Auto Loan Rates in Ellicott City, Maryland (MD) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Ellicott City, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Ellicott City, Maryland include Tower Federal Credit UnionTower Federal Credit Union9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042A+5.0 ★Texas Ratio: 1.36% offering New Cars and Trucks at 3.74%, State Employees Credit UnionState Employees Credit Union10025 Baltimore National Pike, Ellicott City, MD, 21042A+5.0 ★Texas Ratio: 5.38% offering 36 Month - New Auto or Truck Purchase/Refinance at 4.24%, Howard County Education Federal Credit UnionHoward County Education Federal Credit Union3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178A5.0 ★Texas Ratio: 6.65% offering All New Vehicles at 6.49%, Orrstown BankOrrstown Bank4450 Long Gate Parkway, Ellicott City, MD, 21043A5.0 ★Texas Ratio: 8.61% offering New Vehicles at 6.80%, Act 1st Federal Credit UnionAct 1st Federal Credit Union14316 National Hwy SW, LaVale, MD, 21502A5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%. Auto loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Ellicott City, Maryland are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Ellicott City, Maryland. Auto Loan Rates Last Updated and Verified: March 28, 2026
Compare Auto Loan Rates Today in Ellicott City, Maryland & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 28, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 28, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 28, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedMar 28, 2026
Details
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
All New Vehicles
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
New Vehicles
6.80%
0-60
▼
APR6.80%
Term0-60
Last UpdatedMar 28, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
New Vehicles
7.30%
61-72
▼
APR7.30%
Term61-72
Last UpdatedMar 28, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Used Vehicles
7.70%
0-60 Months
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 28, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Used Vehicles
7.80%
61-72 Months
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 28, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Used Vehicles
7.95%
0-48 Months
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 28, 2026
Details
Age of Vehicle: 5-10 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
New Vehicles
8.05%
73-84
▼
APR8.05%
Term73-84
Last UpdatedMar 28, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Used Vehicles
8.10%
49-60 Months
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 28, 2026
Details
Age of Vehicle: 5-10 Years
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 24, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedMar 28, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 28, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 24, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.89%
36 months
▼
APR3.89%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans
3.99%
Up to 48 months
▼
APR3.99%
TermUp to 48 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details
APL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
11050 Johns Hopkins Rd, Laurel, MD, 20723
Classic Vehicle
3.99%
Any Term Up to 7 Years No Model Year Restrictions
▼
APR3.99%
TermAny Term Up to 7 Years No Model Year Restrictions
Last UpdatedMar 25, 2026
Details
APL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
11050 Johns Hopkins Rd, Laurel, MD, 20723
Refinanced Autos
3.99%
Any Term Up to 7 Years No Model Year Restrictions
▼
APR3.99%
TermAny Term Up to 7 Years No Model Year Restrictions
Last UpdatedMar 25, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48
▼
APR3.99%
Term0-48
Last UpdatedMar 24, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 26, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans
4.24%
49 to 60 months
▼
APR4.24%
Term49 to 60 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedMar 28, 2026
Details
Up to 135% of Car Value
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Used Auto / Refi - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Vehicle Loans
4.29%
Up to 36 months
▼
APR4.29%
TermUp to 36 months
Last UpdatedMar 24, 2026
Details
As Low As; Model Year 2025 - 2026, Fixed
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMar 28, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedMar 26, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
▼
APR4.44%
Term1 to 36
Last UpdatedMar 27, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles 36
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMar 26, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedMar 25, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedMar 28, 2026
Details
Up to 135% of Car Value
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 24, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMar 26, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
▼
APR4.54%
Term37 to 48
Last UpdatedMar 27, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; Age of Vehicle: 1-7 years
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans
4.74%
61 to 72 months
▼
APR4.74%
Term61 to 72 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.74%
49 to 60 months
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.74%
12 - 48
▼
APR4.74%
Term12 - 48
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
61 to 72 mos.
