Baltimore, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6336 York Rd, Baltimore, MD 21212A+5.0 ★Texas Ratio: 3.68%, First National Bank of PAFirst National Bank of PA4208 Ebenezer Rd, Baltimore, MD 21236A+5.0 ★Texas Ratio: 1.62%, M&T BankM&T Bank400 E Pratt St, Baltimore, MD 21202A+5.0 ★Texas Ratio: 4.11%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, Bank of America NABank of America NA4800 Roland Ave, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank101 N Wolfe St Ste 1, Baltimore, MD 21231A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Shore United Bank, N.A.Shore United Bank, N.A.1101 Maiden Choice Ln, Baltimore, MD 21229A5.0 ★Texas Ratio: 9.61%, Johns Hopkins FCUJohns Hopkins FCU1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732A+5.0 ★Texas Ratio: 2.64%, and Wells Fargo Bank NAWells Fargo Bank NA4735 Liberty Heights Ave, Baltimore, MD 21207A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Baltimore, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Baltimore are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Baltimore, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
9 offices in Baltimore 6336 York Rd, Baltimore, MD 21212 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, HELOC | 154 +1 HELOCs |
2.2% | 88.3% | $239,675 | View |
|
4 offices in Baltimore 4208 Ebenezer Rd, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, VA, HELOC | 141 +23 HELOCs |
2% | 74.6% | $196,063 | View |
|
19 offices in Baltimore 400 E Pratt St, Baltimore, MD 21202 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, Jumbo, HELOC | 135 +164 HELOCs |
1.9% | 75% | $235,592 | View |
|
5 offices in Baltimore 96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, Jumbo, HELOC | 117 +10 HELOCs |
1.7% | 81% | $172,094 | View |
|
12 offices in Baltimore 4800 Roland Ave, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 84 +82 HELOCs |
1.2% | 77.8% | $300,238 | View |
|
★ 1 stars, 1 review 13 offices in Baltimore 101 N Wolfe St Ste 1, Baltimore, MD 21231 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, Jumbo, HELOC | 80 +44 HELOCs |
1.1% | 91% | $270,875 | View |
|
1 office in Baltimore 166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, VA, Jumbo, HELOC | 56 +6 HELOCs |
0.8% | 90.3% | $319,285 | View |
|
1 office in Baltimore 1101 Maiden Choice Ln, Baltimore, MD 21229 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA, VA, Jumbo | 51 | 0.7% | 92.7% | $248,529 | View |
|
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 39 | 0.6% | 59.1% | $169,871 | View |
|
18 offices in Baltimore 4735 Liberty Heights Ave, Baltimore, MD 21207 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 39 | 0.6% | 54.2% | $308,846 | View |
|
★ 1.7 stars, 3 reviews 16 offices in Baltimore 1603 Whetstone Way, Baltimore, MD 21230 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 23 +104 HELOCs |
0.3% | 75% | $208,478 | View |
|
2 offices in Baltimore 531 S Conkling St, Baltimore, MD 21224 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, VA, Jumbo, HELOC | 16 +4 HELOCs |
0.2% | 100% | $379,375 | View |
|
2 offices in Baltimore 8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 14 +6 HELOCs |
0.2% | 100% | $309,285 | View |
|
1 office in Baltimore 3603 Boston St, Baltimore, MD 21224 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 14 +6 HELOCs |
0.2% | 77.8% | $198,571 | View |
|
2 offices in Baltimore 6708 Belair Rd, Baltimore, MD 21206 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo | 14 | 0.2% | 93.3% | $347,857 | View |
|
4 offices in Baltimore 3101 North Point Rd, Baltimore, MD 21222 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 12 | 0.2% | 100% | $273,333 | View |
|
7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 9 | 0.1% | 75% | $109,444 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 480 | 6.8% | 96.6% | $311,979 | View |
|
A5.0 ★Texas Ratio: 7.57% |
Conventional, FHA | 62 | 0.9% | 56.5% | $222,419 | View |
Cazle Mortgage, Inc.
