Auto Loan Rates in Maryland (MD) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Maryland include WEPCO Federal Credit UnionWEPCO Federal Credit Union12511 Winchester Rd SW, LaVale, MD, 21502A+5.0 ★Texas Ratio: 3.46% offering New or Used Vehicle Loans at 2.49%, Cedar Point Federal Credit UnionCedar Point Federal Credit Union22745 Maple Rd, Lexington Park, MD, 20653A+5.0 ★Texas Ratio: 3.81% offering New Auto at 3.49%, Market USA Federal Credit UnionMarket USA Federal Credit Union8871 Gorman Rd, Laurel, MD, 20723 5877A5.0 ★Texas Ratio: 5.99% offering New Auto Loan at 3.49%, Police Federal Credit UnionPolice Federal Credit Union9100 Presidential Pkwy, Upper Marlboro, MD, 20772 2658A+5.0 ★Texas Ratio: 1.85% offering New Autos at 3.74%, Tower Federal Credit UnionTower Federal Credit Union7901 Sandy Spring Rd, Laurel, MD, 20707A+5.0 ★Texas Ratio: 1.30% offering New Cars and Trucks Loan at 3.74%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Maryland side-by-side. Maryland auto loan rates currently start as low as 2.49% APR from WEPCO Federal Credit Union at 12511 Winchester Rd SW, LaVale, MD, 21502. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Maryland. Auto Loan Rates Last Updated and Verified: June 16, 2026
Compare Auto Loan Rates Today in Maryland
Maryland Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.49%
0-48 Months
▼
APR2.49%
Term0-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.99%
0-48 Months
▼
APR2.99%
Term0-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.24%
49-60 Months
▼
APR3.24%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; See Auto Loan Rates for details.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.49%
61-72 Months
▼
APR3.49%
Term61-72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As low as
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As low as
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.74%
49-60 Months
▼
APR3.74%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
9100 Presidential Pkwy, Upper Marlboro, MD, 20772 2658
New Autos
3.74%
2025-2026
▼
APR3.74%
Term2025-2026
Last UpdatedJun 16, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
3.74%
36 months
▼
APR3.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $29.41
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJun 11, 2026
Details
As Low As; Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
▼
APR3.99%
Term48 month
Last UpdatedJun 16, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.14%
0 - 75 Months
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2026 & Newer
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.24%
73-84 Months
▼
APR4.24%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 24 months Loan
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.24%
Up to 24 months
▼
APR4.24%
TermUp to 24 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
4.24%
48 months
▼
APR4.24%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $22.69
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $29.63
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New/Used Vehicle Loan
4.25%
5 YEARS
▼
APR4.25%
Term5 YEARS
Last UpdatedJun 16, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
New Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 11, 2026
Details
As Low As; Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; See Auto Loan Rates for details.
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 36 months Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Cecil County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
203 Booth St, Elkton, MD, 21921 5646
Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Your first Payment may be deferred up to 60 days!
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $1,042.94
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $1,042.94
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.49%
up to 60 months
▼
APR4.49%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
As Low As; **
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedJun 16, 2026
Details
APR* as low as**
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
971 Corporate Blvd, Linthicum, MD, 21090 2342
New Auto
4.54%
36 Month
▼
APR4.54%
Term36 Month
Last UpdatedJun 16, 2026
Details
New Auto or Truck Purchase/Refinance As of May 15, 2026
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2025
4.69%
up to 36 mos
▼
APR4.69%
Termup to 36 mos
Last UpdatedJun 16, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
Age of Vehicle: 1-7 years
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Summer Sizzler Auto Loan
4.74%
up to 84 months
▼
APR4.74%
Termup to 84 months
Last UpdatedJun 16, 2026
Details
As Low As; First payment may be deferred for up to 90 days. Interest will continue to accrue from the date of loan disbursal and be due once payments begin. Speak with a Signal team member for complete details. Membership required. Qualified applicants that open a new Visa Platinum Rewards credit card and a vehicle loan during the promo period will receive a 5,000 reward points bonus to their credit card rewards account. Qualified applicants that open a new Visa Signature Cash Back credit card and a vehicle loan during the promo period will receive a $50 cash back reward bonus to their credit card rewards account. Bonus rewards will be granted to qualified applicants 45 days after the promo end date. Credit card must be activated in order to receive bonus rewards. Membership required. APR=Annual Percentage Rate. Rates as of June 16, 2026. The APR shown above reflects the current minimum APR offered to qualified members enrolled in Signal Smart Plus and have automatic payments from a Signal account which results in a 0.25% APR discount, and an additional 0.25% promotional discount for Auto Loan applications entered during May 18, 2026 to July 6, 2026 promotional period. For members not enrolled in Signal Smart Plus, add 0.25% APR to the above advertised rates. Signal Smart Plus and promotional discounts do not apply to internal Signal Financial loan refinances. The APR may be adjusted based on individual credit standing, term, loan-to-value, debt-to-income ratio, aggregate credit score and other underwriting factors. Maximum financed amount is determined by your credit score and a down payment may be required. Please apply or contact a Credit Union representative to determine the rate and term for which you qualify. Not all applicants will qualify or qualify for the lowest rate. Rates and terms are subject to change at any time without notice. Membership required.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.74%