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMar 26, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles 36
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
▼
APR4.79%
Term49 to 66
Last UpdatedMar 27, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 28, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles 48
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
4.84%
1-36
▼
APR4.84%
Term1-36
Last UpdatedMar 25, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedMar 28, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.89%
Up to 48 Months
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.99%
49 to 66 Months
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 22, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details
APL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
11050 Johns Hopkins Rd, Laurel, MD, 20723
Classic Cars
4.99%
7 Months
▼
APR4.99%
Term7 Months
Last UpdatedMar 25, 2026
Details
up to $100,000
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
over $20,000
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 28, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72
▼
APR4.99%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.99%
49 - 60
▼
APR4.99%
Term49 - 60
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
4.99%
12 - 48
▼
APR4.99%
Term12 - 48
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 28, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Used Auto / Refi - FIXED
5.04%
4 Years
▼
APR5.04%
Term4 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.09%
37-51
▼
APR5.09%
Term37-51
Last UpdatedMar 25, 2026
Details
As Low As; Automated Payments
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Vehicle Loans
5.09%
Up to 48 months
▼
APR5.09%
TermUp to 48 months
Last UpdatedMar 24, 2026
Details
As Low As; Model Year 2025 - 2026, Fixed
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Used Auto / Refi - FIXED
5.09%
5 Years
▼
APR5.09%
Term5 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.19%
67 to 75 Months
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 22, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles 48
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedMar 27, 2026
Details
As Low As; (0% down)
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
over $20,000
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
▼
APR5.24%
Term12-48
Last UpdatedMar 28, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
▼
APR5.24%
Term12-48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
37 - 72 Months
▼
APR5.24%
Term37 - 72 Months
Last UpdatedMar 28, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 27, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; 12-84 Months available
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Refinance Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.24%
61 - 72
▼
APR5.24%
Term61 - 72
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.24%
49 - 60
▼
APR5.24%
Term49 - 60
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
Used Cars
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.34%
52-63
▼
APR5.34%
Term52-63
Last UpdatedMar 25, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Used Auto / Refi - FIXED
5.34%
6 Years
▼
APR5.34%
Term6 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles 60
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.42%
72 months
▼
APR5.42%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
▼
APR5.44%
Term67 to 78
Last UpdatedMar 27, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMar 26, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans
5.49%
73 to 84 months
▼
APR5.49%
Term73 to 84 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.49%
49 to 60 months
▼
APR5.49%
Term49 to 60 months
Last UpdatedMar 27, 2026
Details
As Low As; (0% down)
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
▼
APR5.49%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
▼
APR5.49%
Term12-48
Last UpdatedMar 28, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
▼
APR5.49%
Term49-60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 27, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
5.49%
7 Years
▼
APR5.49%
Term7 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.50%
73 to 84 months*
▼
APR5.50%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.54%
Up to 48 Months
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.55%
73 to 84 months*
▼
APR5.55%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.57%
84 months
▼
APR5.57%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 28, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedMar 28, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 28, 2026
Details
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
All New Vehicles
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
New Vehicles
6.80%
0-60
▼
APR6.80%
Term0-60
Last UpdatedMar 28, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
New Vehicles
7.30%
61-72
▼
APR7.30%
Term61-72
Last UpdatedMar 28, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
New Vehicles
8.05%
73-84
▼
APR8.05%
Term73-84
Last UpdatedMar 28, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 24, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedMar 28, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 24, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.89%
36 months
▼
APR3.89%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans
3.99%
Up to 48 months
▼
APR3.99%
TermUp to 48 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48
▼
APR3.99%
Term0-48
Last UpdatedMar 24, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 26, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans
4.24%
49 to 60 months
▼
APR4.24%
Term49 to 60 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedMar 28, 2026
Details
Up to 135% of Car Value
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMar 28, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedMar 26, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
▼
APR4.44%
Term1 to 36
Last UpdatedMar 27, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles 36
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMar 26, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedMar 25, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedMar 28, 2026
Details
Up to 135% of Car Value
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMar 26, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
▼
APR4.54%
Term37 to 48
Last UpdatedMar 27, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans
4.74%
61 to 72 months
▼
APR4.74%
Term61 to 72 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.74%
12 - 48
▼
APR4.74%
Term12 - 48
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
61 to 72 mos.