|
Conventional, FHA, VA | 23 | 0.3% | 100% | $253,260 | |
|
250 W Pratt St, Baltimore, MD 21201 2305 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, VA, HELOC | 88 +146 HELOCs |
1.2% | 88.1% | $209,545 | |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 50 | 0.7% | 79.7% | $265,800 | |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 34 | 0.5% | 82.2% | $112,941 | View |
|
1631 Merritt Blvd, Baltimore, MD 21222 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 23 +17 HELOCs |
0.3% | 86.2% | $108,043 | View |
|
5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 22 | 0.3% | 95.7% | $126,818 | View |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 18 +37 HELOCs |
0.3% | 54.5% | $261,666 | |
|
6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional, FHA | 15 | 0.2% | 83.3% | $315,666 | View |
|
1230 Race Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 11 | 0.2% | 84.6% | $375,909 | View |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 10 +24 HELOCs |
0.1% | 83.3% | $214,000 | View |
|
8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 5 | 0.1% | 83.3% | $63,000 | View |
|
2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
0.1% | 100% | $160,000 | View |
|
4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 4 | 0.1% | 100% | $160,000 | View |
|
8 W Bel Air Ave, Aberdeen, MD 21001 A5.0 ★Texas Ratio: 7.13% |
Conventional | 2 | 0% | 100% | $180,000 | View |
|
735 Hanover Pike, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 2 | 0% | 100% | $175,000 | View |
|
1028 Middleton Rd, Aberdeen, MD 21001 2281 A5.0 ★Texas Ratio: 9.57% |
Conventional | 2 | 0% | 100% | $435,000 | View |
|
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874 A5.0 ★Texas Ratio: 9.36% |
Conventional | 2 | 0% | 100% | $55,000 | View |
|
8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, VA | 2 | 0% | 100% | $270,000 | View |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 1 +4 HELOCs |
0% | 50% | $285,000 | View |
|
7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +3 HELOCs |
0% | 100% | $695,000 | View |
|
890 Bestgate Rd, Annapolis, MD 21401 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0% | 100% | $815,000 | View |
|
5530 Wisconsin Ave, Chevy Chase, MD 20815 A+5.0 ★Texas Ratio: 3.39% |
Conventional, Jumbo | 1 | 0% | 100% | $1,005,000 | View |
|
7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0% | 100% | $205,000 | View |
|
10060 Baltimore National Pike, Ellicott City, MD 21042 B4.6 ★Texas Ratio: 19.76% |
Conventional | 1 | 0% | 100% | $85,000 | View |
|
1041A W PATRICK ST, FREDERICK, MD 21702 3903 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 1 | 0% | 100% | $595,000 | View |
|
5530 Wisconsin Ave, Chevy Chase, MD 20815 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0% | 100% | $225,000 | View |
Nfm, Inc
|
Conventional, FHA, VA, Jumbo | 296 | 4.2% | 97.7% | $292,060 | |
Direct Mortgage Loans, LLC
|
Conventional, FHA, VA | 150 | 2.1% | 96.1% | $286,666 | |
Fidelity Direct Mortgage, LLC
|
Conventional, FHA, VA | 57 | 0.8% | 91% | $200,263 | |
Bay Capital Mortgage Corporation
|
Conventional, FHA | 17 | 0.2% | 81% | $331,470 | |
Bayshore Mortgage Funding
|
Conventional, FHA, VA | 11 | 0.2% | 84.6% | $264,090 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 7 | 0.1% | 100% | $202,142 | |
Universal Mortgage & Finance, Inc
|
Conventional, FHA | 7 | 0.1% | 70% | $263,571 | |
Credence Funding Corporation
|
Conventional, FHA, VA | 4 | 0.1% | 100% | $287,500 | |
1st Financial, Inc.
|
Conventional, FHA | 4 | 0.1% | 80% | $315,000 | |
The Mortgage Link, Inc.