73-84 Months
▼
APR4.74%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJun 16, 2026
Details
As low as
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJun 16, 2026
Details
As low as
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.74%
61 - 72 months
▼
APR4.74%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details
As Low As; **
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $15.98
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $22.91
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
4.75%
61 to 72 mos.~
▼
APR4.75%
Term61 to 72 mos.~
Last UpdatedJun 16, 2026
Details
APR* as low as**
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2024
4.79%
up to 36 mos
▼
APR4.79%
Termup to 36 mos
Last UpdatedJun 16, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
971 Corporate Blvd, Linthicum, MD, 21090 2342
Used Auto
4.79%
36 Month
▼
APR4.79%
Term36 Month
Last UpdatedJun 16, 2026
Details
Used Auto or Truck Purchase/Refinance As of May 15, 2026
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2023
4.89%
up to 36 mos
▼
APR4.89%
Termup to 36 mos
Last UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2026
4.89%
up to 36 mos
▼
APR4.89%
Termup to 36 mos
Last UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2024-2027
4.99%
Up to 48 months
▼
APR4.99%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
4.99%
Up to 48 months
▼
APR4.99%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
As Low As; **
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2022
5.09%
up to 36 mos
▼
APR5.09%
Termup to 36 mos
Last UpdatedJun 16, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJun 16, 2026
Details
Up to $25,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As; Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.10%
37 - 72 Months
▼
APR5.10%
Term37 - 72 Months
Last UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
5.14%
0 - 75 Months
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2023 - 2025*
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
New Vehicles - 36 Months Loan
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2021-2023
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2024-2027
5.24%
67-75 months
▼
APR5.24%
Term67-75 months
Last UpdatedJun 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2021-2023
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
5.24%
67-75 months
▼
APR5.24%
Term67-75 months
Last UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
Up to 60 months
▼
APR5.24%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months (up to 110% K or more)
5.24%
84 months
▼
APR5.24%
Term84 months
Last UpdatedJun 16, 2026
Details
$25; As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.24%
60 months
▼
APR5.24%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJun 16, 2026
Details
As low as
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJun 16, 2026
Details
As low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $811.61
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: 811.61
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.24%
61 - 72 months
▼
APR5.24%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details
As Low As; **
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As; 12-84 Months available
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $16.22
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2024
5.29%
37-63 mos
▼
APR5.29%
Term37-63 mos
Last UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2025
5.29%
37-63 mos
▼
APR5.29%
Term37-63 mos
Last UpdatedJun 16, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36 Months
▼
APR5.34%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2023
5.39%
37-63 mos
▼
APR5.39%
Term37-63 mos
Last UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2026
5.39%
37-63 mos
▼
APR5.39%
Term37-63 mos
Last UpdatedJun 16, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
New Auto Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJun 11, 2026
Details
As Low As; Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; See Auto Loan Rates for details.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2025
5.49%
64-75 mos
▼
APR5.49%
Term64-75 mos
Last UpdatedJun 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2023 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2024 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2025 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2026 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Auto Loan
5.49%
up to 48 months
▼
APR5.49%
Termup to 48 months
Last UpdatedJun 16, 2026
Details
As Low As*
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New & Used Auto Loans
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedJun 16, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedJun 16, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $669.83
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48 Months
▼
APR5.49%
Term37 - 48 Months
Last UpdatedJun 16, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
73 - 84 months
▼
APR5.49%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details
As Low As; **
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto 2013-2018
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Up to $15,000; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Loan Amount: Up to $15,000; Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.52%
72 months*
▼
APR5.52%
Term72 months*
Last UpdatedJun 16, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2022
5.59%
37-63 mos
▼
APR5.59%
Term37-63 mos
Last UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2024
5.59%
64-75 mos
▼
APR5.59%
Term64-75 mos
Last UpdatedJun 16, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36 Months
▼
APR5.59%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 - 36 Months
▼
APR5.59%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2023 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2024 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2025 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2026 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
New Vehicles - 60 Months Loan
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles - 36 Months Loan
5.64%
36 Months
▼
APR5.64%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Vehicles
