most common uses of personal loans in Smithsburg, Maryland. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Smithsburg, Maryland?
Credit unions in Smithsburg, Maryland often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Smithsburg, Maryland?
- Bull Dog Federal Credit Union: 9.00% (Signature (unsecured))
- First United Bank & Trust: 9.99% (Unsecured Personal Loan)
- WEPCO Federal Credit Union: 4.00% (Share Pledge Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Freedom Of Maryland Federal Credit Union: 4.99% (Anything Loan (Terms to 60 months))
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Smithsburg, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 25, 2026.
Personal Loan Calculators