|
Conventional, FHA, VA | 4 | 0.1% | 100% | $287,500 | |
Nih Federal Credit Union
|
Conventional | 3 | 0% | 50% | $265,000 | |
My Mortgage, Inc
|
Conventional, FHA | 3 | 0% | 100% | $155,000 | |
First Eagle Federal Credit Un
|
Conventional | 3 | 0% | 100% | $78,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 537 | 7.6% | 70.9% | $207,905 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 346 +4 HELOCs |
4.9% | 80.9% | $267,080 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 292 | 4.1% | 95.1% | $241,746 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 138 +2 HELOCs |
2% | 97.3% | $297,681 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 133 +56 HELOCs |
1.9% | 62.4% | $233,045 | View |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, Jumbo, HELOC | 125 +1 HELOCs |
1.8% | 97.7% | $311,160 | |
Mortgage Research Center
|
Conventional, FHA, VA, Jumbo | 118 | 1.7% | 64.9% | $308,983 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA, HELOC | 110 +5 HELOCs |
1.6% | 92.6% | $235,545 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 109 | 1.5% | 90.1% | $184,908 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 107 | 1.5% | 66.3% | $220,327 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo | 107 | 1.5% | 94.8% | $288,177 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 104 | 1.5% | 80.7% | $291,250 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 74 | 1.1% | 44.3% | $312,837 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 74 | 1.1% | 96.1% | $233,243 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 70 | 1% | 93.1% | $251,714 | |
Das Acquisition Company, LLC
|
Conventional, FHA, VA, Jumbo | 70 | 1% | 100% | $335,000 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 70 | 1% | 72.9% | $164,857 | |
TowneBank
|
Conventional, FHA, VA, Jumbo | 69 | 1% | 97.2% | $266,739 | |
Primelending
|
Conventional, FHA, VA | 67 | 1% | 97.6% | $256,791 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 62 +1 HELOCs |
0.9% | 66% | $209,354 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 56 +10 HELOCs |
0.8% | 62.4% | $184,821 | |
Towne Mortgage Company
|
Conventional, FHA | 51 | 0.7% | 95.1% | $209,705 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 50 | 0.7% | 94.3% | $268,200 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA, VA, HELOC | 46 +1 HELOCs |
0.7% | 68.4% | $195,434 | View |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 43 +1 HELOCs |
0.6% | 86.3% | $266,627 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 39 | 0.6% | 87.8% | $230,384 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 38 | 0.5% | 100% | $283,421 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA | 37 | 0.5% | 58.7% | $405,810 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA, HELOC | 36 +2 HELOCs |
0.5% | 27% | $103,611 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 36 | 0.5% | 82.2% | $273,333 | |
Click n' Close, Inc.
|
Conventional, FHA | 33 | 0.5% | 91.7% | $115,909 | |
K. Hovnanian American Mortgage
|
Conventional, FHA, VA | 32 | 0.5% | 74.4% | $462,187 | |
Churchill Mortgage Corporation
|
Conventional, FHA, VA | 31 | 0.4% | 94.4% | $243,709 | |
Envoy Mortgage, Ltd
|
Conventional, FHA, VA | 30 | 0.4% | 93.8% | $307,666 | |
Provident Funding Associates
|
Conventional | 30 | 0.4% | 91.2% | $362,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 29 | 0.4% | 90.9% | $266,379 | |
The Loan Store, Inc
|
Conventional, FHA, VA, HELOC | 28 +5 HELOCs |
0.4% | 89.7% | $251,785 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 28 | 0.4% | 73.7% | $248,214 | |
EMM Loans LLC
|
Conventional, FHA, VA | 27 | 0.4% | 100% | $295,740 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA | 26 | 0.4% | 100% | $193,461 | |
City Lending Inc.
|
Conventional, FHA | 26 | 0.4% | 76.5% | $177,307 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 26 | 0.4% | 90.9% | $258,461 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 26 | 0.4% | 36.6% | $128,461 | |
Spring Eq, LLC
|
Conventional, HELOC | 22 +14 HELOCs |
0.3% | 26.7% | $64,090 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 22 | 0.3% | 90.6% | $174,090 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, VA | 21 | 0.3% | 89.3% | $240,238 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, VA | 20 | 0.3% | 100% | $236,500 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 20 | 0.3% | 65.6% | $241,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 19 | 0.3% | 96% | $318,684 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 19 | 0.3% | 100% | $292,894 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 19 | 0.3% | 59.4% | $273,947 | View |
Credit Union Mortgage Associat
|
Conventional | 18 | 0.3% | 94.7% | $286,666 | |
Vellum Mortgage, Inc.