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.67%
84 months**
▼
APR5.67%
Term84 months**
Last UpdatedJun 16, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2026
5.69%
64-75 mos
▼
APR5.69%
Term64-75 mos
Last UpdatedJun 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2021-2023
5.74%
67-75 months
▼
APR5.74%
Term67-75 months
Last UpdatedJun 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2021-2023
5.74%
67-75 months
▼
APR5.74%
Term67-75 months
Last UpdatedJun 16, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
Age of Vehicle: ** Vehicle must be 10 model years or newer at the end of the 84 month term.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.74%
Up to 72 months
▼
APR5.74%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.74%
Up to 60 months
▼
APR5.74%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 48 months Loan
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJun 16, 2026
Details
As low as
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJun 16, 2026
Details
As low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $577.17
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.74%
73 - 84 Months
▼
APR5.74%
Term73 - 84 Months
Last UpdatedJun 16, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $14.48
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedJun 16, 2026
Details
APR* as low as**
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2023
5.79%
64-72 mos
▼
APR5.79%
Term64-72 mos
Last UpdatedJun 16, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJun 16, 2026
Details
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJun 16, 2026
Details
As Low As; $15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.84%
37 - 48 Months
▼
APR5.84%
Term37 - 48 Months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.84%
37 - 48 Months
▼
APR5.84%
Term37 - 48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2020-2021
5.89%
up to 36 mos
▼
APR5.89%
Termup to 36 mos
Last UpdatedJun 16, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.90%
84 Months
▼
APR5.90%
Term84 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles - 60 Months Loan
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Vehicles
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
New Auto Loan
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedJun 11, 2026
Details
As Low As; Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2024-2027
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Car Loans 2022
5.99%
64-72 mos
▼
APR5.99%
Term64-72 mos
Last UpdatedJun 16, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 60 months Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2023 Model Year Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2024 Model Year Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2025 Model Year Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2026 Model Year Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $581.37
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details
As Low As; **
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJun 16, 2026
Details
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
New Vehicles - 72 Months Loan
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.09%
49 - 60 Months
▼
APR6.09%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.09%
49 - 60 Months
▼
APR6.09%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
6.14%
76 - 84 Months
▼
APR6.14%
Term76 - 84 Months
Last UpdatedJun 11, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Auto Loans (100% LTV)
6.14%
Up to 63 months
▼
APR6.14%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing. Rates may change without notice. All loans subject to credit approval.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.20%
72 months*
▼
APR6.20%
Term72 months*
Last UpdatedJun 16, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2021-2023
6.24%
76-84 months
▼
APR6.24%
Term76-84 months
Last UpdatedJun 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2021-2023
6.24%
76-84 months
▼
APR6.24%
Term76-84 months
Last UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
6.24%
Up to 84 months
▼
APR6.24%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
6.24%
Up to 72 months
▼
APR6.24%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Used Auto (22-23) (up to 110%)
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $516.72
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $14.72
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedJun 16, 2026
Details
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
Powered by
MonitorBankRates
Maryland New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.49%
0-48 Months
▼
APR2.49%
Term0-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.99%
0-48 Months
▼
APR2.99%
Term0-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.24%
49-60 Months
▼
APR3.24%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; See Auto Loan Rates for details.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.49%
61-72 Months
▼
APR3.49%
Term61-72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As low as
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.74%
49-60 Months
▼
APR3.74%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
9100 Presidential Pkwy, Upper Marlboro, MD, 20772 2658
New Autos
3.74%
2025-2026
▼
APR3.74%
Term2025-2026
Last UpdatedJun 16, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
3.74%
36 months
▼
APR3.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $29.41
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJun 11, 2026
Details
As Low As; Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
▼
APR3.99%
Term48 month
Last UpdatedJun 16, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.24%
73-84 Months
▼
APR4.24%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 24 months Loan
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.24%
Up to 24 months
▼
APR4.24%
TermUp to 24 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
4.24%
48 months
▼
APR4.24%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $22.69
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New/Used Vehicle Loan
4.25%
5 YEARS
▼
APR4.25%
Term5 YEARS
Last UpdatedJun 16, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
New Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 11, 2026
Details
As Low As; Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; See Auto Loan Rates for details.
