Best Personal Loan Rates in Ellicott City, Maryland (MD) - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maryland borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Ellicott City, Maryland include: State Employees Credit UnionState Employees Credit Union10025 Baltimore National Pike, Ellicott City, MD, 21042A+5.0 ★Texas Ratio: 5.38% offering 10-year fixed loan at 5.69% APR, Orrstown BankOrrstown Bank4450 Long Gate Parkway, Ellicott City, MD, 21043A5.0 ★Texas Ratio: 8.61% offering Improved Lot/Land Loan at 7.10% APR, Tower Federal Credit UnionTower Federal Credit Union9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042A+5.0 ★Texas Ratio: 1.36% offering Signature Loan at 7.24% APR, Fulton BankFulton Bank9151 Baltimore National Pike, Ellicott City, MD, 21042A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, and Howard County Education Federal Credit UnionHoward County Education Federal Credit Union3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178A5.0 ★Texas Ratio: 6.65% offering Vacation Loan at 10.99% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Ellicott City, Maryland can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ellicott City, Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ellicott City, Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
10-year fixed loan
5.69%
▼
APR5.69%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Improved Lot/Land Loan
7.10%
▼
APR7.10%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Unimproved Lot/Land Loan
7.60%
▼
APR7.60%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
9151 Baltimore National Pike, Ellicott City, MD, 21042
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
9151 Baltimore National Pike, Ellicott City, MD, 21042
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Vacation Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details
Amount: $1,001 - $6,000
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Unsecured Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
9151 Baltimore National Pike, Ellicott City, MD, 21042
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Vacation Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details
Amount: $1,001 - $6,000
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Honey Pot Money Loan
13.90%
▼
APR13.90%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Vacation Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 28, 2026
Details
Amount: $1,001 - $6,000
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
Signature Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Share Pledge Loans
4.00%
▼
APR4.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 28, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 28, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Anything Loan (Terms to 60 months)
4.99%
▼
APR4.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 28, 2026
Details
As low as
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 28, 2026
Details
As low as
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 3 year balloon
5.00%
▼
APR5.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Limited Time Holiday Loan
5.24%
▼
APR5.24%
Last UpdatedMarch 28, 2026
Details
This special low-rate loan is back for a limited time to help you spread out your holiday purchases. This simple 12-month low-rate loan is here to take the stress out of holiday shopping. Buy now, pay over 12 months.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedMarch 28, 2026
Details
Fixed rates
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 5 year balloon
5.50%
▼
APR5.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 28, 2026
Details
Variable rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 28, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD, 20850 6537
VA Loan
5.91%
▼
APR5.91%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Holiday Loan Rate
5.99%
▼
APR5.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
5.99%
▼
APR5.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Holiday Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
USDA Loans USDA
6.14%
▼
APR6.14%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD, 20850 6537
VA Refi Loan
6.20%
▼
APR6.20%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
32 W Pennsylvania Ave, Towson, MD, 21204
5 Year Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
805 King Farm Blvd Ste 110, Rockville, MD, 20850 6537
FHA Loan
6.51%
▼
APR6.51%
Last UpdatedMarch 28, 2026
Details
As Low As; Rates as low as 5.625% (6.508% APR)
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
32 W Pennsylvania Ave, Towson, MD, 21204
10 Year Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedMarch 28, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedMarch 28, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Second Trust Loan - LTV up to 80%
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
Loan amounts of $500 - $5,000
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As; Up to 36 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As; As low as 6.99%2
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD, 21084
Lot Loans - Balloon Loan
7.08%
▼
APR7.08%
Last UpdatedMarch 28, 2026
Details
Amortization Period: 15 Years; % Down: 35%
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
32 W Pennsylvania Ave, Towson, MD, 21204
10 Year Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD, 21801 6845
Bus Loans New or Used
7.25%
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details
APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Vacation/Holiday/Back to School Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedMarch 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
As Low As; 37-48 months
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
Loan amounts of $500 - $30,000
Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
32 W Pennsylvania Ave, Towson, MD, 21204
5 Year Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
PipeER Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details
A discount of 0.50% will be applied to loans paid through direct deposit. (Rate effective July 1, 2024)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedMarch 28, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Construction Loan 12 Month
7.69%
▼
APR7.69%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 28, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured (Special)
7.85%
▼
APR7.85%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedMarch 28, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As; Amount Financed up to $20,000
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
8211 Annapolis Rd, Hyattsville, MD, 20784
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As; 49-66 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Hope & Relief Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details
As Low As
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
4371 Parliament Pl Ste C, Lanham, MD, 20706
Personal
8.45%
▼
APR8.45%
Last UpdatedMarch 28, 2026
Details
As Low As
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
4371 Parliament Pl Ste C, Lanham, MD, 20706
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedMarch 28, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMarch 28, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
8.94%
▼
APR8.94%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD, 21742 1383
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
Loan amounts of $5,000 - $30,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
American Freedom Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan (max 36 mo. term)
9.50%
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details
No additional details available.