|
Conventional, FHA, VA | 18 | 0.3% | 94.7% | $302,222 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 17 | 0.2% | 81.8% | $278,529 | |
SWBC Mortgage Corporation
|
Conventional, FHA, VA | 17 | 0.2% | 100% | $278,529 | |
Bay Equity LLC
|
Conventional, FHA, VA | 17 | 0.2% | 94.4% | $275,588 | |
Village Capital & Investment
|
FHA, VA | 17 | 0.2% | 61.5% | $305,588 | |
Equity Prime Mortgage LLC
|
FHA, VA | 16 | 0.2% | 66.7% | $263,125 | |
Geneva Financial LLC
|
Conventional, FHA, VA | 16 | 0.2% | 88.9% | $295,625 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 15 | 0.2% | 65.2% | $266,333 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 15 | 0.2% | 94.1% | $175,666 | View |
Better Mortgage Corporation
|
Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
0.2% | 71.4% | $280,000 | |
Originpoint, LLC
|
Conventional, FHA, VA | 14 | 0.2% | 93.3% | $269,285 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 14 | 0.2% | 87.5% | $281,428 | View |
Goodleap, LLC
|
Conventional, FHA, VA, HELOC | 12 +8 HELOCs |
0.2% | 60.7% | $212,500 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA, VA | 12 | 0.2% | 85.7% | $280,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA, VA | 12 | 0.2% | 63.2% | $162,500 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 11 +9 HELOCs |
0.2% | 26.2% | $245,000 | View |
Everett Financial, Inc.
|
Conventional, FHA, HELOC | 11 +1 HELOCs |
0.2% | 91.7% | $242,272 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, VA | 11 | 0.2% | 100% | $263,181 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 11 | 0.2% | 47.8% | $264,090 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 11 | 0.2% | 100% | $564,090 | View |
Affordable Mortgage Advisors
|
Conventional, FHA | 10 | 0.1% | 100% | $245,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 10 | 0.1% | 73.3% | $395,000 | |
T2 Financial LLC
|
Conventional, FHA | 10 | 0.1% | 92.3% | $256,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 10 | 0.1% | 76.9% | $247,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 10 | 0.1% | 92.3% | $288,000 | |
Sage Home Loans Corporation
|
Conventional, VA | 9 | 0.1% | 91.7% | $381,666 | |
First Savings Mortgage Corporation
|
Conventional, FHA | 9 | 0.1% | 100% | $348,333 | |
Equity Resources Inc
|
Conventional, FHA | 8 | 0.1% | 88.9% | $301,250 | |
AmeriHome Mortgage Company, LLC
|
FHA | 8 | 0.1% | 80% | $297,500 | |
First Option Mortgage, LLC
|
Conventional, FHA | 8 | 0.1% | 100% | $385,000 | |
Land Home Financial Services,
|
Conventional, FHA | 8 | 0.1% | 61.5% | $202,500 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 8 | 0.1% | 100% | $258,750 | |
Southern Trust Mortgage, LLC
|
Conventional, FHA, VA | 8 | 0.1% | 100% | $321,250 | |
Radius Financial Group Inc
|
Conventional, FHA | 8 | 0.1% | 88.9% | $315,000 | |
Northrop Grumman Federal Credit Union
|
Conventional, HELOC | 7 +5 HELOCs |
0.1% | 88.9% | $209,285 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA, VA | 7 | 0.1% | 70% | $297,857 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 7 | 0.1% | 22.1% | $166,428 | |
Select Lending Services, LLC
|
Conventional, VA | 7 | 0.1% | 100% | $249,285 | |
VanDyk Mortgage Corporation
|
Conventional, VA | 7 | 0.1% | 100% | $362,142 | |
Mortgage Equity Partners LLC
|
Conventional, FHA | 7 | 0.1% | 87.5% | $236,428 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 7 | 0.1% | 100% | $359,285 | View |
Reliance First Capital, LLC
|
Conventional, FHA | 7 | 0.1% | 100% | $236,428 | |
Tomo Mortgage LLC
|
Conventional | 7 | 0.1% | 87.5% | $240,714 | |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 6 +2 HELOCs |
0.1% | 77.8% | $418,333 | |
Total Mortgage Services, LLC
|
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.1% | 75% | $290,000 | |
Hartford Funding, Ltd.
