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Auto Loan Rates in Baltimore, Maryland (MD) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Baltimore, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 24, 2026

Current auto loan rates in Baltimore, Maryland include POCU of MarylandPOCU of Maryland900 E Fayette St Rm 606, Baltimore, MD, 21233 1050A+5.0 ★ offering New Car at 3.09%, LM Federal Credit UnionLM Federal Credit Union101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220A+5.0 ★Texas Ratio: 1.29% offering New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) at 3.99%, State Employees Credit UnionState Employees Credit Union7906 Rossville Blvd, Baltimore, MD, 21236 3930A+5.0 ★Texas Ratio: 5.38% offering 36 Month - New Auto or Truck Purchase/Refinance at 4.24%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD, 21237A+5.0 ★Texas Ratio: 2.34% offering New & Used Auto or Truck at 4.49%, Municipal Employees Credit Union of Balt Credit UnionMunicipal Employees Credit Union of Balt Credit Union1 South St, Baltimore, MD, 21202A5.0 ★Texas Ratio: 11.50% offering New Auto Loan at 4.74%. Auto loan rates as of March 24, 2026 according to verified data from MonitorBankRates.

Auto loan rates in Baltimore, Maryland are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Baltimore, Maryland. Auto Loan Rates Last Updated and Verified: March 24, 2026

Compare Auto Loan Rates Today in Baltimore, Maryland & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedMar 21, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 21, 2026
Details

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
3.99%
Up to 48 months
View
▼
APR3.99%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) Up to 48 months
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.24%
49 to 60 months
View
▼
APR4.24%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 49 to 60 months
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 21, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedMar 21, 2026
Details

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 21, 2026
Details

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.74%
61 to 72 months
View
▼
APR4.74%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 61 to 72 months
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
View
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 21, 2026
Details

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
4.84%
1-36
View
▼
APR4.84%
Term1-36
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.89%
Up to 48 Months
View
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.99%
49 - 60
View
▼
APR4.99%
Term49 - 60
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
4.99%
12 - 48
View
▼
APR4.99%
Term12 - 48
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 21, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.99%
49 to 66 Months
View
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
5.09%
37-51
View
▼
APR5.09%
Term37-51
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.19%
67 to 75 Months
View
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 22, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; 12-84 Months available

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Refinance Auto Loan
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.24%
61 - 72
View
▼
APR5.24%
Term61 - 72
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
5.34%
52-63
View
▼
APR5.34%
Term52-63
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedMar 21, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedMar 20, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
5.49%
73 to 84 months
View
▼
APR5.49%
Term73 to 84 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 73 to 84 months
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.49%
61 - 72
View
▼
APR5.49%
Term61 - 72
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
View
▼
APR5.59%
Term72 Months
Last UpdatedMar 21, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.59%
76 to 84 Months
View
▼
APR5.59%
Term76 to 84 Months
Last UpdatedMar 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
5.74%
64-75
View
▼
APR5.74%
Term64-75
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.74%
49 to 66 Months
View
▼
APR5.74%
Term49 to 66 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2013 - 2016)
5.99%
Up to 48 months
View
▼
APR5.99%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details

As Low As; (0% down)

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
View
▼
APR6.09%
Term84 Months
Last UpdatedMar 21, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
6.14%
67 to 75 Months
View
▼
APR6.14%
Term67 to 75 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
6.24%
73-84
View
▼
APR6.24%
Term73-84
Last UpdatedMar 20, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
6.24%
73 - 84
View
▼
APR6.24%
Term73 - 84
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
View
▼
APR6.34%
Term84 Months
Last UpdatedMar 21, 2026
Details

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2013 - 2016)
6.49%
49 to 54 months
View
▼
APR6.49%
Term49 to 54 months
Last UpdatedMar 20, 2026
Details

As Low As; (0% down)

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
6.64%
76-84
View
▼
APR6.64%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
6.74%
84 Months
View
▼
APR6.74%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
New Vehicles
6.80%
0-60
View
▼
APR6.80%
Term0-60
Last UpdatedMar 21, 2026
Details

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
New Vehicles
7.30%
61-72
View
▼
APR7.30%
Term61-72
Last UpdatedMar 21, 2026
Details

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Used Vehicles
7.70%
0-60 Months
View
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 21, 2026
Details

Age of Vehicle: 1-4 Years

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Used Vehicles
7.80%
61-72 Months
View
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 21, 2026
Details

Age of Vehicle: 1-4 Years

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Used Vehicles
7.95%
0-48 Months
View
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 21, 2026
Details

Age of Vehicle: 5-10 Years

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
New Vehicles
8.05%
73-84
View
▼
APR8.05%
Term73-84
Last UpdatedMar 21, 2026
Details

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Used Vehicles
8.10%
49-60 Months
View
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 21, 2026
Details

