Current personal loan options available to borrowers in Baltimore, Maryland include: State Employees Credit UnionState Employees Credit Union7906 Rossville Blvd, Baltimore, MD, 21236 3930A+5.0 ★Texas Ratio: 5.38% offering 10-year fixed loan at 5.69% APR, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU1631 Merritt Blvd, Baltimore, MD, 21222A+5.0 ★ offering Personal Loan at 6.24% APR, Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit Union2345 Eastern Ave, Baltimore, MD, 21224A+5.0 ★Texas Ratio: 1.47% offering Personal Loan at 6.99% APR, Orrstown BankOrrstown Bank9651 Belair Rd, Baltimore, MD, 21236A5.0 ★Texas Ratio: 8.61% offering Improved Lot/Land Loan at 7.10% APR, and POCU of MarylandPOCU of Maryland900 E Fayette St Rm 606, Baltimore, MD, 21233 1050A+5.0 ★ offering Unsecured (Special) at 7.85% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Baltimore, Maryland can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Baltimore, Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Baltimore, Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
No additional details available.
As Low As; Includes .25% auto pay rate discount.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Includes .25% auto pay rate discount.
No additional details available.
As Low As
As Low As
As Low As; Includes .25% auto pay rate discount.
No additional details available.
As Low As
As Low As
As Low As; Includes .25% auto pay rate discount.
As Low As; ($500-$30,000*)
As Low As; Includes .25% auto pay rate discount.
No additional details available.
As Low As
As Low As
As Low As
As Low As; ($2,500-$30,000*)
As Low As
As Low As
As Low As; ($5,000-$30,000*)
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As low as
As low as
No additional details available.
No additional details available.
As Low As
This special low-rate loan is back for a limited time to help you spread out your holiday purchases. This simple 12-month low-rate loan is here to take the stress out of holiday shopping. Buy now, pay over 12 months.
Fixed rates
As Low As; Amount: $5,000+
As Low As
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As; Amount: $5,000+
As Low As; Amount: $10,000+
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Amount: $15,000+
As Low As; Amount: $10,000+
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Loan amounts of $500 - $5,000
As Low As; Up to 36 months
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
Amortization Period: 15 Years; % Down: 35%
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; terms to 60 months
No additional details available.
For example, payments on $1,000 at 7.25% APR* for 12 months would be just $86.06.
As Low As
As Low As; 37-48 months
As Low As
Loan amounts of $500 - $30,000
As Low As
As Low As
As Low As
No additional details available.
As Low As
A discount of 0.50% will be applied to loans paid through direct deposit. (Rate effective July 1, 2024)
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; 49-66 months
As Low As; Amount Financed up to $20,000
As Low As
As Low As
As Low As; terms to 120 months
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
Loan amounts of $5,000 - $30,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Fixed rates
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
Variable rates
No additional details available.
As Low As
As Low As
As Low As
As Low As; Includes .25% auto pay rate discount.
As Low As
As Low As; Includes .25% auto pay rate discount.
As Low As
As Low As; Includes .25% auto pay rate discount.
As Low As
As Low As; Includes .25% auto pay rate discount.
As Low As; ($500-$30,000*)
As Low As; Includes .25% auto pay rate discount.
As Low As
As Low As; ($2,500-$30,000*)
No additional details available.
As Low As
As Low As; ($5,000-$30,000*)
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
Loan amounts of $500 - $30,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Loan amounts of $5,000 - $30,000
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As low as
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Up to 36 months
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; 37-48 months
As Low As; 49-66 months
As Low As; Amount Financed up to $20,000
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As