|
Conventional, FHA, VA | 6 | 0.1% | 100% | $188,333 | |
PHH Mortgage Corporation
|
Conventional, FHA | 6 | 0.1% | 85.7% | $125,000 | |
Michigan Mutual, Inc
|
Conventional, FHA, VA | 6 | 0.1% | 91.7% | $281,666 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 6 | 0.1% | 75% | $190,000 | |
Congressional Federal Credit Union
|
Conventional | 6 | 0.1% | 85.7% | $85,000 | |
New Day Financial, LLC.
|
VA | 6 | 0.1% | 28% | $233,333 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA, Jumbo | 6 | 0.1% | 85.7% | $586,666 | View |
Keystone Funding, Inc
|
Conventional, FHA | 6 | 0.1% | 80% | $311,666 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 6 | 0.1% | 85.7% | $245,000 | |
HomeBridge Financial Services, Inc
|
FHA, VA, HELOC | 5 +13 HELOCs |
0.1% | 50% | $301,000 | |
Pentagon Federal Credit Union
|
Conventional, FHA, HELOC | 5 +11 HELOCs |
0.1% | 20% | $369,000 | |
Nbkc Bank
|
Conventional | 5 | 0.1% | 83.3% | $285,000 | |
Loansteady LLC
|
Conventional, FHA | 5 | 0.1% | 100% | $353,000 | |
Allied Mortgage Group, Inc
|
Conventional, FHA, VA | 5 | 0.1% | 100% | $283,000 | |
Norwich Commercial Group Inc
|
Conventional, FHA, VA | 5 | 0.1% | 83.3% | $271,000 | |
Guidance Residential, LLC
|
Conventional | 5 | 0.1% | 100% | $277,000 | |
Loanunited.Com, LLC
|
Conventional, FHA, VA | 5 | 0.1% | 83.3% | $241,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 5 | 0.1% | 45.5% | $235,000 | |
First Alliance Home Mortgage, LLC
|
Conventional, FHA | 5 | 0.1% | 83.3% | $183,000 | |
Intercoastal Mortgage, LLC
|
Conventional, FHA, VA | 5 | 0.1% | 100% | $263,000 | |
Ameritrust Mortgage Corporation
|
FHA | 5 | 0.1% | 100% | $279,000 | |
HomeSale Mortgage
|
Conventional, VA | 5 | 0.1% | 83.3% | $281,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, FHA | 5 | 0.1% | 100% | $293,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA, VA | 5 | 0.1% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 5 | 0.1% | 35.7% | $229,000 | |
First Community Mortgage, Inc.
|
Conventional, FHA, VA | 4 | 0.1% | 66.7% | $295,000 | |
Royal United Mortgage LLC
|
Conventional | 4 | 0.1% | 66.7% | $85,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 4 | 0.1% | 100% | $375,000 | View |
Watermark Capital, Inc.