Age of Vehicle: 5-10 Years

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedMar 24, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMar 24, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.89%
36 Months
View
▼
APR3.89%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedMar 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
View
▼
APR3.99%
Term61-72
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedMar 24, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 18, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedMar 21, 2026
Details

Up to 135% of Car Value

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details

Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Vehicle Loans
4.29%
Up to 36 months
View
▼
APR4.29%
TermUp to 36 months
Last UpdatedMar 24, 2026
Details

As Low As; Model Year 2025 - 2026, Fixed

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedMar 18, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedMar 20, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedMar 18, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedMar 18, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedMar 21, 2026
Details

Up to 135% of Car Value

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedMar 24, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedMar 20, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2025 Car Loans
4.69%
up to 36
View
▼
APR4.69%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details

over $20,000

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedMar 20, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2024 Car Loans
4.79%
up to 36
View
▼
APR4.79%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedMar 21, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2023 Car Loans
4.89%
up to 36
View
▼
APR4.89%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2026 Car Loans
4.89%
up to 36
View
▼
APR4.89%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
View
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
View
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedMar 21, 2026
Details

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

over $20,000

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72
View
▼
APR4.99%
Term61-72
Last UpdatedMar 24, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedMar 24, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2022 Car Loans
5.09%
up to 36
View
▼
APR5.09%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Vehicle Loans
5.09%
Up to 48 months
View
▼
APR5.09%
TermUp to 48 months
Last UpdatedMar 24, 2026
Details

As Low As; Model Year 2025 - 2026, Fixed

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedMar 13, 2026
Details

As Low As; Up to 125% of MSRP to include tax, tags, warranties and GAP

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Auto Loan
5.24%
12-48
View
▼
APR5.24%
Term12-48
Last UpdatedMar 20, 2026
Details

As Low As; Amount: $5,000+

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
37 - 72 Months
View
▼
APR5.24%
Term37 - 72 Months
Last UpdatedMar 21, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details

over $20,000

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
View
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2024 Car Loans
5.29%
37-63
View
▼
APR5.29%
Term37-63
Last UpdatedMar 20, 2026
Details

As Low As

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2025 Car Loans
5.29%
37-63
View
▼
APR5.29%
Term37-63
Last UpdatedMar 20, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedMar 21, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2023 Car Loans
5.39%
37-63
View
▼
APR5.39%
Term37-63
Last UpdatedMar 20, 2026
Details

As Low As

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2026 Car Loans
5.39%
37-63
View
▼
APR5.39%
Term37-63
Last UpdatedMar 20, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.42%
72 Months
View
▼
APR5.42%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedMar 20, 2026
Details

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
View
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedMar 18, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 20, 2026
Details

As Low As

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2025 Car Loans
5.49%
64-75
View
▼
APR5.49%
Term64-75
Last UpdatedMar 20, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Auto Loan
5.49%
49-60
View
▼
APR5.49%
Term49-60
Last UpdatedMar 20, 2026
Details

As Low As; Amount: $10,000+

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedMar 21, 2026
Details

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
3.99%
Up to 48 months
View
▼
APR3.99%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) Up to 48 months
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.24%
49 to 60 months
View
▼
APR4.24%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 49 to 60 months
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 21, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedMar 21, 2026
Details

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.74%
61 to 72 months
View
▼
APR4.74%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 61 to 72 months
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 21, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.99%
49 - 60
View
▼
APR4.99%
Term49 - 60
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; 12-84 Months available

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.24%
61 - 72
View
▼
APR5.24%
Term61 - 72
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedMar 21, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedMar 20, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
5.49%
73 to 84 months
View
▼
APR5.49%
Term73 to 84 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 73 to 84 months
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
View
▼
APR6.09%
Term84 Months
Last UpdatedMar 21, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
6.24%
73-84
View
▼
APR6.24%
Term73-84
Last UpdatedMar 20, 2026
Details

As Low As

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
New Vehicles
6.80%
0-60
View
▼
APR6.80%
Term0-60
Last UpdatedMar 21, 2026
Details

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
New Vehicles
7.30%
61-72
View
▼
APR7.30%
Term61-72
Last UpdatedMar 21, 2026
Details

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
New Vehicles
8.05%
73-84
View
▼
APR8.05%
Term73-84
Last UpdatedMar 21, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMar 24, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.89%
36 Months
View
▼
APR3.89%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedMar 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
View
▼
APR3.99%
Term61-72
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedMar 24, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 18, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedMar 21, 2026
Details

Up to 135% of Car Value

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedMar 18, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedMar 20, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedMar 18, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedMar 18, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedMar 21, 2026
Details

Up to 135% of Car Value

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedMar 20, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedMar 20, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedMar 21, 2026
Details

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
View
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
View
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedMar 21, 2026
Details