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 36 months Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $1,042.94
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.49%
up to 60 months
▼
APR4.49%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
As Low As; **
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedJun 16, 2026
Details
APR* as low as**
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
971 Corporate Blvd, Linthicum, MD, 21090 2342
New Auto
4.54%
36 Month
▼
APR4.54%
Term36 Month
Last UpdatedJun 16, 2026
Details
New Auto or Truck Purchase/Refinance As of May 15, 2026
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.74%
73-84 Months
▼
APR4.74%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJun 16, 2026
Details
As low as
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.74%
61 - 72 months
▼
APR4.74%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details
As Low As; **
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $15.98
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
4.75%
61 to 72 mos.~
▼
APR4.75%
Term61 to 72 mos.~
Last UpdatedJun 16, 2026
Details
APR* as low as**
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
4.99%
Up to 48 months
▼
APR4.99%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJun 16, 2026
Details
Up to $25,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As; Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.10%
37 - 72 Months
▼
APR5.10%
Term37 - 72 Months
Last UpdatedJun 16, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
New Vehicles - 36 Months Loan
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2021-2023
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
5.24%
67-75 months
▼
APR5.24%
Term67-75 months
Last UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
Up to 60 months
▼
APR5.24%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months (up to 110% K or more)
5.24%
84 months
▼
APR5.24%
Term84 months
Last UpdatedJun 16, 2026
Details
$25; As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJun 16, 2026
Details
As low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $811.61
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As; 12-84 Months available
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
New Auto Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJun 11, 2026
Details
As Low As; Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; See Auto Loan Rates for details.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New & Used Auto Loans
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedJun 16, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedJun 16, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
73 - 84 months
▼
APR5.49%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details
As Low As; **
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.52%
72 months*
▼
APR5.52%
Term72 months*
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36 Months
▼
APR5.59%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 - 36 Months
▼
APR5.59%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
New Vehicles - 60 Months Loan
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.67%
84 months**
▼
APR5.67%
Term84 months**
Last UpdatedJun 16, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2021-2023
5.74%
67-75 months
▼
APR5.74%
Term67-75 months
Last UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.74%
Up to 72 months
▼
APR5.74%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 48 months Loan
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJun 16, 2026
Details
As low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $577.17
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.74%
73 - 84 Months
▼
APR5.74%
Term73 - 84 Months
Last UpdatedJun 16, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $14.48
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedJun 16, 2026
Details
APR* as low as**
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJun 16, 2026
Details
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJun 16, 2026
Details
As Low As; $15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.84%
37 - 48 Months
▼
APR5.84%
Term37 - 48 Months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.84%
37 - 48 Months
▼
APR5.84%
Term37 - 48 Months
Last UpdatedJun 16, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.90%
84 Months
▼
APR5.90%
Term84 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
New Auto Loan
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedJun 11, 2026
Details
As Low As; Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 60 months Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
New Vehicles - 72 Months Loan
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.09%
49 - 60 Months
▼
APR6.09%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.09%
49 - 60 Months
▼
APR6.09%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2021-2023
6.24%
76-84 months
▼
APR6.24%
Term76-84 months
Last UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
6.24%
Up to 84 months
▼
APR6.24%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $516.72
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
Powered by
MonitorBankRates
Maryland Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.49%
0-48 Months
▼
APR2.49%
Term0-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.99%
0-48 Months
▼
APR2.99%
Term0-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.24%
49-60 Months
▼
APR3.24%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.49%
61-72 Months
▼
APR3.49%
Term61-72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As low as
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.74%
49-60 Months
▼
APR3.74%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
▼
APR3.99%
Term48 month
Last UpdatedJun 16, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.24%
73-84 Months
▼
APR4.24%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 24 months Loan