|
Conventional, VA | 4 | 0.1% | 85.7% | $522,500 | |
Acrisure Mortgage, LLC
|
Conventional | 4 | 0.1% | 100% | $277,500 | |
Dart Bank
|
Conventional, VA | 4 | 0.1% | 87.5% | $275,000 | |
American Heritage Lending, LLC
|
Conventional, Jumbo | 4 | 0.1% | 100% | $477,500 | |
Waterstone Mortgage Corporation
|
Conventional, FHA, VA | 4 | 0.1% | 80% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.1% | 100% | $325,000 | View |
|
A5.0 ★Texas Ratio: 6.04% |
Conventional | 4 | 0.1% | 66.7% | $147,500 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 4 | 0.1% | 100% | $790,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +6 HELOCs |
0% | 37.5% | $58,333 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0% | 60% | $168,333 | View |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0% | 42.9% | $225,000 | View |
Deephaven Mortgage LLC
|
Conventional | 3 | 0% | 60% | $128,333 | |
General Mortgage Capital Corporation
|
Conventional | 3 | 0% | 100% | $258,333 | |
ClearPath Lending
|
VA | 3 | 0% | 75% | $251,666 | |
Federated Mortgage Corp
|
Conventional | 3 | 0% | 100% | $188,333 | |
Securitynational Mortgage Company
|
Conventional, FHA | 3 | 0% | 80% | $381,666 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 3 | 0% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 3 | 0% | 60% | $168,333 | View |
|
A+5.0 ★Texas Ratio: 1.79% |
Conventional | 3 | 0% | 100% | $108,333 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 3 | 0% | 100% | $175,000 | |
Citadel Servicing Corporation
|
Conventional | 3 | 0% | 100% | $201,666 | |
Ussfcu
|
Conventional | 3 | 0% | 75% | $45,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 3 | 0% | 75% | $461,666 | |
Texana Bank
|
FHA | 3 | 0% | 100% | $255,000 | |
Firstrust Savings Bank
|
Conventional, FHA, HELOC | 2 +3 HELOCs |
0% | 66.7% | $235,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 2 +1 HELOCs |
0% | 100% | $110,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 2 | 0% | 100% | $135,000 | |
Liberty Federal Credit Union
|
Conventional | 2 | 0% | 100% | $400,000 | |
Cliffco, Inc.
|
Conventional, FHA | 2 | 0% | 100% | $310,000 | |
Go Mortgage, LLC
|
Conventional | 2 | 0% | 100% | $415,000 | |
MDE Home Loans LLC
|
Conventional | 2 | 0% | 100% | $170,000 | |
United Trust Bank
|
Conventional, VA | 2 | 0% | 100% | $220,000 | |
Synergy One Lending, Inc.
|
Conventional, VA | 2 | 0% | 66.7% | $175,000 | |
Data Mortgage, Inc
|
FHA | 2 | 0% | 100% | $260,000 | |
Skyrock Mortgage
|
Conventional | 2 | 0% | 100% | $445,000 | |
Acre Mortgage & Financial, Inc.
|
Conventional, FHA | 2 | 0% | 100% | $110,000 | |
SIRVA Mortgage, Inc.
|
FHA, VA | 2 | 0% | 100% | $205,000 | |
Strong Home Mortgage, LLC
|
Conventional, VA | 2 | 0% | 100% | $425,000 | |
Idb Global Federal Credit Union
|
Conventional | 2 | 0% | 100% | $140,000 | |
Greenbox Loans
|
Conventional | 2 | 0% | 100% | $240,000 | |
Beeline Loans, Inc.
|
Conventional | 2 | 0% | 40% | $145,000 | |
Intelliloan, Inc.
|
FHA | 2 | 0% | 75% | $470,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 2 | 0% | 22.2% | $145,000 | |
Lendsure Mortgage Corp.
|
Conventional | 2 | 0% | 100% | $245,000 | |
Integrity Home Mortgage Corporation
|
FHA, VA | 2 | 0% | 100% | $215,000 | |
Ithink Financial Credit Union
|
Conventional | 2 | 0% | 100% | $185,000 | |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 2 | 0% | 100% | $285,000 | View |
Emet Lending Group, Inc.
|
Conventional, FHA | 2 | 0% | 100% | $300,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 2 | 0% | 80% | $205,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0% | 28.6% | $160,000 | |
|
A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0% | 100% | $365,000 | View |
FM Home Loans LLC
|
Conventional | 2 | 0% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 2 | 0% | 66.7% | $215,000 | View |
United Nations Federal CU
|
Conventional | 2 | 0% | 100% | $485,000 | |
Nexera Holding LLC
|
Conventional | 2 | 0% | 100% | $355,000 | |
Top Flite Financial, Inc.