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMar 26, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
▼
APR4.79%
Term49 to 66
Last UpdatedMar 27, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 28, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles 48
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedMar 28, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 28, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72
▼
APR4.99%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.99%
49 - 60
▼
APR4.99%
Term49 - 60
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
▼
APR5.24%
Term12-48
Last UpdatedMar 28, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
37 - 72 Months
▼
APR5.24%
Term37 - 72 Months
Last UpdatedMar 28, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 27, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; 12-84 Months available
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.24%
61 - 72
▼
APR5.24%
Term61 - 72
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles 60
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.42%
72 months
▼
APR5.42%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
▼
APR5.44%
Term67 to 78
Last UpdatedMar 27, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMar 26, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans
5.49%
73 to 84 months
▼
APR5.49%
Term73 to 84 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
▼
APR5.49%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 27, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
New Auto - FIXED
5.49%
7 Years
▼
APR5.49%
Term7 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.50%
73 to 84 months*
▼
APR5.50%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.55%
73 to 84 months*
▼
APR5.55%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.57%
84 months
▼
APR5.57%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 28, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedMar 28, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Used Vehicles
7.70%
0-60 Months
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 28, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Used Vehicles
7.80%
61-72 Months
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 28, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Used Vehicles
7.95%
0-48 Months
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 28, 2026
Details
Age of Vehicle: 5-10 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
4450 Long Gate Parkway, Ellicott City, MD, 21043
Used Vehicles
8.10%
49-60 Months
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 28, 2026
Details
Age of Vehicle: 5-10 Years
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 28, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 26, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedMar 28, 2026
Details
Up to 135% of Car Value
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Used Auto / Refi - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedMar 26, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMar 26, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedMar 25, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedMar 28, 2026
Details
Up to 135% of Car Value
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 24, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; Age of Vehicle: 1-7 years
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.74%
49 to 60 months
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles 36
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
4.84%
1-36
▼
APR4.84%
Term1-36
Last UpdatedMar 25, 2026
Details
As Low As; Automated Payments
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.89%
Up to 48 Months
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.99%
49 to 66 Months
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 22, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 28, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
4.99%
12 - 48
▼
APR4.99%
Term12 - 48
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 28, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Used Auto / Refi - FIXED
5.04%
4 Years
▼
APR5.04%
Term4 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.09%
37-51
▼
APR5.09%
Term37-51
Last UpdatedMar 25, 2026
Details
As Low As; Automated Payments
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Used Auto / Refi - FIXED
5.09%
5 Years
▼
APR5.09%
Term5 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.19%
67 to 75 Months
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 22, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles 48
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedMar 27, 2026
Details
As Low As; (0% down)
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 27, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
▼
APR5.24%
Term12-48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
37 - 72 Months
▼
APR5.24%
Term37 - 72 Months
Last UpdatedMar 28, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 27, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; 12-84 Months available
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.24%
49 - 60
▼
APR5.24%
Term49 - 60
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
Used Cars
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.34%
52-63
▼
APR5.34%
Term52-63
Last UpdatedMar 25, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Used Auto / Refi - FIXED
5.34%
6 Years
▼
APR5.34%
Term6 Years
Last UpdatedMar 28, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMar 26, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.49%
49 to 60 months
▼
APR5.49%
Term49 to 60 months
Last UpdatedMar 27, 2026
Details
As Low As; (0% down)
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
▼
APR5.49%
Term12-48
Last UpdatedMar 28, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
▼
APR5.49%
Term49-60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 27, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedMar 28, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 27, 2026
Details
As Low As; With Direct Payment Discount
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.54%
Up to 48 Months
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
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MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.040%
▲ 0.226 from last week
New auto loan rates rose 0.226 points this week to 6.040% APR, up from 5.814% last week.
Used Auto Loan — National Avg APR
6.590%
▲ 0.078 from last week
Used auto loan rates rose 0.078 points this week to 6.590% APR, up from 6.511% last week.
National averages as of Mar 28, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Ellicott City, Maryland
How does my credit score affect my car loan rate in Maryland?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Ellicott City, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Ellicott City, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Ellicott City, Maryland?
Based on our current data, some of the lowest auto loan rates available in Ellicott City, Maryland include:
- Tower Federal Credit Union: 3.74% (New Cars and Trucks)
- State Employees Credit Union: 4.24% (36 Month - New Auto or Truck Purchase/Refinance)
- Howard County Education Federal Credit Union: 6.49% (All New Vehicles)
- Orrstown Bank: 6.80% (New Vehicles)
- Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ellicott City, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 28, 2026