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72
View
▼
APR4.99%
Term61-72
Last UpdatedMar 24, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedMar 13, 2026
Details

As Low As; Up to 125% of MSRP to include tax, tags, warranties and GAP

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
37 - 72 Months
View
▼
APR5.24%
Term37 - 72 Months
Last UpdatedMar 21, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.42%
72 Months
View
▼
APR5.42%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedMar 20, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedMar 18, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 21, 2026
Details

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 21, 2026
Details

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
View
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
4.84%
1-36
View
▼
APR4.84%
Term1-36
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.89%
Up to 48 Months
View
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
4.99%
12 - 48
View
▼
APR4.99%
Term12 - 48
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 21, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.99%
49 to 66 Months
View
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
5.09%
37-51
View
▼
APR5.09%
Term37-51
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.19%
67 to 75 Months
View
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 22, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; 12-84 Months available

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
5.34%
52-63
View
▼
APR5.34%
Term52-63
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.49%
61 - 72
View
▼
APR5.49%
Term61 - 72
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
View
▼
APR5.59%
Term72 Months
Last UpdatedMar 21, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.59%
76 to 84 Months
View
▼
APR5.59%
Term76 to 84 Months
Last UpdatedMar 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
5.74%
64-75
View
▼
APR5.74%
Term64-75
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.74%
49 to 66 Months
View
▼
APR5.74%
Term49 to 66 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2013 - 2016)
5.99%
Up to 48 months
View
▼
APR5.99%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details

As Low As; (0% down)

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; 0% down

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
5 Philadelphia Ct, Baltimore, MD, 21237
New & Used Auto or Truck
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
6.14%
67 to 75 Months
View
▼
APR6.14%
Term67 to 75 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237 3028
Auto Loans - New or Used/Purchase or Refinance
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
6.24%
73 - 84
View
▼
APR6.24%
Term73 - 84
Last UpdatedMar 20, 2026
Details

As Low As; With Direct Payment Discount

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
7906 Rossville Blvd, Baltimore, MD, 21236 3930
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
View
▼
APR6.34%
Term84 Months
Last UpdatedMar 21, 2026
Details

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2013 - 2016)
6.49%
49 to 54 months
View
▼
APR6.49%
Term49 to 54 months
Last UpdatedMar 20, 2026
Details

As Low As; (0% down)

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD, 21222
Used Auto, Truck, Van
6.64%
76-84
View
▼
APR6.64%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As; Automated Payments

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
6.74%
84 Months
View
▼
APR6.74%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Used Vehicles
7.70%
0-60 Months
View
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 21, 2026
Details

Age of Vehicle: 1-4 Years

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Used Vehicles
7.80%
61-72 Months
View
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 21, 2026
Details

Age of Vehicle: 1-4 Years

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Used Vehicles
7.95%
0-48 Months
View
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 21, 2026
Details

Age of Vehicle: 5-10 Years

Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Used Vehicles
8.10%
49-60 Months
View
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 21, 2026
Details

Age of Vehicle: 5-10 Years

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 18, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedMar 21, 2026
Details

Up to 135% of Car Value

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedMar 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedMar 18, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedMar 21, 2026
Details

Up to 135% of Car Value

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedMar 24, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details

over $20,000

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

over $20,000

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedMar 24, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
37 - 72 Months
View
▼
APR5.24%
Term37 - 72 Months
Last UpdatedMar 21, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details

over $20,000

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
View
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedMar 21, 2026
Details

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
View
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedMar 18, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

National Auto Loan Rate Trends

Weekly national average APRs for new and used auto loans

Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.

New Auto Loan — National Avg APR
5.365%
▼ 0.012 from last week

New auto loan rates fell 0.012 points this week to 5.365% APR, down from 5.377% last week.

Used Auto Loan — National Avg APR
5.673%
▼ 0.027 from last week

Used auto loan rates fell 0.027 points this week to 5.673% APR, down from 5.700% last week.

National averages as of Mar 25, 2026 • Weekly data from 8,500+ U.S. banks & credit unions

Frequently Asked Questions about Auto Loans in Baltimore, Maryland

How does my credit score affect my car loan rate in Maryland?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Baltimore, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Baltimore, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Baltimore, Maryland?

Based on our current data, some of the lowest auto loan rates available in Baltimore, Maryland include:
  • POCU of Maryland: 3.09% (New Car)
  • LM Federal Credit Union: 3.99% (New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles))
  • State Employees Credit Union: 4.24% (36 Month - New Auto or Truck Purchase/Refinance)
  • Point Breeze Credit Union: 4.49% (New & Used Auto or Truck)
  • Municipal Employees Credit Union of Balt Credit Union: 4.74% (New Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Baltimore, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 24, 2026

Baltimore, Maryland Rates & Resources

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