|
Conventional, FHA | 2 | 0% | 66.7% | $150,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 2 | 0% | 100% | $385,000 | |
Valon Mortgage
|
Conventional, HELOC | 1 +5 HELOCs |
0% | 100% | $165,000 | |
Nrl Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $245,000 | |
Arc Home LLC
|
Conventional | 1 | 0% | 100% | $125,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0% | 100% | $1,525,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0% | 100% | $405,000 | View |
HomePromise Corporation
|
VA | 1 | 0% | 20% | $215,000 | |
|
A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0% | 100% | $95,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0% | 50% | $155,000 | |
TruMark Financial Credit Union
|
Conventional | 1 | 0% | 100% | $405,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $85,000 | |
Liberty Bank
|
FHA | 1 | 0% | 100% | $365,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0% | 80% | $95,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0% | 100% | $385,000 | |
Instamortgage, Inc
|
Conventional | 1 | 0% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0% | 25% | $525,000 | View |
City 1st Mortgage Services, LC
|
FHA | 1 | 0% | 100% | $325,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0% | 100% | $415,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0% | 100% | $295,000 | View |
Flexpoint, Inc.
|
Conventional | 1 | 0% | 75% | $195,000 | |
East Coast Capital Corp.
|
Conventional | 1 | 0% | 50% | $125,000 | |
Marlin Mortgage Capital, LLC
|
Conventional | 1 | 0% | 100% | $155,000 | |
Abnb Federal Credit Union
|
Conventional | 1 | 0% | 100% | $575,000 | |
Rev Federal Credit Union
|
Conventional | 1 | 0% | 100% | $425,000 | |
Linkbank
|
Conventional | 1 | 0% | 100% | $615,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0% | 100% | $365,000 | |
Real Genius LLC
|
Conventional | 1 | 0% | 100% | $465,000 | |
Weichert Financial Services
|
Conventional | 1 | 0% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 0% | 100% | $275,000 | View |
Justice Federal Credit Union
|
Conventional | 1 | 0% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0% | 100% | $275,000 | View |
Delta Community Credit Union
|
Conventional | 1 | 0% | 100% | $415,000 | |
Capital Center LLC
|
VA | 1 | 0% | 25% | $385,000 | |
Foundation Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $185,000 | |
Intouch Credit Union
|
Conventional | 1 | 0% | 100% | $55,000 | |
Premier Lending Inc.
|
Conventional | 1 | 0% | 100% | $245,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0% | 100% | $95,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0% | 100% | $375,000 | View |
CityWorth Mortgage LLC
|
VA | 1 | 0% | 100% | $435,000 | |
Loanleaders of America, Inc
|
FHA | 1 | 0% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0% | 100% | $205,000 | View |
|
C+4.2 ★Texas Ratio: 24.99% |
Conventional | 1 | 0% | 100% | $245,000 | View |
Encompass Lending Group, L.P.
|
Conventional | 1 | 0% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
VA | 1 | 0% | 100% | $265,000 | View |
Teachers Federal Credit Union
|
Conventional | 1 | 0% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 0% | 100% | $255,000 | View |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0% | 50% | $105,000 | |
|
★ 5 stars, 1 review A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 0% | 100% | $245,000 | View |
Milend, Inc
|
Conventional | 1 | 0% | 33.3% | $135,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0% | 100% | $85,000 | View |
The Mortgage Firm
|
Conventional | 1 | 0% | 100% | $125,000 | |
|
A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0% | 100% | $385,000 | View |
Hanscom Federal Credit Union
|
Conventional | 1 | 0% | 100% | $215,000 | |
Saygo Home Loans, LLC
|
VA | 1 | 0% | 50% | $385,000 | |
Lebanon FCU
|
Conventional | 1 | 0% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0% | 50% | $265,000 | View |
Wings Financial Credit Union
|
Conventional | 1 | 0% | 100% | $195,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0% | 100% | $415,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0% | 100% | $325,000 |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Baltimore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Baltimore in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Baltimore, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.5 percent of home loans in Baltimore, Maryland in 2025, banks 22.2 percent and credit unions 7.3 percent. First Home Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Johns Hopkins FCU the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 51 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Baltimore, Maryland with 154 loans, about 2.2 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 51 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Baltimore, Maryland, Das Acquisition Company, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 78.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
155 lenders closed FHA loans in Baltimore, Maryland in 2025, led by First Home Mortgage with 133. 117 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 75 banks and 39 credit unions closed home loans in Baltimore, Maryland in 2025, alongside 186 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Baltimore, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Baltimore, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Baltimore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.