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.24%
Up to 24 months
▼
APR4.24%
TermUp to 24 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $29.63
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New/Used Vehicle Loan
4.25%
5 YEARS
▼
APR4.25%
Term5 YEARS
Last UpdatedJun 16, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 36 months Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $1,042.94
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
Age of Vehicle: 1-7 years
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.74%
73-84 Months
▼
APR4.74%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJun 16, 2026
Details
As low as
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $22.91
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
971 Corporate Blvd, Linthicum, MD, 21090 2342
Used Auto
4.79%
36 Month
▼
APR4.79%
Term36 Month
Last UpdatedJun 16, 2026
Details
Used Auto or Truck Purchase/Refinance As of May 15, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
As Low As; **
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As; Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.10%
37 - 72 Months
▼
APR5.10%
Term37 - 72 Months
Last UpdatedJun 16, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months (up to 110% K or more)
5.24%
84 months
▼
APR5.24%
Term84 months
Last UpdatedJun 16, 2026
Details
$25; As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.24%
60 months
▼
APR5.24%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJun 16, 2026
Details
As low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: 811.61
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.24%
61 - 72 months
▼
APR5.24%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details
As Low As; **
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As; 12-84 Months available
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $16.22
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36 Months
▼
APR5.34%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedJun 16, 2026
Details
Rates are subject to change and based on creditworthiness. Other rates may apply.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New & Used Auto Loans
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedJun 16, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedJun 16, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $669.83
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48 Months
▼
APR5.49%
Term37 - 48 Months
Last UpdatedJun 16, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. Add 2.00% to above pricing for all overseas vehicle loans.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto 2013-2018
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Up to $15,000; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Loan Amount: Up to $15,000; Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable.
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles - 36 Months Loan
5.64%
36 Months
▼
APR5.64%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Vehicles
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
Age of Vehicle: ** Vehicle must be 10 model years or newer at the end of the 84 month term.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.74%
Up to 60 months
▼
APR5.74%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 48 months Loan
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJun 16, 2026
Details
As low as
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.74%
73 - 84 Months
▼
APR5.74%
Term73 - 84 Months
Last UpdatedJun 16, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJun 16, 2026
Details
As Low As; $15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
1325 E West HWY, silver spring, MD, 20910
Used Vehicles - 60 Months Loan
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Vehicles
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 60 months Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Estimated Monthly Payment: $581.37
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details
As Low As; **
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedJun 11, 2026
Details
Rates as of June 11, 2026
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.20%
72 months*
▼
APR6.20%
Term72 months*
Last UpdatedJun 16, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
6.24%
Up to 72 months
▼
APR6.24%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Used Auto (22-23) (up to 110%)
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $14.72
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MonitorBankRates
Maryland Auto Loan Rate Trends
Compare local Maryland auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MD Avg
5.189%
▼ 0.088 vs 7 days ago
Maryland new auto rates fell 0.088 points over the past 7 days to 5.189% APR.
Used Auto Loan — MD Avg
6.468%
▼ 0.183 vs 7 days ago
Maryland used auto rates fell 0.183 points over the past 7 days to 6.468% APR.
As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Maryland auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Maryland directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Maryland. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MD.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Maryland
How does my credit score affect my car loan rate in Maryland?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Maryland?
Based on our current data, some of the lowest auto loan rates available in Maryland include:
- WEPCO Federal Credit Union: 2.49% (New or Used Vehicle Loans)
- Cedar Point Federal Credit Union: 3.49% (New Auto)
- Market USA Federal Credit Union: 3.49% (New Auto Loan)
- Police Federal Credit Union: 3.74% (New Autos)
- Tower Federal Credit Union: 3.74% (New Cars and Trucks Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026
Auto Loan Rates by City in Maryland
Rate Assistant
MonitorBankRates.com · Live Data
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