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured
9.55%
▼
APR9.55%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD, 21801 6845
Personal Loan
9.77%
▼
APR9.77%
Last UpdatedMarch 28, 2026
Details
As Low As
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
Anything Loan (Personal Loan)
9.79%
▼
APR9.79%
Last UpdatedMarch 28, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Pathway Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 28, 2026
Details
Loan amounts of $500 - $1,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
12 Months Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Credit Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
Save up to $257 with Lafayette FCU unsecured loans1
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
Fixed rates
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.19%
▼
APR10.19%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 28, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD, 20814
Medical Residency Refinance Loan
10.31%
▼
APR10.31%
Last UpdatedMarch 28, 2026
Details
Variable rates
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.44%
▼
APR10.44%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
24 Months Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Destinations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
8767 Satyr Hill Rd, Baltimore, MD, 21234
Signature Loans
10.69%
▼
APR10.69%
Last UpdatedMarch 28, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
Anything Loan (Personal Loan)
10.79%
▼
APR10.79%
Last UpdatedMarch 28, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Unsecured Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
9151 Baltimore National Pike, Ellicott City, MD, 21042
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As; As low as 6.99%2
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
Loan amounts of $500 - $30,000
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
8211 Annapolis Rd, Hyattsville, MD, 20784
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details
As Low As
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
4371 Parliament Pl Ste C, Lanham, MD, 20706
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedMarch 28, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMarch 28, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
8.94%
▼
APR8.94%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
Loan amounts of $5,000 - $30,000
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1305 S Salisbury Blvd, Salisbury, MD, 21801 6845
Personal Loan
9.77%
▼
APR9.77%
Last UpdatedMarch 28, 2026
Details
As Low As
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
Anything Loan (Personal Loan)
9.79%
▼
APR9.79%
Last UpdatedMarch 28, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
12 Months Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.19%
▼
APR10.19%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.44%
▼
APR10.44%
Last UpdatedMarch 28, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
24 Months Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
Anything Loan (Personal Loan)
10.79%
▼
APR10.79%
Last UpdatedMarch 28, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 28, 2026
Details
As low as
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
12.00%
▼
APR12.00%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Debt Consolidation
12.90%
▼
APR12.90%
Last UpdatedMarch 28, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
Signature Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
5.99%
▼
APR5.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details
As Low As; Up to 36 months
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
7.24%
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details
As Low As; 37-48 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As; 49-66 months
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details
As Low As; Amount Financed up to $20,000
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
8.49%
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
No additional details available.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 28, 2026
Details
As Low As
Destinations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
8767 Satyr Hill Rd, Baltimore, MD, 21234
Signature Loans
10.69%
▼
APR10.69%
Last UpdatedMarch 28, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Ellicott City, MD currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
Most lenders in Ellicott City, Maryland require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maryland often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Ellicott City, Maryland require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maryland?
Yes. Debt consolidation is one of the most common uses of personal loans in Ellicott City, Maryland. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Ellicott City, Maryland?
Credit unions in Ellicott City, Maryland often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Ellicott City, Maryland?
- State Employees Credit Union: 5.69% (10-year fixed loan)
- Orrstown Bank: 7.10% (Improved Lot/Land Loan)
- Tower Federal Credit Union: 7.24% (Signature Loan)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- Howard County Education Federal Credit Union: 10.99% (Vacation Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ellicott City, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 28, 2026.
Personal Loan Calculators
